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Directory · California · Crime (burglary and theft)

Who writes crime (burglary and theft) in California

Ranked by direct premium written in 2025 from the California Department of Insurance market share report (every company, not a top-N list).

110 companies wrote crime (burglary and theft) in California in 2025, $48.5M in direct premium. Travelers Casualty and Surety Company of America led with 17.7%; the top five hold 67%.

By Sam Alishahi, independent insurance broker · All lines in California

Top 10 · NAIC table: 26 - Burglary and Theft

The insurer groups that write the most crime (burglary and theft) in California

Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

#Insurer groupPremium writtenShareLoss ratioMember companies here
1Travelers Group$8.8M12.96%39%Travelers Property Casualty Company of America, Standard Fire Insurance Company (The), Travelers Personal Insurance Company, Travelers Casualty and Surety Company of America
2American International Group$7.8M11.54%66%National Union Fire Insurance Company of Pittsburgh, Pennsylvania, AIG Property Casualty Company, Lexington Insurance Company, AIU Insurance Company
3Hiscox Insurance Group$7.3M10.77%40%Hiscox Insurance Company (Bermuda), Ltd.
4Zurich Insurance Group$6.5M9.63%—Zurich American Insurance Company, Rural Community Insurance Company, American Zurich Insurance Company, American Guarantee and Liability Insurance Company
5Chubb Ltd Group$6.2M9.20%3%Federal Insurance Company, Ace American Insurance Company, Ace Property and Casualty Insurance Company, Chubb Lloyd's Insurance Company of Texas
6Cna Insurance Group$5.7M8.39%161%Continental Casualty Company, Continental Insurance Company, (The), American Casualty Company of Reading, Pennsylvania, National Fire Insurance Company of Hartford
7Axa Insurance Group$4.5M6.56%—XL Specialty Insurance Company, XL Insurance America, Inc., Greenwich Insurance Company, |Indian Harbor Insurance Company
8Axis Capital Group$3.9M5.77%25%AXIS Insurance Company, AXIS Surplus Insurance Company, AXIS Reinsurance Company, AXIS Specialty Insurance Company
9Tokio Marine Holdings Inc Group$2.9M4.28%—Philadelphia Indemnity Insurance Company, Privilege Underwriters Reciprocal Exchange, PURE Risk Mgt, Atty-in-Fact, Safety National Casualty Corporation, Producers Agriculture Insurance Company
10Berkshire Hathaway Group$2.9M4.27%1%GEICO General Insurance Company, GEICO Texas County Mutual Insurance Company, GEICO County Mutual Insurance Company, Government Employees Insurance Company
Crime (burglary and theft) · California

The companies

#CompanyNAICHome stateStatus herePremiumShare
1Travelers Casualty and Surety Company of America31194CTAdmitted (licensed)$8.6M17.72%
2Hiscox Insurance Company (Bermuda), Ltd.10200ILAdmitted (licensed)$7.3M15.09%
3National Union Fire Insurance Company of Pittsburgh, Pennsylvania19445PAAdmitted (licensed)$6.7M13.84%
4Federal Insurance Company20281INAdmitted (licensed)$5.7M11.86%
5XL Specialty Insurance Company37885DEAdmitted (licensed)$4.1M8.45%
6Continental Casualty Company20443ILAdmitted (licensed)$1.9M4.01%
7Zurich American Insurance Company16535NYAdmitted (licensed)$1.4M2.88%
8Berkley Assurance Company32603DEAdmitted (licensed)$1.4M2.87%
9Atlantic Specialty Insurance Company27154NYAdmitted (licensed)$1.3M2.69%
10Everest National Insurance Company10120DEAdmitted (licensed)$755,2291.56%
11Philadelphia Indemnity Insurance Company18058PAAdmitted (licensed)$700,4361.45%
12Twin City Fire Insurance Company (The)29459INAdmitted (licensed)$588,2381.21%
13StarNet Insurance Company40045IAAdmitted (licensed)$583,3211.20%
14Hartford Fire Insurance Company19682CTAdmitted (licensed)$484,5231.00%
15U.S. Specialty Insurance Company29599TXAdmitted (licensed)$463,8630.96%
16Manufacturers Alliance Insurance Company36897PAAdmitted (licensed)$457,7990.94%
17Federated Mutual Insurance Company13935MNAdmitted (licensed)$399,3170.82%
18Hanover Insurance Company (The)22292NHAdmitted (licensed)$341,2190.70%
19Berkshire Hathaway Specialty Insurance Company22276NEAdmitted (licensed)$340,1920.70%
20Great American Insurance Company16691OHAdmitted (licensed)$286,2430.59%
21Fidelity and Deposit Company of Maryland (The)39306ILAdmitted (licensed)$266,4590.55%
22United Casualty Insurance Company of America11142MOAdmitted (licensed)$254,1140.52%
23Allianz Global Risks US Insurance Company35300ILAdmitted (licensed)$251,8050.52%
24Berkley Regional Insurance Company29580IAAdmitted (licensed)$250,5560.52%
25United States Liability Insurance Company25895NEAdmitted (licensed)$244,1110.50%
26American Casualty Company of Reading, Pennsylvania20427PAAdmitted (licensed)$231,4510.48%
27Old Republic Insurance Company24147PAAdmitted (licensed)$212,6990.44%
28Nationwide Mutual Insurance Company23787OHAdmitted (licensed)$208,6250.43%
29Allmerica Financial Benefit Insurance Company41840MIAdmitted (licensed)$195,9310.40%
30Ace American Insurance Company22667PAAdmitted (licensed)$190,4100.39%
31Ascot Insurance Company23752COAdmitted (licensed)$174,4980.36%
32Markel Insurance Company38970ILAdmitted (licensed)$166,9400.34%
33XL Insurance America, Inc.24554DEAdmitted (licensed)$138,2840.29%
34Travelers Property Casualty Company of America25674CTAdmitted (licensed)$136,4430.28%
35Motors Insurance Corporation22012MIAdmitted (licensed)$125,5660.26%
36Falls Lake Fire and Casualty Company15884CAAdmitted (licensed)$125,3860.26%
37Zenith Insurance Company13269CAAdmitted (licensed)$113,8450.23%
38California Capital Insurance Company13544CAAdmitted (licensed)$104,9930.22%
39Westchester Fire Insurance Company10030PAAdmitted (licensed)$83,9130.17%
40Pacific Employers Insurance Company22748PAAdmitted (licensed)$83,5240.17%
41Federated Service Insurance Company28304MNAdmitted (licensed)$80,8150.17%
42New York Marine and General Insurance Company16608NYAdmitted (licensed)$72,3350.15%
43CorePointe Insurance Company10499DEAdmitted (licensed)$61,5060.13%
44TransGuard Insurance Company of America, Inc.28886ILAdmitted (licensed)$58,9430.12%
45Berkley National Insurance Company38911IAAdmitted (licensed)$58,9100.12%
46Accredited Surety and Casualty Company, Inc.26379FLAdmitted (licensed)$54,1300.11%
47Arch Insurance (UK) Limited11150MOAdmitted (licensed)$47,4850.10%
48Nationwide General Insurance Company23760OHAdmitted (licensed)$46,8110.10%
49Middlesex Insurance Company23434WIAdmitted (licensed)$41,1800.08%
50STARR INDEMNITY \u0026 LIABILITY COMPANY38318TXAdmitted (licensed)$28,5080.06%
51American Guarantee and Liability Insurance Company26247NYAdmitted (licensed)$28,4700.06%
52AXIS Insurance Company37273ILAdmitted (licensed)$27,7980.06%
53Greenwich Insurance Company22322DEAdmitted (licensed)$26,8080.06%
54St. Paul Fire and Marine Insurance Company24767CTAdmitted (licensed)$26,3860.05%
55AmGUARD Insurance Company42390NEAdmitted (licensed)$25,9900.05%
56Nationwide Agribusiness Insurance Company28223IAAdmitted (licensed)$24,9710.05%
57Ace Fire Underwriters Insurance Company20702PAAdmitted (licensed)$21,7170.04%
58Great American Assurance Company26344OHAdmitted (licensed)$21,1670.04%
59American Zurich Insurance Company40142ILAdmitted (licensed)$20,4730.04%
60Monterey Insurance Company23540CAAdmitted (licensed)$19,7800.04%
61Stillwater Insurance Company25180CAAdmitted (licensed)$19,7020.04%
62Nova Casualty Company42552NYAdmitted (licensed)$19,6560.04%
63Wesco Insurance Company25011DEAdmitted (licensed)$18,5780.04%
64Sentry Select Insurance Company21180WIAdmitted (licensed)$17,0930.04%
65State National Insurance Company, Inc.12831TXAdmitted (licensed)$16,1360.03%
66American Southern Home Insurance Company41998FLAdmitted (licensed)$13,0970.03%
67Navigators Insurance Company42307NYAdmitted (licensed)$12,5070.03%
68Oregon Mutual Insurance Company14907ORAdmitted (licensed)$12,3180.03%
69Tokio Marine America Insurance Company10945NYAdmitted (licensed)$10,7900.02%
70QBE Insurance (Europe) Limited39217PAAdmitted (licensed)$8,0300.02%
71UNITED FIRE \u0026 CASUALTY COMPANY13021IAAdmitted (licensed)$7,8440.02%
72Pennsylvania Lumbermen's Mutual Insurance Company14974PAAdmitted (licensed)$5,8610.01%
73Fireman's Fund Insurance Company21873ILAdmitted (licensed)$5,7540.01%
74New Hampshire Insurance Company23841ILAdmitted (licensed)$5,4810.01%
75Executive Risk Indemnity, Inc.35181DEAdmitted (licensed)$5,3980.01%
76Zurich American Insurance Company of Illinois27855ILAdmitted (licensed)$5,0030.01%
77Federated Rural Electric Insurance Exchange11118KSAdmitted (licensed)$4,6760.01%
78Financial Pacific Insurance Company31453CAAdmitted (licensed)$4,2110.01%
79Sentry Insurance Company24988WIAdmitted (licensed)$4,0090.01%
80Great American Insurance Company of New York22136NYAdmitted (licensed)$3,3840.01%
81Massachusetts Bay Insurance Company22306NHAdmitted (licensed)$2,7760.01%
82EMPLOYERS MUTUAL CASUALTY COMPANY Employers Mutual Casualty Company)21415IAAdmitted (licensed)$2,4810.01%
83Employers Insurance Company of Wausau21458WIAdmitted (licensed)$2,3640.00%
84Technology Insurance Company, Inc.42376DEAdmitted (licensed)$2,2480.00%
85Crestbrook Insurance Company18961OHAdmitted (licensed)$1,8530.00%
86Midvale Indemnity Company27138WIAdmitted (licensed)$1,6960.00%
87Security National Insurance Company19879DEAdmitted (licensed)$1,5990.00%
88Church Mutual Insurance Company, S. I.18767WIAdmitted (licensed)$1,5530.00%
89Great American Alliance Insurance Company26832OHAdmitted (licensed)$1,3980.00%
90Scottsdale Indemnity Company15580OHAdmitted (licensed)$1,3760.00%
91U.S. Underwriters Insurance Company35416NDAdmitted (licensed)$8000.00%
92Continental Insurance Company, (The)35289PAAdmitted (licensed)$6750.00%
93Fidelity and Guaranty Insurance Company35386IAAdmitted (licensed)$6710.00%
94Swiss Re Corporate Solutions America Insurance Corporation29874MOAdmitted (licensed)$6000.00%
95Travelers Indemnity Company of Connecticut (The)25682CTAdmitted (licensed)$5940.00%
96Chubb Indemnity Insurance Company12777NYAdmitted (licensed)$5540.00%
97Transportation Insurance Company20494ILAdmitted (licensed)$5470.00%
98American Summit Insurance Company19623TXAdmitted (licensed)$2800.00%
99Mitsui Sumitomo Insurance Company of America20362NYAdmitted (licensed)$2410.00%
100Vigilant Insurance Company20397NYAdmitted (licensed)$2060.00%
101Cincinnati Insurance Company (The)10677OHAdmitted (licensed)$2020.00%
102Cincinnati Indemnity Company (The)23280OHAdmitted (licensed)$1300.00%
103North Pointe Insurance Company27740PAAdmitted (licensed)$1270.00%
104Chubb National Insurance Company10052INAdmitted (licensed)$1210.00%
105National Fire Insurance Company of Hartford20478ILAdmitted (licensed)$1120.00%
106Great Northern Insurance Company20303INAdmitted (licensed)$900.00%
107Valley Forge Insurance Company20508PAAdmitted (licensed)$720.00%
108Southwest Marine and General Insurance Company12294AZAdmitted (licensed)$270.00%
109Indemnity Insurance Company of North America43575PAAdmitted (licensed)$200.00%
110St. Paul Mercury Insurance Company24791CTAdmitted (licensed)$60.00%
Turned down?

Last resort for crime (burglary and theft) in California

Last resortLinesWhereHow to get in
Surplus lines and Lloyd's open marketallall states, under each state's diligent-search rulesThrough surplus lines wholesalers; commercial property and liability have no guaranteed plan, so this is their last stepSource

Method and source

Source: the California Department of Insurance company list, read 2026-10-17 and the surplus lines list. California's company search lists every company on file (all lines, including some no longer active); P&C status comes from the merge. "Premium" is direct premium written in the state for the year shown; "share" is that company's part of the state total for the line. A company can be licensed for a line and write none of it, and a surplus lines insurer can write a line without a state license for it.

Open to use. Cite "Alishahi Insurance insurance company directory" and link here. CSV · JSON.

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