Who insures hobby farms?
Hobby farms is a risk most standard carriers decline on sight. The markets below say in their own published appetite or program pages that they write it; each line links to that page with the date it was read.
3 markets publicly write hobby farms: Nationwide - CountryChoice farm policy, American Family Insurance - small or hobby farm coverage, Farm Bureau Financial Services (Farm Bureau Property & Casualty Insurance Company). 3 admitted carriers.
By Sam Alishahi, independent insurance broker
Who says they write it
From each market's own appetite, product or program page (or a trade article quoting it), read on the date shown. Appetites change: the linked page controls. A market listed here isn't necessarily one this agency is appointed with; a licensed broker reaches most of them directly or through a wholesaler.
| Market | What they say they write | Where | Paper | Source |
|---|---|---|---|---|
| Nationwide - CountryChoice farm policy Admitted carrier | Smaller farm and ranch operations: small farms below a gross-receipts threshold where the primary income is not from the farm (part-time/hobby-type farms) with a barn or outbuilding, farm equipment or livestock; page does not use the term 'hobby farm' “To design a CountryChoice® policy that's just right for your small farm or ranch.” | not stated (page: availability varies by state) | not stated | nationwide.com · read 2026-10-28 |
| American Family Insurance - small or hobby farm coverage Admitted carrier | Small or hobby farm insurance coverage for livestock and feed, outbuildings and fencing, tractors and equipment, and farm liability (article on AmFam's own site linking to its small farm coverage; the product page itself returned 404) “help protect what you've built with small or hobby farm insurance coverage.” | not stated (site: coverage across 19 states; some products not available in every state) | not stated | amfam.com · read 2026-10-28 |
| Farm Bureau Financial Services (Farm Bureau Property & Casualty Insurance Company) Admitted carrier | Farm and ranch coverage from hobby farms to corporate farms: property, farm or ranch liability, farm vehicles, crop, livestock revenue, equine “No matter if you have a corporate farm, hobby farm or something in between,” | AZ, IA, KS, MN, NE, NM, SD, UT (page: products intended for residents of these states) | not stated | fbfs.com · read 2026-10-28 |
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