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Directory · Company · Updated 2026-10-18

QBE Insurance (Europe) Limited · NAIC 39217

Where QBE Insurance (Europe) Limited is admitted, where it's eligible for surplus lines, the lines it's licensed for and how much of each it writes, from state regulators' public lists and market share reports.

QBE Insurance (Europe) Limited (NAIC 39217) is a property and casualty insurer domiciled in Pennsylvania, part of Qbe Insurance Group. State regulators list it as licensed (admitted) in Alaska, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Mississippi, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, Wyoming. It ranked #6 of 26 in South Dakota aircraft and aviation in 2025 (4.8% share). It ranked #7 of 29 in Texas aircraft and aviation in 2025 (5.3% share). It ranked #10 of 26 in California aircraft and aviation in 2025 (4.3% share). The U.S. Treasury lists it as a certified surety with a $70.2M underwriting limit.

By Sam Alishahi, independent insurance broker · All companies

By state

Where it's licensed

States whose regulator lists are loaded: Alaska, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, West Virginia, Wyoming. Not on the lists we have for Montana, West Virginia, which doesn't by itself mean it isn't licensed there.

StateStatusLines licensedSinceSource
AlaskaAdmitted (licensed)——Alaska, 2026-10-18
CaliforniaAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown, Commercial auto, Crime (burglary and theft), Earthquake, Fidelity bonds, Flood, Homeowners, Inland marine, General liability, Ocean marine, Commercial property (fire and allied lines), Warranty, Workers' compensation—California Department of Insurance, 2026-10-17
ColoradoAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown, Commercial auto, Commercial package (BOP, CMP), Credit, Crime (burglary and theft), Earthquake, Farm and crop, Fidelity bonds, Flood, Homeowners, Inland marine, General liability, Medical malpractice, Ocean marine, Professional liability (E&O), Commercial property (fire and allied lines), Surety bonds, Umbrella and excess, Workers' compensation—Colorado, 2026-10-18
ConnecticutAdmitted (licensed)——Connecticut, 2026-10-18
DelawareAdmitted (licensed)——Delaware, 2026-10-18
FloridaAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto, Commercial package (BOP, CMP), Fidelity bonds, Inland marine, General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Workers' compensation—Florida Office of Insurance Regulation, 2026-10-18
GeorgiaAdmitted (licensed)General liability, Commercial property (fire and allied lines), Surety bonds, Workers' compensation—Georgia, 2026-10-18
HawaiiAdmitted (licensed)——Hawaii, 2026-10-18
IdahoAdmitted (licensed)Fidelity bonds, General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Workers' compensation—Idaho, 2026-10-18
IllinoisAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown, Commercial auto, Commercial package (BOP, CMP), Credit, Crime (burglary and theft), Earthquake, Farm and crop, Fidelity bonds, Flood, Homeowners, Inland marine, General liability, Medical malpractice, Ocean marine, Professional liability (E&O), Commercial property (fire and allied lines), Surety bonds, Umbrella and excess, Workers' compensation—Illinois, 2026-10-18
IowaAdmitted (licensed)——Iowa, 2026-10-18
KentuckyAdmitted (licensed)——Kentucky Department of Insurance, 2026-10-17
MarylandAdmitted (licensed)——Maryland Insurance Administration, 2026-10-17
MassachusettsAdmitted (licensed)Personal auto, Fidelity bonds, General liability, Surety bonds, Workers' compensation—Massachusetts, 2026-10-18
MinnesotaAdmitted (licensed)——Minnesota, 2026-10-18
MississippiAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown, Farm and crop, Fidelity bonds, Glass, Homeowners, Inland marine, General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Workers' compensation07-01-1985Mississippi Insurance Department, 2026-10-17
MissouriAdmitted (licensed)Personal auto, Commercial auto, Earthquake, Fidelity bonds, Inland marine, General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Workers' compensation—Missouri, 2026-10-18
NebraskaAdmitted (licensed)——Nebraska, 2026-10-18
NevadaAdmitted (licensed)General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Workers' compensation—Nevada Division of Insurance, 2026-10-17
New JerseyAdmitted (licensed)——New Jersey, 2026-10-18
New YorkAdmitted (licensed)——Excess Line Association of New York (DFS-licensed and eligible excess line insurers), 2026-10-17
North CarolinaAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto, Crime (burglary and theft), Earthquake, Fidelity bonds, Flood, Homeowners, General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Workers' compensation—North Carolina, 2026-10-18
North DakotaAdmitted (licensed)——North Dakota, 2026-10-18
OhioAdmitted (licensed)——Ohio Department of Insurance, 2026-10-17
OklahomaAdmitted (licensed)Aircraft and aviation, Personal auto, Crime (burglary and theft), Fidelity bonds, Flood, Homeowners, General liability, Workers' compensation—Oklahoma, 2026-10-18
OregonAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto, Crime (burglary and theft), Fidelity bonds, Flood, Inland marine, General liability, Ocean marine, Workers' compensation—Oregon, 2026-10-18
Rhode IslandAdmitted (licensed)——Rhode Island, 2026-10-18
South CarolinaAdmitted (licensed)——South Carolina, 2026-10-18
South DakotaAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto, Fidelity bonds, Flood, General liability, Workers' compensation—South Dakota, 2026-10-18
TennesseeAdmitted (licensed)——Tennessee, 2026-10-18
TexasAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown, Commercial auto, Credit, Crime (burglary and theft), Earthquake, Farm and crop, Fidelity bonds, Flood, Glass, Inland marine, General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Workers' compensation1985/06/07Texas Department of Insurance, 2026-10-17
UtahAdmitted (licensed)——Utah, 2026-10-18
WashingtonAdmitted (licensed)Aircraft and aviation, Fidelity bonds, Flood, General liability—Washington Office of the Insurance Commissioner and the Surplus Line Association of Washington, 2026-10-17
WisconsinAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP), Credit, Farm and crop, Fidelity bonds, Homeowners, General liability, Medical malpractice, Commercial property (fire and allied lines), Surety bonds, Umbrella and excess, Workers' compensation—Wisconsin, 2026-10-18
WyomingAdmitted (licensed)——Wyoming, 2026-10-18
What it writes

Premium and rank by line

From the regulators that publish every company's direct premium by line.

Line and stateRankPremium writtenShareYear
Aircraft and aviation in California#10 of 26$11.5M4.29%2025
Warranty in California#18 of 25$705,3950.34%2025
Fidelity bonds in California#22 of 109$1.4M0.83%2025
Ocean marine in California#25 of 75$5.1M1.01%2025
Flood in California#27 of 73$616,6350.32%2025
General liability in California#42 of 353$59.9M0.68%2025
Homeowners in California#48 of 98$44.1M0.27%2025
Crime (burglary and theft) in California#70 of 110$8,0300.02%2025
Workers' compensation in California#80 of 245$31.7M0.26%2025
Earthquake in California#82 of 128$40,6780.00%2025
Commercial property (fire and allied lines) in California#86 of 210$2.8M0.07%2025
Equipment breakdown in California#104 of 122$3,7320.00%2025
Personal auto in California#106 of 118$226,3170.00%2025
Commercial auto in California#217 of 232$20,0740.00%2025
Inland marine in California#219 of 248$24,6040.00%2025
Aircraft and aviation in Illinois#10 of 33$3.6M3.17%2025
Fidelity bonds in Illinois#34 of 162$420,2410.57%2025
Ocean marine in Illinois#35 of 93$761,2360.37%2025
Workers' compensation in Illinois#45 of 375$16.6M0.68%2025
Flood in Illinois#51 of 128$119,7850.23%2025
General liability in Illinois#82 of 695$22.4M0.34%2025
Surety bonds in Illinois#82 of 157$339,9990.09%2025
Crime (burglary and theft) in Illinois#87 of 188$8,0930.02%2025
Inland marine in Illinois#122 of 452$1.3M0.10%2025
Commercial property (fire and allied lines) in Illinois#158 of 387$1.1M0.07%2025
Earthquake in Illinois#160 of 265$12,4690.01%2025
Aircraft and aviation in North Carolina#10 of 33$2.7M3.60%2025
Fidelity bonds in North Carolina#27 of 145$298,9170.71%2025
Flood in North Carolina#30 of 124$717,2280.55%2025
Ocean marine in North Carolina#72 of 87$13,9390.01%2025
Crime (burglary and theft) in North Carolina#77 of 162$5,0210.03%2025
General liability in North Carolina#91 of 621$9.8M0.33%2025
Workers' compensation in North Carolina#110 of 347$4.2M0.28%2025
Earthquake in North Carolina#160 of 180$4180.00%2025
Commercial property (fire and allied lines) in North Carolina#186 of 340$433,2050.03%2025
Commercial auto in North Carolina#406 of 408$1250.00%2025
Aircraft and aviation in South Dakota#6 of 26$686,5494.79%2025
General liability in South Dakota#31 of 356$2.0M0.90%2025
Fidelity bonds in South Dakota#41 of 79$6,7560.18%2025
Flood in South Dakota#51 of 60$5870.02%2025
Workers' compensation in South Dakota#145 of 284$175,7120.09%2025
Commercial auto in South Dakota#219 of 237$3,1760.00%2025
Aircraft and aviation in Texas#7 of 29$17.9M5.31%2025
Earthquake in Texas#19 of 130$222,5880.82%2025
Ocean marine in Texas#27 of 81$5.1M1.24%2025
Flood in Texas#29 of 91$1.5M0.31%2025
Fidelity bonds in Texas#30 of 123$561,0110.57%2025
General liability in Texas#52 of 463$39.7M0.59%2025
Workers' compensation in Texas#65 of 327$7.2M0.29%2025
Commercial property (fire and allied lines) in Texas#129 of 260$1.7M0.03%2025
Equipment breakdown in Texas#139 of 173$10,6850.00%2025
Inland marine in Texas#162 of 356$867,9850.03%2025
Commercial auto in Texas#300 of 329$62,1660.00%2025
Aircraft and aviation in Washington#12 of 28$1.4M2.52%2025
Fidelity bonds in Washington#26 of 40$129,0000.54%2025
Flood in Washington#29 of 52$99,0000.33%2025
General liability in Washington#45 of 91$7.3M0.65%2025
Fidelity bonds in Wisconsin#46 of 118$72,7920.30%2024
General liability in Wisconsin#75 of 429$4.0M0.31%2024
Workers' compensation in Wisconsin#108 of 312$2.1M0.11%2024
Commercial auto in Wisconsin#209 of 312$187,8560.02%2024
Standing

Where it's a top-10 writer

Qbe Insurance Group (NAIC group 00796), the group QBE Insurance (Europe) Limited belongs to, ranks in the top 10 for these lines and states. Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

Line and stateRankPremium writtenShareYear
Farm and crop in Arizona
Multiple Peril Crop
#1$54.4M33.13%2025
Farm and crop in Arkansas
Multiple Peril Crop
#1$78.4M29.77%2025
Farm and crop in Arkansas
Private Crop
#1$16.6M40.04%2025
Farm and crop in California
Multiple Peril Crop
#1$285.8M32.60%2025
Farm and crop in Kansas
Multiple Peril Crop
#1$238.9M20.03%2025
Farm and crop in Kansas
Private Crop
#1$15.6M21.16%2025
Farm and crop in Kentucky
Multiple Peril Crop
#1$44.2M20.01%2025
Farm and crop in Louisiana
Multiple Peril Crop
#1$69.9M37.94%2025
Farm and crop in Louisiana
Private Crop
#1$6.1M60.36%2025
Farm and crop in Nevada
Multiple Peril Crop
#1$78.5M66.67%2025
Farm and crop in North Carolina
Multiple Peril Crop
#1$89.7M24.80%2025
Farm and crop in North Dakota
Multiple Peril Crop
#1$460.4M34.33%2025
Farm and crop in North Dakota
Private Crop
#1$34.1M27.89%2025
Farm and crop in Ohio
Multiple Peril Crop
#1$71.7M19.57%2025
Farm and crop in Tennessee
Multiple Peril Crop
#1$29.1M22.67%2025
Farm and crop in Utah
Multiple Peril Crop
#1$20.2M36.99%2025
Farm and crop in Colorado
Multiple Peril Crop
#2$49.4M15.52%2025
Farm and crop in Connecticut
Multiple Peril Crop
#2$195,0001.59%2025
Farm and crop in Idaho
Multiple Peril Crop
#2$53.5M26.35%2025
Farm and crop in Illinois
Multiple Peril Crop
#2$135.0M13.88%2025
Farm and crop in Indiana
Multiple Peril Crop
#2$114.4M21.58%2025
Farm and crop in Iowa
Multiple Peril Crop
#2$227.3M16.83%2025
Farm and crop in Minnesota
Multiple Peril Crop
#2$241.1M22.07%2025
Farm and crop in Minnesota
Private Crop
#2$28.5M20.86%2025
Farm and crop in Montana
Multiple Peril Crop
#2$111.0M32.70%2025
Farm and crop in Nebraska
Multiple Peril Crop
#2$224.7M21.96%2025
Farm and crop in Nebraska
Private Crop
#2$87.6M22.88%2025
Farm and crop in New Hampshire
Multiple Peril Crop
#2$67,00010.79%2025
Farm and crop in New York
Private Crop
#2$44,00020.28%2025
Farm and crop in Oklahoma
Multiple Peril Crop
#2$82.0M23.10%2025
Farm and crop in Oklahoma
Private Crop
#2$965,00012.72%2025
Farm and crop in Oregon
Multiple Peril Crop
#2$47.5M27.66%2025
Farm and crop in Rhode Island
Multiple Peril Crop
#2$61,00031.72%2025
Farm and crop in South Dakota
Multiple Peril Crop
#2$232.5M19.85%2025
Farm and crop in Texas
Multiple Peril Crop
#2$496.0M24.96%2025
Farm and crop in Washington
Multiple Peril Crop
#2$70.7M20.05%2025
Farm and crop in Wisconsin
Multiple Peril Crop
#2$86.2M22.22%2025
Farm and crop in Wyoming
Multiple Peril Crop
#2$22.8M31.72%2025
Farm and crop in Wyoming
Private Crop
#2$335,00022.02%2025
Farm and crop in Alabama
Private Crop
#3$87,0009.70%2025
Farm and crop in Arizona
Private Crop
#3$343,0005.29%2025
Farm and crop in Florida
Private Crop
#3$85,00017.55%2025
Farm and crop in Georgia
Private Crop
#3$707,00015.48%2025
Farm and crop in Idaho
Private Crop
#3$3.1M22.11%2025
Farm and crop in Indiana
Private Crop
#3$6.3M12.88%2025
Farm and crop in Iowa
Private Crop
#3$20.7M15.25%2025
Farm and crop in Kentucky
Private Crop
#3$1.3M15.24%2025
Farm and crop in Maine
Multiple Peril Crop
#3$641,0004.01%2025
Farm and crop in Massachusetts
Multiple Peril Crop
#3$634,00010.19%2025
Farm and crop in Michigan
Multiple Peril Crop
#3$51.3M18.43%2025
Farm and crop in Mississippi
Private Crop
#3$538,0006.72%2025
Farm and crop in Missouri
Multiple Peril Crop
#3$61.5M11.40%2025
Farm and crop in Nevada
Private Crop
#3$02.12%2025
Farm and crop in New Jersey
Multiple Peril Crop
#3$812,00010.29%2025
Farm and crop in New York
Multiple Peril Crop
#3$18.1M19.42%2025
Farm and crop in South Dakota
Private Crop
#3$11.4M16.24%2025
Farm and crop in Tennessee
Private Crop
#3$680,00019.24%2025
Farm and crop in Texas
Private Crop
#3$4.8M15.72%2025
Farm and crop in Vermont
Multiple Peril Crop
#3$716,00017.36%2025
Farm and crop in Virginia
Multiple Peril Crop
#3$10.4M10.73%2025

Showing the best 60 of 129 top-10 placements.

Bonds

Treasury-certified surety

On the U.S. Treasury's Circular 570 (updated August 01, 2026) with an underwriting limit of $70.2M per bond, licensed to write surety in 51 states and territories: AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY.

Method and source

Each row comes from the named regulator's public company list on the date shown, joined by NAIC number. "Admitted" means licensed by the state and backed by its guaranty fund; "surplus lines" means eligible to take risks the admitted market declines, without rate or form approval or guaranty fund protection. Premium and rank come from state market share reports that list every company. This is a public-records directory, not a rating or recommendation; for the company's own filings use the NAIC's Consumer Information Source.

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