Who insures Telehealth?
Telehealth is a risk most standard carriers decline on sight. The markets below say in their own published appetite or program pages that they write it; each line links to that page with the date it was read.
6 markets publicly write Telehealth: Beazley (Virtual Care), Admiral Insurance Group, Kinsale Insurance, Burns & Wilcox, Chubb and others. 3 E&S carriers, 1 wholesaler, 1 admitted carrier, 1 MGA.
By Sam Alishahi, independent insurance broker
Who says they write it
From each market's own appetite, product or program page (or a trade article quoting it), read on the date shown. Appetites change: the linked page controls. A market listed here isn't necessarily one this agency is appointed with; a licensed broker reaches most of them directly or through a wholesaler.
| Market | What they say they write | Where | Paper | Source |
|---|---|---|---|---|
| Beazley (Virtual Care) E&S carrier | Virtual Care: holistic risk protection for digital health businesses with healthcare professional liability, tech services/products liability, cyber (BBR or InfoSec), first-party cyber, general liability, products/completed operations, media liability and clinical trials financial injury; 'Who we can help' includes telehealth/telemedicine medical providers using technology for virtual consultation “Deep product knowledge since we pioneered Virtual Care in 2009” | worldwide for organizations domiciled in the United States (and UK, Canada, Singapore, Australia, Hong Kong, Colombia, Chile, Spain) | not stated | beazley.com · read 2026-10-28 |
| Admiral Insurance Group E&S carrier | Virtual Care coverage: combination PL & GL policy with media liability and a full suite of cyber coverages, primary and excess limits up to $5M, available exclusively through wholesale brokers; sample classes include telehealth platforms for remote patient consultations, remote patient monitoring technology, teleradiology and wellness apps. “providing Virtual Care coverage as part of its lineup of specialty professional and excess liability products.” | not stated | not stated | admiralins.com · read 2026-10-28 |
| Kinsale Insurance E&S carrier | Allied Health Division Miscellaneous Medical target classes include Virtual care/telemedicine; FAQ says Kinsale can consider providers offering remote or hybrid patient care. “Virtual care/telemedicine” | not stated | not stated | kinsaleins.com · read 2026-10-28 |
| Burns & Wilcox Wholesaler | Healthcare Emerging Risks specialty naming Telehealthcare / Telecare / Tele-monitoring, placed as professional liability monoline or PL/GL package with cyber and technology liability. “Telehealthcare / Telecare / Tele-monitoring” | not stated | not stated | burnsandwilcox.com · read 2026-10-28 |
| Chubb Admitted carrier | Outpatient Medical Facilities liability program whose Classes of Business include Telemedicine, with a Virtual Health supplemental application. “Telemedicine” | not stated | not stated | chubb.com · read 2026-10-28 |
| CFC (eHealth) MGA | eHealth packaged policy for digital health businesses and healthcare providers: technology errors and omissions, cyber and privacy, general liability, employers' liability and legal expenses, intellectual property, with automatic coverage for physicians and medical practitioners; the page describes telemedicine/telehealth and remote patient monitoring as the risks addressed. “CFC’s market-leading eHealth insurance policy provides insurance solutions for digital health businesses and healthcare providers” | not stated (worldwide jurisdiction) | not stated | cfc.com · read 2026-10-28 |
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