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Directory · Company · Updated 2026-10-18

American Zurich Insurance Company · NAIC 40142

Where American Zurich Insurance Company is admitted, where it's eligible for surplus lines, the lines it's licensed for and how much of each it writes, from state regulators' public lists and market share reports.

American Zurich Insurance Company (NAIC 40142) is a property and casualty insurer domiciled in Illinois, part of Zurich Insurance Group. State regulators list it as licensed (admitted) in Alaska, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Mississippi, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, Wyoming. It ranked #9 of 356 in Texas inland marine in 2025 (2.4% share). It ranked #9 of 312 in Wisconsin workers' compensation in 2024 (3.1% share). It ranked #10 of 248 in California inland marine in 2025 (2.1% share).

By Sam Alishahi, independent insurance broker · All companies

By state

Where it's licensed

States whose regulator lists are loaded: Alaska, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, West Virginia, Wyoming. Not on the lists we have for Montana, West Virginia, which doesn't by itself mean it isn't licensed there.

StateStatusLines licensedSinceSource
AlaskaAdmitted (licensed)——Alaska, 2026-10-18
CaliforniaAdmitted (licensed)Commercial auto, Commercial package (BOP, CMP), Crime (burglary and theft), Earthquake, Fidelity bonds, Inland marine, General liability, Commercial property (fire and allied lines), Workers' compensation—California Department of Insurance, 2026-10-17
ColoradoAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto, Commercial package (BOP, CMP), Crime (burglary and theft), Earthquake, Fidelity bonds, Inland marine, General liability, Commercial property (fire and allied lines), Workers' compensation—Colorado, 2026-10-18
ConnecticutAdmitted (licensed)——Connecticut, 2026-10-18
DelawareAdmitted (licensed)——Delaware, 2026-10-18
FloridaAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP), Earthquake, Farm and crop, Fidelity bonds, Homeowners, Inland marine, General liability, Medical malpractice, Mobile home, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Workers' compensation—Florida Office of Insurance Regulation, 2026-10-18
GeorgiaAdmitted (licensed)General liability, Commercial property (fire and allied lines), Surety bonds, Workers' compensation—Georgia, 2026-10-18
HawaiiAdmitted (licensed)——Hawaii, 2026-10-18
IdahoAdmitted (licensed)Fidelity bonds, General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Workers' compensation—Idaho, 2026-10-18
IllinoisAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP), Crime (burglary and theft), Earthquake, Fidelity bonds, Inland marine, General liability, Commercial property (fire and allied lines), Umbrella and excess, Workers' compensation—Illinois, 2026-10-18
IowaAdmitted (licensed)——Iowa, 2026-10-18
KentuckyAdmitted (licensed)——Kentucky Department of Insurance, 2026-10-17
MarylandAdmitted (licensed)——Maryland Insurance Administration, 2026-10-17
MassachusettsAdmitted (licensed)Personal auto, Fidelity bonds, General liability, Surety bonds, Workers' compensation—Massachusetts, 2026-10-18
MinnesotaAdmitted (licensed)——Minnesota, 2026-10-18
MississippiAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown, Farm and crop, Fidelity bonds, Glass, Homeowners, Inland marine, General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Workers' compensation10-01-1982Mississippi Insurance Department, 2026-10-17
MissouriAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP), Earthquake, Fidelity bonds, Inland marine, General liability, Commercial property (fire and allied lines), Surety bonds, Workers' compensation—Missouri, 2026-10-18
NebraskaAdmitted (licensed)——Nebraska, 2026-10-18
NevadaAdmitted (licensed)General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Workers' compensation—Nevada Division of Insurance, 2026-10-17
New JerseyAdmitted (licensed)——New Jersey, 2026-10-18
New YorkAdmitted (licensed)——Excess Line Association of New York (DFS-licensed and eligible excess line insurers), 2026-10-17
North CarolinaAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto, Commercial package (BOP, CMP), Crime (burglary and theft), Earthquake, Fidelity bonds, Inland marine, General liability, Commercial property (fire and allied lines), Workers' compensation—North Carolina, 2026-10-18
North DakotaAdmitted (licensed)——North Dakota, 2026-10-18
OhioAdmitted (licensed)——Ohio Department of Insurance, 2026-10-17
OklahomaAdmitted (licensed)Personal auto, Equipment breakdown, Crime (burglary and theft), Earthquake, Fidelity bonds, Flood, Inland marine, General liability, Commercial property (fire and allied lines), Workers' compensation—Oklahoma, 2026-10-18
OregonAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP), Crime (burglary and theft), Earthquake, Fidelity bonds, Inland marine, General liability, Commercial property (fire and allied lines), Workers' compensation—Oregon, 2026-10-18
Rhode IslandAdmitted (licensed)——Rhode Island, 2026-10-18
South CarolinaAdmitted (licensed)——South Carolina, 2026-10-18
South DakotaAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP), Inland marine, General liability, Workers' compensation—South Dakota, 2026-10-18
TennesseeAdmitted (licensed)——Tennessee, 2026-10-18
TexasAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown, Commercial auto, Commercial package (BOP, CMP), Credit, Crime (burglary and theft), Farm and crop, Fidelity bonds, Glass, Inland marine, General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Workers' compensation1982/12/15Texas Department of Insurance, 2026-10-17
UtahAdmitted (licensed)——Utah, 2026-10-18
WashingtonAdmitted (licensed)Inland marine, Workers' compensation—Washington Office of the Insurance Commissioner and the Surplus Line Association of Washington, 2026-10-17
WisconsinAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP), General liability, Commercial property (fire and allied lines), Workers' compensation—Wisconsin, 2026-10-18
WyomingAdmitted (licensed)——Wyoming, 2026-10-18
What it writes

Premium and rank by line

From the regulators that publish every company's direct premium by line.

Line and stateRankPremium writtenShareYear
Inland marine in California#10 of 248$64.5M2.11%2025
Workers' compensation in California#28 of 245$109.3M0.91%2025
Commercial package (BOP, CMP) in California#46 of 207$28.0M0.43%2025
Crime (burglary and theft) in California#59 of 110$20,4730.04%2025
Fidelity bonds in California#62 of 109$100,1100.06%2025
Earthquake in California#81 of 128$41,5840.00%2025
Commercial auto in California#95 of 232$12.1M0.19%2025
Commercial property (fire and allied lines) in California#126 of 210$564,5200.01%2025
General liability in California#168 of 353$4.9M0.06%2025
Workers' compensation in Illinois#10 of 375$31.1M1.28%2025
Inland marine in Illinois#46 of 452$6.2M0.50%2025
Commercial package (BOP, CMP) in Illinois#57 of 400$12.9M0.45%2025
Fidelity bonds in Illinois#88 of 162$22,8660.03%2025
Earthquake in Illinois#181 of 265$6,5070.01%2025
Crime (burglary and theft) in Illinois#187 of 188$110.00%2025
Commercial property (fire and allied lines) in Illinois#221 of 387$287,1750.02%2025
Commercial auto in Illinois#278 of 448$656,7080.02%2025
General liability in Illinois#383 of 695$962,0880.01%2025
Inland marine in North Carolina#16 of 420$15.6M1.46%2025
Workers' compensation in North Carolina#21 of 347$15.9M1.06%2025
Fidelity bonds in North Carolina#61 of 145$41,3290.10%2025
Crime (burglary and theft) in North Carolina#86 of 162$3,9370.02%2025
Earthquake in North Carolina#142 of 180$1,1250.01%2025
General liability in North Carolina#169 of 621$4.3M0.14%2025
Commercial property (fire and allied lines) in North Carolina#196 of 340$338,9460.03%2025
Commercial package (BOP, CMP) in North Carolina#201 of 361$796,4260.05%2025
Commercial auto in North Carolina#219 of 408$588,2530.03%2025
Inland marine in South Dakota#20 of 248$1.6M1.41%2025
Workers' compensation in South Dakota#32 of 284$1.4M0.72%2025
Commercial package (BOP, CMP) in South Dakota#148 of 217$83,2260.03%2025
Commercial auto in South Dakota#228 of 237$1,3430.00%2025
General liability in South Dakota#232 of 356$33,9370.02%2025
Inland marine in Texas#9 of 356$77.1M2.37%2025
Workers' compensation in Texas#11 of 327$27.3M1.09%2025
Commercial package (BOP, CMP) in Texas#146 of 260$4.2M0.10%2025
Commercial auto in Texas#208 of 329$2.3M0.03%2025
General liability in Texas#210 of 463$3.3M0.05%2025
Commercial property (fire and allied lines) in Texas#232 of 260$15,1800.00%2025
Inland marine in Washington#16 of 40$10.6M1.89%2025
Workers' compensation in Washington#18 of 39$325,0001.29%2025
Workers' compensation in Wisconsin#9 of 312$57.4M3.09%2024
General liability in Wisconsin#85 of 429$3.2M0.25%2024
Commercial package (BOP, CMP) in Wisconsin#148 of 276$539,5760.05%2024
Commercial property (fire and allied lines) in Wisconsin#162 of 210$7,5780.00%2024
Commercial auto in Wisconsin#199 of 312$226,7350.02%2024
Standing

Where it's a top-10 writer

Zurich Insurance Group (NAIC group 00212), the group American Zurich Insurance Company belongs to, ranks in the top 10 for these lines and states. Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

Line and stateRankPremium writtenShareYear
Farm and crop in Alabama
Private Crop
#1$559,00062.67%2025
Workers' compensation in Alabama
Workers Compensation
#1$41.9M10.00%2025
Farm and crop in Alaska
Multiple Peril Crop
#1$47,000100.00%2025
Warranty in Alaska
Warranty
#1$2.7M70.27%2025
Farm and crop in Arizona
Private Crop
#1$5.4M82.56%2025
Warranty in Arizona
Warranty
#1$10.6M27.81%2025
Warranty in Arkansas
Warranty
#1$7.5M54.11%2025
Warranty in California
Warranty
#1$39.4M19.16%2025
Farm and crop in Colorado
Private Crop
#1$5.8M25.08%2025
Farm and crop in Connecticut
Multiple Peril Crop
#1$12.0M97.67%2025
Warranty in Connecticut
Warranty
#1$17.0M81.97%2025
Farm and crop in Delaware
Multiple Peril Crop
#1$7.5M61.54%2025
Farm and crop in Delaware
Private Crop
#1$307,00090.18%2025
Fidelity bonds in District of Columbia
Fidelity
#1$5.0M26.04%2025
Farm and crop in Florida
Private Crop
#1$162,00033.38%2025
Inland marine in Florida
Inland Marine
#1$261.7M9.62%2025
Warranty in Georgia
Warranty
#1$6.3M20.63%2025
Farm and crop in Hawaii
Multiple Peril Crop
#1$1.8M49.44%2025
Surety bonds in Hawaii
Surety
#1$14.2M20.09%2025
Equipment breakdown in Hawaii
Boiler and Machinery
#1$2.7M29.31%2025
Warranty in Idaho
Warranty
#1$3.9M49.57%2025
Warranty in Iowa
Warranty
#1$1.9M38.63%2025
General liability in Kansas
Products Liability
#1$35.7M43.36%2025
Surety bonds in Kansas
Surety
#1$8.9M12.66%2025
Warranty in Kentucky
Warranty
#1$3.1M30.57%2025
Warranty in Maine
Warranty
#1$4.4M55.37%2025
Farm and crop in Maryland
Private Crop
#1$87,00041.20%2025
Warranty in Maryland
Warranty
#1$12.5M50.23%2025
Farm and crop in Massachusetts
Multiple Peril Crop
#1$4.7M75.99%2025
Warranty in Massachusetts
Warranty
#1$25.0M41.00%2025
Farm and crop in Michigan
Multiple Peril Crop
#1$56.7M20.37%2025
Farm and crop in Michigan
Private Crop
#1$1.9M24.15%2025
Ocean marine in Michigan
Ocean Marine
#1$35.3M19.14%2025
Farm and crop in Minnesota
Multiple Peril Crop
#1$279.1M25.55%2025
Farm and crop in Minnesota
Private Crop
#1$34.8M25.54%2025
Warranty in Minnesota
Warranty
#1$14.4M64.30%2025
Warranty in Missouri
Warranty
#1$11.2M32.07%2025
Farm and crop in Montana
Private Crop
#1$180,00035.13%2025
Farm and crop in New Hampshire
Multiple Peril Crop
#1$514,00082.48%2025
Warranty in New Hampshire
Warranty
#1$5.1M54.44%2025
Warranty in New Jersey
Warranty
#1$15.7M38.21%2025
Farm and crop in New Mexico
Private Crop
#1$401,00031.87%2025
Earthquake in New Mexico
Earthquake
#1$1.0M19.01%2025
Warranty in New Mexico
Warranty
#1$1.9M41.78%2025
Warranty in New York
Warranty
#1$48.0M59.66%2025
Crime (burglary and theft) in North Carolina
Burglary and Theft
#1$3.1M18.56%2025
Warranty in Oklahoma
Warranty
#1$4.1M24.75%2025
Warranty in Oregon
Warranty
#1$3.6M42.84%2025
Workers' compensation in Pennsylvania
Workers Compensation
#1$195.1M7.67%2025
Warranty in Pennsylvania
Warranty
#1$65.0M76.30%2025
Commercial property (fire and allied lines) in Rhode Island
Allied Lines
#1$9.4M8.98%2025
Farm and crop in Rhode Island
Multiple Peril Crop
#1$128,00067.06%2025
Warranty in Rhode Island
Warranty
#1$2.7M63.58%2025
Commercial property (fire and allied lines) in South Carolina
Allied Lines
#1$32.8M8.02%2025
Farm and crop in South Carolina
Private Crop
#1$188,00059.64%2025
Farm and crop in South Dakota
Private Crop
#1$14.6M20.71%2025
Warranty in South Dakota
Warranty
#1$2.4M74.10%2025
Warranty in Tennessee
Warranty
#1$8.9M26.66%2025
Earthquake in Vermont
Earthquake
#1$309,00013.39%2025
Warranty in Vermont
Warranty
#1$1.7M59.47%2025

Showing the best 60 of 649 top-10 placements.

Method and source

Each row comes from the named regulator's public company list on the date shown, joined by NAIC number. "Admitted" means licensed by the state and backed by its guaranty fund; "surplus lines" means eligible to take risks the admitted market declines, without rate or form approval or guaranty fund protection. Premium and rank come from state market share reports that list every company. This is a public-records directory, not a rating or recommendation; for the company's own filings use the NAIC's Consumer Information Source.

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