Modern two-story house with a pool
Directory · Company · Updated 2026-10-18

Houston Specialty Insurance Company · NAIC 12936

Where Houston Specialty Insurance Company is admitted, where it's eligible for surplus lines, the lines it's licensed for and how much of each it writes, from state regulators' public lists and market share reports.

Houston Specialty Insurance Company (NAIC 12936) is a property and casualty insurer domiciled in Texas, part of Skyward Specialty Insurance Group Inc Group. State regulators list it as licensed (admitted) in Delaware, Illinois, Maryland, Missouri, South Carolina, Texas, Wisconsin and an eligible surplus lines insurer in Alaska, California, Colorado, Connecticut, Florida, Iowa, Idaho, Kentucky, Massachusetts, Minnesota, Mississippi, Montana, North Carolina, New Jersey, New York, Oklahoma, Oregon, Rhode Island, Tennessee, Washington, West Virginia. It ranked #38 of 452 in Illinois inland marine in 2025 (0.6% share). It ranked #43 of 124 in North Carolina flood in 2025 (0.1% share). It ranked #52 of 128 in Illinois flood in 2025 (0.2% share).

By Sam Alishahi, independent insurance broker · All companies

By state

Where it's licensed

States whose regulator lists are loaded: Alaska, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, West Virginia, Wyoming. Not on the lists we have for Georgia, Hawaii, North Dakota, Nebraska, Nevada, Ohio, South Dakota, Utah, Wyoming, which doesn't by itself mean it isn't licensed there.

StateStatusLines licensedSinceSource
AlaskaSurplus lines (eligible)——Alaska, 2026-10-18
CaliforniaSurplus lines (eligible)—10/08/2009California Department of Insurance, 2026-10-17
ColoradoSurplus lines (eligible)—2026-07-01Colorado, 2026-10-18
ConnecticutSurplus lines (eligible)——Connecticut, 2026-10-18
DelawareAdmitted (licensed)——Delaware, 2026-10-18
FloridaSurplus lines (eligible)——Florida Office of Insurance Regulation, 2026-10-18
IdahoSurplus lines (eligible)——Idaho, 2026-10-18
IllinoisAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP), Crime (burglary and theft), Earthquake, Fidelity bonds, Flood, Inland marine, General liability, Medical malpractice, Professional liability (E&O), Commercial property (fire and allied lines), Workers' compensation—Illinois, 2026-10-18
IowaSurplus lines (eligible)——Iowa, 2026-10-18
KentuckySurplus lines (eligible)——Kentucky Department of Insurance, 2026-10-17
MarylandAdmitted (licensed)——Maryland Insurance Administration, 2026-10-17
MassachusettsSurplus lines (eligible)——Massachusetts, 2026-10-18
MinnesotaSurplus lines (eligible)——Minnesota, 2026-10-18
MississippiSurplus lines (eligible)——Mississippi Insurance Department, 2026-10-17
MissouriAdmitted (licensed)——Missouri, 2026-10-18
MontanaSurplus lines (eligible)——Market share report
New JerseySurplus lines (eligible)——New Jersey, 2026-10-18
New YorkSurplus lines (eligible)—12/06/2013Excess Line Association of New York (DFS-licensed and eligible excess line insurers), 2026-10-17
North CarolinaSurplus lines (eligible)Flood, Inland marine, General liability, Medical malpractice, Commercial property (fire and allied lines), Workers' compensation—North Carolina, 2026-10-18
OklahomaSurplus lines (eligible)——Oklahoma, 2026-10-18
OregonSurplus lines (eligible)——Oregon, 2026-10-18
Rhode IslandSurplus lines (eligible)——Rhode Island, 2026-10-18
South CarolinaAdmitted (licensed)——South Carolina, 2026-10-18
TennesseeSurplus lines (eligible)——Tennessee, 2026-10-18
TexasAdmitted (licensed)Aircraft and aviation, Personal auto, Credit, Fidelity bonds, Inland marine, General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds2018/12/31Texas Department of Insurance, 2026-10-17
WashingtonSurplus lines (eligible)——Washington Office of the Insurance Commissioner and the Surplus Line Association of Washington, 2026-10-17
West VirginiaSurplus lines (eligible)——Market share report
WisconsinAdmitted (licensed)——Wisconsin, 2026-10-18
What it writes

Premium and rank by line

From the regulators that publish every company's direct premium by line.

Line and stateRankPremium writtenShareYear
Inland marine in Illinois#38 of 452$7.4M0.60%2025
Flood in Illinois#52 of 128$111,0060.22%2025
Medical malpractice in Illinois#63 of 127$1.1M0.18%2025
Commercial property (fire and allied lines) in Illinois#69 of 387$5.7M0.35%2025
Fidelity bonds in Illinois#85 of 162$24,0620.03%2025
General liability in Illinois#93 of 695$18.9M0.29%2025
Earthquake in Illinois#186 of 265$5,8300.01%2025
Flood in North Carolina#43 of 124$168,2570.13%2025
Medical malpractice in North Carolina#73 of 122$184,4710.09%2025
Inland marine in North Carolina#93 of 420$1.8M0.17%2025
Commercial property (fire and allied lines) in North Carolina#131 of 340$1.2M0.09%2025
General liability in North Carolina#141 of 621$6.1M0.21%2025
Workers' compensation in North Carolina#327 of 347$14,8610.00%2025
Standing

Where it's a top-10 writer

Skyward Specialty Insurance Group Inc Group (NAIC group 04381), the group Houston Specialty Insurance Company belongs to, ranks in the top 10 for these lines and states. Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

Line and stateRankPremium writtenShareYear
Surety bonds in Vermont
Surety
#1$1.1M8.76%2025
Commercial auto in Louisiana
Commercial Auto Physical Damage
#2$21.7M11.21%2025
Commercial auto in Louisiana
Commercial Auto Liability
#3$70.4M6.15%2025
Commercial auto in Louisiana
Total Commercial Auto
#3$92.1M6.88%2025
Ocean marine in Louisiana
Ocean Marine
#5$10.9M5.19%2025
Ocean marine in Arkansas
Ocean Marine
#7$1.2M3.17%2025
Surety bonds in Maryland
Surety
#7$9.5M3.98%2025
Surety bonds in North Dakota
Surety
#8$1.1M2.85%2025
Surety bonds in Rhode Island
Surety
#8$988,0002.62%2025
Ocean marine in Indiana
Ocean Marine
#9$1.0M3.08%2025
Ocean marine in Mississippi
Ocean Marine
#9$794,0004.21%2025
Inland marine in North Dakota
Inland Marine
#9$4.0M2.94%2025
Commercial auto in West Virginia
Commercial Auto Physical Damage
#9$2.7M3.27%2025
Surety bonds in Georgia
Surety
#10$10.6M2.92%2025
Surety bonds in Maine
Surety
#10$827,0003.07%2025
Commercial auto in Nevada
Commercial Auto Physical Damage
#10$2.3M2.32%2025
Earthquake in South Dakota
Earthquake
#10$26,0002.74%2025
Surety bonds in Virginia
Surety
#10$8.4M2.46%2025
Workers' compensation in West Virginia
Workers Compensation
#10$4.2M1.79%2025

Method and source

Each row comes from the named regulator's public company list on the date shown, joined by NAIC number. "Admitted" means licensed by the state and backed by its guaranty fund; "surplus lines" means eligible to take risks the admitted market declines, without rate or form approval or guaranty fund protection. Premium and rank come from state market share reports that list every company. This is a public-records directory, not a rating or recommendation; for the company's own filings use the NAIC's Consumer Information Source.

Open to use. Cite "Alishahi Insurance insurance company directory" and link here. CSV · JSON.

Need a quote from Houston Specialty Insurance Company or a company like it?

Someone will insure it. I find who.

Send what you need covered and what happened before. I match it to the companies that take it, down to the last-resort plan if it comes to that. I'm licensed in 48 states and Washington, DC and your request stays with my agency, not passed to another agent. In Florida and Washington, where my licenses are still being issued, a partner agency in your state helps in the meantime.

Not shopping yet?

Get a reminder before your renewal.

Tell me when your policy renews and I’ll email you about six weeks before, when it’s worth comparing. One email, no calls.