Protect the trip and the traveler.
Trip cancellation and interruption, medical coverage abroad and emergency evacuation, for a single trip or a year of travel.
By Sam Alishahi · CA Insurance License #4348151 · Reviewed October 2026 · How this page is researched
Your health plan may not travel with you
Many U.S. health plans limit coverage outside the country, and Medicare generally doesn't cover care abroad. A medical evacuation home can cost more than the trip itself.
Travel insurance reimburses prepaid, non-refundable trip costs when you cancel or cut a trip short for a covered reason, and pays for emergency medical care and evacuation while you're away.
- Trip cancellationNon-refundable costs when you cancel for a covered reason.
- Trip interruptionCosts when a trip is cut short.
- Travel medicalEmergency care while you're abroad.
- EvacuationTransport to adequate care or home.
What underwriters will ask
Having these ready means I can go to market on the first call. The quote form asks for the same things, and anything you don’t know yet can wait.
- Destination: where you're going.
- Dates: departure and return.
- Travelers: number of travelers and their ages.
- Trip cost: prepaid, non-refundable costs.
- Coverage: cancellation, medical, or both.
- Health plan: whether it covers you abroad.
Travel insurance, answered
When should I buy travel insurance?
Soon after your first trip payment. Some benefits are only available when coverage is bought within a set time of the first payment.
Does travel insurance cover pre-existing conditions?
Some plans do, often only when bought early. I'll check the terms before you buy.
Does Medicare cover me abroad?
Generally no, with limited exceptions. Travel medical coverage fills that gap.
Can I cancel for any reason?
Standard plans cover specific reasons. Some plans offer an optional upgrade that reimburses part of the cost for other reasons.
Do you offer travel insurance outside California?
Yes. Clients across the country send the same quote form. California policies are placed directly; outside California the request is handled together with a partner agency in your state, and the shopping across carriers works the same way. Rules, minimums and markets differ by state — see insurance requirements by state.
Send the trip details. I'll shop it.
Destination, dates and travelers' ages are enough to start.
Alishahi Insurance · Saman Alishahi, independent insurance broker, California License #4348151. General information, not a quote or a promise of coverage; coverage depends on underwriting and the terms, conditions and exclusions of the policy actually issued.
Tell me how to reach you. I’ll take it from there.
Takes about 30 seconds. I review every request personally and call you back, usually the same day.
(424) 552-4545Answered 24/7 · CA License #4348151
Get a reminder before your renewal.
Tell me when your policy renews and I’ll email you about six weeks before, when it’s worth comparing. One email, no calls.