Next Insurance US Company · NAIC 16285
Where Next Insurance US Company is admitted, where it's eligible for surplus lines, the lines it's licensed for and how much of each it writes, from state regulators' public lists and market share reports.
Next Insurance US Company (NAIC 16285) is a property and casualty insurer domiciled in Delaware, part of Munich Re Group. State regulators list it as licensed (admitted) in California, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Illinois, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Mississippi, North Carolina, Nebraska, Nevada, New York, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, Tennessee, Texas, Wisconsin, Wyoming. It ranked #66 of 621 in North Carolina general liability in 2025 (0.5% share). It ranked #67 of 463 in Texas general liability in 2025 (0.4% share). It ranked #76 of 429 in Wisconsin general liability in 2024 (0.3% share).
By Sam Alishahi, independent insurance broker · All companies
Where it's licensed
States whose regulator lists are loaded: Alaska, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, West Virginia, Wyoming. Not on the lists we have for Alaska, Colorado, Idaho, Montana, North Dakota, New Jersey, South Dakota, Utah, Washington, West Virginia, which doesn't by itself mean it isn't licensed there.
| State | Status | Lines licensed | Since | Source |
|---|---|---|---|---|
| California | Admitted (licensed) | General liability | — | California Department of Insurance, 2026-10-17 |
| Connecticut | Admitted (licensed) | — | — | Connecticut, 2026-10-18 |
| Delaware | Admitted (licensed) | — | — | Delaware, 2026-10-18 |
| Florida | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP), Fidelity bonds, Inland marine, General liability, Commercial property (fire and allied lines), Surety bonds, Workers' compensation | — | Florida Office of Insurance Regulation, 2026-10-18 |
| Georgia | Admitted (licensed) | General liability, Commercial property (fire and allied lines), Surety bonds, Workers' compensation | — | Georgia, 2026-10-18 |
| Hawaii | Admitted (licensed) | — | — | Hawaii, 2026-10-18 |
| Illinois | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto, Commercial package (BOP, CMP), General liability, Commercial property (fire and allied lines), Workers' compensation | — | Illinois, 2026-10-18 |
| Iowa | Admitted (licensed) | — | — | Iowa, 2026-10-18 |
| Kentucky | Admitted (licensed) | — | — | Kentucky Department of Insurance, 2026-10-17 |
| Maryland | Admitted (licensed) | — | — | Maryland Insurance Administration, 2026-10-17 |
| Massachusetts | Admitted (licensed) | Personal auto, Fidelity bonds, General liability, Surety bonds, Workers' compensation | — | Massachusetts, 2026-10-18 |
| Minnesota | Admitted (licensed) | — | — | Minnesota, 2026-10-18 |
| Mississippi | Admitted (licensed) | Personal auto, Equipment breakdown, Fidelity bonds, Inland marine, General liability, Commercial property (fire and allied lines), Surety bonds, Workers' compensation | 09-30-2019 | Mississippi Insurance Department, 2026-10-17 |
| Missouri | Admitted (licensed) | Commercial package (BOP, CMP), General liability, Commercial property (fire and allied lines), Workers' compensation | — | Missouri, 2026-10-18 |
| Nebraska | Admitted (licensed) | — | — | Nebraska, 2026-10-18 |
| Nevada | Admitted (licensed) | General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Workers' compensation | — | Nevada Division of Insurance, 2026-10-17 |
| New York | Admitted (licensed) | — | — | Excess Line Association of New York (DFS-licensed and eligible excess line insurers), 2026-10-17 |
| North Carolina | Admitted (licensed) | Equipment breakdown, Commercial package (BOP, CMP), General liability, Commercial property (fire and allied lines) | — | North Carolina, 2026-10-18 |
| Ohio | Admitted (licensed) | — | — | Ohio Department of Insurance, 2026-10-17 |
| Oklahoma | Admitted (licensed) | Personal auto, General liability, Commercial property (fire and allied lines) | — | Oklahoma, 2026-10-18 |
| Oregon | Admitted (licensed) | Equipment breakdown, Commercial package (BOP, CMP), General liability, Commercial property (fire and allied lines), Workers' compensation | — | Oregon, 2026-10-18 |
| Rhode Island | Admitted (licensed) | — | — | Rhode Island, 2026-10-18 |
| South Carolina | Admitted (licensed) | — | — | South Carolina, 2026-10-18 |
| Tennessee | Admitted (licensed) | — | — | Tennessee, 2026-10-18 |
| Texas | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial package (BOP, CMP), Credit, Crime (burglary and theft), Fidelity bonds, Glass, Inland marine, General liability, Commercial property (fire and allied lines), Surety bonds, Workers' compensation | 2018/06/21 | Texas Department of Insurance, 2026-10-17 |
| Wisconsin | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP), General liability, Commercial property (fire and allied lines) | — | Wisconsin, 2026-10-18 |
| Wyoming | Admitted (licensed) | — | — | Wyoming, 2026-10-18 |
Method and source
Each row comes from the named regulator's public company list on the date shown, joined by NAIC number. "Admitted" means licensed by the state and backed by its guaranty fund; "surplus lines" means eligible to take risks the admitted market declines, without rate or form approval or guaranty fund protection. Premium and rank come from state market share reports that list every company. This is a public-records directory, not a rating or recommendation; for the company's own filings use the NAIC's Consumer Information Source.
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