Dry van insurance brokers accept.
Auto liability with your federal filings, motor truck cargo, physical damage and trailer interchange for dry van and general freight carriers.
By Sam Alishahi · CA Insurance License #4348151 · Reviewed October 2026 · How this page is researched
The filing keeps you running
Dry van general freight is the most widely written trucking class, but brokers and shippers still check your insurance before every load. Your insurer files proof of liability with FMCSA, and brokers set their own cargo and liability minimums on top.
I match the limits and certificate wording your brokers ask for, add trailer interchange when you pull other carriers' trailers, and price owner-operators and small fleets with markets that take new authorities.
- Auto liabilityWith the FMCSA filing for interstate freight.
- Motor truck cargoGeneral freight in your trailer.
- Physical damageTractors and trailers.
- Trailer interchangeTrailers you pull under an agreement.
What underwriters will ask
Having these ready means I can go to market on the first call. The quote form asks for the same things, and anything you don’t know yet can wait.
- Authority: USDOT and MC numbers.
- Units: tractors and trailers, with years, VINs and values.
- Commodities: your top loads.
- Radius: the lanes you run.
- Drivers: names, dates of birth, CDL class and records.
- History: loss runs and your inspection record.
Dry van trucking insurance, answered
What liability does FMCSA require?
It depends on what you haul. Interstate general freight in trucks over 10,000 pounds has a federal minimum, and hazmat carries higher ones. Most brokers ask for more than the minimum.
What is trailer interchange?
Coverage for damage to a trailer you don't own while it's in your care under an interchange agreement.
Will brokers accept my insurer?
Most brokers accept any insurer with the right filing and rating. I check your broker's list before we bind.
Can I get insured with a new MC number?
Yes. New authorities pay more for the first years, and driver experience matters most.
Do you offer dry van trucking insurance outside California?
Yes. Clients across the country send the same quote form. Sam Alishahi is licensed in all 50 states and Washington, DC and places policies there directly. The shopping across carriers works the same way. Rules, minimums and markets differ by state — see truck insurance by state or insurance requirements by state.
Official sources
Send your units and drivers. I'll shop it.
Your USDOT number, a unit and driver list and your current declarations page are enough to start.
Alishahi Insurance · Saman Alishahi, independent insurance broker, California License #4348151. General information, not a quote or a promise of coverage; coverage depends on underwriting and the terms, conditions and exclusions of the policy actually issued. Some policies may be placed with nonadmitted (surplus lines) insurers, which are not members of the California Insurance Guarantee Association (CIGA).
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Takes about 30 seconds. Your next step comes by email, and you get an update at every step until your quotes are ready.
(877) 711-4545Answered 24/7 · CA License #4348151
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Tell me when your policy renews and I’ll email you about six weeks before, when it’s worth comparing. One email, no calls.