Alishahi InsuranceIndependent Insurance Broker
Glass-walled house with a pool
Who insures it · 2 named markets · read 2026-10-28

Who insures Elevator contractors?

Elevator contractors is a risk most standard carriers decline on sight. The markets below say in their own published appetite or program pages that they write it; each line links to that page with the date it was read.

2 markets publicly write Elevator contractors: Kinsale Insurance, National Elevator Insurance Solutions (Specialty Program Group). 1 E&S carrier, 1 program administrator. 1 on admitted paper.

By Sam Alishahi, independent insurance broker

The markets

Who says they write it

From each market's own appetite, product or program page (or a trade article quoting it), read on the date shown. Appetites change: the linked page controls. A market listed here isn't necessarily one this agency is appointed with; a licensed broker reaches most of them directly or through a wholesaler.

MarketWhat they say they writeWherePaperSource
Kinsale Insurance
E&S carrier		Elevator installation and service listed as a construction casualty target class.
“Elevator installation and service”		not statednot statedkinsaleins.com · read 2026-10-28
National Elevator Insurance Solutions (Specialty Program Group)
Program administrator		GL (with OCPs), professional liability, umbrella/excess, workers' compensation, surety, property, installation/builder's risk and auto for elevator contractors, inspectors, consultants, distributors and manufacturers (new construction, modernization, maintenance/repair, inspections).
“A premier provider of insurance solutions for elevator contractors, inspectors, consultants, distributors and manufacturers.”		all states except Hawaii and Puerto RicoAdmittedspecialtyprogramgroup.com · read 2026-10-28

Fewer than 2 verified. The Hartford E&S site (reported underwriter of the National Elevator Insurance Program) timed out on every attempt; the 2013 PropertyCasualty360 program article returned 404; the CompleteMarkets elevator storefront list returned 403; Prime, Penn-America, USG and Jencap class lists do not include elevator contractors. Parent re-check 10/28: National Elevator Insurance Solutions (Specialty Program Group) program page verified (added).

How Elevator contractors gets placed

Standard markets first where any will look at it; when they won't, the placement goes through surplus lines, where a licensed surplus lines broker places it with an eligible non-admitted insurer and files the state's surplus lines tax and stamping forms. In California, risks on the Department of Insurance export list can go to surplus lines without the usual diligent search of admitted carriers. Surplus lines policies aren't backed by a state guaranty fund, so the insurer's financial rating matters more.

What an underwriter will want before quoting: a full description of the operation, years in business and the owners' experience, revenue or payroll, loss runs (five years where available, currently valued), the contracts or venue requirements that set the limits, and photos or safety plans where the hazard is physical.

I'm licensed in 49 states and Washington, DC and your request stays with my agency, not passed to another agent. In Florida, where my licenses are still being issued, a partner agency in your state helps in the meantime.

Check who's likely to insure yours

Hard to place?

Send it once. It goes to the markets that write it.

A few minutes to request the quote; it reaches the markets that take Elevator contractors, and the answers come back by email.

Get a QuoteCall (877) 711-4545
Not shopping yet?

Get a reminder before your renewal.

Tell me when your policy renews and I’ll email you about six weeks before, when it’s worth comparing. One email, no calls.