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Directory · Company · Updated 2026-10-18

AmGUARD Insurance Company · NAIC 42390

Where AmGUARD Insurance Company is admitted, where it's eligible for surplus lines, the lines it's licensed for and how much of each it writes, from state regulators' public lists and market share reports.

AmGUARD Insurance Company (NAIC 42390) is a property and casualty insurer domiciled in Nebraska, part of Berkshire Hathaway Group. State regulators list it as licensed (admitted) in Alaska, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Mississippi, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, Wyoming. It ranked #14 of 207 in California commercial package (BOP, CMP) in 2025 (1.8% share). It ranked #17 of 347 in North Carolina workers' compensation in 2025 (1.1% share). It ranked #19 of 232 in California commercial auto in 2025 (1.4% share).

By Sam Alishahi, independent insurance broker · All companies

By state

Where it's licensed

States whose regulator lists are loaded: Alaska, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, West Virginia, Wyoming. Not on the lists we have for Montana, West Virginia, which doesn't by itself mean it isn't licensed there.

StateStatusLines licensedSinceSource
AlaskaAdmitted (licensed)——Alaska, 2026-10-18
CaliforniaAdmitted (licensed)Commercial auto, Commercial package (BOP, CMP), Crime (burglary and theft), Inland marine, General liability, Commercial property (fire and allied lines), Workers' compensation—California Department of Insurance, 2026-10-17
ColoradoAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP), Crime (burglary and theft), Inland marine, General liability, Commercial property (fire and allied lines), Workers' compensation—Colorado, 2026-10-18
ConnecticutAdmitted (licensed)——Connecticut, 2026-10-18
DelawareAdmitted (licensed)——Delaware, 2026-10-18
FloridaAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP), Fidelity bonds, Inland marine, General liability, Medical malpractice, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Workers' compensation—Florida Office of Insurance Regulation, 2026-10-18
GeorgiaAdmitted (licensed)General liability, Commercial property (fire and allied lines), Surety bonds, Workers' compensation—Georgia, 2026-10-18
HawaiiAdmitted (licensed)——Hawaii, 2026-10-18
IdahoAdmitted (licensed)Fidelity bonds, General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Workers' compensation—Idaho, 2026-10-18
IllinoisAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP), Crime (burglary and theft), Earthquake, Homeowners, Inland marine, General liability, Commercial property (fire and allied lines), Workers' compensation—Illinois, 2026-10-18
IowaAdmitted (licensed)——Iowa, 2026-10-18
KentuckyAdmitted (licensed)——Kentucky Department of Insurance, 2026-10-17
MarylandAdmitted (licensed)——Maryland Insurance Administration, 2026-10-17
MassachusettsAdmitted (licensed)Personal auto, Fidelity bonds, General liability, Surety bonds, Workers' compensation—Massachusetts, 2026-10-18
MinnesotaAdmitted (licensed)——Minnesota, 2026-10-18
MississippiAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown, Credit, Farm and crop, Fidelity bonds, Glass, Homeowners, Inland marine, General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Workers' compensation12-01-2000Mississippi Insurance Department, 2026-10-17
MissouriAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP), Earthquake, Homeowners, Inland marine, General liability, Commercial property (fire and allied lines), Workers' compensation—Missouri, 2026-10-18
NebraskaAdmitted (licensed)——Nebraska, 2026-10-18
NevadaAdmitted (licensed)General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Workers' compensation—Nevada Division of Insurance, 2026-10-17
New JerseyAdmitted (licensed)——New Jersey, 2026-10-18
New YorkAdmitted (licensed)——Excess Line Association of New York (DFS-licensed and eligible excess line insurers), 2026-10-17
North CarolinaAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP), Crime (burglary and theft), Earthquake, Inland marine, General liability, Commercial property (fire and allied lines), Workers' compensation—North Carolina, 2026-10-18
North DakotaAdmitted (licensed)——North Dakota, 2026-10-18
OhioAdmitted (licensed)——Ohio Department of Insurance, 2026-10-17
OklahomaAdmitted (licensed)Personal auto, Crime (burglary and theft), Earthquake, Flood, Inland marine, General liability, Commercial property (fire and allied lines), Workers' compensation—Oklahoma, 2026-10-18
OregonAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP), Earthquake, Homeowners, Inland marine, General liability, Commercial property (fire and allied lines), Workers' compensation—Oregon, 2026-10-18
Rhode IslandAdmitted (licensed)——Rhode Island, 2026-10-18
South CarolinaAdmitted (licensed)——South Carolina, 2026-10-18
South DakotaAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP), Inland marine, General liability, Commercial property (fire and allied lines), Workers' compensation—South Dakota, 2026-10-18
TennesseeAdmitted (licensed)——Tennessee, 2026-10-18
TexasAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown, Commercial auto, Commercial package (BOP, CMP), Credit, Crime (burglary and theft), Farm and crop, Fidelity bonds, Glass, Inland marine, General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Workers' compensation2003/12/17Texas Department of Insurance, 2026-10-17
UtahAdmitted (licensed)——Utah, 2026-10-18
WashingtonAdmitted (licensed)Commercial package (BOP, CMP)—Washington Office of the Insurance Commissioner and the Surplus Line Association of Washington, 2026-10-17
WisconsinAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP), Homeowners, General liability, Commercial property (fire and allied lines), Workers' compensation—Wisconsin, 2026-10-18
WyomingAdmitted (licensed)——Wyoming, 2026-10-18
What it writes

Premium and rank by line

From the regulators that publish every company's direct premium by line.

Line and stateRankPremium writtenShareYear
Commercial package (BOP, CMP) in California#14 of 207$114.2M1.77%2025
Commercial auto in California#19 of 232$89.1M1.37%2025
Crime (burglary and theft) in California#55 of 110$25,9900.05%2025
Workers' compensation in California#95 of 245$23.4M0.20%2025
Commercial property (fire and allied lines) in California#117 of 210$782,7060.02%2025
Inland marine in California#117 of 248$2.0M0.07%2025
General liability in California#155 of 353$6.7M0.08%2025
Workers' compensation in Illinois#71 of 375$11.9M0.49%2025
Commercial package (BOP, CMP) in Illinois#114 of 400$4.5M0.16%2025
Crime (burglary and theft) in Illinois#158 of 188$3000.00%2025
Commercial auto in Illinois#182 of 448$2.3M0.07%2025
Earthquake in Illinois#223 of 265$1,4520.00%2025
Commercial property (fire and allied lines) in Illinois#305 of 387$47,4940.00%2025
Inland marine in Illinois#311 of 452$79,3180.01%2025
General liability in Illinois#441 of 695$519,1320.01%2025
Workers' compensation in North Carolina#17 of 347$17.1M1.14%2025
Commercial auto in North Carolina#69 of 408$5.5M0.27%2025
Commercial package (BOP, CMP) in North Carolina#106 of 361$2.9M0.17%2025
Crime (burglary and theft) in North Carolina#110 of 162$9000.01%2025
Earthquake in North Carolina#138 of 180$1,2850.01%2025
Inland marine in North Carolina#197 of 420$304,4860.03%2025
Commercial property (fire and allied lines) in North Carolina#243 of 340$88,0070.01%2025
General liability in North Carolina#371 of 621$477,6730.02%2025
Commercial package (BOP, CMP) in South Dakota#79 of 217$494,0660.18%2025
Commercial auto in South Dakota#144 of 237$103,1000.04%2025
Commercial property (fire and allied lines) in South Dakota#149 of 157$9250.00%2025
Workers' compensation in South Dakota#160 of 284$123,5470.06%2025
Inland marine in South Dakota#177 of 248$7,8330.01%2025
General liability in South Dakota#317 of 356$2,0720.00%2025
Crime (burglary and theft) in Texas#52 of 137$21,1830.03%2025
Commercial auto in Texas#59 of 329$29.1M0.37%2025
Commercial package (BOP, CMP) in Texas#60 of 260$18.6M0.43%2025
Commercial property (fire and allied lines) in Texas#127 of 260$1.8M0.03%2025
Inland marine in Texas#154 of 356$1.0M0.03%2025
Workers' compensation in Texas#183 of 327$1.1M0.04%2025
General liability in Texas#192 of 463$4.0M0.06%2025
Commercial package (BOP, CMP) in Washington#46 of 51$3.5M0.35%2025
Commercial package (BOP, CMP) in Wisconsin#77 of 276$2.6M0.24%2024
Homeowners in Wisconsin#102 of 161$1.1M0.05%2024
Commercial auto in Wisconsin#142 of 312$671,8240.07%2024
Commercial property (fire and allied lines) in Wisconsin#185 of 210$1,5640.00%2024
Workers' compensation in Wisconsin#196 of 312$406,0990.02%2024
General liability in Wisconsin#302 of 429$91,7210.01%2024
Standing

Where it's a top-10 writer

Berkshire Hathaway Group (NAIC group 00031), the group AmGUARD Insurance Company belongs to, ranks in the top 10 for these lines and states. Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

Line and stateRankPremium writtenShareYear
Commercial property (fire and allied lines) in Alabama
Allied Lines
#1$27.6M6.29%2025
Flood in California
Private Flood
#1$17.7M15.72%2025
Commercial property (fire and allied lines) in Colorado
Fire
#1$53.7M9.72%2025
Commercial property (fire and allied lines) in Connecticut
Fire
#1$51.7M16.99%2025
Flood in Connecticut
Private Flood
#1$3.3M16.90%2025
Earthquake in Connecticut
Earthquake
#1$3.0M22.60%2025
Personal auto in Connecticut
Private Passenger Auto Physical Damage
#1$281.1M16.67%2025
Medical malpractice in District of Columbia
Medical Professional Liability
#1$8.7M22.70%2025
Personal auto in District of Columbia
Private Passenger Auto Liability
#1$83.2M31.89%2025
Personal auto in District of Columbia
Total Private Passenger Auto
#1$163.0M32.89%2025
Personal auto in District of Columbia
Private Passenger Auto Physical Damage
#1$79.8M34.00%2025
Medical malpractice in Florida
Medical Professional Liability
#1$165.3M15.12%2025
Personal auto in Hawaii
Private Passenger Auto Liability
#1$123.8M24.56%2025
Personal auto in Hawaii
Total Private Passenger Auto
#1$251.0M24.95%2025
Personal auto in Hawaii
Private Passenger Auto Physical Damage
#1$127.2M25.34%2025
Medical malpractice in Indiana
Medical Professional Liability
#1$44.0M21.79%2025
Flood in Iowa
Private Flood
#1$771,00014.80%2025
Warranty in Kansas
Warranty
#1$245.6M95.63%2025
Medical malpractice in Kentucky
Medical Professional Liability
#1$42.3M24.38%2025
Earthquake in Maryland
Earthquake
#1$4.0M23.76%2025
Personal auto in Maryland
Private Passenger Auto Liability
#1$951.4M22.06%2025
Personal auto in Maryland
Total Private Passenger Auto
#1$1.69B22.74%2025
Personal auto in Maryland
Private Passenger Auto Physical Damage
#1$742.5M23.68%2025
Earthquake in Massachusetts
Earthquake
#1$11.6M25.19%2025
Aircraft and aviation in Massachusetts
Aircraft
#1$3.7M12.93%2025
Commercial property (fire and allied lines) in Missouri
Fire
#1$52.6M9.82%2025
Flood in Nebraska
Private Flood
#1$498,00013.43%2025
Ocean marine in Nebraska
Ocean Marine
#1$62.7M92.02%2025
General liability in Nebraska
Other Liability
#1$49.0M7.36%2025
Aircraft and aviation in New Hampshire
Aircraft
#1$2.3M16.16%2025
Medical malpractice in New Jersey
Medical Professional Liability
#1$201.2M33.33%2025
Personal auto in New Jersey
Private Passenger Auto Liability
#1$1.76B21.97%2025
Personal auto in New Jersey
Total Private Passenger Auto
#1$2.67B21.85%2025
Personal auto in New Jersey
Private Passenger Auto Physical Damage
#1$911.5M21.62%2025
Medical malpractice in New Mexico
Medical Professional Liability
#1$18.6M19.21%2025
Commercial property (fire and allied lines) in New York
Fire
#1$111.6M6.03%2025
Medical malpractice in New York
Medical Professional Liability
#1$459.3M25.65%2025
Earthquake in New York
Earthquake
#1$21.0M20.59%2025
Personal auto in New York
Private Passenger Auto Liability
#1$3.88B29.81%2025
Personal auto in New York
Total Private Passenger Auto
#1$6.18B29.72%2025
Personal auto in New York
Private Passenger Auto Physical Damage
#1$2.30B29.57%2025
Medical malpractice in Ohio
Medical Professional Liability
#1$66.6M22.21%2025
Medical malpractice in Oklahoma
Medical Professional Liability
#1$50.6M38.20%2025
Commercial property (fire and allied lines) in South Carolina
Fire
#1$379.2M45.41%2025
Medical malpractice in Texas
Medical Professional Liability
#1$126.7M20.70%2025
General liability in Vermont
Other Liability
#1$16.8M8.28%2025
Earthquake in Virginia
Earthquake
#1$5.5M17.91%2025
Medical malpractice in Arizona
Medical Professional Liability
#2$38.6M13.40%2025
Medical malpractice in California
Medical Professional Liability
#2$111.9M9.12%2025
General liability in California
Other Liability
#2$785.6M4.52%2025
Commercial auto in California
Total Commercial Auto
#2$551.6M6.21%2025
Personal auto in California
Private Passenger Auto Physical Damage
#2$2.81B12.38%2025
Commercial auto in California
Commercial Auto Physical Damage
#2$102.2M6.69%2025
Medical malpractice in Colorado
Medical Professional Liability
#2$27.3M13.46%2025
Personal auto in Connecticut
Private Passenger Auto Liability
#2$417.8M15.48%2025
Personal auto in Connecticut
Total Private Passenger Auto
#2$698.9M15.94%2025
Medical malpractice in Delaware
Medical Professional Liability
#2$7.5M16.67%2025
Personal auto in Florida
Private Passenger Auto Liability
#2$4.28B19.37%2025
Personal auto in Florida
Total Private Passenger Auto
#2$6.52B20.41%2025
Personal auto in Florida
Private Passenger Auto Physical Damage
#2$2.24B22.75%2025

Showing the best 60 of 607 top-10 placements.

Method and source

Each row comes from the named regulator's public company list on the date shown, joined by NAIC number. "Admitted" means licensed by the state and backed by its guaranty fund; "surplus lines" means eligible to take risks the admitted market declines, without rate or form approval or guaranty fund protection. Premium and rank come from state market share reports that list every company. This is a public-records directory, not a rating or recommendation; for the company's own filings use the NAIC's Consumer Information Source.

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