Who insures hemp and CBD?
Hemp and CBD is a risk most standard carriers decline on sight. The markets below say in their own published appetite or program pages that they write it; each line links to that page with the date it was read.
6 markets publicly write hemp and CBD: CannGen Insurance Services, Admiral Insurance Group (W. R. Berkley), Professional Program Insurance Brokerage (PPIB), division of Specialty Program Group, Cannasure Insurance Services (One80 Intermediaries), Kinsale Insurance Company and others. 2 MGAs, 2 E&S carriers, 1 program administrator, 1 wholesaler. 1 through surplus lines.
By Sam Alishahi, independent insurance broker
Who says they write it
From each market's own appetite, product or program page (or a trade article quoting it), read on the date shown. Appetites change: the linked page controls. A market listed here isn't necessarily one this agency is appointed with; a licensed broker reaches most of them directly or through a wholesaler.
| Market | What they say they write | Where | Paper | Source |
|---|---|---|---|---|
| CannGen Insurance Services MGA | Full suite for cannabis, CBD and hemp operations: package (property/GL), products liability, workers' comp, commercial auto, management and professional liability; cultivators, processors, manufacturers, retailers, ancillary businesses. “We offer a complete suite of insurance solutions designed for cannabis, CBD, and hemp operations:” | all U.S. states ("Licensed to provide coverage across all U.S. states.") | not stated | canngenins.com · read 2026-10-28 |
| Admiral Insurance Group (W. R. Berkley) E&S carrier | Hemp & CBD coverage (HNL team) for US manufacturers, contract manufacturers, distributors, retailers and wholesalers; sample classes include hemp farms/growers, hemp-infused beverages, extractors/processors, cannabinoids (CBD, CBC, CBN, CBG, hemp/delta THC); excludes nicotine products, prescription products, liquor liability and products from unlicensed growers. “Admiral provides coverage for companies in the hemp and CBD industry.” | not stated | Surplus lines | admiralins.com · read 2026-10-28 |
| Professional Program Insurance Brokerage (PPIB), division of Specialty Program Group Program administrator | CBD and hemp insurance programs for retailers, manufacturers, distributors, wholesalers and warehouse/storage operations; products liability focus. “Insurance Programs for CBD and Hemp Businesses.” | nationwide ("Coverages Available Nationwide") | not stated | ppibcorp.com · read 2026-10-28 |
| Cannasure Insurance Services (One80 Intermediaries) MGA | Exclusive cannabis and hemp package program and specialty coverages. “Exclusive Cannabis and Hemp Package Program & Specialty Coverages” | not stated | not stated | one80.com · read 2026-10-28 |
| Kinsale Insurance Company E&S carrier | Products liability for harder-to-insure manufacturers of products containing CBD, Delta-8 or other synthetic forms of cannabis; Cannabis - Hemp/CBD application on its products liability page. “products that include batteries, CBD, Delta-8, or other synthetic forms of cannabis.” | not stated | not stated | kinsaleins.com · read 2026-10-28 |
| Burns & Wilcox Wholesaler | CBD retail stores and CBD manufacturing listed among its cannabis specialty classes (wholesale placement). “CBD Retail Stores” | not stated | not stated | burnsandwilcox.com · read 2026-10-28 |
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