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Directory · Company · Updated 2026-10-18

Ace American Insurance Company · NAIC 22667

Where Ace American Insurance Company is admitted, where it's eligible for surplus lines, the lines it's licensed for and how much of each it writes, from state regulators' public lists and market share reports.

Ace American Insurance Company (NAIC 22667) is a property and casualty insurer domiciled in Pennsylvania, part of Chubb Ltd Group. State regulators list it as licensed (admitted) in Alaska, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Mississippi, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, Wyoming. It ranked #2 of 621 in North Carolina general liability in 2025 (2.0% share). It ranked #2 of 51 in Washington commercial package (BOP, CMP) in 2025 (6.3% share). It ranked #3 of 327 in Texas workers' compensation in 2025 (2.1% share). The U.S. Treasury lists it as a certified surety with a $554.1M underwriting limit.

By Sam Alishahi, independent insurance broker · All companies

By state

Where it's licensed

States whose regulator lists are loaded: Alaska, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, West Virginia, Wyoming. Not on the lists we have for Montana, West Virginia, which doesn't by itself mean it isn't licensed there.

StateStatusLines licensedSinceSource
AlaskaAdmitted (licensed)——Alaska, 2026-10-18
CaliforniaAdmitted (licensed)Aircraft and aviation, Equipment breakdown, Commercial auto, Commercial package (BOP, CMP), Credit, Crime (burglary and theft), Earthquake, Fidelity bonds, Homeowners, Inland marine, General liability, Medical malpractice, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Workers' compensation—California Department of Insurance, 2026-10-17
ColoradoAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown, Commercial auto, Commercial package (BOP, CMP), Credit, Crime (burglary and theft), Earthquake, Fidelity bonds, Inland marine, General liability, Medical malpractice, Ocean marine, Professional liability (E&O), Commercial property (fire and allied lines), Surety bonds, Umbrella and excess, Workers' compensation—Colorado, 2026-10-18
ConnecticutAdmitted (licensed)——Connecticut, 2026-10-18
DelawareAdmitted (licensed)——Delaware, 2026-10-18
FloridaAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto, Commercial package (BOP, CMP), Earthquake, Farm and crop, Fidelity bonds, Homeowners, Inland marine, General liability, Medical malpractice, Mobile home, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Workers' compensation—Florida Office of Insurance Regulation, 2026-10-18
GeorgiaAdmitted (licensed)General liability, Commercial property (fire and allied lines), Surety bonds, Workers' compensation—Georgia, 2026-10-18
HawaiiAdmitted (licensed)——Hawaii, 2026-10-18
IdahoAdmitted (licensed)Fidelity bonds, General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Workers' compensation—Idaho, 2026-10-18
IllinoisAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown, Commercial auto, Commercial package (BOP, CMP), Credit, Crime (burglary and theft), Earthquake, Fidelity bonds, Inland marine, General liability, Medical malpractice, Ocean marine, Pet, Professional liability (E&O), Commercial property (fire and allied lines), Surety bonds, Umbrella and excess, Workers' compensation—Illinois, 2026-10-18
IowaAdmitted (licensed)——Iowa, 2026-10-18
KentuckyAdmitted (licensed)——Kentucky Department of Insurance, 2026-10-17
MarylandAdmitted (licensed)——Maryland Insurance Administration, 2026-10-17
MassachusettsAdmitted (licensed)Personal auto, Fidelity bonds, General liability, Surety bonds, Workers' compensation—Massachusetts, 2026-10-18
MinnesotaAdmitted (licensed)——Minnesota, 2026-10-18
MississippiAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown, Farm and crop, Fidelity bonds, Glass, Homeowners, Inland marine, General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Workers' compensation04-01-1970Mississippi Insurance Department, 2026-10-17
MissouriAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP), Credit, Earthquake, Fidelity bonds, Inland marine, General liability, Medical malpractice, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Umbrella and excess, Workers' compensation—Missouri, 2026-10-18
NebraskaAdmitted (licensed)——Nebraska, 2026-10-18
NevadaAdmitted (licensed)General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Workers' compensation—Nevada Division of Insurance, 2026-10-17
New JerseyAdmitted (licensed)——New Jersey, 2026-10-18
New YorkAdmitted (licensed)——Excess Line Association of New York (DFS-licensed and eligible excess line insurers), 2026-10-17
North CarolinaAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown, Commercial auto, Commercial package (BOP, CMP), Credit, Crime (burglary and theft), Earthquake, Fidelity bonds, Inland marine, General liability, Medical malpractice, Ocean marine, Pet, Professional liability (E&O), Commercial property (fire and allied lines), Surety bonds, Umbrella and excess, Workers' compensation—North Carolina, 2026-10-18
North DakotaAdmitted (licensed)——North Dakota, 2026-10-18
OhioAdmitted (licensed)——Ohio Department of Insurance, 2026-10-17
OklahomaAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown, Credit, Crime (burglary and theft), Earthquake, Fidelity bonds, Inland marine, General liability, Mortgage guaranty, Ocean marine, Commercial property (fire and allied lines), Workers' compensation—Oklahoma, 2026-10-18
OregonAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown, Commercial auto, Commercial package (BOP, CMP), Credit, Crime (burglary and theft), Earthquake, Fidelity bonds, Inland marine, General liability, Medical malpractice, Ocean marine, Professional liability (E&O), Commercial property (fire and allied lines), Surety bonds, Umbrella and excess, Workers' compensation—Oregon, 2026-10-18
Rhode IslandAdmitted (licensed)——Rhode Island, 2026-10-18
South CarolinaAdmitted (licensed)——South Carolina, 2026-10-18
South DakotaAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown, Commercial auto, Commercial package (BOP, CMP), Credit, Crime (burglary and theft), Earthquake, Fidelity bonds, Inland marine, General liability, Medical malpractice, Ocean marine, Pet, Professional liability (E&O), Commercial property (fire and allied lines), Umbrella and excess, Workers' compensation—South Dakota, 2026-10-18
TennesseeAdmitted (licensed)——Tennessee, 2026-10-18
TexasAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown, Commercial auto, Commercial package (BOP, CMP), Credit, Crime (burglary and theft), Earthquake, Farm and crop, Fidelity bonds, Glass, Inland marine, General liability, Medical malpractice, Ocean marine, Pet, Commercial property (fire and allied lines), Surety bonds, Workers' compensation1966/10/31Texas Department of Insurance, 2026-10-17
UtahAdmitted (licensed)——Utah, 2026-10-18
WashingtonAdmitted (licensed)Aircraft and aviation, Commercial auto, Commercial package (BOP, CMP), Credit, Crime (burglary and theft), Earthquake, Fidelity bonds, Inland marine, General liability, Medical malpractice, Ocean marine, Pet, Commercial property (fire and allied lines), Surety bonds—Washington Office of the Insurance Commissioner and the Surplus Line Association of Washington, 2026-10-17
WisconsinAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP), Credit, Fidelity bonds, General liability, Medical malpractice, Commercial property (fire and allied lines), Surety bonds, Umbrella and excess, Workers' compensation—Wisconsin, 2026-10-18
WyomingAdmitted (licensed)——Wyoming, 2026-10-18
What it writes

Premium and rank by line

From the regulators that publish every company's direct premium by line.

Line and stateRankPremium writtenShareYear
General liability in California#4 of 353$262.0M2.98%2025
Credit in California#4 of 31$18.6M9.84%2025
Medical malpractice in California#7 of 35$14.8M3.29%2025
Aircraft and aviation in California#9 of 26$11.6M4.33%2025
Commercial package (BOP, CMP) in California#11 of 207$168.1M2.60%2025
Ocean marine in California#12 of 75$14.4M2.83%2025
Workers' compensation in California#15 of 245$184.7M1.54%2025
Commercial property (fire and allied lines) in California#22 of 210$51.4M1.27%2025
Inland marine in California#24 of 248$34.6M1.13%2025
Earthquake in California#26 of 128$2.7M0.12%2025
Crime (burglary and theft) in California#30 of 110$190,4100.39%2025
Fidelity bonds in California#32 of 109$831,1780.48%2025
Commercial auto in California#45 of 232$33.2M0.51%2025
Equipment breakdown in California#64 of 122$194,1890.09%2025
Surety bonds in California#72 of 148$1.5M0.12%2025
Homeowners in California#85 of 98$192,1370.00%2025
Aircraft and aviation in Illinois#7 of 33$5.4M4.74%2025
Inland marine in Illinois#9 of 452$30.2M2.45%2025
General liability in Illinois#10 of 695$85.3M1.30%2025
Credit in Illinois#10 of 48$2.6M2.46%2025
Pet in Illinois#11 of 28$1.7M0.97%2025
Ocean marine in Illinois#14 of 93$2.6M1.27%2025
Workers' compensation in Illinois#18 of 375$25.2M1.03%2025
Crime (burglary and theft) in Illinois#19 of 188$318,6310.86%2025
Earthquake in Illinois#24 of 265$884,3260.77%2025
Fidelity bonds in Illinois#25 of 162$573,9940.78%2025
Commercial package (BOP, CMP) in Illinois#28 of 400$25.8M0.90%2025
Medical malpractice in Illinois#40 of 127$3.4M0.55%2025
Equipment breakdown in Illinois#54 of 231$302,4870.25%2025
Surety bonds in Illinois#65 of 157$637,2430.17%2025
Commercial auto in Illinois#71 of 448$9.6M0.30%2025
Commercial property (fire and allied lines) in Illinois#79 of 387$4.5M0.28%2025
General liability in North Carolina#2 of 621$58.4M1.98%2025
Ocean marine in North Carolina#3 of 87$8.8M7.24%2025
Aircraft and aviation in North Carolina#7 of 33$3.4M4.62%2025
Pet in North Carolina#10 of 26$833,2130.62%2025
Inland marine in North Carolina#18 of 420$15.1M1.41%2025
Commercial package (BOP, CMP) in North Carolina#20 of 361$20.1M1.17%2025
Workers' compensation in North Carolina#20 of 347$16.2M1.07%2025
Earthquake in North Carolina#21 of 180$293,6071.39%2025
Fidelity bonds in North Carolina#25 of 145$324,7100.77%2025
Crime (burglary and theft) in North Carolina#26 of 162$71,9040.42%2025
Medical malpractice in North Carolina#36 of 122$1.1M0.52%2025
Credit in North Carolina#37 of 45$69,3180.08%2025
Commercial auto in North Carolina#53 of 408$8.0M0.39%2025
Surety bonds in North Carolina#77 of 152$497,5330.16%2025
Commercial property (fire and allied lines) in North Carolina#101 of 340$2.3M0.17%2025
Equipment breakdown in North Carolina#125 of 219$35,0990.05%2025
Aircraft and aviation in South Dakota#4 of 26$1.3M8.88%2025
Earthquake in South Dakota#10 of 78$16,9682.69%2025
Medical malpractice in South Dakota#13 of 31$62,3430.39%2025
Pet in South Dakota#15 of 22$8,4550.26%2025
Credit in South Dakota#21 of 21$8310.01%2025
Ocean marine in South Dakota#21 of 35$13,8900.57%2025
Inland marine in South Dakota#35 of 248$694,9570.62%2025
Fidelity bonds in South Dakota#39 of 79$8,6900.23%2025
General liability in South Dakota#39 of 356$1.6M0.73%2025
Workers' compensation in South Dakota#58 of 284$815,0540.41%2025
Commercial package (BOP, CMP) in South Dakota#60 of 217$836,3900.30%2025
Commercial auto in South Dakota#66 of 237$717,2910.29%2025
Crime (burglary and theft) in South Dakota#67 of 70$460.01%2025
Commercial property (fire and allied lines) in South Dakota#74 of 157$138,6690.09%2025
Equipment breakdown in South Dakota#81 of 118$2,6150.02%2025
Workers' compensation in Texas#3 of 327$51.9M2.07%2025
Ocean marine in Texas#4 of 81$18.5M4.54%2025
Aircraft and aviation in Texas#4 of 29$24.6M7.29%2025
Earthquake in Texas#6 of 130$1.8M6.78%2025
General liability in Texas#6 of 463$157.8M2.35%2025
Commercial package (BOP, CMP) in Texas#9 of 260$93.4M2.14%2025
Inland marine in Texas#11 of 356$66.8M2.06%2025
Pet in Texas#12 of 27$1.6M0.58%2025
Medical malpractice in Texas#17 of 44$1.8M0.78%2025
Commercial auto in Texas#23 of 329$65.0M0.82%2025
Fidelity bonds in Texas#24 of 123$896,6700.92%2025
Crime (burglary and theft) in Texas#28 of 137$202,6820.30%2025
Credit in Texas#28 of 43$1.9M0.42%2025
Commercial property (fire and allied lines) in Texas#36 of 260$24.7M0.48%2025
Equipment breakdown in Texas#80 of 173$140,3690.06%2025
Surety bonds in Texas#101 of 165$360,3670.03%2025
Commercial package (BOP, CMP) in Washington#2 of 51$61.7M6.27%2025
General liability in Washington#7 of 91$38.8M3.47%2025
Aircraft and aviation in Washington#8 of 28$2.4M4.22%2025
Pet in Washington#11 of 20$3.3M1.45%2025
Ocean marine in Washington#14 of 40$4.2M1.77%2025
Surety bonds in Washington#16 of 40$4.6M2.02%2025
Inland marine in Washington#18 of 40$10.2M1.83%2025
Medical malpractice in Washington#22 of 51$1.2M0.76%2025
Credit in Washington#26 of 29$45,0000.09%2025
Earthquake in Washington#28 of 40$1.7M0.57%2025
Fidelity bonds in Washington#28 of 40$106,0000.44%2025
Crime (burglary and theft) in Washington#37 of 39$12,0000.14%2025
Commercial property (fire and allied lines) in Washington#39 of 49$1.8M0.33%2025
Commercial auto in Washington#39 of 65$5.6M0.63%2025
Medical malpractice in Wisconsin#14 of 34$482,4570.66%2024
General liability in Wisconsin#16 of 429$17.6M1.38%2024
Fidelity bonds in Wisconsin#17 of 118$320,5361.33%2024
Credit in Wisconsin#17 of 30$245,6050.81%2024
Workers' compensation in Wisconsin#24 of 312$22.9M1.23%2024
Commercial package (BOP, CMP) in Wisconsin#29 of 276$8.1M0.74%2024
Commercial auto in Wisconsin#36 of 312$6.8M0.67%2024
Commercial property (fire and allied lines) in Wisconsin#72 of 210$456,5950.14%2024
Standing

Where it's a top-10 writer

Chubb Ltd Group (NAIC group 00626), the group Ace American Insurance Company belongs to, ranks in the top 10 for these lines and states. Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

Line and stateRankPremium writtenShareYear
Earthquake in Arizona
Earthquake
#1$3.2M15.02%2025
General liability in Arizona
Other Liability
#1$133.7M5.89%2025
Crime (burglary and theft) in Arizona
Burglary and Theft
#1$1.5M14.49%2025
General liability in Arkansas
Other Liability
#1$191.2M22.38%2025
General liability in California
Other Liability
#1$1.15B6.62%2025
General liability in California
Products Liability
#1$104.2M13.64%2025
Fidelity bonds in California
Fidelity
#1$33.5M18.61%2025
Farm and crop in Colorado
Multiple Peril Crop
#1$78.3M24.59%2025
Earthquake in Colorado
Earthquake
#1$3.8M18.09%2025
General liability in Colorado
Other Liability
#1$244.6M8.38%2025
Crime (burglary and theft) in Colorado
Burglary and Theft
#1$2.2M17.58%2025
General liability in Connecticut
Other Liability
#1$201.4M10.52%2025
General liability in Connecticut
Products Liability
#1$11.8M14.99%2025
Crime (burglary and theft) in Connecticut
Burglary and Theft
#1$2.4M27.48%2025
General liability in Delaware
Products Liability
#1$2.6M11.64%2025
Crime (burglary and theft) in Delaware
Burglary and Theft
#1$763,00024.67%2025
Earthquake in District of Columbia
Earthquake
#1$554,00013.12%2025
General liability in District of Columbia
Products Liability
#1$3.4M27.77%2025
Crime (burglary and theft) in District of Columbia
Burglary and Theft
#1$1.9M30.29%2025
Farm and crop in Florida
Multiple Peril Crop
#1$122.4M36.96%2025
Ocean marine in Florida
Ocean Marine
#1$95.4M14.39%2025
General liability in Florida
Other Liability
#1$504.8M5.29%2025
Crime (burglary and theft) in Florida
Burglary and Theft
#1$7.1M16.08%2025
General liability in Georgia
Other Liability
#1$268.5M7.01%2025
Crime (burglary and theft) in Georgia
Burglary and Theft
#1$4.8M22.21%2025
Aircraft and aviation in Hawaii
Aircraft
#1$2.1M20.82%2025
Farm and crop in Idaho
Multiple Peril Crop
#1$57.8M28.42%2025
General liability in Idaho
Other Liability
#1$30.9M6.25%2025
General liability in Illinois
Products Liability
#1$26.6M10.85%2025
Crime (burglary and theft) in Illinois
Burglary and Theft
#1$5.3M15.14%2025
Crime (burglary and theft) in Indiana
Burglary and Theft
#1$2.8M24.80%2025
Farm and crop in Iowa
Multiple Peril Crop
#1$280.6M20.78%2025
Crime (burglary and theft) in Iowa
Burglary and Theft
#1$1.3M23.99%2025
General liability in Kentucky
Other Liability
#1$56.4M6.20%2025
General liability in Kentucky
Products Liability
#1$3.7M8.72%2025
Crime (burglary and theft) in Kentucky
Burglary and Theft
#1$2.1M27.10%2025
Farm and crop in Maine
Multiple Peril Crop
#1$12.2M76.67%2025
Farm and crop in Maine
Private Crop
#1$0100.00%2025
General liability in Maine
Products Liability
#1$2.1M13.21%2025
Crime (burglary and theft) in Maine
Burglary and Theft
#1$490,00026.88%2025
Farm and crop in Maryland
Multiple Peril Crop
#1$16.8M42.27%2025
Ocean marine in Maryland
Ocean Marine
#1$15.2M19.43%2025
General liability in Maryland
Other Liability
#1$245.7M12.77%2025
Crime (burglary and theft) in Maryland
Burglary and Theft
#1$4.7M32.35%2025
Ocean marine in Massachusetts
Ocean Marine
#1$25.8M16.19%2025
General liability in Massachusetts
Other Liability
#1$334.2M9.14%2025
General liability in Massachusetts
Products Liability
#1$32.9M20.34%2025
Crime (burglary and theft) in Massachusetts
Burglary and Theft
#1$6.4M33.76%2025
General liability in Michigan
Other Liability
#1$165.7M6.62%2025
Crime (burglary and theft) in Michigan
Burglary and Theft
#1$4.6M27.40%2025
General liability in Minnesota
Other Liability
#1$146.6M7.04%2025
Crime (burglary and theft) in Minnesota
Burglary and Theft
#1$3.1M25.19%2025
Farm and crop in Missouri
Multiple Peril Crop
#1$204.5M37.93%2025
Farm and crop in Missouri
Private Crop
#1$16.6M39.04%2025
General liability in Missouri
Products Liability
#1$8.1M9.07%2025
Farm and crop in Montana
Multiple Peril Crop
#1$117.1M34.51%2025
Farm and crop in Nebraska
Multiple Peril Crop
#1$286.7M28.02%2025
Farm and crop in Nebraska
Private Crop
#1$111.0M29.00%2025
Farm and crop in Nevada
Private Crop
#1$7,00054.34%2025
General liability in Nevada
Other Liability
#1$81.3M6.92%2025

Showing the best 60 of 809 top-10 placements.

Bonds

Treasury-certified surety

On the U.S. Treasury's Circular 570 (updated August 01, 2026) with an underwriting limit of $554.1M per bond, licensed to write surety in 53 states and territories: AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VA, VI, VT, WA, WI, WV, WY.

Method and source

Each row comes from the named regulator's public company list on the date shown, joined by NAIC number. "Admitted" means licensed by the state and backed by its guaranty fund; "surplus lines" means eligible to take risks the admitted market declines, without rate or form approval or guaranty fund protection. Premium and rank come from state market share reports that list every company. This is a public-records directory, not a rating or recommendation; for the company's own filings use the NAIC's Consumer Information Source.

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