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Insurance Companies · California

One broker, 90+ insurance companies and specialty markets.

These are the insurance companies and specialty markets I can quote for California homes, rentals, vehicles, businesses and families. You tell me the risk once, and I shop it across the ones that fit.

Homeowners and condos

Standard and specialty homeowners and condo policies, including homes admitted carriers have declined. About this coverage

  • Aegis
  • American Modern
  • Annex Risk
  • Arrowhead
  • Bamboo
  • Cabrillo Coastal
  • Delos
  • Foremost
  • Heritage Insurance
  • KW Specialty
  • LightSpeed
  • MSI
  • National General
  • Steadily
  • Swyfft
Get a homeowners and condos quote

High-value homes

Homes that need higher limits, broader coverage and underwriters who expect custom construction. About this coverage

  • Delos
  • MSI
Get a high-value homes quote

FAIR Plan difference in conditions

DIC policies that sit alongside a California FAIR Plan policy to cover what it leaves out. About this coverage

  • Aegis
  • Bamboo
  • KW Specialty
  • Steadily
Get a fAIR Plan difference in conditions quote

Landlord and dwelling fire

Rental homes, condos and small multifamily, including LLC-owned property. About this coverage

  • Aegis
  • American Modern
  • Arrowhead
  • Foremost
  • King
  • LightSpeed
  • SES Risk Solutions
  • Steadily
  • Vacant Express
Get a landlord and dwelling fire quote

Earthquake

Stand-alone earthquake policies for homes, condos and rentals. About this coverage

  • Arrowhead
  • Foremost
  • GeoVera
  • ICAT
  • Neptune
  • Palomar
Get a earthquake quote

Flood

NFIP and private flood, plus excess flood above NFIP limits. About this coverage

  • Annex Risk
  • Neptune
  • NormanMax
  • Palomar
  • Sterling Surplus Underwriters
  • Swyfft
  • Titan Flood
  • Wright Flood
Get a flood quote

Vacant property and builder’s risk

Empty homes, renovations, fix-and-flips and ground-up construction. About this coverage

  • Alchemy
  • Blitz
  • Green Shield Risk
  • Insur-Fi
  • ISC
  • Vacant Express
Get a vacant property and builder’s risk quote

Mobile and manufactured homes

Manufactured and mobile homes in parks or on private land, including seasonal homes and occasional rentals. About this coverage

  • Aegis
  • American Modern
  • Foremost
  • King
  • KW Specialty
Get a mobile and manufactured homes quote

Mobile home and RV parks

Property and general liability for mobile home parks and RV parks, with hired and non-owned auto, equipment breakdown and crime. About this coverage

  • Hadron (King program)
Get a mobile home and RV parks quote

Renters

Renters insurance for tenants, including coverage landlords can require in a lease. About this coverage

  • ePremium
Get a renters quote

Personal umbrella

Excess liability above home, auto and rental policies. About this coverage

  • Coverage Cat
  • Monoline
  • RLI
Get a personal umbrella quote

Auto

Standard and non-standard personal auto, and auto coverage for driving in Mexico. About this coverage

  • Bristol West
  • Kemper Auto
  • Mexico Insurance Online
  • National General
Get a auto quote

Collector cars

Classic, collector and enthusiast cars, insured for an agreed value. About this coverage

  • American Modern
  • Hagerty
Get a collector cars quote

Boats and yachts

Boats, yachts and personal watercraft, including classic boats. About this coverage

  • Ahoy!
  • American Modern
  • Hagerty
Get a boats and yachts quote

Motorcycles, ATVs and golf carts

Motorcycles, off-road vehicles, UTVs and golf carts. About this coverage

  • American Modern
  • Hagerty
Get a motorcycles, ATVs and golf carts quote

Art and collections

Fine art, collectibles and collections, scheduled or blanket. About this coverage

  • Collectibles Insurance Services
  • WAX
Get a art and collections quote

Home-based business

Business property and liability for a business run from home, beyond what a homeowners policy covers. About this coverage

  • RLI
Get a home-based business quote

Travel and Mexico trips

Trip, medical and evacuation coverage, and tourist auto insurance for driving in Mexico. About this coverage

  • King
  • Mexico Insurance Online
Get a travel and Mexico trips quote

Jewelry, watches and weddings

Engagement rings, jewelry and luxury watches, plus wedding liability and cancellation coverage. About this coverage

  • BriteCo
  • Jewelers Mutual
Get a jewelry, watches and weddings quote

Small business: BOP and general liability

Business owner’s policies and general liability for offices, retail, services and trades. About this coverage

  • Attune
  • Authentic
  • biBerk
  • BTIS
  • Chubb
  • Coterie
  • First Insurance
  • Great American
  • Hiscox
  • MGT
  • Next
  • Pathpoint
  • Rainbow
  • RT Connector
  • Simply Business
  • Slice
  • THREE by Berkshire Hathaway
  • Thimble
Get a small business: BOP and general liability quote

Contractors

General liability, packages and project coverage for trades and general contractors. About this coverage

  • Blitz
  • Great American
  • ISC
  • Next
  • Tokio Marine HCC ArtisanEdge
Get a contractors quote

Workers’ compensation

Payroll-rated workers’ comp for California employers. About this coverage

  • AmTrust
  • Attune
  • biBerk
  • Futuristic Underwriters
  • Pie
  • Starwind
  • weSure
Get a workers’ compensation quote

Commercial property and packages

Buildings, business property and multi-line commercial packages. About this coverage

  • Green Shield Risk
  • Next
  • Novella
  • SES Risk Solutions
Get a commercial property and packages quote

Commercial auto and trucking

Business vehicles, fleets and trucking operations. About this coverage

  • biBerk
  • Bristol West
  • Diesel
  • Semsee Market Access
  • THREE by Berkshire Hathaway
Get a commercial auto and trucking quote

Cyber liability

Coverage for data breaches, ransomware and business interruption from cyber events. About this coverage

  • Chubb
  • Cowbell
  • Hiscox
  • Pathpoint
  • RT Connector
  • Semsee Market Access
  • Simply Business
  • weSure
Get a cyber liability quote

Surety and license bonds

Contractor license bonds, and performance and payment bonds. About this coverage

  • Propeller
Get a surety and license bonds quote

Life, disability and accident

Term and permanent life insurance, disability income and accidental death coverage. About this coverage

  • Assurity
  • Back9
  • Simplicity
Get a life, disability and accident quote

Specialty

Cannabis businesses, special events, amateur sports, community associations, drones and pets.

  • CannGen
  • Carma
  • Fetch
  • LIO
  • Skywatch.ai
  • Sport Underwriters
  • Thimble
Get a specialty quote

Wholesale and surplus lines markets

Specialty wholesalers and managing general agents for risks the standard market declines.

  • Amwins
  • Aspire General
  • Atlas General Insurance Services
  • Bass Underwriters
  • Burns & Wilcox
  • CRC Group
  • DOXA Insurance
  • Futuristic Underwriters
  • Global Indemnity
  • Novacore
  • Risk Placement Services
  • Victor Insurance
Get a wholesale and surplus lines markets quote

Availability depends on each company’s underwriting guidelines, the property or business, and its location, and changes over time. Access to some companies is through independent agency networks rather than a direct appointment. Company names are trademarks of their respective owners; listing them doesn’t imply endorsement. Some policies may be placed with nonadmitted (surplus lines) insurers, which are not members of the California Insurance Guarantee Association.

Not sure which company fits?

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Most people shouldn’t have to know carrier names. Tell me what you need insured, and I’ll bring back the options side by side.

Did you know?

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Did you know? A captive agent can only sell one company's policies

Under a minute each. Videos use an AI-generated version of Sam’s likeness and voice. General information only; coverage depends on your policy.

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