Delivery routes covered, driver by driver.
Workers' compensation, commercial auto and liability for Amazon Delivery Service Partners, courier companies and last-mile delivery fleets.
By Sam Alishahi · CA Insurance License #4348151 · Reviewed October 2026 · How this page is researched
Workers' comp is the hard part
Delivery drivers lift, climb and drive all day, so workers' compensation is usually a DSP's largest insurance cost and the hardest to place. Many carriers won't write last-mile delivery at all.
I place DSP and courier workers' comp with markets that write the class, and coordinate it with the auto, liability and umbrella coverage your contract requires.
- Workers' compDrivers and helpers, rated on payroll.
- Commercial autoVans you own, lease or rent.
- General liabilityProperty damage and injuries on routes.
- UmbrellaHigher limits over auto and liability.
What underwriters will ask
Having these ready means I can go to market on the first call. The quote form asks for the same things, and anything you don’t know yet can wait.
- Company: entity, years in business and address.
- Fleet: number of vans and how they're owned.
- Drivers: number of drivers and routes per day.
- Payroll: annual payroll by role.
- Contract: the insurance requirements you've been given.
- History: current policies and loss runs.
Amazon DSP insurance, answered
What insurance does an Amazon DSP need?
Typically workers' compensation, auto liability and physical damage, general liability and umbrella, at the limits in your agreement. I'll build the program around those requirements.
Why is DSP workers' comp so expensive?
Delivery work has frequent strains, falls and vehicle injuries. Payroll accuracy, safety programs and a clean loss history help.
Can a new DSP get coverage?
Yes, usually through specialty markets. Experience in delivery or logistics helps.
Are my drivers covered for accidents in the van?
Injuries to your drivers fall under workers' comp. Injuries to others and damage to their property fall under auto liability.
Do you offer amazon DSP insurance outside California?
Yes. Clients across the country send the same quote form. California policies are placed directly; outside California the request is handled together with a partner agency in your state, and the shopping across carriers works the same way. Rules, minimums and markets differ by state — see truck insurance by state or insurance requirements by state.
Send your payroll and fleet. I'll shop it.
Van count, drivers and payroll are enough to start.
Alishahi Insurance · Saman Alishahi, independent insurance broker, California License #4348151. General information, not a quote or a promise of coverage; coverage depends on underwriting and the terms, conditions and exclusions of the policy actually issued. Some policies may be placed with nonadmitted (surplus lines) insurers, which are not members of the California Insurance Guarantee Association (CIGA).
Tell me how to reach you. I’ll take it from there.
Takes about 30 seconds. I review every request personally and call you back, usually the same day.
(424) 552-4545Answered 24/7 · CA License #4348151
Get a reminder before your renewal.
Tell me when your policy renews and I’ll email you about six weeks before, when it’s worth comparing. One email, no calls.