Your fleet is out there. Keep it covered.
Inland marine for your rental fleet, general liability for equipment rented to others, and auto and property for rental companies and equipment dealers.
By Sam Alishahi · CA Insurance License #4348151 · Reviewed October 2026 · How this page is researched
Equipment in someone else's hands
Rental companies carry two risks: damage to or theft of their equipment while it's out, and claims when a renter is hurt using it.
I place rental companies with markets that write rental operations, including those that deliver equipment or provide operators.
- Inland marineYour fleet, on rent and in the yard.
- General liabilityClaims from rented equipment.
- Commercial autoDelivery trucks and trailers.
- PropertyYard, shop and office.
What underwriters will ask
Having these ready means I can go to market on the first call. The quote form asks for the same things, and anything you don’t know yet can wait.
- Fleet: equipment types and total value.
- Rentals: with or without operators.
- Delivery: trucks and trailers.
- Contracts: your rental agreement.
- Revenue and payroll: annual figures.
- History: current policies and loss runs.
Equipment rental insurance, answered
Who's responsible when a renter damages equipment?
Your rental agreement sets that. Inland marine protects your equipment either way.
Are operators covered?
Renting with operators changes the exposure. Disclose it.
Is theft from job sites covered?
Inland marine covers theft, subject to security conditions.
Can you review my rental agreement?
Yes. It affects how claims are handled.
Do you offer equipment rental insurance outside California?
Yes. Clients across the country send the same quote form. California policies are placed directly; outside California the request is handled together with a partner agency in your state, and the shopping across carriers works the same way. Rules, minimums and markets differ by state — see insurance requirements by state.
Send your fleet details. I'll shop it.
Fleet value, equipment types and revenue are enough to start.
Alishahi Insurance · Saman Alishahi, independent insurance broker, California License #4348151. General information, not a quote or a promise of coverage; coverage depends on underwriting and the terms, conditions and exclusions of the policy actually issued. Some policies may be placed with nonadmitted (surplus lines) insurers, which are not members of the California Insurance Guarantee Association (CIGA).
Tell me how to reach you. I’ll take it from there.
Takes about 30 seconds. I review every request personally and call you back, usually the same day.
(424) 552-4545Answered 24/7 · CA License #4348151
Get a reminder before your renewal.
Tell me when your policy renews and I’ll email you about six weeks before, when it’s worth comparing. One email, no calls.