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Directory · Illinois · Fidelity bonds

Who writes fidelity bonds in Illinois

Ranked by direct premium written in 2025 from the Illinois market share report (every company, not a top-N list).

162 companies wrote fidelity bonds in Illinois in 2025, $74.0M in direct premium. Travelers Casualty and Surety Company of America led with 14.9%; the top five hold 45%. 211 companies are licensed for the line.

By Sam Alishahi, independent insurance broker · All lines in Illinois

Top 10 · NAIC table: 23 - Fidelity

The insurer groups that write the most fidelity bonds in Illinois

Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

#Insurer groupPremium writtenShareLoss ratioMember companies here
1Travelers Group$11.3M15.11%5%Travelers Property Casualty Company of America, Standard Fire Insurance Company (The), Travelers Personal Insurance Company, Travelers Casualty and Surety Company of America
2Chubb Ltd Group$10.8M14.49%24%Federal Insurance Company, Ace American Insurance Company, Ace Property and Casualty Insurance Company, Chubb Lloyd's Insurance Company of Texas
3American Financial Group$7.9M10.56%26%Great American Insurance Company, Great American Assurance Company, National Interstate Insurance Company, Great American Alliance Insurance Company
4American International Group$5.7M7.62%83%National Union Fire Insurance Company of Pittsburgh, Pennsylvania, AIG Property Casualty Company, Lexington Insurance Company, AIU Insurance Company
5Cna Insurance Group$5.2M7.04%23%Continental Casualty Company, Continental Insurance Company, (The), American Casualty Company of Reading, Pennsylvania, National Fire Insurance Company of Hartford
6Beazley Group$4.0M5.36%—Beazley Insurance Company, Inc., Beazley Excess and Surplus Insurance, Inc. (C), Beazley America Insurance Company, Inc.
7Wr Berkley Corporation Group$2.9M3.92%83%Berkley Assurance Company, Berkley National Insurance Company, Carolina Casualty Insurance Company, StarNet Insurance Company
8Zurich Insurance Group$2.7M3.67%51%Zurich American Insurance Company, Rural Community Insurance Company, American Zurich Insurance Company, American Guarantee and Liability Insurance Company
9Hartford Fire & Casualty Group$2.5M3.35%8%Hartford Fire Insurance Company, Hartford Underwriters Insurance Company, Hartford Casualty Insurance Company, Twin City Fire Insurance Company (The)
10Axis Capital Group$2.4M3.21%18%AXIS Insurance Company, AXIS Surplus Insurance Company, AXIS Reinsurance Company, AXIS Specialty Insurance Company
Fidelity bonds · Illinois

The companies

#CompanyNAICHome stateStatus herePremiumShare
1Travelers Casualty and Surety Company of America31194CTAdmitted (licensed)$11.0M14.89%
2Federal Insurance Company20281INAdmitted (licensed)$7.5M10.19%
3Great American Insurance Company16691OHAdmitted (licensed)$6.7M9.03%
4National Union Fire Insurance Company of Pittsburgh, Pennsylvania19445PAAdmitted (licensed)$3.9M5.34%
5Beazley Insurance Company, Inc.37540CTAdmitted (licensed)$3.9M5.29%
6Continental Casualty Company20443ILAdmitted (licensed)$3.7M5.05%
7Berkley Assurance Company32603DEAdmitted (licensed)$2.6M3.57%
8Cumis Insurance Society Incorporated10847IAAdmitted (licensed)$2.4M3.22%
9AXIS Insurance Company37273ILAdmitted (licensed)$2.3M3.07%
10Illinois Union Insurance Company27960ILAdmitted (licensed)$2.2M3.04%
11Zurich American Insurance Company16535NYAdmitted (licensed)$2.0M2.69%
12Hartford Fire Insurance Company19682CTAdmitted (licensed)$1.8M2.42%
13Hanover Insurance Company (The)22292NHAdmitted (licensed)$1.6M2.22%
14Berkshire Hathaway Specialty Insurance Company22276NEAdmitted (licensed)$1.6M2.13%
15Liberty Mutual Insurance Company23043MAAdmitted (licensed)$1.4M1.83%
16Illinois National Insurance Company23817ILAdmitted (licensed)$1.3M1.75%
17Great American Alliance Insurance Company26832OHAdmitted (licensed)$1.1M1.55%
18RLI Insurance Company13056ILAdmitted (licensed)$828,0671.12%
19Continental Insurance Company, (The)35289PAAdmitted (licensed)$736,8091.00%
20Western Surety Company13188SDAdmitted (licensed)$729,1040.99%
21Ohio Casualty Insurance Company (The)24074NHAdmitted (licensed)$695,9310.94%
22Twin City Fire Insurance Company (The)29459INAdmitted (licensed)$694,0890.94%
23Fidelity and Deposit Company of Maryland (The)39306ILAdmitted (licensed)$621,1700.84%
24U.S. Specialty Insurance Company29599TXAdmitted (licensed)$575,4580.78%
25Ace American Insurance Company22667PAAdmitted (licensed)$573,9940.78%
26National Casualty Company11991OHAdmitted (licensed)$566,6900.77%
27Arch Insurance (UK) Limited11150MOAdmitted (licensed)$547,1450.74%
28Philadelphia Indemnity Insurance Company18058PAAdmitted (licensed)$546,1710.74%
29United States Fire Insurance Company21113DEAdmitted (licensed)$538,9280.73%
30Southwest Marine and General Insurance Company12294AZAdmitted (licensed)$469,6760.64%
31ICI Mutual Insurance Company, a Risk Retention Group11268VTAdmitted (licensed)$449,5090.61%
32Lexington Insurance Company19437DEAdmitted (licensed)$433,2870.59%
33West Bend Insurance Company15350WIAdmitted (licensed)$431,0370.58%
34QBE Insurance (Europe) Limited39217PAAdmitted (licensed)$420,2410.57%
35State Farm Fire and Casualty Company25143ILAdmitted (licensed)$362,1820.49%
36Selective Insurance Company of America12572NJAdmitted (licensed)$337,6510.46%
37Atlantic Specialty Insurance Company27154NYAdmitted (licensed)$315,0520.43%
38Berkley Regional Insurance Company29580IAAdmitted (licensed)$277,1750.37%
39Federated Mutual Insurance Company13935MNAdmitted (licensed)$274,0870.37%
40Security National Insurance Company19879DEAdmitted (licensed)$267,1270.36%
41XL Specialty Insurance Company37885DEAdmitted (licensed)$257,8260.35%
42Nova Casualty Company42552NYAdmitted (licensed)$239,2880.32%
43Manufacturers Alliance Insurance Company36897PAAdmitted (licensed)$214,3390.29%
44Westchester Fire Insurance Company10030PAAdmitted (licensed)$209,5880.28%
45St. Paul Fire and Marine Insurance Company24767CTAdmitted (licensed)$192,4300.26%
46Cincinnati Insurance Company (The)10677OHAdmitted (licensed)$178,4700.24%
47Scottsdale Insurance Company41297OHAdmitted (licensed)$169,1000.23%
48ACUITY, A Mutual Insurance Company14184WIAdmitted (licensed)$140,5220.19%
49Chubb Custom Insurance Company38989NJAdmitted (licensed)$139,8290.19%
50Allmerica Financial Benefit Insurance Company41840MIAdmitted (licensed)$139,3530.19%
51Owners Insurance Company32700OHAdmitted (licensed)$133,5710.18%
52Selective Insurance Company of South Carolina19259INAdmitted (licensed)$130,8100.18%
53Aspen Specialty Insurance Company10717NDAdmitted (licensed)$126,9070.17%
54Markel Insurance Company38970ILAdmitted (licensed)$126,5700.17%
55Allianz Global Risks US Insurance Company35300ILAdmitted (licensed)$126,0670.17%
56AXIS Surplus Insurance Company26620ILAdmitted (licensed)$124,5650.17%
57CorePointe Insurance Company10499DEAdmitted (licensed)$116,9250.16%
58Federated Service Insurance Company28304MNAdmitted (licensed)$116,4810.16%
59Allied World Specialty Insurance Company16624DEAdmitted (licensed)$115,6180.16%
60|Houston Casualty Company42374TXAdmitted (licensed)$115,2420.16%
61Ironshore Indemnity, Inc.23647ILAdmitted (licensed)$113,5560.15%
62STARR INDEMNITY \u0026 LIABILITY COMPANY38318TXAdmitted (licensed)$108,1350.15%
63Merchants Bonding Company (Mutual)14494IAAdmitted (licensed)$89,4360.12%
64Markel American Insurance Company28932VAAdmitted (licensed)$84,5000.11%
65Beazley Excess and Surplus Insurance, Inc. (C)17520CTAdmitted (licensed)$82,8860.11%
66Midvale Indemnity Company27138WIAdmitted (licensed)$81,5180.11%
67Harco National Insurance Company26433ILAdmitted (licensed)$76,7760.10%
68Auto-Owners Insurance Company18988MIAdmitted (licensed)$76,3780.10%
69EMPLOYERS MUTUAL CASUALTY COMPANY Employers Mutual Casualty Company)21415IAAdmitted (licensed)$75,4260.10%
70Steadfast Insurance Company26387ILAdmitted (licensed)$75,0240.10%
71Selective Insurance Company of the Southeast39926INAdmitted (licensed)$66,2560.09%
72Hiscox Insurance Company (Bermuda), Ltd.10200ILAdmitted (licensed)$64,9680.09%
73Ironshore Specialty Insurance Company25445AZAdmitted (licensed)$64,2160.09%
74Old Republic Surety Company40444WIAdmitted (licensed)$57,0220.08%
75Old Republic Insurance Company24147PAAdmitted (licensed)$46,9390.06%
76Employers Insurance Company of Wausau21458WIAdmitted (licensed)$46,1400.06%
77Sentry Insurance Company24988WIAdmitted (licensed)$44,7420.06%
78Westfield National Insurance Company24120OHAdmitted (licensed)$38,2210.05%
79Chubb Indemnity Insurance Company12777NYAdmitted (licensed)$35,3590.05%
80Sentry Select Insurance Company21180WIAdmitted (licensed)$32,7300.04%
81GREAT AMERICAN E\u0026 S INSURANCE COMPANY\37532OHAdmitted (licensed)$30,4770.04%
82Westfield Insurance Company24112OHAdmitted (licensed)$28,9450.04%
83Nationwide Mutual Insurance Company23787OHAdmitted (licensed)$27,2390.04%
84TRAVELERS EXCESS \u0026 SURPLUS LINES COMPANY\29696CTAdmitted (licensed)$24,1600.03%
85Houston Specialty Insurance Company12936TXAdmitted (licensed)$24,0620.03%
86Columbia Casualty Company31127ILAdmitted (licensed)$23,5470.03%
87Allied World Surplus Lines Insurance Company24319ARAdmitted (licensed)$22,8940.03%
88American Zurich Insurance Company40142ILAdmitted (licensed)$22,8660.03%
89Great Northern Insurance Company20303INAdmitted (licensed)$21,2720.03%
90Federated Rural Electric Insurance Exchange11118KSAdmitted (licensed)$20,9030.03%
91State National Insurance Company, Inc.12831TXAdmitted (licensed)$20,1080.03%
92American Guarantee and Liability Insurance Company26247NYAdmitted (licensed)$19,9770.03%
93Great Midwest Insurance Company18694TXAdmitted (licensed)$19,3640.03%
94STATE AUTO PROPERTY \u0026 CASUALTY INSURANCE COMPANY25127IAAdmitted (licensed)$17,8660.02%
95Surety Bonding Company of America24047SDAdmitted (licensed)$16,5750.02%
96IMT Insurance Company14257IAAdmitted (licensed)$15,7960.02%
97Great American Assurance Company26344OHAdmitted (licensed)$13,8890.02%
98NGM Insurance Company14788FLAdmitted (licensed)$13,6030.02%
99Nationwide Agribusiness Insurance Company28223IAAdmitted (licensed)$12,9640.02%
100Ohio Farmers Insurance Company24104OHAdmitted (licensed)$12,9010.02%
101SECURA Insurance Company22543WIAdmitted (licensed)$11,7110.02%
102Travelers Indemnity Company of Connecticut (The)25682CTAdmitted (licensed)$11,4370.02%
103Homesite Insurance Company17221MAAdmitted (licensed)$11,0460.01%
104Platte River Insurance Company18619NEAdmitted (licensed)$10,6130.01%
105Developers Surety and Indemnity Company12718CAAdmitted (licensed)$9,5330.01%
106|Indian Harbor Insurance Company36940DEAdmitted (licensed)$9,5000.01%
107Fortegra Specialty Insurance Company16823AZAdmitted (licensed)$8,9190.01%
108American Select Insurance Company19992OHAdmitted (licensed)$8,3930.01%
109Hartford Insurance Company of Illinois38288ILAdmitted (licensed)$8,0910.01%
110Travelers Property Casualty Company of America25674CTAdmitted (licensed)$7,9710.01%
111Gotham Insurance Company25569NYAdmitted (licensed)$7,8670.01%
112Chubb National Insurance Company10052INAdmitted (licensed)$6,7690.01%
113Amherst Specialty Insurance Company17565TXAdmitted (licensed)$6,5600.01%
114Old Guard Insurance Company17558OHAdmitted (licensed)$6,2940.01%
115Ace Fire Underwriters Insurance Company20702PAAdmitted (licensed)$6,1670.01%
116Vigilant Insurance Company20397NYAdmitted (licensed)$5,7640.01%
117Tokio Marine America Insurance Company10945NYAdmitted (licensed)$5,1450.01%
118Crestbrook Insurance Company18961OHAdmitted (licensed)$5,0760.01%
119Pacific Indemnity Company20346DEAdmitted (licensed)$4,4160.01%
120Pennsylvania Lumbermen's Mutual Insurance Company14974PAAdmitted (licensed)$3,7370.01%
121Contractors Bonding and Insurance Company37206ILAdmitted (licensed)$3,6590.00%
122Fidelity and Guaranty Insurance Company35386IAAdmitted (licensed)$3,6360.00%
123Charter Oak Fire Insurance Company, (The)25615CTAdmitted (licensed)$3,5900.00%
124Erie Insurance Company26263PAAdmitted (licensed)$3,3750.00%
125State Automobile Mutual Insurance Company25135OHAdmitted (licensed)$3,0190.00%
126Illinois EMCASCO Insurance Company32808IAAdmitted (licensed)$2,8810.00%
127Lexon Insurance Company13307TXAdmitted (licensed)$2,7850.00%
128Middlesex Insurance Company23434WIAdmitted (licensed)$2,7610.00%
129Amherst National Insurance Company16379NCAdmitted (licensed)$2,7540.00%
130American Casualty Company of Reading, Pennsylvania20427PAAdmitted (licensed)$2,4860.00%
131Westchester Surplus Lines Insurance Company10172GAAdmitted (licensed)$2,4520.00%
132Frankenmuth Insurance Company13986MIAdmitted (licensed)$2,1160.00%
133Standard Fire Insurance Company (The)19070CTAdmitted (licensed)$2,0270.00%
134Westfield Champion Insurance Company16447OHAdmitted (licensed)$2,0150.00%
135Bond Safeguard Insurance Company27081SDAdmitted (licensed)$1,7400.00%
136New York Marine and General Insurance Company16608NYAdmitted (licensed)$1,7080.00%
137Westfield Superior Insurance Company16449OHAdmitted (licensed)$1,6760.00%
138Merchants National Bonding, Inc.11595IAAdmitted (licensed)$1,6020.00%
139Westfield Premier Insurance Company16450OHAdmitted (licensed)$1,4470.00%
140United Casualty and Surety Insurance Company36226NEAdmitted (licensed)$1,3230.00%
141US Insurance Company of America13017ILAdmitted (licensed)$1,1170.00%
142Valley Forge Insurance Company20508PAAdmitted (licensed)$1,0680.00%
143SureTec Insurance Company10916TXAdmitted (licensed)$1,0640.00%
144North River Insurance Company (The)21105NJAdmitted (licensed)$9830.00%
145Transportation Insurance Company20494ILAdmitted (licensed)$9470.00%
146Fireman's Fund Insurance Company21873ILAdmitted (licensed)$9080.00%
147Western National Mutual Insurance Company15377MNAdmitted (licensed)$8460.00%
148UNITED FIRE \u0026 CASUALTY COMPANY13021IAAdmitted (licensed)$7130.00%
149Massachusetts Bay Insurance Company22306NHAdmitted (licensed)$7130.00%
150St. Paul Guardian Insurance Company24775CTAdmitted (licensed)$6800.00%
151FCCI Insurance Company10178FLAdmitted (licensed)$5920.00%
152Travelers Indemnity Company of America (The)25666CTAdmitted (licensed)$5750.00%
153Westfield Touchstone Insurance Company16448OHAdmitted (licensed)$3540.00%
154American Surety Company31380INAdmitted (licensed)$3190.00%
155Central Insurance Company20230OHAdmitted (licensed)$2440.00%
156Great American Insurance Company of New York22136NYAdmitted (licensed)$2110.00%
157Arch Specialty Insurance Company21199MOAdmitted (licensed)$1210.00%
158American States Insurance Company19704INAdmitted (licensed)$1000.00%
159Travelers Indemnity Company (The)25658CTAdmitted (licensed)$930.00%
160General Casualty Company of Wisconsin24414WIAdmitted (licensed)$880.00%
161Union Insurance Company25844IAAdmitted (licensed)$790.00%
162Farmington Casualty Company41483CTAdmitted (licensed)$210.00%
Turned down?

Last resort for fidelity bonds in Illinois

Last resortLinesWhereHow to get in
Surplus lines and Lloyd's open marketallall states, under each state's diligent-search rulesThrough surplus lines wholesalers; commercial property and liability have no guaranteed plan, so this is their last stepSource

Method and source

Source: the Illinois insurance regulator company list, read 2026-10-18. IDOI 2025 Market Share Report: Property and Casualty (published March 2026, 2025 annual-statement data). Lists every company with Illinois business written on the P&C statement: licensed companies, surplus lines insurers and risk retention groups together, with no status/type flag, so type is '' for all rows and the list is NOT a certificate-of-authority roster (a licensed company with zero IL premium and zero losses is omitted; non-admitted writers are included). 'lines' = P&C statement lines of business the company reported IL premium or losses under (48 of 54 lines have entries), a proxy for lines of authority. No 'since' date in the source. No Illinois surplus lines eligibility list exists (IL has no white list). 26 companies had a name or domicile cell missing in at least one PDF row; filled from the same NAIC code's other rows. "Premium" is direct premium written in the state for the year shown; "share" is that company's part of the state total for the line. A company can be licensed for a line and write none of it, and a surplus lines insurer can write a line without a state license for it.

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