Who writes crime (burglary and theft) in Washington
The 39 largest writers by premium in 2025 from the Washington Office of the Insurance Commissioner and the Surplus Line Association of Washington market report (a top-39 list, shares of earned premium).
The 39 largest writers of crime (burglary and theft) in Washington in 2025: Travelers Casualty and Surety Company of America led with 21.7% of the state's premium; the top five hold 57%.
By Sam Alishahi, independent insurance broker · All lines in Washington
The companies
| # | Company | NAIC | Home state | Status here | Premium | Share |
|---|---|---|---|---|---|---|
| 1 | Travelers Casualty and Surety Company of America | 31194 | CT | Admitted (licensed) | $1.9M | 21.67% |
| 2 | Federal Insurance Company | 20281 | IN | Admitted (licensed) | $1.3M | 14.81% |
| 3 | Cincinnati Insurance Company (The) | 10677 | OH | Admitted (licensed) | $712,000 | 8.18% |
| 4 | Continental Casualty Company | 20443 | IL | Admitted (licensed) | $561,000 | 6.45% |
| 5 | XL Specialty Insurance Company | 37885 | DE | Admitted (licensed) | $528,000 | 6.07% |
| 6 | Hanover Insurance Company (The) | 22292 | NH | Admitted (licensed) | $505,000 | 5.81% |
| 7 | Berkley Regional Insurance Company | 29580 | IA | Admitted (licensed) | $473,000 | 5.44% |
| 8 | National Union Fire Insurance Company of Pittsburgh, Pennsylvania | 19445 | PA | Admitted (licensed) | $466,000 | 5.36% |
| 9 | Hiscox Insurance Company (Bermuda), Ltd. | 10200 | IL | Admitted (licensed) | $421,000 | 4.84% |
| 10 | StarNet Insurance Company | 40045 | IA | Admitted (licensed) | $231,000 | 2.66% |
| 11 | Zurich American Insurance Company | 16535 | NY | Admitted (licensed) | $213,000 | 2.45% |
| 12 | Berkley Assurance Company | 32603 | DE | Admitted (licensed) | $184,000 | 2.12% |
| 13 | Philadelphia Indemnity Insurance Company | 18058 | PA | Admitted (licensed) | $176,000 | 2.02% |
| 14 | Western National Mutual Insurance Company | 15377 | MN | Admitted (licensed) | $106,000 | 1.22% |
| 15 | Hartford Fire Insurance Company | 19682 | CT | Admitted (licensed) | $99,000 | 1.14% |
| 16 | Atlantic Specialty Insurance Company | 27154 | NY | Admitted (licensed) | $89,000 | 1.02% |
| 17 | Federated Reserve Insurance Company | 16024 | MN | Admitted (licensed) | $86,000 | 0.99% |
| 18 | Great American Insurance Company | 16691 | OH | Admitted (licensed) | $83,000 | 0.95% |
| 19 | Accredited Surety and Casualty Company, Inc. | 26379 | FL | Admitted (licensed) | $68,000 | 0.78% |
| 20 | Everest National Insurance Company | 10120 | DE | Admitted (licensed) | $56,000 | 0.64% |
| 21 | U.S. Specialty Insurance Company | 29599 | TX | Admitted (licensed) | $54,000 | 0.62% |
| 22 | Twin City Fire Insurance Company (The) | 29459 | IN | Admitted (licensed) | $43,000 | 0.49% |
| 23 | United States Liability Insurance Company | 25895 | NE | Admitted (licensed) | $43,000 | 0.49% |
| 24 | Western National Assurance Company | 24465 | MN | Admitted (licensed) | $39,000 | 0.45% |
| 25 | Old Republic Insurance Company | 24147 | PA | Admitted (licensed) | $37,000 | 0.43% |
| 26 | Federated Mutual Insurance Company | 13935 | MN | Admitted (licensed) | $31,000 | 0.36% |
| 27 | Fidelity and Deposit Company of Maryland (The) | 39306 | IL | Admitted (licensed) | $30,000 | 0.34% |
| 28 | XL Insurance America, Inc. | 24554 | DE | Admitted (licensed) | $26,000 | 0.30% |
| 29 | Allianz Global Risks US Insurance Company | 35300 | IL | Admitted (licensed) | $25,000 | 0.29% |
| 30 | Markel American Insurance Company | 28932 | VA | Admitted (licensed) | $23,000 | 0.26% |
| 31 | Eagle West Insurance Company | 12890 | CA | Admitted (licensed) | $18,000 | 0.21% |
| 32 | Travelers Property Casualty Company of America | 25674 | CT | Admitted (licensed) | $17,000 | 0.20% |
| 33 | Falls Lake National Insurance Company | 31925 | OH | Admitted (licensed) | $17,000 | 0.20% |
| 34 | Westchester Fire Insurance Company | 10030 | PA | Admitted (licensed) | $13,000 | 0.15% |
| 35 | Federated Rural Electric Insurance Exchange | 11118 | KS | Admitted (licensed) | $13,000 | 0.15% |
| 36 | Union Insurance Company | 25844 | IA | Admitted (licensed) | $13,000 | 0.15% |
| 37 | Ace American Insurance Company | 22667 | PA | Admitted (licensed) | $12,000 | 0.14% |
| 38 | Allmerica Financial Benefit Insurance Company | 41840 | MI | Admitted (licensed) | $10,000 | 0.11% |
| 39 | Berkley National Insurance Company | 38911 | IA | Admitted (licensed) | $5,000 | 0.06% |
Method and source
Source: the Washington Office of the Insurance Commissioner and the Surplus Line Association of Washington company list, read 2026-10-17 and the surplus lines list. Washington's authorized list comes from the OIC's 2025 market report (Appendix D), which leaves out authorized companies with no premium that year. Premiums are in thousands. "Premium" is direct premium written in the state for the year shown; "share" is that company's part of the state total for the line. A company can be licensed for a line and write none of it, and a surplus lines insurer can write a line without a state license for it.
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