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Directory · Company · Updated 2026-10-18

Hiscox Insurance Company (Bermuda), Ltd. · NAIC 10200

Where Hiscox Insurance Company (Bermuda), Ltd. is admitted, where it's eligible for surplus lines, the lines it's licensed for and how much of each it writes, from state regulators' public lists and market share reports.

Hiscox Insurance Company (Bermuda), Ltd. (NAIC 10200) is a property and casualty insurer domiciled in Illinois, part of Hiscox Insurance Group. State regulators list it as licensed (admitted) in Alaska, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Mississippi, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, Wyoming. It ranked #2 of 110 in California crime (burglary and theft) in 2025 (15.1% share). It ranked #8 of 137 in Texas crime (burglary and theft) in 2025 (2.0% share). It ranked #9 of 39 in Washington crime (burglary and theft) in 2025 (4.8% share).

By Sam Alishahi, independent insurance broker · All companies

By state

Where it's licensed

States whose regulator lists are loaded: Alaska, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, West Virginia, Wyoming. Not on the lists we have for Montana, West Virginia, which doesn't by itself mean it isn't licensed there.

StateStatusLines licensedSinceSource
AlaskaAdmitted (licensed)——Alaska, 2026-10-18
CaliforniaAdmitted (licensed)Commercial auto, Commercial package (BOP, CMP), Crime (burglary and theft), Fidelity bonds, Inland marine, General liability, Commercial property (fire and allied lines)—California Department of Insurance, 2026-10-17
ColoradoAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP), Crime (burglary and theft), Fidelity bonds, Inland marine, General liability, Commercial property (fire and allied lines)—Colorado, 2026-10-18
ConnecticutAdmitted (licensed)——Connecticut, 2026-10-18
DelawareAdmitted (licensed)——Delaware, 2026-10-18
FloridaAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto, Commercial package (BOP, CMP), Earthquake, Farm and crop, Fidelity bonds, Homeowners, Inland marine, General liability, Medical malpractice, Commercial property (fire and allied lines)—Florida Office of Insurance Regulation, 2026-10-18
GeorgiaAdmitted (licensed)General liability, Commercial property (fire and allied lines), Surety bonds, Workers' compensation—Georgia, 2026-10-18
HawaiiAdmitted (licensed)——Hawaii, 2026-10-18
IdahoAdmitted (licensed)Fidelity bonds, General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Workers' compensation—Idaho, 2026-10-18
IllinoisAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP), Crime (burglary and theft), Fidelity bonds, Inland marine, General liability, Commercial property (fire and allied lines)—Illinois, 2026-10-18
IowaAdmitted (licensed)——Iowa, 2026-10-18
KentuckyAdmitted (licensed)——Kentucky Department of Insurance, 2026-10-17
MarylandAdmitted (licensed)——Maryland Insurance Administration, 2026-10-17
MassachusettsAdmitted (licensed)Personal auto, Fidelity bonds, General liability, Surety bonds—Massachusetts, 2026-10-18
MinnesotaAdmitted (licensed)——Minnesota, 2026-10-18
MississippiAdmitted (licensed)Personal auto, Equipment breakdown, Fidelity bonds, Glass, Inland marine, General liability, Commercial property (fire and allied lines)10-01-1953Mississippi Insurance Department, 2026-10-17
MissouriAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP), Fidelity bonds, Inland marine, General liability, Commercial property (fire and allied lines), Surety bonds—Missouri, 2026-10-18
NebraskaAdmitted (licensed)Commercial package (BOP, CMP), Crime (burglary and theft), Inland marine, General liability—Nebraska, 2026-10-18
NevadaAdmitted (licensed)General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds—Nevada Division of Insurance, 2026-10-17
New JerseyAdmitted (licensed)——New Jersey, 2026-10-18
New YorkAdmitted (licensed)——Excess Line Association of New York (DFS-licensed and eligible excess line insurers), 2026-10-17
North CarolinaAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP), Crime (burglary and theft), Fidelity bonds, Inland marine, General liability, Commercial property (fire and allied lines)—North Carolina, 2026-10-18
North DakotaAdmitted (licensed)——North Dakota, 2026-10-18
OhioAdmitted (licensed)——Ohio Department of Insurance, 2026-10-17
OklahomaAdmitted (licensed)Personal auto, Crime (burglary and theft), Fidelity bonds, Inland marine, General liability, Commercial property (fire and allied lines)—Oklahoma, 2026-10-18
OregonAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP), Crime (burglary and theft), Fidelity bonds, Inland marine, General liability, Commercial property (fire and allied lines)—Oregon, 2026-10-18
Rhode IslandAdmitted (licensed)——Rhode Island, 2026-10-18
South CarolinaAdmitted (licensed)——South Carolina, 2026-10-18
South DakotaAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP), Crime (burglary and theft), Inland marine, General liability, Commercial property (fire and allied lines)—South Dakota, 2026-10-18
TennesseeAdmitted (licensed)——Tennessee, 2026-10-18
TexasAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto, Commercial package (BOP, CMP), Credit, Crime (burglary and theft), Farm and crop, Fidelity bonds, Glass, Inland marine, General liability, Commercial property (fire and allied lines), Surety bonds, Workers' compensation1953/06/30Texas Department of Insurance, 2026-10-17
UtahAdmitted (licensed)——Utah, 2026-10-18
WashingtonAdmitted (licensed)Crime (burglary and theft), Fidelity bonds, General liability—Washington Office of the Insurance Commissioner and the Surplus Line Association of Washington, 2026-10-17
WisconsinAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP), Fidelity bonds, General liability, Commercial property (fire and allied lines)—Wisconsin, 2026-10-18
WyomingAdmitted (licensed)——Wyoming, 2026-10-18
What it writes

Premium and rank by line

From the regulators that publish every company's direct premium by line.

Line and stateRankPremium writtenShareYear
Crime (burglary and theft) in California#2 of 110$7.3M15.09%2025
General liability in California#25 of 353$93.9M1.07%2025
Fidelity bonds in California#46 of 109$276,8470.16%2025
Commercial package (BOP, CMP) in California#68 of 207$15.7M0.24%2025
Inland marine in California#70 of 248$6.7M0.22%2025
Commercial property (fire and allied lines) in California#73 of 210$4.2M0.10%2025
Commercial auto in California#132 of 232$4.5M0.07%2025
Crime (burglary and theft) in Illinois#14 of 188$760,6892.06%2025
Fidelity bonds in Illinois#72 of 162$64,9680.09%2025
General liability in Illinois#130 of 695$12.8M0.20%2025
Inland marine in Illinois#188 of 452$587,3700.05%2025
Commercial package (BOP, CMP) in Illinois#214 of 400$1.4M0.05%2025
Commercial property (fire and allied lines) in Illinois#237 of 387$214,9020.01%2025
Commercial auto in Illinois#367 of 448$152,1040.00%2025
Crime (burglary and theft) in North Carolina#10 of 162$274,5741.62%2025
Fidelity bonds in North Carolina#72 of 145$26,8990.06%2025
General liability in North Carolina#73 of 621$13.6M0.46%2025
Inland marine in North Carolina#162 of 420$564,7770.05%2025
Commercial package (BOP, CMP) in North Carolina#171 of 361$1.2M0.07%2025
Commercial property (fire and allied lines) in North Carolina#237 of 340$101,1960.01%2025
Commercial auto in North Carolina#318 of 408$116,9030.01%2025
Crime (burglary and theft) in South Dakota#47 of 70$6060.07%2025
General liability in South Dakota#85 of 356$584,9250.27%2025
Commercial property (fire and allied lines) in South Dakota#116 of 157$14,5580.01%2025
Inland marine in South Dakota#143 of 248$25,6780.02%2025
Commercial package (BOP, CMP) in South Dakota#174 of 217$38,0120.01%2025
Commercial auto in South Dakota#224 of 237$2,5790.00%2025
Crime (burglary and theft) in Texas#8 of 137$1.4M2.04%2025
General liability in Texas#37 of 463$48.2M0.72%2025
Fidelity bonds in Texas#54 of 123$70,4040.07%2025
Commercial package (BOP, CMP) in Texas#115 of 260$7.3M0.17%2025
Inland marine in Texas#125 of 356$2.0M0.06%2025
Commercial property (fire and allied lines) in Texas#165 of 260$501,2050.01%2025
Commercial auto in Texas#264 of 329$513,6060.01%2025
Crime (burglary and theft) in Washington#9 of 39$421,0004.84%2025
Fidelity bonds in Washington#40 of 40$33,0000.14%2025
General liability in Washington#48 of 91$7.0M0.63%2025
General liability in Wisconsin#70 of 429$4.3M0.34%2024
Commercial package (BOP, CMP) in Wisconsin#175 of 276$344,0870.03%2024
Commercial property (fire and allied lines) in Wisconsin#176 of 210$2,8610.00%2024
Standing

Where it's a top-10 writer

Hiscox Insurance Group (NAIC group 04666), the group Hiscox Insurance Company (Bermuda), Ltd. belongs to, ranks in the top 10 for these lines and states. Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

Line and stateRankPremium writtenShareYear
Crime (burglary and theft) in Nevada
Burglary and Theft
#1$599,00013.32%2025
Crime (burglary and theft) in California
Burglary and Theft
#3$7.3M10.77%2025
Crime (burglary and theft) in Wyoming
Burglary and Theft
#3$87,00012.86%2025
Crime (burglary and theft) in Hawaii
Burglary and Theft
#4$192,0009.46%2025
Crime (burglary and theft) in Florida
Burglary and Theft
#5$2.9M6.50%2025
Crime (burglary and theft) in New York
Burglary and Theft
#6$2.7M6.02%2025
Crime (burglary and theft) in Delaware
Burglary and Theft
#7$99,0003.20%2025
Crime (burglary and theft) in Maine
Burglary and Theft
#7$68,0003.74%2025
Crime (burglary and theft) in New Jersey
Burglary and Theft
#7$953,0004.67%2025
Crime (burglary and theft) in Pennsylvania
Burglary and Theft
#7$985,0004.01%2025
Crime (burglary and theft) in Alabama
Burglary and Theft
#8$208,0002.99%2025
Crime (burglary and theft) in Colorado
Burglary and Theft
#8$466,0003.70%2025
Crime (burglary and theft) in Georgia
Burglary and Theft
#8$821,0003.78%2025
Crime (burglary and theft) in Massachusetts
Burglary and Theft
#8$509,0002.67%2025
Crime (burglary and theft) in Idaho
Burglary and Theft
#9$59,0002.94%2025
Crime (burglary and theft) in Indiana
Burglary and Theft
#9$298,0002.67%2025
Crime (burglary and theft) in Michigan
Burglary and Theft
#9$463,0002.76%2025
Crime (burglary and theft) in New Hampshire
Burglary and Theft
#9$57,0002.32%2025
Crime (burglary and theft) in Oklahoma
Burglary and Theft
#9$141,0001.68%2025
Crime (burglary and theft) in Tennessee
Burglary and Theft
#9$326,0002.46%2025
Crime (burglary and theft) in Alaska
Burglary and Theft
#10$39,0003.11%2025
Crime (burglary and theft) in Connecticut
Burglary and Theft
#10$272,0003.18%2025
Crime (burglary and theft) in Louisiana
Burglary and Theft
#10$193,0002.35%2025
Crime (burglary and theft) in Mississippi
Burglary and Theft
#10$59,0001.41%2025
Crime (burglary and theft) in New Mexico
Burglary and Theft
#10$83,0003.41%2025
Crime (burglary and theft) in Ohio
Burglary and Theft
#10$411,0001.50%2025
Crime (burglary and theft) in Vermont
Burglary and Theft
#10$36,0003.61%2025
Crime (burglary and theft) in Washington
Burglary and Theft
#10$421,0003.91%2025
Crime (burglary and theft) in Wisconsin
Burglary and Theft
#10$141,0001.21%2025

Method and source

Each row comes from the named regulator's public company list on the date shown, joined by NAIC number. "Admitted" means licensed by the state and backed by its guaranty fund; "surplus lines" means eligible to take risks the admitted market declines, without rate or form approval or guaranty fund protection. Premium and rank come from state market share reports that list every company. This is a public-records directory, not a rating or recommendation; for the company's own filings use the NAIC's Consumer Information Source.

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