Fittings, testing and the follow-up.
Professional liability, general liability, property for stock and equipment, cyber and workers' comp for hearing aid stores and audiology practices.
By Sam Alishahi · CA Insurance License #4348151 · Reviewed October 2026 · How this page is researched
Ear impressions, valuable devices
Hearing aid dispensers and audiologists take ear impressions and fit devices, and audiologists may also remove earwax under physician supervision. A mistake can injure the ear canal or eardrum. Many clients are older adults, so falls in the office are a real exposure too.
Hearing aids are small and valuable, and audiometers and sound booths are costly to replace. I combine professional liability with a business policy that covers stock and equipment, plus cyber for patient health records.
- Professional liabilityImpression, wax removal and fitting injuries.
- PropertyHearing aid stock, booths and audiometers.
- Cyber liabilityPatient records and breach response.
- General liabilityFalls and office injuries.
What underwriters will ask
Having these ready means I can go to market on the first call. The quote form asks for the same things, and anything you don’t know yet can wait.
- Practice: address and number of locations.
- Licenses: dispenser, audiologist or both.
- Services: testing, impressions, wax removal, home visits.
- Stock: hearing aid inventory value.
- Staff: licensed and support staff.
- History: current policies and claims.
Hearing aid store insurance, answered
Is an ear impression injury covered?
Professional liability often responds to injury from fittings and impressions, subject to the policy terms. Training records matter.
Is hearing aid stock covered if it's stolen?
Business property usually covers stock, often with a theft sublimit. I check it against your inventory value.
Do I need cyber coverage?
You keep health and payment information, so a breach brings notification duties. Cyber can cover that response, subject to the policy.
Can dispensers and audiologists share one policy?
Often one practice policy can cover both, as long as each license is disclosed.
Do you offer hearing aid store insurance outside California?
Yes. Clients across the country send the same quote form. Sam Alishahi is licensed in 48 states and Washington, DC and places policies there directly. In Florida and Washington, where Sam's licenses are still being issued, a partner agency in your state helps in the meantime. The shopping across carriers works the same way. Rules, minimums and markets differ by state — see insurance requirements by state.
Send the practice details. I'll shop it.
Licenses, locations and stock value are enough to start.
Alishahi Insurance · Saman Alishahi, independent insurance broker, California License #4348151. General information, not a quote or a promise of coverage; coverage depends on underwriting and the terms, conditions and exclusions of the policy actually issued.
Tell me how to reach you. I’ll take it from there.
Takes about 30 seconds. Your application link comes by email right away, and you get an update at every step until your quotes are ready.
(877) 711-4545Answered 24/7 · CA License #4348151
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Tell me when your policy renews and I’ll email you about six weeks before, when it’s worth comparing. One email, no calls.