Under tension, overhead.
General liability with completed work, commercial auto for service vans, tools and inventory, license bonds and workers' comp for garage door installers and repair companies.
By Sam Alishahi · CA Insurance License #4348151 · Reviewed October 2026 · How this page is researched
Springs, cables and auto-reverse
Torsion springs hold a lot of stored energy, and most garage door injuries happen when one is wound or released. After the job, the exposure moves to the customer: a door that falls, an opener that doesn't reverse, or a car damaged by a closing door.
I set up general liability that keeps covering your finished installs, commercial auto for the vans and their rolling stock, and workers' comp for the techs who handle springs every day.
- General liabilityDamage and injury from your work.
- Commercial autoService vans and trailers.
- Workers' compSpring and ladder injuries.
- Tools and inventoryDoors, openers and parts in vans.
What underwriters will ask
Having these ready means I can go to market on the first call. The quote form asks for the same things, and anything you don’t know yet can wait.
- License: CSLB number and classification.
- Work: residential or commercial, installs or repairs.
- Vans: number, drivers and stock carried.
- Subs: who you hire and their certificates.
- Revenue and payroll: annual figures.
- History: current policies and claims.
Garage door insurance, answered
Is a door that falls months after install covered?
Completed work coverage often responds to injury or damage from your finished installation, subject to the policy terms.
Do I need a contractor's license for garage doors?
In California, jobs over the minor work limit need a CSLB license. Garage door work commonly falls under the D-28 doors, gates and activating devices classification.
Are parts in my van covered if it's broken into?
Not by auto insurance. Tools and inventory coverage is what can cover stock and tools in the van, subject to the policy.
Why does workers' comp cost more for spring work?
Class codes and claims history drive comp pricing. I make sure your payroll sits in the right class.
Do you offer garage door contractor insurance outside California?
Yes. Clients across the country send the same quote form. Sam Alishahi is licensed in 48 states and Washington, DC and places policies there directly. In Florida and Washington, where Sam's licenses are still being issued, a partner agency in your state helps in the meantime. The shopping across carriers works the same way. Rules, minimums and markets differ by state — see insurance requirements by state.
Cover every door you hang
Send me your license number, vans and the mix of installs and repairs. I'll shop markets that write door contractors.
Alishahi Insurance · Saman Alishahi, independent insurance broker, California License #4348151. General information, not a quote or a promise of coverage; coverage depends on underwriting and the terms, conditions and exclusions of the policy actually issued.
Tell me how to reach you. I’ll take it from there.
Takes about 30 seconds. Your application link comes by email right away, and you get an update at every step until your quotes are ready.
(877) 711-4545Answered 24/7 · CA License #4348151
Get a reminder before your renewal.
Tell me when your policy renews and I’ll email you about six weeks before, when it’s worth comparing. One email, no calls.