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Who insures it · 6 named markets · read 2026-10-28

Who insures film and TV production?

Film and TV production is a risk most standard carriers decline on sight. The markets below say in their own published appetite or program pages that they write it; each line links to that page with the date it was read.

6 markets publicly write film and TV production: Chubb, Take1 Insurance (IGP Specialty), Athos Insurance Services, Philadelphia Insurance Companies (PHLY), Alive Risk (Ryan Specialty Underwriting Managers) - Entertainment and others. 3 admitted carriers, 2 MGAs, 1 program administrator. 1 through surplus lines.

By Sam Alishahi, independent insurance broker

The markets

Who says they write it

From each market's own appetite, product or program page (or a trade article quoting it), read on the date shown. Appetites change: the linked page controls. A market listed here isn't necessarily one this agency is appointed with; a licensed broker reaches most of them directly or through a wholesaler.

MarketWhat they say they writeWherePaperSource
Chubb
Admitted carrier
Film Production Insurance for individual projects or slates: production interruption from cast/crew illness or injury, props/sets/wardrobe, equipment, third-party property damage, office contents; MediaGuard media liability
“For more than 40 years, Chubb has been underwriting film productions, staying apace with the new technologies”
not statednot statedchubb.com · read 2026-10-28
Take1 Insurance (IGP Specialty)
MGA
Motion picture and television productions: cast coverage, essential element, stunts and pyrotechnics, producer errors and omissions; target classes include Motion picture production and Television production
“all-lines insurance program tailored to the live entertainment, film and DICE, sports, and events industries.”
not statednot statedigpspecialty.com · read 2026-10-28
Athos Insurance Services
Program administrator
Film and production company insurance for all project types; short-term/same-day and annual production policies on a proprietary custom program; owned and rented production equipment
“We specialize in film Insurance and production company insurance.”
all 50 statesnot statedathosinsurance.com · read 2026-10-28
Philadelphia Insurance Companies (PHLY)
Admitted carrier
Film production program: short-term and annual productions, risks with multiple productions, film schools, photographers and videographers; GL (non-audited), inland marine with broadened film coverage (negative/faulty stock, sets, props, wardrobe), property, auto, excess, abuse & molestation
“Eligible classes include, but are not limited to short term and annual term productions”
not stated (page: 'risks all across the United States')not statedphly.com · read 2026-10-28
Alive Risk (Ryan Specialty Underwriting Managers) - Entertainment
MGA
Target classes include Feature Films, Television Production, DICE Productions and Music Videos (plus touring entertainers, music festivals, promoters, production vendors); GL, liquor, excess, ESA crew cover, media E&O, workers' comp, auto, property, inland marine (owned/rented equipment), contingency
“Television Production”
not stated ('Some products may only be available in certain states')Surplus linesaliverisk.com · read 2026-10-28
Intact Insurance Specialty Solutions (Entertainment)
Admitted carrier
Production and package for film, television and DICE including production package and inland marine; film completion bonds; crime; third-party property damage
“We deliver insurance solutions designed for the realities of film, television, live events, and media.”
not stated (coverages and availability vary by state)bothintactspecialty.com · read 2026-10-28

Film Emporium (self-described entertainment insurance broker, NY/CA) and Front Row (Canadian broker; homepage makes no US production statement) were excluded as retail brokers. Heffernan and Allen Financial were not checked (search budget exhausted).

How film and TV production gets placed

Standard markets first where any will look at it; when they won't, the placement goes through surplus lines, where a licensed surplus lines broker places it with an eligible non-admitted insurer and files the state's surplus lines tax and stamping forms. In California, risks on the Department of Insurance export list can go to surplus lines without the usual diligent search of admitted carriers. Surplus lines policies aren't backed by a state guaranty fund, so the insurer's financial rating matters more.

What an underwriter will want before quoting: a full description of the operation, years in business and the owners' experience, revenue or payroll, loss runs (five years where available, currently valued), the contracts or venue requirements that set the limits, and photos or safety plans where the hazard is physical.

I'm licensed in 49 states and Washington, DC and your request stays with my agency, not passed to another agent. In Florida, where my licenses are still being issued, a partner agency in your state helps in the meantime.

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