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Who insures it · 5 named markets · read 2026-10-28

Who insures Asbestos and mold abatement?

Asbestos and mold abatement is a risk most standard carriers decline on sight. The markets below say in their own published appetite or program pages that they write it; each line links to that page with the date it was read.

5 markets publicly write Asbestos and mold abatement: Kinsale Insurance, Starr, Jencap, Burns & Wilcox, Specialty Program Group. 3 wholesalers, 1 E&S carrier, 1 admitted carrier.

By Sam Alishahi, independent insurance broker

The markets

Who says they write it

From each market's own appetite, product or program page (or a trade article quoting it), read on the date shown. Appetites change: the linked page controls. A market listed here isn't necessarily one this agency is appointed with; a licensed broker reaches most of them directly or through a wholesaler.

MarketWhat they say they writeWherePaperSource
Kinsale Insurance
E&S carrier
Environmental general liability target classes include contractors for lead and asbestos abatement and mold remediation, combinable with contractors pollution and mold coverage.
“Lead & asbestos abatement”
not statednot statedkinsaleins.com · read 2026-10-28
Starr
Admitted carrier
Contractor Pollution liability (occurrence or claims-made); target customers include asbestos, lead, mold and PCB abatement contractors and remediation contractors.
“Asbestos Abatement Contractors”
not statednot statedstarr.com · read 2026-10-28
Jencap
Wholesaler
Environmental wholesale brokerage target classes include mold, asbestos and lead abatement and soil remediation.
“Mold, Asbestos, Lead Abatement”
not statedbothjencapgroup.com · read 2026-10-28
Burns & Wilcox
Wholesaler
Environmental Package Policy for environmental contractors and consultants, listing asbestos, mold and lead abatement, mold remediation and remediation contracting.
“Asbestos, Mold, and Lead Abatement”
not statednot statedburnsandwilcox.com · read 2026-10-28
Specialty Program Group
Wholesaler
Wholesale environmental division places CGL/CPL and professional liability for asbestos, lead and mold abatement contractors.
“For more information or to discuss an abatement contractor account, please contact us.”
not statednot statedspecialtyprogramgroup.com · read 2026-10-28

Great American's contracting services page offers mold coverage but does not name abatement contractors as a class. Chubb's and Distinguished's CPL PDFs do not name abatement classes. Amwins Environmental and PHLY E&S pages name no abatement class. Freberg (feic.com) was unreachable.

How Asbestos and mold abatement gets placed

Standard markets first where any will look at it; when they won't, the placement goes through surplus lines, where a licensed surplus lines broker places it with an eligible non-admitted insurer and files the state's surplus lines tax and stamping forms. In California, risks on the Department of Insurance export list can go to surplus lines without the usual diligent search of admitted carriers. Surplus lines policies aren't backed by a state guaranty fund, so the insurer's financial rating matters more.

What an underwriter will want before quoting: a full description of the operation, years in business and the owners' experience, revenue or payroll, loss runs (five years where available, currently valued), the contracts or venue requirements that set the limits, and photos or safety plans where the hazard is physical.

I'm licensed in 49 states and Washington, DC and your request stays with my agency, not passed to another agent. In Florida, where my licenses are still being issued, a partner agency in your state helps in the meantime.

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