Who insures Kidnap and ransom?
Kidnap and ransom is a risk most standard carriers decline on sight. The markets below say in their own published appetite or program pages that they write it; each line links to that page with the date it was read.
3 markets publicly write Kidnap and ransom: AIG, Tokio Marine HCC, Burns & Wilcox. 2 admitted carriers, 1 wholesaler.
By Sam Alishahi, independent insurance broker
Who says they write it
From each market's own appetite, product or program page (or a trade article quoting it), read on the date shown. Appetites change: the linked page controls. A market listed here isn't necessarily one this agency is appointed with; a licensed broker reaches most of them directly or through a wholesaler.
| Market | What they say they write | Where | Paper | Source |
|---|---|---|---|---|
| AIG Admitted carrier | CrisiSolution kidnap, ransom and extortion: worldwide primary and excess coverage for kidnapping, extortion, wrongful detention, hijacking, threat, disappearance and hostage events for corporate businesses, individuals and high-net-worth families; extensions include active shooter/workplace violence, express kidnapping, evacuation and repatriation, child abduction and stalking. “CrisiSolution provides worldwide primary and excess coverage for kidnapping, extortion, wrongful detention, hijacking,” | not stated (worldwide) | not stated | aig.com · read 2026-10-28 |
| Tokio Marine HCC Admitted carrier | Kidnap & Ransom product within Crisis Management Insurance covering extortion, detention, hijacking, kidnap and ransom (footer: certain products provided through non-admitted carriers). “Provides cover for perils including extortion, detention, hijacking, kidnap and ransom.” | not stated | not stated | tmhcc.com · read 2026-10-28 |
| Burns & Wilcox Wholesaler | Wholesale placement of kidnap, ransom, wrongful detention and other security threat reimbursement coverage within its Management Liability specialty (page also lists private for-profit companies, not-for-profit entities and HOA/COA/POA). “reimbursement for losses due to kidnap, ransom, wrongful detention and other security threats/events” | not stated | not stated | burnsandwilcox.com · read 2026-10-28 |
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