Modern two-story house with a pool
Directory · Company · Updated 2026-10-18

Starr Specialty Insurance Company · NAIC 16109

Where Starr Specialty Insurance Company is admitted, where it's eligible for surplus lines, the lines it's licensed for and how much of each it writes, from state regulators' public lists and market share reports.

Starr Specialty Insurance Company (NAIC 16109) is a property and casualty insurer domiciled in Texas, part of Starr Group. State regulators list it as licensed (admitted) in Alaska, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Mississippi, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, Wyoming. It ranked #22 of 39 in Washington workers' compensation in 2025 (0.8% share). It ranked #36 of 327 in Texas workers' compensation in 2025 (0.5% share). It ranked #73 of 245 in California workers' compensation in 2025 (0.3% share). The U.S. Treasury lists it as a certified surety with a $114.5M underwriting limit.

By Sam Alishahi, independent insurance broker · All companies

By state

Where it's licensed

States whose regulator lists are loaded: Alaska, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, West Virginia, Wyoming. Not on the lists we have for Montana, West Virginia, which doesn't by itself mean it isn't licensed there.

StateStatusLines licensedSinceSource
AlaskaAdmitted (licensed)——Alaska, 2026-10-18
CaliforniaAdmitted (licensed)Workers' compensation—California Department of Insurance, 2026-10-17
ColoradoAdmitted (licensed)Workers' compensation—Colorado, 2026-10-18
ConnecticutAdmitted (licensed)——Connecticut, 2026-10-18
DelawareAdmitted (licensed)——Delaware, 2026-10-18
FloridaAdmitted (licensed)Personal auto, Commercial auto, Fidelity bonds, General liability, Surety bonds, Workers' compensation—Florida Office of Insurance Regulation, 2026-10-18
GeorgiaAdmitted (licensed)General liability, Commercial property (fire and allied lines), Surety bonds, Workers' compensation—Georgia, 2026-10-18
HawaiiAdmitted (licensed)——Hawaii, 2026-10-18
IdahoAdmitted (licensed)Fidelity bonds, General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Workers' compensation—Idaho, 2026-10-18
IllinoisAdmitted (licensed)Workers' compensation—Illinois, 2026-10-18
IowaAdmitted (licensed)——Iowa, 2026-10-18
KentuckyAdmitted (licensed)——Kentucky Department of Insurance, 2026-10-17
MarylandAdmitted (licensed)——Maryland Insurance Administration, 2026-10-17
MassachusettsAdmitted (licensed)Personal auto, Fidelity bonds, General liability, Surety bonds, Workers' compensation—Massachusetts, 2026-10-18
MinnesotaAdmitted (licensed)——Minnesota, 2026-10-18
MississippiAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown, Farm and crop, Fidelity bonds, Glass, Homeowners, Inland marine, General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Workers' compensation07-13-2017Mississippi Insurance Department, 2026-10-17
MissouriAdmitted (licensed)Workers' compensation—Missouri, 2026-10-18
NebraskaAdmitted (licensed)——Nebraska, 2026-10-18
NevadaAdmitted (licensed)General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Workers' compensation—Nevada Division of Insurance, 2026-10-17
New JerseyAdmitted (licensed)——New Jersey, 2026-10-18
New YorkAdmitted (licensed)——Excess Line Association of New York (DFS-licensed and eligible excess line insurers), 2026-10-17
North CarolinaAdmitted (licensed)Workers' compensation—North Carolina, 2026-10-18
North DakotaAdmitted (licensed)——North Dakota, 2026-10-18
OhioAdmitted (licensed)——Ohio Department of Insurance, 2026-10-17
OklahomaAdmitted (licensed)Workers' compensation—Oklahoma, 2026-10-18
OregonAdmitted (licensed)Workers' compensation—Oregon, 2026-10-18
Rhode IslandAdmitted (licensed)——Rhode Island, 2026-10-18
South CarolinaAdmitted (licensed)——South Carolina, 2026-10-18
South DakotaAdmitted (licensed)Workers' compensation—South Dakota, 2026-10-18
TennesseeAdmitted (licensed)——Tennessee, 2026-10-18
TexasAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown, Credit, Crime (burglary and theft), Farm and crop, Fidelity bonds, Glass, Inland marine, General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Workers' compensation2017/02/17Texas Department of Insurance, 2026-10-17
UtahAdmitted (licensed)——Utah, 2026-10-18
WashingtonAdmitted (licensed)Workers' compensation—Washington Office of the Insurance Commissioner and the Surplus Line Association of Washington, 2026-10-17
WisconsinAdmitted (licensed)Workers' compensation—Wisconsin, 2026-10-18
WyomingAdmitted (licensed)——Wyoming, 2026-10-18
What it writes

Premium and rank by line

From the regulators that publish every company's direct premium by line.

Line and stateRankPremium writtenShareYear
Workers' compensation in California#73 of 245$41.8M0.35%2025
Workers' compensation in Illinois#176 of 375$3.2M0.13%2025
Workers' compensation in North Carolina#83 of 347$5.7M0.38%2025
Workers' compensation in South Dakota#158 of 284$124,5750.06%2025
Workers' compensation in Texas#36 of 327$11.7M0.47%2025
Workers' compensation in Washington#22 of 39$211,0000.84%2025
Workers' compensation in Wisconsin#117 of 312$1.6M0.08%2024
Standing

Where it's a top-10 writer

Starr Group (NAIC group 04670), the group Starr Specialty Insurance Company belongs to, ranks in the top 10 for these lines and states. Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

Line and stateRankPremium writtenShareYear
Commercial property (fire and allied lines) in Alabama
Fire
#1$38.2M8.48%2025
Aircraft and aviation in Alabama
Aircraft
#1$7.3M22.39%2025
Commercial property (fire and allied lines) in Arizona
Fire
#1$70.0M16.13%2025
Aircraft and aviation in Arizona
Aircraft
#1$18.3M19.96%2025
Ocean marine in Arkansas
Ocean Marine
#1$12.6M34.24%2025
Aircraft and aviation in Colorado
Aircraft
#1$22.6M25.06%2025
Commercial property (fire and allied lines) in Delaware
Fire
#1$7.1M11.07%2025
Aircraft and aviation in Delaware
Aircraft
#1$3.6M14.74%2025
Aircraft and aviation in District of Columbia
Aircraft
#1$2.2M35.57%2025
Commercial property (fire and allied lines) in Florida
Fire
#1$224.7M7.50%2025
Aircraft and aviation in Florida
Aircraft
#1$40.8M16.30%2025
Aircraft and aviation in Georgia
Aircraft
#1$27.0M19.54%2025
Aircraft and aviation in Idaho
Aircraft
#1$4.4M16.99%2025
Aircraft and aviation in Indiana
Aircraft
#1$8.3M16.96%2025
Commercial property (fire and allied lines) in Kansas
Fire
#1$25.8M10.62%2025
Aircraft and aviation in Kansas
Aircraft
#1$8.5M21.13%2025
Aircraft and aviation in Kentucky
Aircraft
#1$2.6M15.33%2025
Commercial property (fire and allied lines) in Louisiana
Fire
#1$65.6M9.05%2025
Aircraft and aviation in Michigan
Aircraft
#1$10.1M18.35%2025
Aircraft and aviation in Minnesota
Aircraft
#1$8.9M16.69%2025
Aircraft and aviation in Montana
Aircraft
#1$5.6M21.22%2025
Commercial property (fire and allied lines) in Nebraska
Fire
#1$20.6M11.19%2025
Aircraft and aviation in Nevada
Aircraft
#1$10.4M17.96%2025
Commercial property (fire and allied lines) in New Jersey
Fire
#1$48.6M6.52%2025
Aircraft and aviation in New Mexico
Aircraft
#1$2.9M19.60%2025
Aircraft and aviation in New York
Aircraft
#1$19.7M18.79%2025
Ocean marine in North Carolina
Ocean Marine
#1$27.1M22.25%2025
Aircraft and aviation in North Carolina
Aircraft
#1$12.1M16.25%2025
Commercial property (fire and allied lines) in Ohio
Fire
#1$56.3M7.18%2025
Commercial property (fire and allied lines) in Oklahoma
Fire
#1$45.7M12.66%2025
Aircraft and aviation in Oregon
Aircraft
#1$7.0M15.70%2025
Aircraft and aviation in Pennsylvania
Aircraft
#1$8.8M14.17%2025
Ocean marine in Tennessee
Ocean Marine
#1$59.2M47.84%2025
Aircraft and aviation in Tennessee
Aircraft
#1$11.2M20.01%2025
Commercial property (fire and allied lines) in Texas
Fire
#1$490.1M11.75%2025
Aircraft and aviation in Texas
Aircraft
#1$60.8M17.95%2025
Aircraft and aviation in Utah
Aircraft
#1$9.2M16.60%2025
Ocean marine in Washington
Ocean Marine
#1$79.5M32.29%2025
Aircraft and aviation in Washington
Aircraft
#1$14.3M23.69%2025
Commercial property (fire and allied lines) in West Virginia
Fire
#1$11.1M12.05%2025
Aircraft and aviation in Wisconsin
Aircraft
#1$5.4M15.35%2025
Commercial property (fire and allied lines) in Wyoming
Fire
#1$6.8M13.68%2025
Aircraft and aviation in Wyoming
Aircraft
#1$2.4M16.78%2025
Commercial property (fire and allied lines) in Alaska
Fire
#2$7.3M7.69%2025
Commercial property (fire and allied lines) in Arkansas
Fire
#2$23.9M7.65%2025
Aircraft and aviation in Arkansas
Aircraft
#2$5.1M12.45%2025
Ocean marine in California
Ocean Marine
#2$43.5M8.23%2025
Aircraft and aviation in California
Aircraft
#2$38.7M14.06%2025
Commercial property (fire and allied lines) in Colorado
Fire
#2$46.6M8.42%2025
Commercial property (fire and allied lines) in Connecticut
Fire
#2$22.8M7.49%2025
Aircraft and aviation in Connecticut
Aircraft
#2$3.9M14.64%2025
Ocean marine in District of Columbia
Ocean Marine
#2$546,00011.97%2025
Commercial property (fire and allied lines) in Georgia
Fire
#2$65.7M7.96%2025
Commercial property (fire and allied lines) in Hawaii
Fire
#2$20.5M10.41%2025
Aircraft and aviation in Hawaii
Aircraft
#2$1.7M16.79%2025
Ocean marine in Idaho
Ocean Marine
#2$1.6M9.06%2025
Commercial property (fire and allied lines) in Illinois
Fire
#2$59.8M6.43%2025
Ocean marine in Illinois
Ocean Marine
#2$12.7M6.20%2025
Aircraft and aviation in Illinois
Aircraft
#2$14.4M12.66%2025
Aircraft and aviation in Louisiana
Aircraft
#2$8.2M16.64%2025

Showing the best 60 of 194 top-10 placements.

Bonds

Treasury-certified surety

On the U.S. Treasury's Circular 570 (updated August 01, 2026) with an underwriting limit of $114.5M per bond, licensed to write surety in 50 states and territories: AK, AL, AR, AS, AZ, CA, CO, CT, DC, DE, GA, GU, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, MI, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY.

Method and source

Each row comes from the named regulator's public company list on the date shown, joined by NAIC number. "Admitted" means licensed by the state and backed by its guaranty fund; "surplus lines" means eligible to take risks the admitted market declines, without rate or form approval or guaranty fund protection. Premium and rank come from state market share reports that list every company. This is a public-records directory, not a rating or recommendation; for the company's own filings use the NAIC's Consumer Information Source.

Open to use. Cite "Alishahi Insurance insurance company directory" and link here. CSV · JSON.

Need a quote from Starr Specialty Insurance Company or a company like it?

Someone will insure it. I find who.

Send what you need covered and what happened before. I match it to the companies that take it, down to the last-resort plan if it comes to that. I'm licensed in 48 states and Washington, DC and your request stays with my agency, not passed to another agent. In Florida and Washington, where my licenses are still being issued, a partner agency in your state helps in the meantime.

Not shopping yet?

Get a reminder before your renewal.

Tell me when your policy renews and I’ll email you about six weeks before, when it’s worth comparing. One email, no calls.