Who insures it · 4 named markets · read 2026-10-28

Who insures concert promoters and event cancellation?

Concert promoters and event cancellation is a risk most standard carriers decline on sight. The markets below say in their own published appetite or program pages that they write it; each line links to that page with the date it was read.

4 markets publicly write concert promoters and event cancellation: Take1 Insurance (IGP Specialty), K&K Insurance Group (Showstoppers), Alive Risk (Ryan Specialty Underwriting Managers) - Contingency, Intact Insurance Specialty Solutions (Entertainment). 3 MGAs, 1 admitted carrier. 1 through surplus lines.

By Sam Alishahi, independent insurance broker

The markets

Who says they write it

From each market's own appetite, product or program page (or a trade article quoting it), read on the date shown. Appetites change: the linked page controls. A market listed here isn't necessarily one this agency is appointed with; a licensed broker reaches most of them directly or through a wholesaler.

Market	What they say they write	Where	Paper	Source
Take1 Insurance (IGP Specialty) MGA	All-lines entertainment program; concerts: touring liability (domestic and foreign), cancellation and non-appearance, promoter liability; venues and theatrical: cancellation and non-appearance; target classes include Concerts and Music promoters “Take1 Insurance, a Managing General Agent (MGA) and a division of IGP Specialty, offers a comprehensive,”	not stated	not stated	igpspecialty.com · read 2026-10-28
K&K Insurance Group (Showstoppers) MGA	Event cancellation and non-appearance through Showstoppers; eligible events include Concerts & Music Events and Fairs and Festivals; causes of loss include non-appearance of a principal speaker or entertainer (COVID-19 excluded) “K&K partners with Showstoppers to provide event cancellation insurance.”	coverage may not be available to all applicants in all states	not stated	kandkinsurance.com · read 2026-10-28
Alive Risk (Ryan Specialty Underwriting Managers) - Contingency MGA	Event cancellation for festivals, fairs, conferences and sporting events (cancelled, postponed, curtailed, relocated or abandoned) and non-appearance of key persons / touring entertainers; Paradiso Risks unit underwrites festivals and live music; entertainment program targets 'Event Producers, Promoters and Sponsors' “Event Cancellation insurance for festivals, fairs, conferences, and sporting events.”	not stated ('Some products may only be available in certain states')	Surplus lines	aliverisk.com · read 2026-10-28
Intact Insurance Specialty Solutions (Entertainment) Admitted carrier	Production and package for film, television and DICE including production package and inland marine; film completion bonds; crime; third-party property damage “We deliver insurance solutions designed for the realities of film, television, live events, and media.”	not stated (coverages and availability vary by state)	both	intactspecialty.com · read 2026-10-28

Beazley's US contingency page (en-us) returned 404, so the London Market page is cited; Lloyd's syndicates are eligible surplus lines insurers in the US but the page does not say so. Hiscox, Tokio Marine HCC and CSI Entertainment were not checked (search budget exhausted).

How concert promoters and event cancellation gets placed

Standard markets first where any will look at it; when they won't, the placement goes through surplus lines, where a licensed surplus lines broker places it with an eligible non-admitted insurer and files the state's surplus lines tax and stamping forms. In California, risks on the Department of Insurance export list can go to surplus lines without the usual diligent search of admitted carriers. Surplus lines policies aren't backed by a state guaranty fund, so the insurer's financial rating matters more.

What an underwriter will want before quoting: a full description of the operation, years in business and the owners' experience, revenue or payroll, loss runs (five years where available, currently valued), the contracts or venue requirements that set the limits, and photos or safety plans where the hazard is physical.

I'm licensed in 49 states and Washington, DC and your request stays with my agency, not passed to another agent. In Florida, where my licenses are still being issued, a partner agency in your state helps in the meantime.

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