Who insures it · 6 named markets · read 2026-10-28

Who insures hunting and fishing clubs?

Hunting and fishing clubs is a risk most standard carriers decline on sight. The markets below say in their own published appetite or program pages that they write it; each line links to that page with the date it was read.

6 markets publicly write hunting and fishing clubs: AssuredPartners Outdoor Insurance - Hunt Club Insurance, Lockton Affinity Outdoor - Hunt Clubs and Land Lease Insurance, Joseph Chiarello & Co., Inc. - Hunting & Shooting Clubs, Great Southern Agency, LLC (Outdoor Sports & Recreation Insurance / OSAR), Sadler Insurance (division of Specialty Program Group) and others. 5 program administrators, 1 admitted carrier. 1 on admitted paper. 1 through surplus lines.

By Sam Alishahi, independent insurance broker

The markets

Who says they write it

From each market's own appetite, product or program page (or a trade article quoting it), read on the date shown. Appetites change: the linked page controls. A market listed here isn't necessarily one this agency is appointed with; a licensed broker reaches most of them directly or through a wholesaler.

Market	What they say they write	Where	Paper	Source
AssuredPartners Outdoor Insurance - Hunt Club Insurance Program administrator	Liability for hunt clubs (hunting operations on specified leased acreage); member-to-member coverage; landowners as additional insureds; written lease with landowner required “This program provides liability coverage to hunt clubs for claims that may arise from their hunting operations”	not stated	Admitted	assuredpartners.com · read 2026-10-28
Lockton Affinity Outdoor - Hunt Clubs and Land Lease Insurance Program administrator	Hunt clubs and leased hunting land (pheasant/deer hunting, lodges, day hunts; boats, blinds, tree stands); club members covered as insureds; year-round coverage; homepage also lists fishing clubs under its Rod and Gun Club program. Page: coverage may be provided by an excess/surplus lines insurer “Coverage to protect your hunt club”	not stated (page: 'Not available in all states')	Surplus lines	locktonaffinityoutdoor.com · read 2026-10-28
Joseph Chiarello & Co., Inc. - Hunting & Shooting Clubs Program administrator	Hunting and shooting clubs and associations: firearm business insurance package, participant liability, directors and officers; also Trap, Skeet & Sporting Clay Fields “We've got your hunting and shooting clubs covered.”	not stated	not stated	guninsurance.com · read 2026-10-28
Great Southern Agency, LLC (Outdoor Sports & Recreation Insurance / OSAR) Program administrator	Hunt clubs & leases, hunting preserves, plantations, hunting & fishing lodges, hunting guides, rod & gun clubs (listed under 'We Offer Insurance Coverage For'); self-described Program Administrator specializing in Outdoor Sports and Recreation Insurance “Hunt Clubs & Leases”	not stated	not stated	firearmsins.com · read 2026-10-28
Sadler Insurance (division of Specialty Program Group) Program administrator	Hunting clubs, shooting clubs, archery clubs, fishing clubs, conservation clubs and sportsman clubs: club liability with instant online quote at published rates; archery/bow-hunting plan requires National Field Archery Association membership “Hunting Club Insurance, Hunting Club Liability Insurance Including Shooting Clubs, Archery Clubs and Fishing Clubs.”	not stated	not stated	sadlersports.com · read 2026-10-28
Philadelphia Insurance Companies (PHLY) - Hunt Lease program Admitted carrier	Monoline general liability for hunting clubs that lease land for hunting, fishing and recreating; landowners as additional insureds; master policy option where a landowner leases to multiple clubs; club members included as additional insureds “The hunt lease insurance program insures hunting clubs that lease land for the sole purposes of hunting, fishing and recreating.”	not stated	not stated	phly.com · read 2026-10-28

Five markets verified on their own sites. Colonial General appears only on CompleteMarkets and has no hunting-club page on its own site, so it was dropped. PHLY's Rod & Gun Clubs page (https://www.phly.com/products/rodgun) adds: 'Primary activities include hunting, fishing, rifle, pistol, and trap/skeet and archery shooting.'

How hunting and fishing clubs gets placed

Standard markets first where any will look at it; when they won't, the placement goes through surplus lines, where a licensed surplus lines broker places it with an eligible non-admitted insurer and files the state's surplus lines tax and stamping forms. In California, risks on the Department of Insurance export list can go to surplus lines without the usual diligent search of admitted carriers. Surplus lines policies aren't backed by a state guaranty fund, so the insurer's financial rating matters more.

What an underwriter will want before quoting: a full description of the operation, years in business and the owners' experience, revenue or payroll, loss runs (five years where available, currently valued), the contracts or venue requirements that set the limits, and photos or safety plans where the hazard is physical.

I'm licensed in 49 states and Washington, DC and your request stays with my agency, not passed to another agent. In Florida, where my licenses are still being issued, a partner agency in your state helps in the meantime.

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