Who insures Fine art and collectibles?
Fine art and collectibles is a risk most standard carriers decline on sight. The markets below say in their own published appetite or program pages that they write it; each line links to that page with the date it was read.
5 markets publicly write Fine art and collectibles: Berkley Asset Protection, Collectibles Insurance Services, Huntington T. Block, Chubb, AXA XL. 2 program administrators, 2 admitted carriers, 1 MGA.
By Sam Alishahi, independent insurance broker
Who says they write it
From each market's own appetite, product or program page (or a trade article quoting it), read on the date shown. Appetites change: the linked page controls. A market listed here isn't necessarily one this agency is appointed with; a licensed broker reaches most of them directly or through a wholesaler.
| Market | What they say they write | Where | Paper | Source |
|---|---|---|---|---|
| Berkley Asset Protection MGA | Fine art coverage for art galleries and private art dealers, museums, private museums, historical societies, colleges and universities, and personal and corporate fine art collections; collectibles including jewelry, silver, antiques, stamps, coins and rare books (paper: W. R. Berkley insurance company subsidiaries). “Whether insuring a collection of art, a gallery, or an entire museum,” | not stated | not stated | berkleyassetpro.com · read 2026-10-28 |
| Collectibles Insurance Services Program administrator | Collectibles coverage for collectors and dealers (antiques, coins, comics, sports memorabilia, stamps, toys, wine and more); dealer inventory covered at any scheduled location in the United States and at shows in the US or Canada, with no schedule or appraisal required for inventory; a Global Indemnity company, carrier not named on the page. “Collectibles Insurance Services provides coverage to meet the unique needs of dealers.” | not stated | not stated | collectinsure.com · read 2026-10-28 |
| Huntington T. Block Program administrator | Fine art program for art galleries and private dealers (also museums, private collections and musical instruments); gallery package recommends fine art, property, general liability, professional, D&O, crime and cyber; its About page says it develops, markets and administers customized insurance programs for the art sector (site also calls itself a fine art insurance broker). “We have a longstanding relationship with over 500 art galleries and private dealers.” | not stated | not stated | huntingtontblock.com · read 2026-10-28 |
| Chubb Admitted carrier | Fine arts insurance for private collectors: blanket or scheduled coverage, worldwide, most fine art losses with no deductible, newly acquired works covered automatically for up to 90 days. “Protect an entire art collection with blanket coverage, itemize your fine art pieces individually, or do both.” | not stated | not stated | chubb.com · read 2026-10-28 |
| AXA XL Admitted carrier | Fine art and specie coverage for museums, private and corporate collectors, galleries, art dealers, auction houses and artists; paintings, sculpture, antiquities, antiques, jewelry, watches and collectibles (named products: Art Galleries and Art Dealers, Museum, Private Collections, Corporate Collectibles). “Museums, private and corporate collectors, galleries, auction houses and individual artists can count on our commitment” | not stated | not stated | axaxl.com · read 2026-10-28 |
Send it once. It goes to the markets that write it.
A few minutes to request the quote; it reaches the markets that take Fine art and collectibles, and the answers come back by email.
Get a reminder before your renewal.
Tell me when your policy renews and I’ll email you about six weeks before, when it’s worth comparing. One email, no calls.