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Directory · Washington · Ocean marine

Who writes ocean marine in Washington

The 40 largest writers by premium in 2025 from the Washington Office of the Insurance Commissioner and the Surplus Line Association of Washington market report (a top-40 list, shares of earned premium).

The 40 largest writers of ocean marine in Washington in 2025: STARR INDEMNITY \u0026 LIABILITY COMPANY led with 33.5% of the state's premium; the top five hold 54%.

By Sam Alishahi, independent insurance broker · All lines in Washington

Top 10 · NAIC table: 08 - Ocean Marine

The insurer groups that write the most ocean marine in Washington

Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

#Insurer groupPremium writtenShareLoss ratioMember companies here
1Starr Group$79.5M32.29%164%STARR INDEMNITY \u0026 LIABILITY COMPANY, Starr Surplus Lines Insurance Company, Starr Specialty Insurance Company
2Travelers Group$20.1M8.17%24%Travelers Property Casualty Company of America, Standard Fire Insurance Company (The), Travelers Personal Insurance Company, Travelers Casualty and Surety Company of America
3American International Group$19.4M7.88%31%National Union Fire Insurance Company of Pittsburgh, Pennsylvania, AIG Property Casualty Company, Lexington Insurance Company, AIU Insurance Company
4Chubb Ltd Group$14.3M5.81%20%Federal Insurance Company, Ace American Insurance Company, Ace Property and Casualty Insurance Company, Chubb Lloyd's Insurance Company of Texas
5Zurich Insurance Group$11.9M4.82%74%Zurich American Insurance Company, Rural Community Insurance Company, American Zurich Insurance Company, American Guarantee and Liability Insurance Company
6Hartford Fire & Casualty Group$10.6M4.31%27%Hartford Fire Insurance Company, Hartford Underwriters Insurance Company, Hartford Casualty Insurance Company, Twin City Fire Insurance Company (The)
7Markel Group$9.7M3.94%46%State National Insurance Company, Inc., Markel Insurance Company, Markel American Insurance Company, Essentia Insurance Company
8Intact Financial Group$8.4M3.41%32%Atlantic Specialty Insurance Company, Homeland Insurance Company of New York, OBI National Insurance Company, Homeland Insurance Company of Delaware
9Sompo Group$8.3M3.38%40%American Agri-Business Insurance Company, Endurance Assurance Corporation, Endurance American Insurance Company, Sompo America Insurance Company
10American Financial Group$6.0M2.42%—Great American Insurance Company, Great American Assurance Company, National Interstate Insurance Company, Great American Alliance Insurance Company
Ocean marine · Washington

The companies

#CompanyNAICHome stateStatus herePremiumShare
1STARR INDEMNITY \u0026 LIABILITY COMPANY38318TXAdmitted (licensed)$79.5M33.45%
2Travelers Property Casualty Company of America25674CTAdmitted (licensed)$15.4M6.50%
3National Union Fire Insurance Company of Pittsburgh, Pennsylvania19445PAAdmitted (licensed)$11.9M5.01%
4Zurich American Insurance Company16535NYAdmitted (licensed)$11.9M4.99%
5Navigators Insurance Company42307NYAdmitted (licensed)$10.6M4.46%
6Markel American Insurance Company28932VAAdmitted (licensed)$9.2M3.87%
7Federal Insurance Company20281INAdmitted (licensed)$9.0M3.77%
8Atlantic Specialty Insurance Company27154NYAdmitted (licensed)$8.4M3.53%
9Endurance American Insurance Company10641DEAdmitted (licensed)$8.3M3.50%
10Great American Insurance Company16691OHAdmitted (licensed)$6.0M2.51%
11StarStone National Insurance Company25496DEAdmitted (licensed)$4.8M2.04%
12Liberty Mutual Insurance Company23043MAAdmitted (licensed)$4.7M1.98%
13Continental Insurance Company, (The)35289PAAdmitted (licensed)$4.3M1.80%
14Ace American Insurance Company22667PAAdmitted (licensed)$4.2M1.77%
15Standard Fire Insurance Company (The)19070CTAdmitted (licensed)$4.0M1.67%
16Ascot Insurance Company23752COAdmitted (licensed)$3.8M1.61%
17Hanover Insurance Company (The)22292NHAdmitted (licensed)$3.7M1.57%
18Stratford Insurance Company40436NHAdmitted (licensed)$3.6M1.51%
19AIG Property Casualty Company19402ILAdmitted (licensed)$3.5M1.48%
20Red Shield Insurance Company41580WAAdmitted (licensed)$3.1M1.30%
21Aspen American Insurance Company43460TXAdmitted (licensed)$2.5M1.07%
22Beazley Insurance Company, Inc.37540CTAdmitted (licensed)$2.5M1.06%
23Foremost Insurance Company Grand Rapids, Michigan11185MIAdmitted (licensed)$2.4M1.02%
24AXIS Insurance Company37273ILAdmitted (licensed)$2.3M0.98%
25Swiss Re Corporate Solutions America Insurance Corporation29874MOAdmitted (licensed)$1.9M0.81%
26XL Specialty Insurance Company37885DEAdmitted (licensed)$1.9M0.79%
27New York Marine and General Insurance Company16608NYAdmitted (licensed)$1.8M0.74%
28StarNet Insurance Company40045IAAdmitted (licensed)$1.6M0.68%
29U.S. Specialty Insurance Company29599TXAdmitted (licensed)$1.6M0.67%
30National Casualty Company11991OHAdmitted (licensed)$1.2M0.53%
31Mitsui Sumitomo Insurance USA Inc.22551NYAdmitted (licensed)$1.1M0.46%
32Accelerant National Insurance Company10220ARAdmitted (licensed)$1.0M0.43%
33Argonaut Insurance Company19801NEAdmitted (licensed)$989,0000.42%
34Sutton National Insurance Company25798OKAdmitted (licensed)$971,0000.41%
35Indemnity Insurance Company of North America43575PAAdmitted (licensed)$913,0000.38%
36RLI Insurance Company13056ILAdmitted (licensed)$818,0000.34%
37SAMSUNG FIRE \u0026 MARINE INSURANCE CO., LTD. (U.S. BRANCH)38300NYAdmitted (licensed)$752,0000.32%
38Travelers Home and Marine Insurance Company (The)27998CTAdmitted (licensed)$661,0000.28%
39AGCS Marine Insurance Company22837ILAdmitted (licensed)$589,0000.25%
40GEICO Marine Insurance Company37923NEAdmitted (licensed)$12,0000.01%
Turned down?

Last resort for ocean marine in Washington

Last resortLinesWhereHow to get in
Surplus lines and Lloyd's open marketallall states, under each state's diligent-search rulesThrough surplus lines wholesalers; commercial property and liability have no guaranteed plan, so this is their last stepSource

Method and source

Source: the Washington Office of the Insurance Commissioner and the Surplus Line Association of Washington company list, read 2026-10-17 and the surplus lines list. Washington's authorized list comes from the OIC's 2025 market report (Appendix D), which leaves out authorized companies with no premium that year. Premiums are in thousands. "Premium" is direct premium written in the state for the year shown; "share" is that company's part of the state total for the line. A company can be licensed for a line and write none of it, and a surplus lines insurer can write a line without a state license for it.

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