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Who insures it · 3 named markets · read 2026-10-28

Who insures Auto haulers?

Auto haulers is a risk most standard carriers decline on sight. The markets below say in their own published appetite or program pages that they write it; each line links to that page with the date it was read.

3 markets publicly write Auto haulers: Progressive Commercial, Berkshire Hathaway Homestate Companies, Prime Property & Casualty Insurance Inc.. 3 admitted carriers. 1 on admitted paper.

By Sam Alishahi, independent insurance broker

The markets

Who says they write it

From each market's own appetite, product or program page (or a trade article quoting it), read on the date shown. Appetites change: the linked page controls. A market listed here isn't necessarily one this agency is appointed with; a licensed broker reaches most of them directly or through a wholesaler.

MarketWhat they say they writeWherePaperSource
Progressive Commercial
Admitted carrier		Customized auto hauler insurance; coverage provided and serviced by affiliated and third-party insurers.
“Customized insurance protection for auto haulers”		not statednot statedprogressivecommercial.com · read 2026-10-28
Berkshire Hathaway Homestate Companies
Admitted carrier		Trucking commercial auto program listing Tow Trucks/Auto Haulers among its trucking classes offered (also dump trucks, logging, farmers, contractors, truckers).
“Tow Trucks/Auto Haulers”		not stated (not all features available in all states)not statedbhhc.com · read 2026-10-28
Prime Property & Casualty Insurance Inc.
Admitted carrier		Commercial trucking insurance written on an admitted basis, with Car Transporters listed among the nature-of-business classes and Drive Away coverage among the options.
“Car Transporters”		FL, IL, KS, KY, MA, NJ, NM, NV, SCAdmittedprimeis.com · read 2026-10-28

Hylant's Car Haulers Insurance Program page (hylant.com) describes a program 'offered by Hylant' without stating an administrator or MGA role, so it is excluded as a brokerage page. Canal, Great West, National Interstate, Northland and Amwins long-haul pages do not name auto haulers; Lancer's long-haul page mentions 'transporting autos' only as an example.

How Auto haulers gets placed

Standard markets first where any will look at it; when they won't, the placement goes through surplus lines, where a licensed surplus lines broker places it with an eligible non-admitted insurer and files the state's surplus lines tax and stamping forms. In California, risks on the Department of Insurance export list can go to surplus lines without the usual diligent search of admitted carriers. Surplus lines policies aren't backed by a state guaranty fund, so the insurer's financial rating matters more.

What an underwriter will want before quoting: a full description of the operation, years in business and the owners' experience, revenue or payroll, loss runs (five years where available, currently valued), the contracts or venue requirements that set the limits, and photos or safety plans where the hazard is physical.

I'm licensed in 49 states and Washington, DC and your request stays with my agency, not passed to another agent. In Florida, where my licenses are still being issued, a partner agency in your state helps in the meantime.

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