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Directory · Massachusetts · Crime (burglary and theft)

Who writes crime (burglary and theft) in Massachusetts

Top insurer groups from the NAIC market share report; the state's list carries no lines of authority.

Chubb Ltd Group wrote the most crime (burglary and theft) in Massachusetts in 2025, $6.4M and 33.8% of the state's premium; the top five groups hold 72%. Massachusetts's company list doesn't say which lines each company is licensed for, so the ranking below is the NAIC's top 10 groups; every licensed company is on the Massachusetts page.

By Sam Alishahi, independent insurance broker · All lines in Massachusetts

Top 10 · NAIC table: 26 - Burglary and Theft

The insurer groups that write the most crime (burglary and theft) in Massachusetts

Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

#Insurer groupPremium writtenShareLoss ratioMember companies here
1Chubb Ltd Group$6.4M33.76%—Federal Insurance Company, Ace American Insurance Company, Ace Property and Casualty Insurance Company, Chubb Lloyd's Insurance Company of Texas
2Travelers Group$2.5M13.13%120%Travelers Property Casualty Company of America, Standard Fire Insurance Company (The), Travelers Personal Insurance Company, Travelers Casualty and Surety Company of America
3Zurich Insurance Group$1.8M9.30%—Zurich American Insurance Company, Rural Community Insurance Company, American Zurich Insurance Company, American Guarantee and Liability Insurance Company
4Cna Insurance Group$1.7M8.87%324%Continental Casualty Company, Continental Insurance Company, (The), American Casualty Company of Reading, Pennsylvania, National Fire Insurance Company of Hartford
5Axa Insurance Group$1.4M7.42%—XL Specialty Insurance Company, XL Insurance America, Inc., Greenwich Insurance Company, |Indian Harbor Insurance Company
6Wr Berkley Corporation Group$840,0004.40%48%Berkley Assurance Company, Berkley National Insurance Company, Carolina Casualty Insurance Company, StarNet Insurance Company
7Axis Capital Group$826,0004.32%13%AXIS Insurance Company, AXIS Surplus Insurance Company, AXIS Reinsurance Company, AXIS Specialty Insurance Company
8Hiscox Insurance Group$509,0002.67%—Hiscox Insurance Company (Bermuda), Ltd.
9Hartford Fire & Casualty Group$494,0002.59%—Hartford Fire Insurance Company, Hartford Underwriters Insurance Company, Hartford Casualty Insurance Company, Twin City Fire Insurance Company (The)
10The Hanover Insurance Group$450,0002.35%—Hanover Insurance Company (The), Allmerica Financial Benefit Insurance Company, Massachusetts Bay Insurance Company, Citizens Insurance Company of America
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Last resort for crime (burglary and theft) in Massachusetts

Last resortLinesWhereHow to get in
Surplus lines and Lloyd's open marketallall states, under each state's diligent-search rulesThrough surplus lines wholesalers; commercial property and liability have no guaranteed plan, so this is their last stepSource

Method and source

Source: the Massachusetts insurance regulator company list, read 2026-10-18 and the surplus lines list. MA Division of Insurance 'Licensed Or Approved Companies' workbook dated October 1, 2026 (sheet XLSX_Approved_Worksheet, 2717 rows across 23 company types). admitted = licensed insurers only: types Property & Casualty, Life, Accident & Health, Title, Fraternal, Health Maintenance Organization, Hospital (M&D) Service Plan (850 Property & Casualty; filter on type). Left out: TPAs, risk purchasing groups, risk retention groups, accredited/certified/reciprocal reinsurers, PBMs, service contract providers and other non-insurer registrants. The master file carries no domicile, lines of authority or license date; its State column is the mailing address, not domicile. domicile is 'MA' only for companies on the DOI's Domestic P&C list, else blank. lines come from the DOI's per-designation lists (Auto Liability 6G, Workers' Compensation 6E, Fidelity & Surety 4G) and are partial: a P&C company with no lines here may still hold other designations. surplus_lines = company types 'Surplus Lines' and 'Reinsurer/Surplus Lines'; eligible date not published; alien inferred (Lloyd's of London or non-US address) since the file gives no domicile. Source list page: https://www.mass.gov/lists/massachusetts-licensed-insurance-companies. "Premium" is direct premium written in the state for the year shown; "share" is that company's part of the state total for the line. A company can be licensed for a line and write none of it, and a surplus lines insurer can write a line without a state license for it.

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