Alishahi InsuranceIndependent Insurance Broker
Glass-walled house with a pool
Who insures it · 3 named markets · read 2026-10-28

Who insures climbing gyms?

Climbing gyms is a risk most standard carriers decline on sight. The markets below say in their own published appetite or program pages that they write it; each line links to that page with the date it was read.

3 markets publicly write climbing gyms: Monument Sports Group (division of DOXA Programs, LLC), Granite Insurance, Sadler Insurance (division of Specialty Program Group, LLC). 2 program administrators, 1 MGA. 1 through surplus lines.

By Sam Alishahi, independent insurance broker

The markets

Who says they write it

From each market's own appetite, product or program page (or a trade article quoting it), read on the date shown. Appetites change: the linked page controls. A market listed here isn't necessarily one this agency is appointed with; a licensed broker reaches most of them directly or through a wholesaler.

MarketWhat they say they writeWherePaperSource
Monument Sports Group (division of DOXA Programs, LLC)
MGA		Indoor climbing gyms and Climbing Wall Association members through the exclusive CWA program (since 2013), 'backed by Renaissance Specialty': general liability (falls, injuries, user errors), property, excess, business auto, workers' compensation, participant accident, D&O, EPL, flood/quake, cyber, media, professional/E&O, abuse & molestation; youth programs, comps, events, instruction.
“Through our exclusive program with the Climbing Wall Association, we provide tailored protection backed by people who actually climb”		not stated ('licensed as an insurance producer in all states in which products and services are offered')Surplus linesmonumentsports.com · read 2026-10-28
Granite Insurance
Program administrator		Climbing gyms and bouldering gyms (CWA member; partnerships with Aerial Adventure Technologies/BelaySAFE and Head Rush Technologies for insurance incentives): general liability, professional liability, property, business interruption, accident and medical, business auto, umbrella/excess, workers' compensation; accesses 'the best markets that have developed programs to serve the climbing gym indust
“Granite Insurance works alongside owners of climbing gyms and bouldering gyms and is a proud member of the”		'50 States Served'not statedgraniteinsurance.com · read 2026-10-28
Sadler Insurance (division of Specialty Program Group, LLC)
Program administrator		Indoor rock climbing facilities only: general liability on occurrence form with coverage for athletic participants, non-owned/hired auto option, sexual abuse & molestation option; accident medical. Eligibility: bouldering walls 15 ft and under, 12-15 in padding required, belays (if used) must be auto-belays.
“Get low-cost General Liability Insurance for Rock Climbing Walls to protect against catastrophic injuries and lawsuits.”		not statednot statedsadlersports.com · read 2026-10-28

XINSURANCE has no climbing-gym page in its sitemap.

How climbing gyms gets placed

Standard markets first where any will look at it; when they won't, the placement goes through surplus lines, where a licensed surplus lines broker places it with an eligible non-admitted insurer and files the state's surplus lines tax and stamping forms. In California, risks on the Department of Insurance export list can go to surplus lines without the usual diligent search of admitted carriers. Surplus lines policies aren't backed by a state guaranty fund, so the insurer's financial rating matters more.

What an underwriter will want before quoting: a full description of the operation, years in business and the owners' experience, revenue or payroll, loss runs (five years where available, currently valued), the contracts or venue requirements that set the limits, and photos or safety plans where the hazard is physical.

I'm licensed in 49 states and Washington, DC and your request stays with my agency, not passed to another agent. In Florida, where my licenses are still being issued, a partner agency in your state helps in the meantime.

Check who's likely to insure yours

Hard to place?

Send it once. It goes to the markets that write it.

A few minutes to request the quote; it reaches the markets that take climbing gyms, and the answers come back by email.

Get a QuoteCall (877) 711-4545
Not shopping yet?

Get a reminder before your renewal.

Tell me when your policy renews and I’ll email you about six weeks before, when it’s worth comparing. One email, no calls.