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Directory · Illinois · Earthquake

Who writes earthquake in Illinois

Ranked by direct premium written in 2025 from the Illinois market share report (every company, not a top-N list).

265 companies wrote earthquake in Illinois in 2025, $114.1M in direct premium. State Farm Fire and Casualty Company led with 25.5%; the top five hold 51%. 306 companies are licensed for the line.

By Sam Alishahi, independent insurance broker · All lines in Illinois

Top 10 · NAIC table: 12 - Earthquake

The insurer groups that write the most earthquake in Illinois

Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

#Insurer groupPremium writtenShareLoss ratioMember companies here
1State Farm Group$29.1M25.53%—State Farm Mutual Automobile Insurance Company, State Farm Fire and Casualty Company, State Farm Lloyds, State Farm General Insurance Company
2Berkshire Hathaway Group$16.7M14.62%—GEICO General Insurance Company, GEICO Texas County Mutual Insurance Company, GEICO County Mutual Insurance Company, Government Employees Insurance Company
3Travelers Group$9.0M7.85%—Travelers Property Casualty Company of America, Standard Fire Insurance Company (The), Travelers Personal Insurance Company, Travelers Casualty and Surety Company of America
4Fm Group$7.6M6.70%0%Factory Mutual Insurance Company, Affiliated F M Insurance Company, Appalachian Insurance Company
5Auto Owners Group$4.1M3.59%0%Auto-Owners Insurance Company, Owners Insurance Company, California Capital Insurance Company, Monterey Insurance Company
6Zurich Insurance Group$4.0M3.47%1%Zurich American Insurance Company, Rural Community Insurance Company, American Zurich Insurance Company, American Guarantee and Liability Insurance Company
7Axa Insurance Group$3.3M2.90%—XL Specialty Insurance Company, XL Insurance America, Inc., Greenwich Insurance Company, |Indian Harbor Insurance Company
8Liberty Mutual Group$2.5M2.20%1%Safeco Insurance Company of America, Liberty Insurance Underwriters, Inc., Liberty Mutual Fire Insurance Company, Liberty County Mutual Insurance Company
9American International Group$2.4M2.14%—National Union Fire Insurance Company of Pittsburgh, Pennsylvania, AIG Property Casualty Company, Lexington Insurance Company, AIU Insurance Company
10Allianz Insurance Group$2.2M1.90%6%Allianz Global Risks US Insurance Company, Jefferson Insurance Company, Fireman's Fund Insurance Company, AGCS Marine Insurance Company
Earthquake · Illinois

The companies

#CompanyNAICHome stateStatus herePremiumShare
1State Farm Fire and Casualty Company25143ILAdmitted (licensed)$29.1M25.51%
2NATIONAL FIRE \u0026 MARINE INSURANCE COMPANY\20079NEAdmitted (licensed)$14.5M12.75%
3Factory Mutual Insurance Company21482RIAdmitted (licensed)$7.0M6.15%
4Travelers Indemnity Company (The)25658CTAdmitted (licensed)$4.0M3.51%
5Auto-Owners Insurance Company18988MIAdmitted (licensed)$3.7M3.20%
6Zurich American Insurance Company16535NYAdmitted (licensed)$3.5M3.06%
7TRAVELERS EXCESS \u0026 SURPLUS LINES COMPANY\29696CTAdmitted (licensed)$2.4M2.14%
8Grinnell Mutual Reinsurance Company, SI14117IAAdmitted (licensed)$2.1M1.88%
9Palomar Specialty Insurance Company20338ORAdmitted (licensed)$2.0M1.79%
10|Indian Harbor Insurance Company36940DEAdmitted (licensed)$2.0M1.72%
11Allianz Global Risks US Insurance Company35300ILAdmitted (licensed)$2.0M1.72%
12|Houston Casualty Company42374TXAdmitted (licensed)$1.9M1.66%
13Endurance American Specialty Insurance Company41718DEAdmitted (licensed)$1.9M1.63%
14Travelers Property Casualty Company of America25674CTAdmitted (licensed)$1.8M1.62%
15Fortegra Specialty Insurance Company16823AZAdmitted (licensed)$1.4M1.23%
16XL Insurance America, Inc.24554DEAdmitted (licensed)$1.3M1.18%
17United Services Automobile Association, USAA Reciprocal, Attorney-in-fact25941TXAdmitted (licensed)$1.2M1.05%
18Cincinnati Insurance Company (The)10677OHAdmitted (licensed)$1.2M1.02%
19Employers Insurance Company of Wausau21458WIAdmitted (licensed)$1.2M1.02%
20Lexington Insurance Company19437DEAdmitted (licensed)$1.1M0.95%
21Columbia Casualty Company31127ILAdmitted (licensed)$1.0M0.92%
22Evanston Insurance Company35378ILAdmitted (licensed)$942,3370.83%
23AIG Specialty Insurance Company26883ILAdmitted (licensed)$898,7350.79%
24Ace American Insurance Company22667PAAdmitted (licensed)$884,3260.77%
25AXIS Surplus Insurance Company26620ILAdmitted (licensed)$821,7020.72%
26West Bend Insurance Company15350WIAdmitted (licensed)$816,3610.72%
27|Landmark American Insurance Company33138NHAdmitted (licensed)$775,6030.68%
28Citizens Ins Co Of IL10714ILAdmitted (licensed)$764,0740.67%
29Mt. Hawley Insurance Company37974ILAdmitted (licensed)$746,3950.65%
30Cincinnati Casualty Company (The)28665OHAdmitted (licensed)$739,2420.65%
31Farmers Direct Property and Casualty Insurance Company25321RIAdmitted (licensed)$706,5250.62%
32Covington Specialty Insurance Company13027NHAdmitted (licensed)$692,7070.61%
33QBE Specialty Insurance Company11515NDAdmitted (licensed)$648,0700.57%
34Affiliated F M Insurance Company10014RIAdmitted (licensed)$625,7620.55%
35Kinsale Insurance Company38920ARAdmitted (licensed)$610,6020.54%
36Westfield Specialty Insurance Company16992OHAdmitted (licensed)$541,3650.47%
37Rockford Mutual Insurance Company27065ILAdmitted (licensed)$534,7340.47%
38USAA Casualty Insurance Company25968TXAdmitted (licensed)$485,9360.43%
39Swiss Re Corporate Solutions Elite Insurance Corporation29700MOAdmitted (licensed)$481,4210.42%
40Liberty Mutual Fire Insurance Company23035WIAdmitted (licensed)$478,6040.42%
41Swiss Re Corporate Solutions Capacity Insurance Corporation34916MOAdmitted (licensed)$459,4150.40%
42Westchester Surplus Lines Insurance Company10172GAAdmitted (licensed)$450,4750.39%
43RSUI Indemnity Company22314NHAdmitted (licensed)$445,8930.39%
44Owners Insurance Company32700OHAdmitted (licensed)$441,2320.39%
45Farmers Insurance Exchange21652CAAdmitted (licensed)$409,8510.36%
46Nationwide Agribusiness Insurance Company28223IAAdmitted (licensed)$403,5560.35%
47Continental Casualty Company20443ILAdmitted (licensed)$374,1620.33%
48Allied World Assurance Company (U.S.), Inc.19489DEAdmitted (licensed)$372,0940.33%
49Insurance Company of Illinois26700ILAdmitted (licensed)$333,7850.29%
50Travelers Home and Marine Insurance Company (The)27998CTAdmitted (licensed)$322,6350.28%
51Insurance Company of the West27847CAAdmitted (licensed)$320,3470.28%
52Shelter Mutual Insurance Company23388MOAdmitted (licensed)$303,1970.27%
53American Family Mutual Insurance Company, S.I.19275WIAdmitted (licensed)$298,4470.26%
54Indiana Farmers Mutual Insurance Company22624INAdmitted (licensed)$278,1750.24%
55American Select Insurance Company19992OHAdmitted (licensed)$259,3350.23%
56American Modern Property and Casualty Insurance Company42722OHAdmitted (licensed)$240,5210.21%
57SECURA Insurance Company22543WIAdmitted (licensed)$240,0290.21%
58American Family Insurance Company10386WIAdmitted (licensed)$228,0420.20%
59Ategrity Specialty Insurance Company16427DEAdmitted (licensed)$223,4200.20%
60Fidelity and Deposit Company of Maryland (The)39306ILAdmitted (licensed)$214,9590.19%
61USAA General Indemnity Company18600TXAdmitted (licensed)$214,7140.19%
62Berkshire Hathaway Direct Insurance Company10391NEAdmitted (licensed)$211,4250.19%
63Steadfast Insurance Company26387ILAdmitted (licensed)$209,5370.18%
64Federated Mutual Insurance Company13935MNAdmitted (licensed)$195,7330.17%
65MS Transverse Specialty Insurance Company41807TXAdmitted (licensed)$193,1350.17%
66Fireman's Fund Insurance Company21873ILAdmitted (licensed)$184,2180.16%
67Arch Specialty Insurance Company21199MOAdmitted (licensed)$184,1240.16%
68CRUM \u0026 FORSTER SPECIALTY INSURANCE COMPANY\44520DEAdmitted (licensed)$181,4590.16%
69National Union Fire Insurance Company of Pittsburgh, Pennsylvania19445PAAdmitted (licensed)$176,7820.15%
70STATE AUTO PROPERTY \u0026 CASUALTY INSURANCE COMPANY25127IAAdmitted (licensed)$172,5500.15%
71Victor Insurance Exchange17499DEAdmitted (licensed)$170,5210.15%
72Great Northern Insurance Company20303INAdmitted (licensed)$167,8590.15%
73Farmers New Century Insurance Company10806ILAdmitted (licensed)$162,9430.14%
74Citizens Insurance Company of America31534MIAdmitted (licensed)$159,4110.14%
75Chubb National Insurance Company10052INAdmitted (licensed)$155,6040.14%
76TravCo Insurance Company28188CTAdmitted (licensed)$154,3150.14%
77Safeco Insurance Company of Illinois39012ILAdmitted (licensed)$145,8990.13%
78American Home Assurance Company19380NYAdmitted (licensed)$142,6210.12%
79Verlan Fire Insurance Company10815NHAdmitted (licensed)$134,3730.12%
80Economy Premier Assurance Company40649ILAdmitted (licensed)$134,3220.12%
81Frontier Mt Carroll Mut Ins Co26735ILAdmitted (licensed)$133,1740.12%
82Nationwide Mutual Insurance Company23787OHAdmitted (licensed)$131,9240.12%
83AIG Property Casualty Company19402ILAdmitted (licensed)$131,7550.12%
84Nationwide Insurance Company of America25453OHAdmitted (licensed)$125,8580.11%
85Westfield Insurance Company24112OHAdmitted (licensed)$120,8850.11%
86Executive Risk Indemnity, Inc.35181DEAdmitted (licensed)$117,4770.10%
87Travelers Property Casualty Insurance Company36161CTAdmitted (licensed)$116,6380.10%
88Great American Insurance Company16691OHAdmitted (licensed)$114,6900.10%
89Federated Service Insurance Company28304MNAdmitted (licensed)$113,3780.10%
90Princeton Excess and Surplus Lines Insurance Company (The)10786DEAdmitted (licensed)$107,3030.09%
91Teachers Insurance Company22683ILAdmitted (licensed)$104,2000.09%
92Illinois Farmers Insurance Company21679ILAdmitted (licensed)$100,7110.09%
93Amica Mutual Insurance Company, The19976RIAdmitted (licensed)$96,2960.08%
94AMCO Insurance Company19100IAAdmitted (licensed)$94,7230.08%
95Allied Property and Casualty Insurance Company42579IAAdmitted (licensed)$92,6920.08%
96Allmerica Financial Benefit Insurance Company41840MIAdmitted (licensed)$88,3720.08%
97Garrison Property and Casualty Insurance Company21253TXAdmitted (licensed)$86,4240.08%
98Great American Insurance Company of New York22136NYAdmitted (licensed)$76,8340.07%
99Atlantic Specialty Insurance Company27154NYAdmitted (licensed)$76,3710.07%
100Everest Indemnity Insurance Company10851DEAdmitted (licensed)$74,3730.07%
101Aspen Specialty Insurance Company10717NDAdmitted (licensed)$73,5190.06%
102Liberty Mutual Personal Insurance Company12484NHAdmitted (licensed)$71,0350.06%
103Property and Casualty Insurance Company of Hartford34690INAdmitted (licensed)$70,8810.06%
104Westfield National Insurance Company24120OHAdmitted (licensed)$70,2390.06%
105Swiss Re Corporate Solutions America Insurance Corporation29874MOAdmitted (licensed)$67,3120.06%
106Cincinnati Indemnity Company (The)23280OHAdmitted (licensed)$66,5470.06%
107Chubb Indemnity Insurance Company12777NYAdmitted (licensed)$64,9250.06%
108GuideOne National Insurance Company14167IAAdmitted (licensed)$62,7540.05%
109Farmers Casualty Insurance Company40169RIAdmitted (licensed)$62,5980.05%
110Hartford Insurance Company of the Southeast38261CTAdmitted (licensed)$62,0250.05%
111EMCASCO Insurance Company21407IAAdmitted (licensed)$58,8770.05%
112Trumbull Insurance Company27120CTAdmitted (licensed)$54,0640.05%
113Motorists Commercial Mutual Insurance Company13331OHAdmitted (licensed)$45,7560.04%
114Indiana Farmers Indemnity Insurance Company17478INAdmitted (licensed)$45,3930.04%
115State Automobile Mutual Insurance Company25135OHAdmitted (licensed)$44,3710.04%
116EMPLOYERS MUTUAL CASUALTY COMPANY Employers Mutual Casualty Company)21415IAAdmitted (licensed)$42,8320.04%
117Arch Insurance (UK) Limited11150MOAdmitted (licensed)$41,4980.04%
118Hartford Casualty Insurance Company29424INAdmitted (licensed)$39,8820.03%
119ECONOMY FIRE \u0026 CASUALTY COMPANY22926ILAdmitted (licensed)$39,4310.03%
120American Guarantee and Liability Insurance Company26247NYAdmitted (licensed)$39,0680.03%
121Travelers Personal Insurance Company38130CTAdmitted (licensed)$37,3920.03%
122Peerless Indemnity Insurance Company18333ILAdmitted (licensed)$36,7310.03%
123Hartford Accident and Indemnity Company22357CTAdmitted (licensed)$35,7670.03%
124Hanover Insurance Company (The)22292NHAdmitted (licensed)$35,1350.03%
125Massachusetts Bay Insurance Company22306NHAdmitted (licensed)$34,8070.03%
126Central Insurance Company20230OHAdmitted (licensed)$32,9140.03%
127Western National Mutual Insurance Company15377MNAdmitted (licensed)$31,4250.03%
128Old Guard Insurance Company17558OHAdmitted (licensed)$28,6300.03%
129Standard Property and Casualty Insurance Company15199ILAdmitted (licensed)$28,3170.02%
130Golden Bear Insurance Company39861CAAdmitted (licensed)$27,5410.02%
131Hartford Insurance Company of Illinois38288ILAdmitted (licensed)$26,8500.02%
132MICO Insurance Company40932OHAdmitted (licensed)$26,4440.02%
133Pennsylvania Lumbermen's Mutual Insurance Company14974PAAdmitted (licensed)$24,4250.02%
134Fireman's Fund Indemnity Corporation11380NJAdmitted (licensed)$24,4180.02%
135MIC General Insurance Corporation38660ILAdmitted (licensed)$24,0240.02%
136Vigilant Insurance Company20397NYAdmitted (licensed)$21,5920.02%
137Homeland Insurance Company of New York34452NYAdmitted (licensed)$21,0280.02%
138Berkley Regional Insurance Company29580IAAdmitted (licensed)$21,0000.02%
139EMC PROPERTY \u0026 CASUALTY COMPANY25186IAAdmitted (licensed)$20,8980.02%
140Ohio Security Insurance Company24082NHAdmitted (licensed)$20,1010.02%
141Summit Specialty Insurance Company16889NEAdmitted (licensed)$19,2320.02%
142Homesite Insurance Company of Florida11156ILAdmitted (licensed)$18,8080.02%
143Pharmacists Mutual Insurance Company13714IAAdmitted (licensed)$18,4830.02%
144Scottsdale Insurance Company41297OHAdmitted (licensed)$18,2910.02%
145Great American Assurance Company26344OHAdmitted (licensed)$17,6340.02%
146Vantage Risk Specialty Insurance Company16275DEAdmitted (licensed)$17,1810.02%
147Nationwide Affinity Insurance Company of America26093OHAdmitted (licensed)$16,6200.01%
148Middlesex Insurance Company23434WIAdmitted (licensed)$15,7450.01%
149Illinois Union Insurance Company27960ILAdmitted (licensed)$15,4710.01%
150Lyndon Southern Insurance Company10051DEAdmitted (licensed)$15,2310.01%
151American Fire and Casualty Company24066NHAdmitted (licensed)$14,8860.01%
152Federal Insurance Company20281INAdmitted (licensed)$14,3660.01%
153Midwest Family Mutual Insurance Company23574IAAdmitted (licensed)$14,0600.01%
154Pacific Indemnity Company20346DEAdmitted (licensed)$13,9450.01%
155Sentry Insurance Company24988WIAdmitted (licensed)$13,4410.01%
156AXIS Insurance Company37273ILAdmitted (licensed)$13,1690.01%
157SOMPO AMERICA FIRE \u0026 MARINE INSURANCE COMPANY38997NYAdmitted (licensed)$12,7240.01%
158Westfield Champion Insurance Company16447OHAdmitted (licensed)$12,6760.01%
159Valley Forge Insurance Company20508PAAdmitted (licensed)$12,5260.01%
160QBE Insurance (Europe) Limited39217PAAdmitted (licensed)$12,4690.01%
161HORACE MANN PROPERTY \u0026 CASUALTY INSURANCE COMPANY22756ILAdmitted (licensed)$12,1310.01%
162StarStone Specialty Insurance Company44776DEAdmitted (licensed)$11,6700.01%
163L M Insurance Corporation33600ILAdmitted (licensed)$11,6190.01%
164Continental Insurance Company, (The)35289PAAdmitted (licensed)$10,8920.01%
165Wesco Insurance Company25011DEAdmitted (licensed)$10,0970.01%
166Motorists Mutual Insurance Company14621OHAdmitted (licensed)$8,9870.01%
167Hanover American Insurance Company (The)36064NHAdmitted (licensed)$8,9830.01%
168Union Insurance Company of Providence21423IAAdmitted (licensed)$8,9450.01%
169Granite State Insurance Company23809ILAdmitted (licensed)$8,6860.01%
170SECURA Supreme Insurance Company10239WIAdmitted (licensed)$8,2130.01%
171Nationwide General Insurance Company23760OHAdmitted (licensed)$8,1710.01%
172Horace Mann Insurance Company22578ILAdmitted (licensed)$8,0890.01%
173Sentinel Insurance Company, Limited11000CTAdmitted (licensed)$7,8430.01%
174Hartford Fire Insurance Company19682CTAdmitted (licensed)$7,4860.01%
175Nationwide Property and Casualty Insurance Company37877OHAdmitted (licensed)$7,2950.01%
176Sierra Specialty Insurance Company19208TXAdmitted (licensed)$7,2270.01%
177Trustgard Insurance Company40118OHAdmitted (licensed)$7,1650.01%
178Automobile Insurance Company of Hartford, Connecticut (The)19062CTAdmitted (licensed)$6,7830.01%
179Accelerant Specialty Insurance Company16890ARAdmitted (licensed)$6,5190.01%
180Farmers Property and Casualty Insurance Company26298RIAdmitted (licensed)$6,5180.01%
181American Zurich Insurance Company40142ILAdmitted (licensed)$6,5070.01%
182Grange Indemnity Insurance Company10322OHAdmitted (licensed)$6,3050.01%
183Nationwide Insurance Company of Florida10948OHAdmitted (licensed)$6,2280.01%
184United Specialty Insurance Company12537TXAdmitted (licensed)$6,2140.01%
185Nationwide Mutual Insurance Company10723OHAdmitted (licensed)$6,0230.01%
186Houston Specialty Insurance Company12936TXAdmitted (licensed)$5,8300.01%
187Sentry Select Insurance Company21180WIAdmitted (licensed)$5,6750.00%
188StarNet Insurance Company40045IAAdmitted (licensed)$5,6540.00%
189General Star Indemnity Company37362DEAdmitted (licensed)$5,4960.00%
190Ohio Farmers Insurance Company24104OHAdmitted (licensed)$5,4570.00%
191Shelter General Insurance Company23361MOAdmitted (licensed)$5,0580.00%
192Ohio Casualty Insurance Company (The)24074NHAdmitted (licensed)$4,9800.00%
193West American Insurance Company44393INAdmitted (licensed)$4,3320.00%
194Pioneer Specialty Insurance Company40312MNAdmitted (licensed)$4,2870.00%
195Phoenix Insurance Company, (The)25623CTAdmitted (licensed)$4,0480.00%
196Charter Oak Fire Insurance Company, (The)25615CTAdmitted (licensed)$3,9150.00%
197Addison Insurance Company10324IAAdmitted (licensed)$3,8290.00%
198Westfield Superior Insurance Company16449OHAdmitted (licensed)$3,7340.00%
199Ace Property and Casualty Insurance Company20699PAAdmitted (licensed)$3,5090.00%
200Travelers Commercial Insurance Company36137CTAdmitted (licensed)$3,5020.00%
201Westfield Touchstone Insurance Company16448OHAdmitted (licensed)$3,4570.00%
202Grange Insurance Company14060OHAdmitted (licensed)$3,4210.00%
203Western National Assurance Company24465MNAdmitted (licensed)$3,2830.00%
204Phenix Mutual Fire Insurance Company23175OHAdmitted (licensed)$3,2190.00%
205Columbia National Insurance Company19640NEAdmitted (licensed)$3,2150.00%
206American Alternative Insurance Corporation19720DEAdmitted (licensed)$3,2120.00%
207American Casualty Company of Reading, Pennsylvania20427PAAdmitted (licensed)$3,0710.00%
208Farmers Group Property and Casualty Insurance Company34339RIAdmitted (licensed)$2,9170.00%
209Safeco Insurance Company of Indiana11215INAdmitted (licensed)$2,9130.00%
210Aspen American Insurance Company43460TXAdmitted (licensed)$2,3680.00%
211Harleysville Preferred Insurance Company35696OHAdmitted (licensed)$2,3620.00%
212Insurance Company of Greater New York22195NYAdmitted (licensed)$2,3500.00%
213American States Insurance Company19704INAdmitted (licensed)$2,2620.00%
214Obsidian Specialty Insurance Company16871DEAdmitted (licensed)$2,1670.00%
215Stillwater Property and Casualty Insurance Company16578NYAdmitted (licensed)$2,1330.00%
216General Insurance Company of America24732NHAdmitted (licensed)$1,9280.00%
217Standard Fire Insurance Company (The)19070CTAdmitted (licensed)$1,8530.00%
218Westfield Premier Insurance Company16450OHAdmitted (licensed)$1,8330.00%
219UNITED FIRE \u0026 CASUALTY COMPANY13021IAAdmitted (licensed)$1,6200.00%
220Donegal Mutual Insurance Company13692PAAdmitted (licensed)$1,5150.00%
221Allied Insurance Company of America10127OHAdmitted (licensed)$1,5040.00%
222Truck Insurance Exchange21709CAAdmitted (licensed)$1,4710.00%
223AmGUARD Insurance Company42390NEAdmitted (licensed)$1,4520.00%
224Mitsui Sumitomo Insurance Company of America20362NYAdmitted (licensed)$1,4200.00%
225Accelerant National Insurance Company10220ARAdmitted (licensed)$1,4060.00%
226BITCO General Insurance Corporation20095IAAdmitted (licensed)$1,3370.00%
227New Hampshire Insurance Company23841ILAdmitted (licensed)$1,3130.00%
228Transportation Insurance Company20494ILAdmitted (licensed)$1,2130.00%
229Travelers Indemnity Company of America (The)25666CTAdmitted (licensed)$1,1170.00%
230Frankenmuth Insurance Company13986MIAdmitted (licensed)$1,1050.00%
231Grain Dealers Mutual Insurance Company22098INAdmitted (licensed)$1,0870.00%
232American Economy Insurance Company19690INAdmitted (licensed)$9720.00%
233TransGuard Insurance Company of America, Inc.28886ILAdmitted (licensed)$9650.00%
234Bankers Standard Insurance Company18279PAAdmitted (licensed)$8650.00%
235Greater New York Mutual Insurance Company22187NYAdmitted (licensed)$8500.00%
236Columbia Mutual Insurance Company40371MOAdmitted (licensed)$7810.00%
237Hartford Underwriters Insurance Company30104CTAdmitted (licensed)$7500.00%
238Great American Alliance Insurance Company26832OHAdmitted (licensed)$6640.00%
239Sompo America Insurance Company11126NYAdmitted (licensed)$6440.00%
240Liberty Mutual Insurance Company42404ILAdmitted (licensed)$6400.00%
241First National Insurance Company of America24724NHAdmitted (licensed)$6350.00%
242Association Casualty Insurance Company35629TXAdmitted (licensed)$6270.00%
243Strathmore Insurance Company11024NYAdmitted (licensed)$6000.00%
244Mid-Century Insurance Company21687CAAdmitted (licensed)$5850.00%
245Admiral Indemnity Company44318DEAdmitted (licensed)$5660.00%
246Liberty Mutual Insurance Company23043MAAdmitted (licensed)$5640.00%
247Chiron Insurance Company16356IAAdmitted (licensed)$4780.00%
248Republic - Vanguard Insurance Company40479AZAdmitted (licensed)$4140.00%
249Keystone National Insurance Company12199PAAdmitted (licensed)$2750.00%
250First Liberty Insurance Corporation (The)33588ILAdmitted (licensed)$2530.00%
251Liberty Surplus Insurance Corporation10725NHAdmitted (licensed)$1860.00%
252Illinois EMCASCO Insurance Company32808IAAdmitted (licensed)$1550.00%
253Pacific Employers Insurance Company22748PAAdmitted (licensed)$1480.00%
254NATIONAL LIABILITY \u0026 FIRE INSURANCE COMPANY20052CTAdmitted (licensed)$1280.00%
255National Fire Insurance Company of Hartford20478ILAdmitted (licensed)$1240.00%
256AmTrust Insurance Company15954DEAdmitted (licensed)$1190.00%
257Berkley National Insurance Company38911IAAdmitted (licensed)$1060.00%
258Illinois National Insurance Company23817ILAdmitted (licensed)$760.00%
259Homeland Insurance Company of Delaware14231DEAdmitted (licensed)$650.00%
260FCCI Insurance Company10178FLAdmitted (licensed)$360.00%
261Harleysville Insurance Company23582OHAdmitted (licensed)$300.00%
262Acadia Insurance Company31325IAAdmitted (licensed)$220.00%
263American States Preferred Insurance Company37214INAdmitted (licensed)$150.00%
264RLI Insurance Company13056ILAdmitted (licensed)$130.00%
265Ace Fire Underwriters Insurance Company20702PAAdmitted (licensed)$110.00%
Turned down?

Last resort for earthquake in Illinois

Last resortLinesWhereHow to get in
Surplus lines and Lloyd's open marketallall states, under each state's diligent-search rulesThrough surplus lines wholesalers; commercial property and liability have no guaranteed plan, so this is their last stepSource

Method and source

Source: the Illinois insurance regulator company list, read 2026-10-18. IDOI 2025 Market Share Report: Property and Casualty (published March 2026, 2025 annual-statement data). Lists every company with Illinois business written on the P&C statement: licensed companies, surplus lines insurers and risk retention groups together, with no status/type flag, so type is '' for all rows and the list is NOT a certificate-of-authority roster (a licensed company with zero IL premium and zero losses is omitted; non-admitted writers are included). 'lines' = P&C statement lines of business the company reported IL premium or losses under (48 of 54 lines have entries), a proxy for lines of authority. No 'since' date in the source. No Illinois surplus lines eligibility list exists (IL has no white list). 26 companies had a name or domicile cell missing in at least one PDF row; filled from the same NAIC code's other rows. "Premium" is direct premium written in the state for the year shown; "share" is that company's part of the state total for the line. A company can be licensed for a line and write none of it, and a surplus lines insurer can write a line without a state license for it.

Open to use. Cite "Alishahi Insurance insurance company directory" and link here. CSV · JSON.

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