A different party every weekend.
General liability, liquor liability, assault and battery, and property for event venues, banquet halls and event spaces, plus coverage for the people who rent them.
By Sam Alishahi · CA Insurance License #4348151 · Reviewed October 2026 · How this page is researched
Your venue, their events
Venues host weddings, parties and corporate events with large crowds and alcohol. Claims come from falls, fights, over-serving and damage, and many standard carriers exclude assault and battery.
I place venues with carriers that write the class, and set up the certificate requirements for renters and outside caterers, so their policies respond first.
- General liabilityGuest injuries and property damage.
- Liquor liabilityWhen the venue sells or serves.
- Assault and batteryFights and security incidents.
- PropertyBuilding, furniture, sound and lighting.
What underwriters will ask
Having these ready means I can go to market on the first call. The quote form asks for the same things, and anything you don’t know yet can wait.
- Venue: address, capacity and building ownership.
- Events: number per year and types.
- Alcohol: sold by the venue or served by caterers.
- Security: staff or licensed guards.
- Revenue and payroll: annual figures.
- History: current policies and loss runs.
Event venue insurance, answered
Should I require renters to carry insurance?
Most venues do. A renter's event policy naming the venue as additional insured responds first when a guest is hurt.
Is assault and battery covered?
Not always. Many policies exclude it. Venues with alcohol should make sure it's included.
Do outside caterers need their own policies?
Yes. Require their liability and liquor certificates before each event.
Is equipment covered?
Property coverage protects furniture, sound and lighting you own.
Do you offer event venue and banquet hall insurance outside California?
Yes. Clients across the country send the same quote form. California policies are placed directly; outside California the request is handled together with a partner agency in your state, and the shopping across carriers works the same way. Rules, minimums and markets differ by state — see insurance requirements by state.
Send the venue details. I'll shop it.
Capacity, events per year and how alcohol is served are enough to start.
Alishahi Insurance · Saman Alishahi, independent insurance broker, California License #4348151. General information, not a quote or a promise of coverage; coverage depends on underwriting and the terms, conditions and exclusions of the policy actually issued. Some policies may be placed with nonadmitted (surplus lines) insurers, which are not members of the California Insurance Guarantee Association (CIGA).
Tell me how to reach you. I’ll take it from there.
Takes about 30 seconds. I review every request personally and call you back, usually the same day.
(424) 552-4545Answered 24/7 · CA License #4348151
Get a reminder before your renewal.
Tell me when your policy renews and I’ll email you about six weeks before, when it’s worth comparing. One email, no calls.