FCCI Insurance Company · NAIC 10178
Where FCCI Insurance Company is admitted, where it's eligible for surplus lines, the lines it's licensed for and how much of each it writes, from state regulators' public lists and market share reports.
FCCI Insurance Company (NAIC 10178) is a property and casualty insurer domiciled in Florida, part of Fcci Mutual Insurance Group. State regulators list it as licensed (admitted) in Colorado, Connecticut, Delaware, Florida, Georgia, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Maryland, Missouri, Mississippi, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Washington, Wisconsin, Wyoming. It ranked #21 of 165 in Texas surety bonds in 2025 (1.4% share). It ranked #48 of 106 in South Dakota surety bonds in 2025 (0.2% share). It ranked #49 of 173 in Texas equipment breakdown in 2025 (0.1% share). The U.S. Treasury lists it as a certified surety with a $107.6M underwriting limit.
By Sam Alishahi, independent insurance broker · All companies
Where it's licensed
States whose regulator lists are loaded: Alaska, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, West Virginia, Wyoming. Not on the lists we have for Alaska, California, Hawaii, Minnesota, Montana, New York, Utah, West Virginia, which doesn't by itself mean it isn't licensed there.
| State | Status | Lines licensed | Since | Source |
|---|---|---|---|---|
| Colorado | Admitted (licensed) | Surety bonds | — | Colorado, 2026-10-18 |
| Connecticut | Admitted (licensed) | — | — | Connecticut, 2026-10-18 |
| Delaware | Admitted (licensed) | — | — | Delaware, 2026-10-18 |
| Florida | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP), Earthquake, Farm and crop, Fidelity bonds, Homeowners, Inland marine, General liability, Commercial property (fire and allied lines), Surety bonds, Workers' compensation | — | Florida Office of Insurance Regulation, 2026-10-18 |
| Georgia | Admitted (licensed) | General liability, Commercial property (fire and allied lines), Surety bonds, Workers' compensation | — | Georgia, 2026-10-18 |
| Idaho | Admitted (licensed) | Fidelity bonds, Surety bonds | — | Idaho, 2026-10-18 |
| Illinois | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto, Commercial package (BOP, CMP), Crime (burglary and theft), Earthquake, Farm and crop, Fidelity bonds, Homeowners, Inland marine, General liability, Commercial property (fire and allied lines), Surety bonds, Workers' compensation | — | Illinois, 2026-10-18 |
| Iowa | Admitted (licensed) | — | — | Iowa, 2026-10-18 |
| Kentucky | Admitted (licensed) | — | — | Kentucky Department of Insurance, 2026-10-17 |
| Maryland | Admitted (licensed) | — | — | Maryland Insurance Administration, 2026-10-17 |
| Massachusetts | Admitted (licensed) | Personal auto, Fidelity bonds, General liability, Surety bonds, Workers' compensation | — | Massachusetts, 2026-10-18 |
| Mississippi | Admitted (licensed) | Personal auto, Equipment breakdown, Farm and crop, Fidelity bonds, Glass, Homeowners, Inland marine, General liability, Commercial property (fire and allied lines), Surety bonds, Workers' compensation | 10-01-1998 | Mississippi Insurance Department, 2026-10-17 |
| Missouri | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP), Earthquake, Farm and crop, Fidelity bonds, Homeowners, Inland marine, General liability, Commercial property (fire and allied lines), Surety bonds, Workers' compensation | — | Missouri, 2026-10-18 |
| Nebraska | Admitted (licensed) | Surety bonds | — | Nebraska, 2026-10-18 |
| Nevada | Admitted (licensed) | Surety bonds | — | Nevada Division of Insurance, 2026-10-17 |
| New Jersey | Admitted (licensed) | — | — | New Jersey, 2026-10-18 |
| North Carolina | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto, Commercial package (BOP, CMP), Crime (burglary and theft), Fidelity bonds, Inland marine, General liability, Commercial property (fire and allied lines), Surety bonds, Workers' compensation | — | North Carolina, 2026-10-18 |
| North Dakota | Admitted (licensed) | — | — | North Dakota, 2026-10-18 |
| Ohio | Admitted (licensed) | — | — | Ohio Department of Insurance, 2026-10-17 |
| Oklahoma | Admitted (licensed) | Surety bonds, Workers' compensation | — | Oklahoma, 2026-10-18 |
| Oregon | Admitted (licensed) | Surety bonds | — | Oregon, 2026-10-18 |
| Rhode Island | Admitted (licensed) | — | — | Rhode Island, 2026-10-18 |
| South Carolina | Admitted (licensed) | — | — | South Carolina, 2026-10-18 |
| South Dakota | Admitted (licensed) | Surety bonds | — | South Dakota, 2026-10-18 |
| Tennessee | Admitted (licensed) | — | — | Tennessee, 2026-10-18 |
| Texas | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto, Commercial package (BOP, CMP), Crime (burglary and theft), Fidelity bonds, Glass, Inland marine, General liability, Commercial property (fire and allied lines), Surety bonds, Workers' compensation | 2011/01/13 | Texas Department of Insurance, 2026-10-17 |
| Washington | Admitted (licensed) | — | — | Washington Office of the Insurance Commissioner and the Surplus Line Association of Washington, 2026-10-17 |
| Wisconsin | Admitted (licensed) | — | — | Wisconsin, 2026-10-18 |
| Wyoming | Admitted (licensed) | — | — | Wyoming, 2026-10-18 |
Method and source
Each row comes from the named regulator's public company list on the date shown, joined by NAIC number. "Admitted" means licensed by the state and backed by its guaranty fund; "surplus lines" means eligible to take risks the admitted market declines, without rate or form approval or guaranty fund protection. Premium and rank come from state market share reports that list every company. This is a public-records directory, not a rating or recommendation; for the company's own filings use the NAIC's Consumer Information Source.
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