Heavy stone, handled with care.
Property for granite and bronze stock, liability for setting markers in cemeteries, engraving shop coverage, trucks with booms and workers' comp for monument dealers.
By Sam Alishahi · CA Insurance License #4348151 · Reviewed October 2026 · How this page is researched
Yards, cranes and cemeteries
A monument dealer is part showroom, part stone shop and part installer. Sandblasting and engraving throw dust, boom trucks lift stones that weigh hundreds of pounds, and setting crews work in cemeteries next to other families' markers.
The usual claims are a damaged neighboring headstone, a marker that settles or tips, or an injury moving stone. I cover the yard and shop, the trucks and the setting work together.
- PropertyStone, bronze and shop equipment.
- General liabilitySetting work and cemetery damage.
- Commercial autoBoom and flatbed trucks.
- Workers' compLifting, dust and cutting.
What underwriters will ask
Having these ready means I can go to market on the first call. The quote form asks for the same things, and anything you don’t know yet can wait.
- Business: showroom, yard and shop addresses.
- Stock: value of stone and bronze on hand.
- Work: engraving, cutting and setting.
- Trucks: boom trucks and drivers.
- Revenue and payroll: annual figures.
- History: current policies and claims.
Monument dealer insurance, answered
What if my crew chips a neighboring headstone?
General liability often responds to damage to others' property during your work, subject to the policy terms.
Do cemeteries ask for proof of insurance?
Many require a certificate before you set a marker. I issue those.
Is a stone damaged in transit covered?
Stock in transit usually needs inland marine coverage. Auto insurance doesn't cover the load.
Does sandblasting affect workers' comp?
It can. Dust controls and respirators help when underwriters review your shop.
Do you offer monument dealer insurance outside California?
Yes. Clients across the country send the same quote form. Sam Alishahi is licensed in 48 states and Washington, DC and places policies there directly. In Florida and Washington, where Sam's licenses are still being issued, a partner agency in your state helps in the meantime. The shopping across carriers works the same way. Rules, minimums and markets differ by state — see insurance requirements by state.
Official sources
Cover the yard and the setting
Tell me about your shop, stock and trucks. I'll shop markets that write monument dealers.
Alishahi Insurance · Saman Alishahi, independent insurance broker, California License #4348151. General information, not a quote or a promise of coverage; coverage depends on underwriting and the terms, conditions and exclusions of the policy actually issued.
Tell me how to reach you. I’ll take it from there.
Takes about 30 seconds. Your application link comes by email right away, and you get an update at every step until your quotes are ready.
(877) 711-4545Answered 24/7 · CA License #4348151
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Tell me when your policy renews and I’ll email you about six weeks before, when it’s worth comparing. One email, no calls.