
Who writes surety bonds in North Carolina
Ranked by direct premium written in 2025 from the North Carolina market share report (every company, not a top-N list).
152 companies wrote surety bonds in North Carolina in 2025, $312.9M in direct premium. Travelers Casualty and Surety Company of America led with 17.8%; the top five hold 39%. 156 companies are licensed for the line.
By Sam Alishahi, independent insurance broker · All lines in North Carolina
The companies
| # | Company | NAIC | Home state | Status here | Premium | Share |
|---|---|---|---|---|---|---|
| 1 | Travelers Casualty and Surety Company of America | 31194 | CT | Admitted (licensed) | $55.6M | 17.78% |
| 2 | Liberty Mutual Insurance Company | 23043 | MA | Admitted (licensed) | $26.4M | 8.45% |
| 3 | Atlantic Specialty Insurance Company | 27154 | NY | Admitted (licensed) | $14.8M | 4.73% |
| 4 | Fidelity and Deposit Company of Maryland (The) | 39306 | IL | Admitted (licensed) | $14.0M | 4.47% |
| 5 | Western Surety Company | 13188 | SD | Admitted (licensed) | $10.9M | 3.50% |
| 6 | Philadelphia Indemnity Insurance Company | 18058 | PA | Admitted (licensed) | $8.4M | 2.67% |
| 7 | Federal Insurance Company | 20281 | IN | Admitted (licensed) | $7.2M | 2.29% |
| 8 | Hartford Fire Insurance Company | 19682 | CT | Admitted (licensed) | $6.6M | 2.11% |
| 9 | Cincinnati Insurance Company (The) | 10677 | OH | Admitted (licensed) | $6.3M | 2.01% |
| 10 | Berkley Assurance Company | 32603 | DE | Admitted (licensed) | $6.2M | 1.99% |
| 11 | Palomar Casualty and Surety Company | 10671 | LA | Admitted (licensed) | $5.8M | 1.85% |
| 12 | Great Midwest Insurance Company | 18694 | TX | Admitted (licensed) | $5.7M | 1.82% |
| 13 | RLI Insurance Company | 13056 | IL | Admitted (licensed) | $5.6M | 1.80% |
| 14 | Arch Insurance (UK) Limited | 11150 | MO | Admitted (licensed) | $5.3M | 1.70% |
| 15 | Great American Insurance Company | 16691 | OH | Admitted (licensed) | $5.0M | 1.61% |
| 16 | Swiss Re Corporate Solutions America Insurance Corporation | 29874 | MO | Admitted (licensed) | $4.9M | 1.57% |
| 17 | Palmetto Surety Corporation | 13121 | SC | Admitted (licensed) | $4.9M | 1.57% |
| 18 | Ohio Casualty Insurance Company (The) | 24074 | NH | Admitted (licensed) | $4.9M | 1.55% |
| 19 | Everest Reinsurance (Bermuda) Limited - | 26921 | DE | Admitted (licensed) | $4.6M | 1.48% |
| 20 | Merchants National Bonding, Inc. | 11595 | IA | Admitted (licensed) | $4.3M | 1.38% |
| 21 | Nationwide Mutual Insurance Company | 23787 | OH | Admitted (licensed) | $4.3M | 1.37% |
| 22 | United States Fire Insurance Company | 21113 | DE | Admitted (licensed) | $4.2M | 1.34% |
| 23 | Harco National Insurance Company | 26433 | IL | Admitted (licensed) | $4.1M | 1.29% |
| 24 | AXIS Insurance Company | 37273 | IL | Admitted (licensed) | $3.5M | 1.13% |
| 25 | Granite Re, Inc. | 26310 | MN | Admitted (licensed) | $3.4M | 1.10% |
| 26 | Accelerant National Insurance Company | 10220 | AR | Admitted (licensed) | $2.9M | 0.93% |
| 27 | NGM Insurance Company | 14788 | FL | Admitted (licensed) | $2.8M | 0.91% |
| 28 | State National Insurance Company, Inc. | 12831 | TX | Admitted (licensed) | $2.8M | 0.90% |
| 29 | West Bend Insurance Company | 15350 | WI | Admitted (licensed) | $2.7M | 0.87% |
| 30 | Old Republic Surety Company | 40444 | WI | Admitted (licensed) | $2.7M | 0.86% |
| 31 | Berkshire Hathaway Specialty Insurance Company | 22276 | NE | Admitted (licensed) | $2.5M | 0.81% |
| 32 | XL Specialty Insurance Company | 37885 | DE | Admitted (licensed) | $2.5M | 0.80% |
| 33 | Insurance Company of the South | 11162 | GA | Admitted (licensed) | $2.3M | 0.73% |
| 34 | Lexington National Insurance Corporation | 37940 | FL | Admitted (licensed) | $2.2M | 0.72% |
| 35 | American Alternative Insurance Corporation | 19720 | DE | Admitted (licensed) | $2.2M | 0.72% |
| 36 | ASCOT SURETY \u0026 CASUALTY COMPANY | 30279 | CO | Admitted (licensed) | $2.1M | 0.69% |
| 37 | EMPLOYERS MUTUAL CASUALTY COMPANY Employers Mutual Casualty Company) | 21415 | IA | Admitted (licensed) | $2.1M | 0.68% |
| 38 | Pennsylvania Insurance Company | 21962 | NM | Admitted (licensed) | $2.1M | 0.67% |
| 39 | Selective Insurance Company of America | 12572 | NJ | Admitted (licensed) | $2.1M | 0.67% |
| 40 | Hanover Insurance Company (The) | 22292 | NH | Admitted (licensed) | $2.0M | 0.65% |
| 41 | Trisura Insurance Company | 22225 | OK | Admitted (licensed) | $1.9M | 0.61% |
| 42 | SiriusPoint America Insurance Company | 38776 | NY | Admitted (licensed) | $1.9M | 0.61% |
| 43 | Bankers Insurance Company | 33162 | FL | Admitted (licensed) | $1.7M | 0.55% |
| 44 | Allegheny Casualty Company | 13285 | NJ | Admitted (licensed) | $1.5M | 0.49% |
| 45 | Euler Hermes North America Insurance Company | 20516 | MD | Admitted (licensed) | $1.5M | 0.49% |
| 46 | FINANCIAL CASUALTY \u0026 SURETY, INC. | 35009 | TX | Admitted (licensed) | $1.5M | 0.47% |
| 47 | |Trisura Specialty Insurance Company | 16188 | OK | Surplus lines (eligible) | $1.4M | 0.45% |
| 48 | Markel Insurance Company | 38970 | IL | Admitted (licensed) | $1.4M | 0.45% |
| 49 | SureTec Insurance Company | 10916 | TX | Admitted (licensed) | $1.4M | 0.44% |
| 50 | Merchants Bonding Company (Mutual) | 14494 | IA | Admitted (licensed) | $1.3M | 0.43% |
| 51 | FCCI Insurance Company | 10178 | FL | Admitted (licensed) | $1.3M | 0.41% |
| 52 | Continental Casualty Company | 20443 | IL | Admitted (licensed) | $1.3M | 0.41% |
| 53 | Westfield Insurance Company | 24112 | OH | Admitted (licensed) | $1.3M | 0.40% |
| 54 | Endurance Assurance Corporation | 11551 | DE | Admitted (licensed) | $1.2M | 0.40% |
| 55 | Frankenmuth Insurance Company | 13986 | MI | Admitted (licensed) | $1.2M | 0.39% |
| 56 | Capitol Indemnity Corporation | 10472 | WI | Admitted (licensed) | $1.2M | 0.38% |
| 57 | 1st Atlantic Surety Co | 15267 | NC | Admitted (licensed) | $1.1M | 0.36% |
| 58 | Continental Insurance Company, (The) | 35289 | PA | Admitted (licensed) | $1.1M | 0.36% |
| 59 | UNITED FIRE \u0026 CASUALTY COMPANY | 13021 | IA | Admitted (licensed) | $1.1M | 0.35% |
| 60 | Lexon Insurance Company | 13307 | TX | Admitted (licensed) | $1.1M | 0.34% |
| 61 | United States Surety Company | 10656 | MD | Admitted (licensed) | $1.0M | 0.33% |
| 62 | Republic - Vanguard Insurance Company | 40479 | AZ | Surplus lines (eligible) | $1.0M | 0.32% |
| 63 | Indemnity National Insurance Company | 18468 | MS | Admitted (licensed) | $947,950 | 0.30% |
| 64 | U.S. Specialty Insurance Company | 29599 | TX | Admitted (licensed) | $944,094 | 0.30% |
| 65 | Amherst National Insurance Company | 16379 | NC | Admitted (licensed) | $933,032 | 0.30% |
| 66 | Platte River Insurance Company | 18619 | NE | Admitted (licensed) | $889,723 | 0.28% |
| 67 | Lyndon Southern Insurance Company | 10051 | DE | Admitted (licensed) | $874,428 | 0.28% |
| 68 | Amerisure Mutual Insurance Company | 23396 | MI | Admitted (licensed) | $766,606 | 0.25% |
| 69 | Contractors Bonding and Insurance Company | 37206 | IL | Admitted (licensed) | $746,644 | 0.24% |
| 70 | Hudson Insurance Company | 25054 | DE | Admitted (licensed) | $708,980 | 0.23% |
| 71 | State Farm Fire and Casualty Company | 25143 | IL | Admitted (licensed) | $702,140 | 0.22% |
| 72 | Hartford Accident and Indemnity Company | 22357 | CT | Admitted (licensed) | $645,299 | 0.21% |
| 73 | American Bankers Insurance Company of Florida | 10111 | FL | Admitted (licensed) | $605,304 | 0.19% |
| 74 | Developers Surety and Indemnity Company | 12718 | CA | Admitted (licensed) | $591,604 | 0.19% |
| 75 | |Hudson Excess Insurance Company | 14484 | DE | Surplus lines (eligible) | $514,372 | 0.16% |
| 76 | Pennsylvania National Mutual Casualty Insurance Company | 14990 | PA | Admitted (licensed) | $502,101 | 0.16% |
| 77 | Ace American Insurance Company | 22667 | PA | Admitted (licensed) | $497,533 | 0.16% |
| 78 | American Surety Company | 31380 | IN | Admitted (licensed) | $465,993 | 0.15% |
| 79 | UNIVERSAL FIRE \u0026 CASUALTY INSURANCE COMPANY | 32867 | IN | Admitted (licensed) | $452,021 | 0.14% |
| 80 | First Indemnity of America Insurance Company | 38326 | NJ | Admitted (licensed) | $444,014 | 0.14% |
| 81 | United Casualty and Surety Insurance Company | 36226 | NE | Admitted (licensed) | $433,821 | 0.14% |
| 82 | Knightbrook Insurance Company | 13722 | DE | Admitted (licensed) | $431,819 | 0.14% |
| 83 | First Founders Assurance Company | 12150 | NJ | Admitted (licensed) | $391,897 | 0.13% |
| 84 | Summit Specialty Insurance Company | 16889 | NE | Surplus lines (eligible) | $380,132 | 0.12% |
| 85 | Bar Plan Mutual Insurance Company (The) | 29513 | MO | Admitted (licensed) | $375,795 | 0.12% |
| 86 | Westchester Fire Insurance Company | 10030 | PA | Admitted (licensed) | $366,759 | 0.12% |
| 87 | Ohio Indemnity Company | 26565 | OH | Admitted (licensed) | $363,450 | 0.12% |
| 88 | Zurich American Insurance Company | 16535 | NY | Admitted (licensed) | $353,503 | 0.11% |
| 89 | First Community Insurance Company | 13990 | FL | Admitted (licensed) | $330,447 | 0.11% |
| 90 | Auto-Owners Insurance Company | 18988 | MI | Admitted (licensed) | $317,185 | 0.10% |
| 91 | Colonial Surety Company | 10758 | PA | Admitted (licensed) | $309,686 | 0.10% |
| 92 | Everspan Indemnity Insurance Company (C) | 16882 | AZ | Surplus lines (eligible) | $277,680 | 0.09% |
| 93 | Argonaut Insurance Company | 19801 | NE | Admitted (licensed) | $273,445 | 0.09% |
| 94 | MTAW Insurance Company | 16498 | DE | Admitted (licensed) | $252,304 | 0.08% |
| 95 | Hartford Casualty Insurance Company | 29424 | IN | Admitted (licensed) | $248,697 | 0.08% |
| 96 | North River Insurance Company (The) | 21105 | NJ | Admitted (licensed) | $242,114 | 0.08% |
| 97 | Guarantee Company of North America USA (The) | 36650 | AR | Admitted (licensed) | $219,332 | 0.07% |
| 98 | Bondex Insurance Company | 12965 | NJ | Admitted (licensed) | $216,678 | 0.07% |
| 99 | Gray Insurance Company (The) | 36307 | LA | Admitted (licensed) | $191,171 | 0.06% |
| 100 | National American Insurance Company | 23663 | OK | Admitted (licensed) | $182,455 | 0.06% |
| 101 | International Fidelity Insurance Company | 11592 | NJ | Admitted (licensed) | $172,924 | 0.06% |
| 102 | Swiss Re Corporate Solutuions Premier Insurance Corporation | 32778 | MO | Admitted (licensed) | $147,016 | 0.05% |
| 103 | Evergreen National Indemnity Company | 12750 | OH | Surplus lines (eligible) | $137,471 | 0.04% |
| 104 | Bond Safeguard Insurance Company | 27081 | SD | Admitted (licensed) | $101,896 | 0.03% |
| 105 | Safeco Insurance Company of America | 24740 | NH | Admitted (licensed) | $100,828 | 0.03% |
| 106 | Erie Insurance Company | 26263 | PA | Admitted (licensed) | $96,210 | 0.03% |
| 107 | Federated Mutual Insurance Company | 13935 | MN | Admitted (licensed) | $94,144 | 0.03% |
| 108 | Pacific Indemnity Company | 20346 | DE | Admitted (licensed) | $87,398 | 0.03% |
| 109 | Everspan Insurance Company | 24961 | AZ | Admitted (licensed) | $82,353 | 0.03% |
| 110 | Fair American Insurance and Reinsurance Company | 35157 | NY | Admitted (licensed) | $78,256 | 0.03% |
| 111 | Old Republic Insurance Company | 24147 | PA | Admitted (licensed) | $64,208 | 0.02% |
| 112 | North Carolina Farm Bur Mut Ins Co | 14842 | NC | Admitted (licensed) | $59,003 | 0.02% |
| 113 | Everest Indemnity Insurance Company | 10851 | DE | Surplus lines (eligible) | $58,032 | 0.02% |
| 114 | Endurance American Insurance Company | 10641 | DE | Admitted (licensed) | $53,405 | 0.02% |
| 115 | ROCHE SURETY \u0026 CASUALTY COMPANY, INC. | 42706 | FL | Admitted (licensed) | $47,668 | 0.02% |
| 116 | Seneca Insurance Company Incorporated | 10936 | NY | Admitted (licensed) | $37,491 | 0.01% |
| 117 | Protective Insurance Company | 12416 | IN | Admitted (licensed) | $35,050 | 0.01% |
| 118 | American Southern Insurance Company | 10235 | KS | Admitted (licensed) | $32,990 | 0.01% |
| 119 | Western National Mutual Insurance Company | 15377 | MN | Admitted (licensed) | $30,712 | 0.01% |
| 120 | Great American Alliance Insurance Company | 26832 | OH | Admitted (licensed) | $24,949 | 0.01% |
| 121 | CRUM \u0026 FORSTER INDEMNITY COMPANY | 31348 | DE | Admitted (licensed) | $23,003 | 0.01% |
| 122 | Continental Heritage Insurance Company | 39551 | FL | Admitted (licensed) | $20,000 | 0.01% |
| 123 | Ohio Farmers Insurance Company | 24104 | OH | Admitted (licensed) | $18,192 | 0.01% |
| 124 | RepWest Insurance Company | 31089 | AZ | Admitted (licensed) | $13,464 | 0.00% |
| 125 | Travelers Casualty and Surety Company | 19038 | CT | Admitted (licensed) | $12,070 | 0.00% |
| 126 | GREAT AMERICAN E\u0026 S INSURANCE COMPANY\ | 37532 | OH | Surplus lines (eligible) | $11,451 | 0.00% |
| 127 | Peerless Insurance Company | 24198 | NH | Admitted (licensed) | $8,312 | 0.00% |
| 128 | United States Fidelity and Guaranty Company | 25887 | CT | Admitted (licensed) | $7,229 | 0.00% |
| 129 | Acstar Insurance Company | 22950 | IL | Admitted (licensed) | $7,218 | 0.00% |
| 130 | Sentry Select Insurance Company | 21180 | WI | Admitted (licensed) | $4,665 | 0.00% |
| 131 | American Fire and Casualty Company | 24066 | NH | Admitted (licensed) | $4,500 | 0.00% |
| 132 | Indemnity Insurance Company of North America | 43575 | PA | Admitted (licensed) | $4,100 | 0.00% |
| 133 | Westport Insurance Corporation | 39845 | MO | Admitted (licensed) | $4,000 | 0.00% |
| 134 | Utica Mutual Insurance Company | 25976 | NY | Admitted (licensed) | $3,356 | 0.00% |
| 135 | Service Insurance Company, Inc. (The) | 28240 | NJ | Admitted (licensed) | $2,668 | 0.00% |
| 136 | Technology Insurance Company, Inc. | 42376 | DE | Admitted (licensed) | $2,324 | 0.00% |
| 137 | National Fire Insurance Company of Hartford | 20478 | IL | Admitted (licensed) | $1,311 | 0.00% |
| 138 | Star Insurance Company | 18023 | MI | Admitted (licensed) | $1,100 | 0.00% |
| 139 | National Indemnity Company | 20087 | NE | Admitted (licensed) | $1,048 | 0.00% |
| 140 | Insurance Company of the State of Pennsylvania (The) | 19429 | IL | Admitted (licensed) | $856 | 0.00% |
| 141 | American States Insurance Company | 19704 | IN | Admitted (licensed) | $700 | 0.00% |
| 142 | Old Republic General Insurance Corporation | 24139 | IL | Admitted (licensed) | $525 | 0.00% |
| 143 | Hartford Insurance Company of the Midwest | 37478 | IN | Admitted (licensed) | $500 | 0.00% |
| 144 | Standard Fire Insurance Company (The) | 19070 | CT | Admitted (licensed) | $390 | 0.00% |
| 145 | American Casualty Company of Reading, Pennsylvania | 20427 | PA | Admitted (licensed) | $275 | 0.00% |
| 146 | Sentry Insurance Company | 24988 | WI | Admitted (licensed) | $150 | 0.00% |
| 147 | Ironshore Indemnity, Inc. | 23647 | IL | Admitted (licensed) | $130 | 0.00% |
| 148 | Farmington Casualty Company | 41483 | CT | Admitted (licensed) | $100 | 0.00% |
| 149 | First National Insurance Company of America | 24724 | NH | Admitted (licensed) | $100 | 0.00% |
| 150 | Pacific Employers Insurance Company | 22748 | PA | Admitted (licensed) | $100 | 0.00% |
| 151 | St. Paul Fire and Marine Insurance Company | 24767 | CT | Admitted (licensed) | $100 | 0.00% |
| 152 | Motors Insurance Corporation | 22012 | MI | Admitted (licensed) | $75 | 0.00% |
Method and source
Source: the North Carolina insurance regulator company list, read 2026-10-18 and the surplus lines list. NCDOI P7 Property and Casualty Experience, year ended 12/31/2025: every company that filed an NC state page (P&C annual statement). 'admitted' = rows whose 'Licensed in NC' column reads 'Licensed' (includes zero-premium licensed companies and NC self-insured workers' comp funds, which have no NAIC code and type 'Self-Insured Workers' Compensation'). 'surplus_lines' = rows reading 'Authorized Surplus Lines Writer' (US nonadmitted insurers that wrote NC surplus lines business that year; alien/Lloyd's not broken out, eligible date not given). Rows 'Not Licensed' or blank (mostly risk retention groups) are dropped. 'type' = Business Type / Company Type [/ Company Sub Type]; all rows are Property and Casualty filers (no life/health in this file). 'lines' = NAIC annual-statement lines of business the company reported in NC with direct premium written or earned > 0 that year (lines actually written, not certificate-of-authority lines). 'since' not given. Status counts in file: {'Licensed': 825, '': 73, 'Authorized Surplus Lines Writer': 193, 'Not Licensed': 39}. "Premium" is direct premium written in the state for the year shown; "share" is that company's part of the state total for the line. A company can be licensed for a line and write none of it, and a surplus lines insurer can write a line without a state license for it.
Open to use. Cite "Alishahi Insurance insurance company directory" and link here. CSV · JSON.
Someone will insure it. I find who.
Send what you need covered and what happened before. I match it to the companies that take it, down to the last-resort plan if it comes to that. I'm licensed in 48 states and Washington, DC and your request stays with my agency, not passed to another agent. In Florida and Washington, where my licenses are still being issued, a partner agency in your state helps in the meantime.
Get a reminder before your renewal.
Tell me when your policy renews and I’ll email you about six weeks before, when it’s worth comparing. One email, no calls.