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Directory · Company · Updated 2026-10-18

Markel American Insurance Company · NAIC 28932

Where Markel American Insurance Company is admitted, where it's eligible for surplus lines, the lines it's licensed for and how much of each it writes, from state regulators' public lists and market share reports.

Markel American Insurance Company (NAIC 28932) is a property and casualty insurer domiciled in Virginia, part of Markel Group. State regulators list it as licensed (admitted) in Alaska, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Mississippi, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, Wyoming. It ranked #6 of 35 in South Dakota ocean marine in 2025 (4.0% share). It ranked #6 of 40 in Washington ocean marine in 2025 (3.9% share). It ranked #10 of 22 in South Dakota pet in 2025 (0.4% share).

By Sam Alishahi, independent insurance broker · All companies

By state

Where it's licensed

States whose regulator lists are loaded: Alaska, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, West Virginia, Wyoming. Not on the lists we have for Montana, West Virginia, which doesn't by itself mean it isn't licensed there.

StateStatusLines licensedSinceSource
AlaskaAdmitted (licensed)——Alaska, 2026-10-18
CaliforniaAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP), Credit, Homeowners, Inland marine, General liability, Ocean marine, Pet—California Department of Insurance, 2026-10-17
ColoradoAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto, Commercial package (BOP, CMP), Crime (burglary and theft), Fidelity bonds, Homeowners, Inland marine, General liability, Ocean marine, Workers' compensation—Colorado, 2026-10-18
ConnecticutAdmitted (licensed)——Connecticut, 2026-10-18
DelawareAdmitted (licensed)——Delaware, 2026-10-18
FloridaAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP), Inland marine, General liability, Ocean marine, Commercial property (fire and allied lines), Workers' compensation—Florida Office of Insurance Regulation, 2026-10-18
GeorgiaAdmitted (licensed)General liability, Commercial property (fire and allied lines), Workers' compensation—Georgia, 2026-10-18
HawaiiAdmitted (licensed)——Hawaii, 2026-10-18
IdahoAdmitted (licensed)Fidelity bonds, General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Workers' compensation—Idaho, 2026-10-18
IllinoisAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP), Credit, Crime (burglary and theft), Fidelity bonds, Homeowners, Inland marine, General liability, Medical malpractice, Ocean marine, Pet, Professional liability (E&O), Commercial property (fire and allied lines)—Illinois, 2026-10-18
IowaAdmitted (licensed)——Iowa, 2026-10-18
KentuckyAdmitted (licensed)——Kentucky Department of Insurance, 2026-10-17
MarylandAdmitted (licensed)——Maryland Insurance Administration, 2026-10-17
MassachusettsAdmitted (licensed)Personal auto, Fidelity bonds, General liability, Surety bonds, Workers' compensation—Massachusetts, 2026-10-18
MinnesotaAdmitted (licensed)——Minnesota, 2026-10-18
MississippiAdmitted (licensed)Personal auto, Equipment breakdown, Farm and crop, Fidelity bonds, Glass, Homeowners, Inland marine, General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Workers' compensation06-01-1989Mississippi Insurance Department, 2026-10-17
MissouriAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP), Fidelity bonds, Homeowners, Inland marine, General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Workers' compensation—Missouri, 2026-10-18
NebraskaAdmitted (licensed)——Nebraska, 2026-10-18
NevadaAdmitted (licensed)General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds—Nevada Division of Insurance, 2026-10-17
New JerseyAdmitted (licensed)——New Jersey, 2026-10-18
New YorkAdmitted (licensed)——Excess Line Association of New York (DFS-licensed and eligible excess line insurers), 2026-10-17
North CarolinaAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP), Crime (burglary and theft), Fidelity bonds, Homeowners, Inland marine, General liability, Ocean marine, Pet, Commercial property (fire and allied lines)—North Carolina, 2026-10-18
North DakotaAdmitted (licensed)——North Dakota, 2026-10-18
OhioAdmitted (licensed)——Ohio Department of Insurance, 2026-10-17
OklahomaAdmitted (licensed)Personal auto, Homeowners, Inland marine, General liability, Ocean marine, Commercial property (fire and allied lines)—Oklahoma, 2026-10-18
OregonAdmitted (licensed)Personal auto, Commercial package (BOP, CMP), Crime (burglary and theft), Fidelity bonds, Homeowners, Inland marine, General liability, Ocean marine, Commercial property (fire and allied lines)—Oregon, 2026-10-18
Rhode IslandAdmitted (licensed)——Rhode Island, 2026-10-18
South CarolinaAdmitted (licensed)——South Carolina, 2026-10-18
South DakotaAdmitted (licensed)Personal auto, Commercial package (BOP, CMP), Credit, Crime (burglary and theft), Fidelity bonds, Homeowners, Inland marine, General liability, Ocean marine, Pet—South Dakota, 2026-10-18
TennesseeAdmitted (licensed)——Tennessee, 2026-10-18
TexasAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown, Commercial auto, Commercial package (BOP, CMP), Credit, Crime (burglary and theft), Farm and crop, Fidelity bonds, Glass, Homeowners, Inland marine, General liability, Ocean marine, Pet, Commercial property (fire and allied lines), Surety bonds, Workers' compensation1991/01/14Texas Department of Insurance, 2026-10-17
UtahAdmitted (licensed)——Utah, 2026-10-18
WashingtonAdmitted (licensed)Crime (burglary and theft), Fidelity bonds, General liability, Ocean marine, Pet—Washington Office of the Insurance Commissioner and the Surplus Line Association of Washington, 2026-10-17
WisconsinAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP), Credit, Fidelity bonds, Homeowners, General liability, Medical malpractice, Commercial property (fire and allied lines)—Wisconsin, 2026-10-18
WyomingAdmitted (licensed)——Wyoming, 2026-10-18
What it writes

Premium and rank by line

From the regulators that publish every company's direct premium by line.

Line and stateRankPremium writtenShareYear
Ocean marine in California#11 of 75$14.6M2.88%2025
Pet in California#16 of 20$1.0M0.10%2025
Credit in California#28 of 31$64,3490.03%2025
Inland marine in California#38 of 248$17.8M0.58%2025
General liability in California#41 of 353$60.2M0.69%2025
Homeowners in California#65 of 98$11.7M0.07%2025
Personal auto in California#99 of 118$596,7130.00%2025
Commercial package (BOP, CMP) in California#118 of 207$3.7M0.06%2025
Commercial auto in California#212 of 232$40,0460.00%2025
Pet in Illinois#17 of 28$271,8570.15%2025
Credit in Illinois#17 of 48$1.4M1.28%2025
Ocean marine in Illinois#28 of 93$1.1M0.54%2025
Inland marine in Illinois#39 of 452$7.0M0.57%2025
General liability in Illinois#56 of 695$33.1M0.51%2025
Fidelity bonds in Illinois#64 of 162$84,5000.11%2025
Crime (burglary and theft) in Illinois#66 of 188$20,2500.05%2025
Homeowners in Illinois#107 of 183$2.1M0.03%2025
Personal auto in Illinois#169 of 194$208,1830.00%2025
Commercial package (BOP, CMP) in Illinois#249 of 400$856,3040.03%2025
Commercial auto in Illinois#446 of 448$3500.00%2025
Ocean marine in North Carolina#13 of 87$2.1M1.75%2025
Pet in North Carolina#15 of 26$287,5200.22%2025
Homeowners in North Carolina#40 of 135$28.6M0.52%2025
Inland marine in North Carolina#43 of 420$5.8M0.54%2025
General liability in North Carolina#62 of 621$15.4M0.52%2025
Fidelity bonds in North Carolina#85 of 145$10,8440.03%2025
Crime (burglary and theft) in North Carolina#85 of 162$4,0240.02%2025
Commercial package (BOP, CMP) in North Carolina#111 of 361$2.5M0.15%2025
Commercial property (fire and allied lines) in North Carolina#337 of 340$160.00%2025
Commercial auto in North Carolina#400 of 408$6060.00%2025
Ocean marine in South Dakota#6 of 35$99,1294.04%2025
Pet in South Dakota#10 of 22$12,6500.39%2025
Credit in South Dakota#14 of 21$85,7250.56%2025
Crime (burglary and theft) in South Dakota#28 of 70$4,6190.53%2025
Fidelity bonds in South Dakota#43 of 79$5,9190.16%2025
Inland marine in South Dakota#60 of 248$265,0070.24%2025
General liability in South Dakota#64 of 356$819,9140.38%2025
Homeowners in South Dakota#69 of 84$100,3590.02%2025
Personal auto in South Dakota#91 of 98$14,9510.00%2025
Commercial package (BOP, CMP) in South Dakota#173 of 217$39,1200.01%2025
Pet in Texas#15 of 27$1.2M0.43%2025
Ocean marine in Texas#16 of 81$7.9M1.93%2025
Credit in Texas#19 of 43$6.1M1.37%2025
Inland marine in Texas#32 of 356$25.0M0.77%2025
General liability in Texas#41 of 463$44.7M0.67%2025
Crime (burglary and theft) in Texas#46 of 137$32,8840.05%2025
Fidelity bonds in Texas#50 of 123$89,6990.09%2025
Homeowners in Texas#93 of 148$13.8M0.07%2025
Commercial package (BOP, CMP) in Texas#120 of 260$6.6M0.15%2025
Personal auto in Texas#143 of 155$321,7060.00%2025
Commercial property (fire and allied lines) in Texas#257 of 260$1,2420.00%2025
Commercial auto in Texas#308 of 329$28,8380.00%2025
Ocean marine in Washington#6 of 40$9.2M3.87%2025
Pet in Washington#12 of 20$1.5M0.65%2025
Crime (burglary and theft) in Washington#30 of 39$23,0000.26%2025
Fidelity bonds in Washington#36 of 40$48,0000.20%2025
General liability in Washington#56 of 91$4.6M0.41%2025
General liability in Wisconsin#31 of 429$9.7M0.75%2024
Fidelity bonds in Wisconsin#64 of 118$17,6180.07%2024
Homeowners in Wisconsin#104 of 161$940,1880.04%2024
Personal auto in Wisconsin#138 of 155$135,7070.00%2024
Commercial package (BOP, CMP) in Wisconsin#162 of 276$425,8070.04%2024
Standing

Where it's a top-10 writer

Markel Group (NAIC group 00785), the group Markel American Insurance Company belongs to, ranks in the top 10 for these lines and states. Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

Line and stateRankPremium writtenShareYear
General liability in Alaska
Other Liability
#1$28.4M10.62%2025
Ocean marine in Arizona
Ocean Marine
#1$7.4M19.95%2025
Ocean marine in Alabama
Ocean Marine
#2$4.2M6.79%2025
General liability in Arizona
Other Liability
#2$119.3M5.25%2025
General liability in Colorado
Other Liability
#2$160.3M5.49%2025
General liability in Florida
Other Liability
#2$485.9M5.09%2025
Earthquake in Louisiana
Earthquake
#2$1.0M12.12%2025
Inland marine in Montana
Inland Marine
#2$13.2M9.03%2025
General liability in Nevada
Other Liability
#2$53.8M4.58%2025
General liability in Utah
Other Liability
#2$58.9M4.94%2025
Credit in Vermont
Credit
#2$409,00013.49%2025
Inland marine in Arkansas
Inland Marine
#3$18.6M5.68%2025
Farm and crop in Florida
Farmowners Multiple Peril
#3$638,0003.11%2025
Earthquake in Florida
Earthquake
#3$6.3M7.08%2025
Ocean marine in Missouri
Ocean Marine
#3$4.3M7.46%2025
Ocean marine in Montana
Ocean Marine
#3$493,0009.65%2025
Farm and crop in Rhode Island
Farmowners Multiple Peril
#3$22,0003.93%2025
General liability in Texas
Other Liability
#3$536.5M4.42%2025
General liability in Wyoming
Products Liability
#3$652,0006.73%2025
Inland marine in Hawaii
Inland Marine
#4$9.7M6.68%2025
Workers' compensation in Hawaii
Workers Compensation
#4$27.9M7.67%2025
General liability in New Mexico
Other Liability
#4$20.0M3.91%2025
Commercial package (BOP, CMP) in Rhode Island
Total Commercial Multiple Peril
#4$17.4M5.98%2025
General liability in South Carolina
Other Liability
#4$54.3M3.93%2025
Ocean marine in Utah
Ocean Marine
#4$1.6M5.66%2025
Medical malpractice in Vermont
Medical Professional Liability
#4$1.5M6.72%2025
General liability in Alabama
Other Liability
#5$46.8M3.53%2025
Surety bonds in Georgia
Surety
#5$20.3M5.61%2025
Surety bonds in Hawaii
Surety
#5$3.2M4.57%2025
Ocean marine in Maryland
Ocean Marine
#5$4.1M5.19%2025
Workers' compensation in Nebraska
Workers Compensation
#5$20.4M5.32%2025
Ocean marine in Nevada
Ocean Marine
#5$799,0005.90%2025
Inland marine in North Carolina
Inland Marine
#5$38.0M3.54%2025
Ocean marine in Wisconsin
Ocean Marine
#5$2.7M3.82%2025
Personal auto in Alaska
Private Passenger Auto Physical Damage
#6$9.6M3.03%2025
General liability in California
Other Liability
#6$695.8M4.00%2025
Inland marine in Connecticut
Inland Marine
#6$17.0M3.72%2025
General liability in Delaware
Products Liability
#6$1.1M4.92%2025
Ocean marine in Hawaii
Ocean Marine
#6$1.6M5.60%2025
General liability in Hawaii
Other Liability
#6$22.0M3.94%2025
General liability in Idaho
Other Liability
#6$16.1M3.26%2025
General liability in Louisiana
Other Liability
#6$64.7M3.69%2025
General liability in New Hampshire
Other Liability
#6$14.9M3.67%2025
Inland marine in Pennsylvania
Inland Marine
#6$45.1M4.00%2025
Ocean marine in South Carolina
Ocean Marine
#6$3.9M5.82%2025
Ocean marine in Tennessee
Ocean Marine
#6$3.2M2.55%2025
Farm and crop in Vermont
Farmowners Multiple Peril
#6$151,0000.73%2025
Farm and crop in Connecticut
Farmowners Multiple Peril
#7$106,0001.05%2025
Ocean marine in District of Columbia
Ocean Marine
#7$203,0004.44%2025
Ocean marine in Idaho
Ocean Marine
#7$877,0005.03%2025
Inland marine in Kansas
Inland Marine
#7$12.3M4.02%2025
Farm and crop in Louisiana
Farmowners Multiple Peril
#7$90,0000.45%2025
Inland marine in Nevada
Inland Marine
#7$13.8M4.67%2025
Farm and crop in New Jersey
Farmowners Multiple Peril
#7$120,0002.72%2025
General liability in New York
Other Liability
#7$476.5M3.18%2025
General liability in North Dakota
Other Liability
#7$8.3M2.45%2025
Commercial auto in Ohio
Commercial Auto Liability
#7$44.8M2.90%2025
Ocean marine in Oklahoma
Ocean Marine
#7$1.1M5.49%2025
Ocean marine in South Dakota
Ocean Marine
#7$114,0003.51%2025
Surety bonds in Texas
Surety
#7$60.6M4.55%2025

Showing the best 60 of 142 top-10 placements.

Method and source

Each row comes from the named regulator's public company list on the date shown, joined by NAIC number. "Admitted" means licensed by the state and backed by its guaranty fund; "surplus lines" means eligible to take risks the admitted market declines, without rate or form approval or guaranty fund protection. Premium and rank come from state market share reports that list every company. This is a public-records directory, not a rating or recommendation; for the company's own filings use the NAIC's Consumer Information Source.

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