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Directory · Illinois · Surety bonds

Who writes surety bonds in Illinois

Ranked by direct premium written in 2025 from the Illinois market share report (every company, not a top-N list).

157 companies wrote surety bonds in Illinois in 2025, $368.3M in direct premium. Travelers Casualty and Surety Company of America led with 11.5%; the top five hold 39%. 199 companies are licensed for the line.

By Sam Alishahi, independent insurance broker · All lines in Illinois

Top 10 · NAIC table: 24 - Surety

The insurer groups that write the most surety bonds in Illinois

Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

#Insurer groupPremium writtenShareLoss ratioMember companies here
1Liberty Mutual Group$47.2M12.80%11%Safeco Insurance Company of America, Liberty Insurance Underwriters, Inc., Liberty Mutual Fire Insurance Company, Liberty County Mutual Insurance Company
2Travelers Group$42.3M11.48%13%Travelers Property Casualty Company of America, Standard Fire Insurance Company (The), Travelers Personal Insurance Company, Travelers Casualty and Surety Company of America
3Coaction Global Inc Group$39.1M10.60%42%New York Marine and General Insurance Company, Southwest Marine and General Insurance Company, Gotham Insurance Company
4Cna Insurance Group$29.0M7.88%27%Continental Casualty Company, Continental Insurance Company, (The), American Casualty Company of Reading, Pennsylvania, National Fire Insurance Company of Hartford
5Zurich Insurance Group$18.0M4.87%1%Zurich American Insurance Company, Rural Community Insurance Company, American Zurich Insurance Company, American Guarantee and Liability Insurance Company
6Chubb Ltd Group$11.5M3.11%—Federal Insurance Company, Ace American Insurance Company, Ace Property and Casualty Insurance Company, Chubb Lloyd's Insurance Company of Texas
7Intact Financial Group$8.4M2.28%7%Atlantic Specialty Insurance Company, Homeland Insurance Company of New York, OBI National Insurance Company, Homeland Insurance Company of Delaware
8Indemnity National Insurance Company$7.9M2.15%0%—
9Arch Insurance Group$7.8M2.12%2%Arch Insurance (UK) Limited, Arch Mortgage Insurance Company, Arch Indemnity Insurance Company, Arch Specialty Insurance Company
10Swiss Re Group$7.3M1.98%—Swiss Re Corporate Solutions Elite Insurance Corporation, Swiss Re Corporate Solutions America Insurance Corporation, Swiss Re Corporate Solutions Capacity Insurance Corporation, Swiss Re Corporate Solutuions Premier Insurance Corporation
Surety bonds · Illinois

The companies

#CompanyNAICHome stateStatus herePremiumShare
1Travelers Casualty and Surety Company of America31194CTAdmitted (licensed)$42.3M11.48%
2Southwest Marine and General Insurance Company12294AZAdmitted (licensed)$35.3M9.58%
3Liberty Mutual Insurance Company23043MAAdmitted (licensed)$34.8M9.44%
4Fidelity and Deposit Company of Maryland (The)39306ILAdmitted (licensed)$16.1M4.37%
5Continental Casualty Company20443ILAdmitted (licensed)$15.2M4.13%
6Western Surety Company13188SDAdmitted (licensed)$13.4M3.64%
7Federal Insurance Company20281INAdmitted (licensed)$9.9M2.70%
8Ohio Casualty Insurance Company (The)24074NHAdmitted (licensed)$9.6M2.61%
9Atlantic Specialty Insurance Company27154NYAdmitted (licensed)$8.4M2.28%
10Indemnity National Insurance Company18468MSAdmitted (licensed)$7.9M2.16%
11Arch Insurance (UK) Limited11150MOAdmitted (licensed)$7.8M2.12%
12Old Republic Surety Company40444WIAdmitted (licensed)$6.4M1.74%
13Hanover Insurance Company (The)22292NHAdmitted (licensed)$6.0M1.62%
14American Alternative Insurance Corporation19720DEAdmitted (licensed)$5.9M1.60%
15Cincinnati Insurance Company (The)10677OHAdmitted (licensed)$5.8M1.56%
16West Bend Insurance Company15350WIAdmitted (licensed)$5.7M1.55%
17SiriusPoint America Insurance Company38776NYAdmitted (licensed)$5.6M1.52%
18Developers Surety and Indemnity Company12718CAAdmitted (licensed)$5.4M1.47%
19RLI Insurance Company13056ILAdmitted (licensed)$5.2M1.41%
20Swiss Re Corporate Solutions America Insurance Corporation29874MOAdmitted (licensed)$4.9M1.33%
21Euler Hermes North America Insurance Company20516MDAdmitted (licensed)$4.8M1.30%
22Great Midwest Insurance Company18694TXAdmitted (licensed)$4.6M1.26%
23EMPLOYERS MUTUAL CASUALTY COMPANY Employers Mutual Casualty Company)21415IAAdmitted (licensed)$4.6M1.24%
24Hartford Fire Insurance Company19682CTAdmitted (licensed)$4.4M1.19%
25Nationwide Mutual Insurance Company23787OHAdmitted (licensed)$4.2M1.13%
26XL Specialty Insurance Company37885DEAdmitted (licensed)$4.1M1.12%
27Berkley Assurance Company32603DEAdmitted (licensed)$3.9M1.07%
28New York Marine and General Insurance Company16608NYAdmitted (licensed)$3.8M1.02%
29Harco National Insurance Company26433ILAdmitted (licensed)$3.8M1.02%
30Great American Insurance Company16691OHAdmitted (licensed)$3.8M1.02%
31Selective Insurance Company of America12572NJAdmitted (licensed)$3.3M0.90%
32Philadelphia Indemnity Insurance Company18058PAAdmitted (licensed)$3.0M0.83%
33Hudson Insurance Company25054DEAdmitted (licensed)$3.0M0.81%
34ASCOT SURETY \u0026 CASUALTY COMPANY30279COAdmitted (licensed)$3.0M0.81%
35United States Fire Insurance Company21113DEAdmitted (licensed)$2.9M0.79%
36Endurance Assurance Corporation11551DEAdmitted (licensed)$2.8M0.77%
37Merchants Bonding Company (Mutual)14494IAAdmitted (licensed)$2.7M0.73%
38Merchants National Bonding, Inc.11595IAAdmitted (licensed)$2.6M0.71%
39NGM Insurance Company14788FLAdmitted (licensed)$2.6M0.70%
40UNITED FIRE \u0026 CASUALTY COMPANY13021IAAdmitted (licensed)$2.4M0.65%
41Berkshire Hathaway Specialty Insurance Company22276NEAdmitted (licensed)$2.4M0.64%
42Pennsylvania Insurance Company21962NMAdmitted (licensed)$2.3M0.62%
43Swiss Re Corporate Solutuions Premier Insurance Corporation32778MOAdmitted (licensed)$2.1M0.56%
44West American Insurance Company44393INAdmitted (licensed)$2.1M0.56%
45Trisura Insurance Company22225OKAdmitted (licensed)$1.9M0.53%
46Granite Re, Inc.26310MNAdmitted (licensed)$1.9M0.51%
47Zurich American Insurance Company16535NYAdmitted (licensed)$1.9M0.51%
48AXIS Insurance Company37273ILAdmitted (licensed)$1.8M0.48%
49State National Insurance Company, Inc.12831TXAdmitted (licensed)$1.7M0.47%
50Benefit Security Ins Co12987ILAdmitted (licensed)$1.6M0.44%
51Ohio Farmers Insurance Company24104OHAdmitted (licensed)$1.6M0.43%
52Palomar Casualty and Surety Company10671LAAdmitted (licensed)$1.6M0.43%
53Argonaut Insurance Company19801NEAdmitted (licensed)$1.5M0.42%
54Amerisure Mutual Insurance Company23396MIAdmitted (licensed)$1.1M0.31%
55Frankenmuth Insurance Company13986MIAdmitted (licensed)$1.1M0.29%
56Accelerant National Insurance Company10220ARAdmitted (licensed)$1.1M0.29%
57State Farm Fire and Casualty Company25143ILAdmitted (licensed)$948,1820.26%
58Capitol Indemnity Corporation10472WIAdmitted (licensed)$944,9360.26%
59Lyndon Southern Insurance Company10051DEAdmitted (licensed)$860,8710.23%
60American Contractors Indemnity Company10216CAAdmitted (licensed)$826,4840.22%
61Markel Insurance Company38970ILAdmitted (licensed)$769,1870.21%
62Auto-Owners Insurance Company18988MIAdmitted (licensed)$767,7300.21%
63Westfield Insurance Company24112OHAdmitted (licensed)$766,8210.21%
64U.S. Specialty Insurance Company29599TXAdmitted (licensed)$647,6850.18%
65Ace American Insurance Company22667PAAdmitted (licensed)$637,2430.17%
66Safeco Insurance Company of America24740NHAdmitted (licensed)$612,4990.17%
67Lexon Insurance Company13307TXAdmitted (licensed)$576,8960.16%
68Westchester Fire Insurance Company10030PAAdmitted (licensed)$575,0780.16%
69Lexington National Insurance Corporation37940FLAdmitted (licensed)$519,5120.14%
70SureTec Insurance Company10916TXAdmitted (licensed)$510,0420.14%
71Gray Insurance Company (The)36307LAAdmitted (licensed)$508,9580.14%
72Allegheny Casualty Company13285NJAdmitted (licensed)$502,5700.14%
73Platte River Insurance Company18619NEAdmitted (licensed)$480,3870.13%
74Republic - Vanguard Insurance Company40479AZAdmitted (licensed)$439,5780.12%
75United Casualty and Surety Insurance Company36226NEAdmitted (licensed)$431,6770.12%
76Continental Insurance Company, (The)35289PAAdmitted (licensed)$402,0710.11%
77|Trisura Specialty Insurance Company16188OKAdmitted (licensed)$352,3610.10%
78American Bankers Insurance Company of Florida10111FLAdmitted (licensed)$351,1790.10%
79FCCI Insurance Company10178FLAdmitted (licensed)$348,2090.09%
80Evergreen National Indemnity Company12750OHAdmitted (licensed)$347,3040.09%
81Westport Insurance Corporation39845MOAdmitted (licensed)$344,8160.09%
82QBE Insurance (Europe) Limited39217PAAdmitted (licensed)$339,9990.09%
83Pacific Indemnity Company20346DEAdmitted (licensed)$312,1540.08%
84Contractors Bonding and Insurance Company37206ILAdmitted (licensed)$306,8020.08%
85Everest Reinsurance (Bermuda) Limited -26921DEAdmitted (licensed)$293,1880.08%
86Amherst National Insurance Company16379NCAdmitted (licensed)$268,0670.07%
87Knightbrook Insurance Company13722DEAdmitted (licensed)$250,9890.07%
88Everspan Insurance Company24961AZAdmitted (licensed)$202,1610.05%
89Hartford Accident and Indemnity Company22357CTAdmitted (licensed)$180,6770.05%
90Summit Specialty Insurance Company16889NEAdmitted (licensed)$167,6990.05%
91Federated Mutual Insurance Company13935MNAdmitted (licensed)$165,0850.04%
92Everspan Indemnity Insurance Company (C)16882AZAdmitted (licensed)$145,1390.04%
93Erie Insurance Company26263PAAdmitted (licensed)$122,5740.03%
94Bond Safeguard Insurance Company27081SDAdmitted (licensed)$121,9850.03%
95American Surety Company31380INAdmitted (licensed)$105,0570.03%
96Western National Mutual Insurance Company15377MNAdmitted (licensed)$102,5520.03%
97IMT Insurance Company14257IAAdmitted (licensed)$102,0540.03%
98Guarantee Company of North America USA (The)36650ARAdmitted (licensed)$96,2810.03%
99Hartford Casualty Insurance Company29424INAdmitted (licensed)$91,6790.02%
100American States Insurance Company19704INAdmitted (licensed)$89,3350.02%
101|Hudson Excess Insurance Company14484DEAdmitted (licensed)$83,8600.02%
102Old Republic Insurance Company24147PAAdmitted (licensed)$67,4800.02%
103US Insurance Company of America13017ILAdmitted (licensed)$67,3300.02%
104International Fidelity Insurance Company11592NJAdmitted (licensed)$67,2960.02%
105Safety First Insurance Company11123MOAdmitted (licensed)$66,4810.02%
106Universal Surety Company25933NEAdmitted (licensed)$65,3710.02%
107American Casualty Company of Reading, Pennsylvania20427PAAdmitted (licensed)$54,0180.01%
108American Southern Insurance Company10235KSAdmitted (licensed)$45,0190.01%
109Endurance American Insurance Company10641DEAdmitted (licensed)$42,1200.01%
110Great American Alliance Insurance Company26832OHAdmitted (licensed)$39,8050.01%
111Protective Insurance Company12416INAdmitted (licensed)$39,6380.01%
112Ohio Indemnity Company26565OHAdmitted (licensed)$37,6360.01%
113Bar Plan Mutual Insurance Company (The)29513MOAdmitted (licensed)$35,6540.01%
114Continental Heritage Insurance Company39551FLAdmitted (licensed)$31,0000.01%
115Aspen American Insurance Company43460TXAdmitted (licensed)$30,2400.01%
116Bankers Insurance Company33162FLAdmitted (licensed)$25,8130.01%
117Hartford Insurance Company of Illinois38288ILAdmitted (licensed)$17,9770.00%
118Seneca Insurance Company Incorporated10936NYAdmitted (licensed)$16,0600.00%
119NATIONAL LIABILITY \u0026 FIRE INSURANCE COMPANY20052CTAdmitted (licensed)$15,7750.00%
120Standard Fire Insurance Company (The)19070CTAdmitted (licensed)$15,7510.00%
121Travelers Casualty and Surety Company19038CTAdmitted (licensed)$15,1230.00%
122Ascot Insurance Company23752COAdmitted (licensed)$14,2360.00%
123UNIVERSAL FIRE \u0026 CASUALTY INSURANCE COMPANY32867INAdmitted (licensed)$11,8460.00%
124Fair American Insurance and Reinsurance Company35157NYAdmitted (licensed)$10,3310.00%
125Acstar Insurance Company22950ILAdmitted (licensed)$9,5730.00%
126Pekin Insurance Company24228ILAdmitted (licensed)$9,1480.00%
127National Union Fire Insurance Company of Pittsburgh, Pennsylvania19445PAAdmitted (licensed)$7,4530.00%
128Illinois EMCASCO Insurance Company32808IAAdmitted (licensed)$7,1440.00%
129St. Paul Fire and Marine Insurance Company24767CTAdmitted (licensed)$7,0890.00%
130RepWest Insurance Company31089AZAdmitted (licensed)$6,1510.00%
131Sentry Select Insurance Company21180WIAdmitted (licensed)$5,3580.00%
132National Indemnity Company20087NEAdmitted (licensed)$5,3560.00%
133First National Insurance Company of America24724NHAdmitted (licensed)$4,2000.00%
134Benchmark Insurance Company41394KSAdmitted (licensed)$3,3250.00%
135United States Fidelity and Guaranty Company25887CTAdmitted (licensed)$3,0910.00%
136Bar Plan Surety and Fidelity Company10966MOAdmitted (licensed)$2,9590.00%
137Star Insurance Company18023MIAdmitted (licensed)$2,8360.00%
138Sentry Insurance Company24988WIAdmitted (licensed)$2,8340.00%
139National Fire Insurance Company of Hartford20478ILAdmitted (licensed)$1,9000.00%
140American Road Insurance Company (The)19631MIAdmitted (licensed)$1,6510.00%
141Utica Mutual Insurance Company25976NYAdmitted (licensed)$1,4500.00%
142Peerless Insurance Company24198NHAdmitted (licensed)$1,3500.00%
143Fireman's Fund Insurance Company21873ILAdmitted (licensed)$1,2060.00%
144Amerisure Insurance Company19488MIAdmitted (licensed)$1,1120.00%
145Vigilant Insurance Company20397NYAdmitted (licensed)$1,0710.00%
146Pennsylvania National Mutual Casualty Insurance Company14990PAAdmitted (licensed)$7750.00%
147American Inter-Fidelity Exchange40088INAdmitted (licensed)$5000.00%
148Surety Bonding Company of America24047SDAdmitted (licensed)$4300.00%
149North River Insurance Company (The)21105NJAdmitted (licensed)$4180.00%
150National American Insurance Company23663OKAdmitted (licensed)$4080.00%
151Hartford Insurance Company of the Midwest37478INAdmitted (licensed)$3000.00%
152Travelers Casualty Insurance Company of America19046CTAdmitted (licensed)$2250.00%
153Indemnity Insurance Company of North America43575PAAdmitted (licensed)$2000.00%
154Vantage Risk Assurance Company32077DEAdmitted (licensed)$1520.00%
155Technology Insurance Company, Inc.42376DEAdmitted (licensed)$1250.00%
156Pacific Employers Insurance Company22748PAAdmitted (licensed)$1250.00%
157Liberty Mutual Fire Insurance Company23035WIAdmitted (licensed)$1000.00%
Turned down?

Last resort for surety bonds in Illinois

Last resortLinesWhereHow to get in
Surplus lines and Lloyd's open marketallall states, under each state's diligent-search rulesThrough surplus lines wholesalers; commercial property and liability have no guaranteed plan, so this is their last stepSource

Method and source

Source: the Illinois insurance regulator company list, read 2026-10-18. IDOI 2025 Market Share Report: Property and Casualty (published March 2026, 2025 annual-statement data). Lists every company with Illinois business written on the P&C statement: licensed companies, surplus lines insurers and risk retention groups together, with no status/type flag, so type is '' for all rows and the list is NOT a certificate-of-authority roster (a licensed company with zero IL premium and zero losses is omitted; non-admitted writers are included). 'lines' = P&C statement lines of business the company reported IL premium or losses under (48 of 54 lines have entries), a proxy for lines of authority. No 'since' date in the source. No Illinois surplus lines eligibility list exists (IL has no white list). 26 companies had a name or domicile cell missing in at least one PDF row; filled from the same NAIC code's other rows. "Premium" is direct premium written in the state for the year shown; "share" is that company's part of the state total for the line. A company can be licensed for a line and write none of it, and a surplus lines insurer can write a line without a state license for it.

Open to use. Cite "Alishahi Insurance insurance company directory" and link here. CSV · JSON.

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