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Directory · California · Aircraft and aviation

Who writes aircraft and aviation in California

Ranked by direct premium written in 2025 from the California Department of Insurance market share report (every company, not a top-N list).

26 companies wrote aircraft and aviation in California in 2025, $268.0M in direct premium. American Alternative Insurance Corporation led with 18.3%; the top five hold 56%.

By Sam Alishahi, independent insurance broker · All lines in California

Top 10 · NAIC table: 22 - Aircraft

The insurer groups that write the most aircraft and aviation in California

Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

#Insurer groupPremium writtenShareLoss ratioMember companies here
1Munich Re Group$49.0M17.78%0%American Modern Property and Casualty Insurance Company, American Modern Home Insurance Company, American Alternative Insurance Corporation, Next Insurance US Company
2Starr Group$38.7M14.06%63%STARR INDEMNITY \u0026 LIABILITY COMPANY, Starr Surplus Lines Insurance Company, Starr Specialty Insurance Company
3Chubb Ltd Group$32.1M11.66%40%Federal Insurance Company, Ace American Insurance Company, Ace Property and Casualty Insurance Company, Chubb Lloyd's Insurance Company of Texas
4American International Group$24.6M8.95%24%National Union Fire Insurance Company of Pittsburgh, Pennsylvania, AIG Property Casualty Company, Lexington Insurance Company, AIU Insurance Company
5Sompo Group$22.7M8.24%123%American Agri-Business Insurance Company, Endurance Assurance Corporation, Endurance American Insurance Company, Sompo America Insurance Company
6Berkshire Hathaway Group$20.2M7.32%30%GEICO General Insurance Company, GEICO Texas County Mutual Insurance Company, GEICO County Mutual Insurance Company, Government Employees Insurance Company
7Old Republic Group$17.5M6.36%84%Old Republic Insurance Company, Great West Casualty Company, BITCO General Insurance Corporation, Pennsylvania Manufacturers' Association Insurance Company
8Tokio Marine Holdings Inc Group$16.6M6.02%52%Philadelphia Indemnity Insurance Company, Privilege Underwriters Reciprocal Exchange, PURE Risk Mgt, Atty-in-Fact, Safety National Casualty Corporation, Producers Agriculture Insurance Company
9Axa Insurance Group$11.9M4.30%336%XL Specialty Insurance Company, XL Insurance America, Inc., Greenwich Insurance Company, |Indian Harbor Insurance Company
10Qbe Insurance Group$11.5M4.17%—NAU Country Insurance Company, QBE Insurance (Europe) Limited, Praetorian Insurance Company, QBE Specialty Insurance Company
Aircraft and aviation · California

The companies

#CompanyNAICHome stateStatus herePremiumShare
1American Alternative Insurance Corporation19720DEAdmitted (licensed)$49.0M18.28%
2STARR INDEMNITY \u0026 LIABILITY COMPANY38318TXAdmitted (licensed)$33.7M12.56%
3National Union Fire Insurance Company of Pittsburgh, Pennsylvania19445PAAdmitted (licensed)$24.6M9.20%
4Endurance Assurance Corporation11551DEAdmitted (licensed)$22.4M8.37%
5Westchester Fire Insurance Company10030PAAdmitted (licensed)$20.5M7.65%
6Old Republic Insurance Company24147PAAdmitted (licensed)$17.5M6.53%
7XL Specialty Insurance Company37885DEAdmitted (licensed)$11.8M4.42%
8NATIONAL LIABILITY \u0026 FIRE INSURANCE COMPANY20052CTAdmitted (licensed)$11.6M4.33%
9Ace American Insurance Company22667PAAdmitted (licensed)$11.6M4.33%
10QBE Insurance (Europe) Limited39217PAAdmitted (licensed)$11.5M4.29%
11National Indemnity Company20087NEAdmitted (licensed)$8.3M3.10%
12Allianz Global Risks US Insurance Company35300ILAdmitted (licensed)$8.1M3.04%
13Tokio Marine America Insurance Company10945NYAdmitted (licensed)$5.9M2.22%
14StarStone National Insurance Company25496DEAdmitted (licensed)$5.7M2.11%
15Harco National Insurance Company26433ILAdmitted (licensed)$5.6M2.09%
16Avemco Insurance Company10367MDAdmitted (licensed)$5.3M1.97%
17U.S. Specialty Insurance Company29599TXAdmitted (licensed)$5.1M1.91%
18Pennsylvania Insurance Company21962NMAdmitted (licensed)$3.0M1.14%
19Great American Insurance Company16691OHAdmitted (licensed)$2.1M0.80%
20Falls Lake Fire and Casualty Company15884CAAdmitted (licensed)$1.5M0.56%
21MS Transverse Insurance Company21075TXAdmitted (licensed)$1.4M0.54%
22SiriusPoint America Insurance Company38776NYAdmitted (licensed)$792,9380.30%
23Invictus Insurance Exchange34037AZAdmitted (licensed)$379,5920.14%
24Great American Alliance Insurance Company26832OHAdmitted (licensed)$355,0080.13%
25Ace Property and Casualty Insurance Company20699PAAdmitted (licensed)$37,5430.01%
26Coliseum Reinsurance Company36552DEAdmitted (licensed)$18,9580.01%
Turned down?

Last resort for aircraft and aviation in California

Last resortLinesWhereHow to get in
Surplus lines and Lloyd's open marketallall states, under each state's diligent-search rulesThrough surplus lines wholesalers; commercial property and liability have no guaranteed plan, so this is their last stepSource

Method and source

Source: the California Department of Insurance company list, read 2026-10-17 and the surplus lines list. California's company search lists every company on file (all lines, including some no longer active); P&C status comes from the merge. "Premium" is direct premium written in the state for the year shown; "share" is that company's part of the state total for the line. A company can be licensed for a line and write none of it, and a surplus lines insurer can write a line without a state license for it.

Open to use. Cite "Alishahi Insurance insurance company directory" and link here. CSV · JSON.

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