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Directory · Texas · Workers' compensation

Who writes workers' compensation in Texas

Ranked by direct premium written in 2025 from the Texas Department of Insurance market share report (every company, not a top-N list).

327 companies wrote workers' compensation in Texas in 2025, $2.51B in direct premium. Texas Mutual Insurance Company led with 37.5%; the top five hold 47%. 686 companies are licensed for the line.

By Sam Alishahi, independent insurance broker · All lines in Texas

Top 10 · NAIC table: 16 - Workers Compensation

The insurer groups that write the most workers' compensation in Texas

Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

#Insurer groupPremium writtenShareLoss ratioMember companies here
1Texas Mutual Group$941.9M37.93%40%Texas Mutual Insurance Company
2Hartford Fire & Casualty Group$143.6M5.78%58%Hartford Fire Insurance Company, Hartford Underwriters Insurance Company, Hartford Casualty Insurance Company, Twin City Fire Insurance Company (The)
3Zurich Insurance Group$142.0M5.72%57%Zurich American Insurance Company, Rural Community Insurance Company, American Zurich Insurance Company, American Guarantee and Liability Insurance Company
4Travelers Group$129.3M5.21%49%Travelers Property Casualty Company of America, Standard Fire Insurance Company (The), Travelers Personal Insurance Company, Travelers Casualty and Surety Company of America
5Chubb Ltd Group$115.8M4.66%32%Federal Insurance Company, Ace American Insurance Company, Ace Property and Casualty Insurance Company, Chubb Lloyd's Insurance Company of Texas
6Liberty Mutual Group$87.8M3.53%—Safeco Insurance Company of America, Liberty Insurance Underwriters, Inc., Liberty Mutual Fire Insurance Company, Liberty County Mutual Insurance Company
7American International Group$79.7M3.21%93%National Union Fire Insurance Company of Pittsburgh, Pennsylvania, AIG Property Casualty Company, Lexington Insurance Company, AIU Insurance Company
8Starr Group$60.3M2.43%27%STARR INDEMNITY \u0026 LIABILITY COMPANY, Starr Surplus Lines Insurance Company, Starr Specialty Insurance Company
9Arch Insurance Group$59.1M2.38%72%Arch Insurance (UK) Limited, Arch Mortgage Insurance Company, Arch Indemnity Insurance Company, Arch Specialty Insurance Company
10Old Republic Group$55.6M2.24%78%Old Republic Insurance Company, Great West Casualty Company, BITCO General Insurance Corporation, Pennsylvania Manufacturers' Association Insurance Company
Workers' compensation · Texas

The companies

#CompanyNAICHome stateStatus herePremiumShare
1Texas Mutual Insurance Company22945TXAdmitted (licensed)$941.9M37.53%
2Zurich American Insurance Company16535NYAdmitted (licensed)$92.0M3.67%
3Ace American Insurance Company22667PAAdmitted (licensed)$51.9M2.07%
4STARR INDEMNITY \u0026 LIABILITY COMPANY38318TXAdmitted (licensed)$49.5M1.97%
5Arch Insurance (UK) Limited11150MOAdmitted (licensed)$46.3M1.85%
6Standard Fire Insurance Company (The)19070CTAdmitted (licensed)$40.5M1.61%
7Travelers Casualty and Surety Company19038CTAdmitted (licensed)$34.8M1.39%
8Old Republic Insurance Company24147PAAdmitted (licensed)$30.2M1.20%
9AIU Insurance Company19399NYAdmitted (licensed)$28.6M1.14%
10L M Insurance Corporation33600ILAdmitted (licensed)$27.3M1.09%
11American Zurich Insurance Company40142ILAdmitted (licensed)$27.3M1.09%
12Safety National Casualty Corporation15105MOAdmitted (licensed)$26.0M1.04%
13Hartford Underwriters Insurance Company30104CTAdmitted (licensed)$23.4M0.93%
14Indemnity Insurance Company of North America43575PAAdmitted (licensed)$23.0M0.92%
15Zurich American Insurance Company of Illinois27855ILAdmitted (licensed)$22.7M0.90%
16Service Lloyds Insurance Company, a stock company43389TXAdmitted (licensed)$21.2M0.84%
17Liberty Mutual Insurance Company42404ILAdmitted (licensed)$21.1M0.84%
18Federal Insurance Company20281INAdmitted (licensed)$21.1M0.84%
19Amerisure Mutual Insurance Company23396MIAdmitted (licensed)$19.9M0.79%
20American Casualty Company of Reading, Pennsylvania20427PAAdmitted (licensed)$19.7M0.79%
21Hartford Fire Insurance Company19682CTAdmitted (licensed)$18.9M0.75%
22National Union Fire Insurance Company of Pittsburgh, Pennsylvania19445PAAdmitted (licensed)$18.7M0.75%
23Tri-State Insurance Company of Minnesota31003IAAdmitted (licensed)$17.4M0.69%
24Technology Insurance Company, Inc.42376DEAdmitted (licensed)$16.9M0.67%
25Hartford Insurance Company of Illinois38288ILAdmitted (licensed)$16.4M0.65%
26XL Specialty Insurance Company37885DEAdmitted (licensed)$15.0M0.60%
27Nutmeg Insurance Company39608CTAdmitted (licensed)$14.1M0.56%
28Bridgefield Casualty Insurance Company10335FLAdmitted (licensed)$13.7M0.54%
29BITCO General Insurance Corporation20095IAAdmitted (licensed)$13.5M0.54%
30Insurance Company of the West27847CAAdmitted (licensed)$13.4M0.53%
31Arch Indemnity Insurance Company30830MOAdmitted (licensed)$12.9M0.51%
32Accident Fund Insurance Company of America10166MIAdmitted (licensed)$12.6M0.50%
33National Fire Insurance Company of Hartford20478ILAdmitted (licensed)$12.5M0.50%
34Travelers Indemnity Company of Connecticut (The)25682CTAdmitted (licensed)$12.0M0.48%
35ACIG Insurance Company19984ILAdmitted (licensed)$11.8M0.47%
36Starr Specialty Insurance Company16109TXAdmitted (licensed)$11.7M0.47%
37Employers Insurance Company of Wausau21458WIAdmitted (licensed)$10.7M0.43%
38AmTrust Insurance Company15954DEAdmitted (licensed)$10.7M0.43%
39National Casualty Company11991OHAdmitted (licensed)$10.7M0.42%
40Liberty Mutual Fire Insurance Company23035WIAdmitted (licensed)$10.6M0.42%
41Gray Insurance Company (The)36307LAAdmitted (licensed)$10.4M0.42%
42Property and Casualty Insurance Company of Hartford34690INAdmitted (licensed)$10.2M0.41%
43Trumbull Insurance Company27120CTAdmitted (licensed)$9.8M0.39%
44Charter Oak Fire Insurance Company, (The)25615CTAdmitted (licensed)$9.5M0.38%
45Ohio Security Insurance Company24082NHAdmitted (licensed)$9.4M0.37%
46Insurance Company of the State of Pennsylvania (The)19429ILAdmitted (licensed)$9.4M0.37%
47Hartford Accident and Indemnity Company22357CTAdmitted (licensed)$9.3M0.37%
48Sentinel Insurance Company, Limited11000CTAdmitted (licensed)$9.2M0.37%
49Amerisure Insurance Company19488MIAdmitted (licensed)$9.1M0.36%
50XL Insurance America, Inc.24554DEAdmitted (licensed)$9.0M0.36%
51Granite State Insurance Company23809ILAdmitted (licensed)$8.8M0.35%
52Hartford Casualty Insurance Company29424INAdmitted (licensed)$8.8M0.35%
53Federated Mutual Insurance Company13935MNAdmitted (licensed)$8.8M0.35%
54Berkshire Hathaway Homestate Insurance Company20044NEAdmitted (licensed)$8.6M0.34%
55New Hampshire Insurance Company23841ILAdmitted (licensed)$8.5M0.34%
56Employers Preferred Insurance Company10346FLAdmitted (licensed)$8.4M0.34%
57Accident Fund General Insurance Company12304MIAdmitted (licensed)$8.4M0.34%
58Hartford Insurance Company of the Midwest37478INAdmitted (licensed)$8.3M0.33%
59Great American Alliance Insurance Company26832OHAdmitted (licensed)$8.2M0.32%
60Wesco Insurance Company25011DEAdmitted (licensed)$8.0M0.32%
61Service American Indemnity Company39152TXAdmitted (licensed)$7.6M0.30%
62Sompo America Insurance Company11126NYAdmitted (licensed)$7.4M0.29%
63Phoenix Insurance Company, (The)25623CTAdmitted (licensed)$7.3M0.29%
64Carolina Casualty Insurance Company10510IAAdmitted (licensed)$7.2M0.29%
65QBE Insurance (Europe) Limited39217PAAdmitted (licensed)$7.2M0.29%
66Valley Forge Insurance Company20508PAAdmitted (licensed)$7.1M0.28%
67State Farm Fire and Casualty Company25143ILAdmitted (licensed)$7.1M0.28%
68Markel Insurance Company38970ILAdmitted (licensed)$7.0M0.28%
69Sentry Casualty Company28460WIAdmitted (licensed)$6.8M0.27%
70Fire Insurance Exchange Fire Underwriters Association21660CAAdmitted (licensed)$6.8M0.27%
71NATIONAL LIABILITY \u0026 FIRE INSURANCE COMPANY20052CTAdmitted (licensed)$6.8M0.27%
72ZNAT Insurance Company30120CAAdmitted (licensed)$6.7M0.27%
73Praetorian Insurance Company37257PAAdmitted (licensed)$6.6M0.26%
74Security National Insurance Company19879DEAdmitted (licensed)$6.6M0.26%
75Vanliner Insurance Company21172OHAdmitted (licensed)$6.5M0.26%
76ACUITY, A Mutual Insurance Company14184WIAdmitted (licensed)$6.5M0.26%
77Hartford Lloyd's Insurance Company38253TXAdmitted (licensed)$6.3M0.25%
78Twin City Fire Insurance Company (The)29459INAdmitted (licensed)$6.3M0.25%
79Berkshire Hathaway Direct Insurance Company10391NEAdmitted (licensed)$6.3M0.25%
80Travelers Indemnity Company of America (The)25666CTAdmitted (licensed)$6.2M0.25%
81Berkley Regional Insurance Company29580IAAdmitted (licensed)$6.2M0.25%
82Transportation Insurance Company20494ILAdmitted (licensed)$6.2M0.25%
83Continental Insurance Company, (The)35289PAAdmitted (licensed)$6.1M0.25%
84Travelers Indemnity Company (The)25658CTAdmitted (licensed)$6.1M0.24%
85Sentry Insurance Company24988WIAdmitted (licensed)$6.0M0.24%
86Pie Insurance Company, (The)21857OHAdmitted (licensed)$5.8M0.23%
87American Interstate Insurance Company31895NEAdmitted (licensed)$5.6M0.22%
88Travelers Property Casualty Company of America25674CTAdmitted (licensed)$5.6M0.22%
89Chubb Indemnity Insurance Company12777NYAdmitted (licensed)$5.5M0.22%
90UNITED FIRE \u0026 CASUALTY COMPANY13021IAAdmitted (licensed)$5.4M0.21%
91Federated Reserve Insurance Company16024MNAdmitted (licensed)$5.2M0.21%
92Sentry Select Insurance Company21180WIAdmitted (licensed)$4.8M0.19%
93Benchmark Insurance Company41394KSAdmitted (licensed)$4.8M0.19%
94First Liberty Insurance Corporation (The)33588ILAdmitted (licensed)$4.8M0.19%
95Everest National Insurance Company10120DEAdmitted (licensed)$4.7M0.19%
96Manufacturers Alliance Insurance Company36897PAAdmitted (licensed)$4.7M0.19%
97Bankers Standard Insurance Company18279PAAdmitted (licensed)$4.7M0.19%
98Allmerica Financial Benefit Insurance Company41840MIAdmitted (licensed)$4.5M0.18%
99National American Insurance Company23663OKAdmitted (licensed)$4.5M0.18%
100Cherokee Insurance Company10642MIAdmitted (licensed)$4.3M0.17%
101LUBA Casualty Insurance Company12472LAAdmitted (licensed)$4.1M0.17%
102Redwood Fire and Casualty Insurance Company11673NEAdmitted (licensed)$4.1M0.16%
103Zenith Insurance Company13269CAAdmitted (licensed)$4.0M0.16%
104Travelers Casualty Insurance Company of America19046CTAdmitted (licensed)$3.9M0.16%
105National Specialty Insurance Company22608TXAdmitted (licensed)$3.8M0.15%
106Farmington Casualty Company41483CTAdmitted (licensed)$3.7M0.15%
107Pennsylvania Manufacturers' Association Insurance Company12262PAAdmitted (licensed)$3.6M0.14%
108Everest Premier Insurance Company16045DEAdmitted (licensed)$3.6M0.14%
109Hanover Insurance Company (The)22292NHAdmitted (licensed)$3.5M0.14%
110State National Insurance Company, Inc.12831TXAdmitted (licensed)$3.4M0.14%
111EMPLOYERS MUTUAL CASUALTY COMPANY Employers Mutual Casualty Company)21415IAAdmitted (licensed)$3.4M0.14%
112Wellfleet New York Insurance Company20931NYAdmitted (licensed)$3.3M0.13%
113Everest Denali Insurance Company16044DEAdmitted (licensed)$3.3M0.13%
114NorGUARD Insurance Company31470NEAdmitted (licensed)$3.3M0.13%
115Tokio Marine America Insurance Company10945NYAdmitted (licensed)$3.2M0.13%
116Brotherhood Mutual Insurance Company13528INAdmitted (licensed)$3.1M0.12%
117Great West Casualty Company11371NEAdmitted (licensed)$3.1M0.12%
118FCCI Insurance Company10178FLAdmitted (licensed)$3.0M0.12%
119Sunz Insurance Company34762FLAdmitted (licensed)$3.0M0.12%
120Chubb National Insurance Company10052INAdmitted (licensed)$2.9M0.12%
121Massachusetts Bay Insurance Company22306NHAdmitted (licensed)$2.8M0.11%
122Great Divide Insurance Company25224NDAdmitted (licensed)$2.8M0.11%
123Monroe Guaranty Insurance Company32506INAdmitted (licensed)$2.8M0.11%
124Hanover American Insurance Company (The)36064NHAdmitted (licensed)$2.8M0.11%
125Texas Hospital Insurance Exchange32514TXAdmitted (licensed)$2.7M0.11%
126Hartford Insurance Company of the Southeast38261CTAdmitted (licensed)$2.7M0.11%
127Accident Fund National Insurance Company12305MIAdmitted (licensed)$2.7M0.11%
128Mitsui Sumitomo Insurance Company of America20362NYAdmitted (licensed)$2.6M0.10%
129Commerce and Industry Insurance Company19410NYAdmitted (licensed)$2.6M0.10%
130Employers Assurance Company25402FLAdmitted (licensed)$2.5M0.10%
131United Wisconsin Insurance Company29157WIAdmitted (licensed)$2.5M0.10%
132Berkley National Insurance Company38911IAAdmitted (licensed)$2.5M0.10%
133Midwest Employers Casualty Company23612IAAdmitted (licensed)$2.4M0.10%
134StarStone National Insurance Company25496DEAdmitted (licensed)$2.4M0.10%
135Vigilant Insurance Company20397NYAdmitted (licensed)$2.4M0.09%
136American Guarantee and Liability Insurance Company26247NYAdmitted (licensed)$2.3M0.09%
137Milford Casualty Insurance Company26662DEAdmitted (licensed)$2.3M0.09%
138Bridgefield Indemnity Insurance Company16618OHAdmitted (licensed)$2.3M0.09%
139Petroleum Casualty Company12297TXAdmitted (licensed)$2.2M0.09%
140Clear Spring Property and Casualty Company15563INAdmitted (licensed)$2.2M0.09%
141Greenwich Insurance Company22322DEAdmitted (licensed)$2.2M0.09%
142Church Mutual Insurance Company, S. I.18767WIAdmitted (licensed)$2.2M0.09%
143Triumphe Casualty Company41106OHAdmitted (licensed)$2.1M0.08%
144Employers Compensation Insurance Company11512NVAdmitted (licensed)$2.1M0.08%
145United Fire Lloyds43559TXAdmitted (licensed)$1.9M0.08%
146Protective Insurance Company12416INAdmitted (licensed)$1.9M0.08%
147Mitsui Sumitomo Insurance USA Inc.22551NYAdmitted (licensed)$1.9M0.08%
148OBI National Insurance Company14190PAAdmitted (licensed)$1.9M0.08%
149Safety First Insurance Company11123MOAdmitted (licensed)$1.9M0.08%
150Allmerica Financial Alliance Insurance Company10212NHAdmitted (licensed)$1.8M0.07%
151CRUM \u0026 FORSTER INDEMNITY COMPANY31348DEAdmitted (licensed)$1.8M0.07%
152Hanover Casualty Company, The41602TXAdmitted (licensed)$1.8M0.07%
153Westchester Fire Insurance Company10030PAAdmitted (licensed)$1.8M0.07%
154AIG Property Casualty Company19402ILAdmitted (licensed)$1.8M0.07%
155Republic-Franklin Insurance Company12475OHAdmitted (licensed)$1.8M0.07%
156United States Fire Insurance Company21113DEAdmitted (licensed)$1.8M0.07%
157Pacific Indemnity Company20346DEAdmitted (licensed)$1.8M0.07%
158Key Risk Insurance Company10885IAAdmitted (licensed)$1.7M0.07%
159Cincinnati Indemnity Company (The)23280OHAdmitted (licensed)$1.6M0.06%
160Imperium Insurance Company35408TXAdmitted (licensed)$1.6M0.06%
161Great American Spirit Insurance Company33723OHAdmitted (licensed)$1.6M0.06%
162Alaska National Insurance Company38733AKAdmitted (licensed)$1.5M0.06%
163Allied Eastern Indemnity Company11242PAAdmitted (licensed)$1.5M0.06%
164Frank Winston Crum Insurance Company11600FLAdmitted (licensed)$1.5M0.06%
165Argonaut Insurance Company19801NEAdmitted (licensed)$1.5M0.06%
166SOMPO AMERICA FIRE \u0026 MARINE INSURANCE COMPANY38997NYAdmitted (licensed)$1.5M0.06%
167Retailers Casualty Insurance Company10718LAAdmitted (licensed)$1.4M0.06%
168Intrepid Insurance Company10749IAAdmitted (licensed)$1.4M0.06%
169Citizens Insurance Company of America31534MIAdmitted (licensed)$1.4M0.05%
170Silver Oak Casualty, Inc.26869NEAdmitted (licensed)$1.3M0.05%
171Atlantic Specialty Insurance Company27154NYAdmitted (licensed)$1.3M0.05%
172Southern Insurance Company19216TXAdmitted (licensed)$1.3M0.05%
173West American Insurance Company44393INAdmitted (licensed)$1.3M0.05%
174Wellfleet Insurance Company32280INAdmitted (licensed)$1.3M0.05%
175Great American Assurance Company26344OHAdmitted (licensed)$1.3M0.05%
176Pacific Compensation Insurance Company11555CAAdmitted (licensed)$1.2M0.05%
177MEMIC Indemnity Company11030NHAdmitted (licensed)$1.2M0.05%
178TransGuard Insurance Company of America, Inc.28886ILAdmitted (licensed)$1.2M0.05%
179BITCO National Insurance Company20109IAAdmitted (licensed)$1.2M0.05%
180Utica Lloyd's of Texas10990TXAdmitted (licensed)$1.1M0.05%
181SOCIETY INSURANCE, a mutual company15261WIAdmitted (licensed)$1.1M0.05%
182Nationwide Insurance Company of America25453OHAdmitted (licensed)$1.1M0.05%
183AmGUARD Insurance Company42390NEAdmitted (licensed)$1.1M0.04%
184American Home Assurance Company19380NYAdmitted (licensed)$1.1M0.04%
185Nationwide Property and Casualty Insurance Company37877OHAdmitted (licensed)$1.1M0.04%
186Graphic Arts Mutual Insurance Company25984NYAdmitted (licensed)$1.1M0.04%
187Ohio Casualty Insurance Company (The)24074NHAdmitted (licensed)$1.1M0.04%
188Utica Mutual Insurance Company25976NYAdmitted (licensed)$1.1M0.04%
189Utica National Insurance Company of Texas43478TXAdmitted (licensed)$1.1M0.04%
190Berkley Casualty Company15911IAAdmitted (licensed)$1.1M0.04%
191Cincinnati Insurance Company (The)10677OHAdmitted (licensed)$1.0M0.04%
192Truck Insurance Exchange21709CAAdmitted (licensed)$1.0M0.04%
193Columbia Mutual Insurance Company40371MOAdmitted (licensed)$1.0M0.04%
194SAMSUNG FIRE \u0026 MARINE INSURANCE CO., LTD. (U.S. BRANCH)38300NYAdmitted (licensed)$1.0M0.04%
195Oak River Insurance Company34630NEAdmitted (licensed)$994,3690.04%
196Stonetrust Commercial Insurance Company11042NEAdmitted (licensed)$983,1130.04%
197Sequoia Insurance Company22985CAAdmitted (licensed)$973,4790.04%
198Amerisure Partners Insurance Company11050MIAdmitted (licensed)$964,8710.04%
199American Interstate Insurance Company of Texas12228TXAdmitted (licensed)$962,1950.04%
200Cimarron Insurance Company, Inc.20400AZAdmitted (licensed)$950,8980.04%
201EMCASCO Insurance Company21407IAAdmitted (licensed)$950,0140.04%
202Ace Property and Casualty Insurance Company20699PAAdmitted (licensed)$943,9750.04%
203Ascot Insurance Company23752COAdmitted (licensed)$902,3540.04%
204HDI Global Insurance Company41343ILAdmitted (licensed)$869,7940.03%
205Middlesex Insurance Company23434WIAdmitted (licensed)$843,5300.03%
206North River Insurance Company (The)21105NJAdmitted (licensed)$830,0430.03%
207Plaza Insurance Company30945IAAdmitted (licensed)$829,5730.03%
208Acadia Insurance Company31325IAAdmitted (licensed)$821,9570.03%
209EMC PROPERTY \u0026 CASUALTY COMPANY25186IAAdmitted (licensed)$817,6930.03%
210WCF Select Insurance Company21865CAAdmitted (licensed)$804,7300.03%
211Cincinnati Casualty Company (The)28665OHAdmitted (licensed)$798,5710.03%
212Columbia National Insurance Company19640NEAdmitted (licensed)$791,3030.03%
213Midwest Insurance Company10895ILAdmitted (licensed)$752,2900.03%
214Star Insurance Company18023MIAdmitted (licensed)$749,6450.03%
215New York Marine and General Insurance Company16608NYAdmitted (licensed)$743,9860.03%
216Mid-Century Insurance Company21687CAAdmitted (licensed)$690,0830.03%
217Florists' Mutual Insurance Company13978ILAdmitted (licensed)$689,7200.03%
218Farmers Insurance Exchange21652CAAdmitted (licensed)$680,7240.03%
219Copperpoint Casualty Insurance Company13210AZAdmitted (licensed)$678,6140.03%
220Rural Trust Insurance Company11134TXAdmitted (licensed)$666,3340.03%
221Executive Risk Indemnity, Inc.35181DEAdmitted (licensed)$649,1120.03%
222WCF National Insurance Company40517UTAdmitted (licensed)$641,8380.03%
223Central Insurance Company20230OHAdmitted (licensed)$631,7070.03%
224Normandy Insurance Company13012FLAdmitted (licensed)$599,1580.02%
225StarNet Insurance Company40045IAAdmitted (licensed)$581,3860.02%
226Nationwide Agribusiness Insurance Company28223IAAdmitted (licensed)$580,9700.02%
227Union Insurance Company25844IAAdmitted (licensed)$578,2780.02%
228Nationwide Mutual Insurance Company10723OHAdmitted (licensed)$576,8780.02%
229Prescient National Insurance Company12773NCAdmitted (licensed)$552,1570.02%
230Nationwide Mutual Insurance Company23787OHAdmitted (licensed)$533,1260.02%
231Pharmacists Mutual Insurance Company13714IAAdmitted (licensed)$520,0730.02%
232Pacific Employers Insurance Company22748PAAdmitted (licensed)$516,5300.02%
233Great American Insurance Company16691OHAdmitted (licensed)$514,2010.02%
234Incline Casualty Company11090TXAdmitted (licensed)$507,7620.02%
235Nationwide General Insurance Company23760OHAdmitted (licensed)$501,1510.02%
236Federated Service Insurance Company28304MNAdmitted (licensed)$485,2170.02%
237SiriusPoint America Insurance Company38776NYAdmitted (licensed)$481,6250.02%
238Mountain States Indemnity Company10177NMAdmitted (licensed)$481,0810.02%
239Waypoint Mutual13126KSAdmitted (licensed)$473,0010.02%
240AmFed Causualty Insurance Company11963MSAdmitted (licensed)$453,2560.02%
241Nova Casualty Company42552NYAdmitted (licensed)$452,7630.02%
242Illinois National Insurance Company23817ILAdmitted (licensed)$446,5970.02%
243General Casualty Company of Wisconsin24414WIAdmitted (licensed)$427,8050.02%
244Great Northern Insurance Company20303INAdmitted (licensed)$426,1680.02%
245AMCO Insurance Company19100IAAdmitted (licensed)$421,2020.02%
246American Liberty Insurance Company, Inc.12200UTAdmitted (licensed)$411,7170.02%
247LUBA Indemnity Insurance Company16001LAAdmitted (licensed)$393,2330.02%
248STATE AUTO PROPERTY \u0026 CASUALTY INSURANCE COMPANY25127IAAdmitted (licensed)$358,2520.01%
249Copperpoint Premier Insurance Company12741AZAdmitted (licensed)$354,2830.01%
250Continental Indemnity Company28258NMAdmitted (licensed)$343,1340.01%
251RLI Insurance Company13056ILAdmitted (licensed)$342,9950.01%
252Association Casualty Insurance Company35629TXAdmitted (licensed)$334,7890.01%
253American Fire and Casualty Company24066NHAdmitted (licensed)$333,7360.01%
254Arch Property Casualty Insurance Company10946MOAdmitted (licensed)$313,2860.01%
255Freedom Specialty Insurance Company22209OHAdmitted (licensed)$305,7520.01%
256United Fire and Indemnity Company19496TXAdmitted (licensed)$296,9600.01%
257Bridgefield Employers Insurance Company10701FLAdmitted (licensed)$293,6330.01%
258AmFed National Insurance Company11208MSAdmitted (licensed)$289,2460.01%
259Firemen's Insurance Company of Washington, D. C.21784IAAdmitted (licensed)$287,4330.01%
260Meridian Security Insurance Company23353INAdmitted (licensed)$283,4780.01%
261National Interstate Insurance Company32620OHAdmitted (licensed)$278,4010.01%
262CorePointe Insurance Company10499DEAdmitted (licensed)$270,0740.01%
263Work First Casualty Company31232DEAdmitted (licensed)$262,1750.01%
264EastGuard Insurance Company14702NEAdmitted (licensed)$244,3570.01%
265West Bend Insurance Company15350WIAdmitted (licensed)$237,2160.01%
266GuideOne Insurance Company15032IAAdmitted (licensed)$234,2250.01%
267Atlantic States Insurance Company22586PAAdmitted (licensed)$221,8120.01%
268GuideOne Elite Insurance Company42803IAAdmitted (licensed)$217,3220.01%
269Donegal Mutual Insurance Company13692PAAdmitted (licensed)$203,0080.01%
270Dakota Truck Underwriters, Risk Administration Services, Inc. A/I/F34924SDAdmitted (licensed)$195,7520.01%
271Ace Fire Underwriters Insurance Company20702PAAdmitted (licensed)$195,0630.01%
272Union Insurance Company of Providence21423IAAdmitted (licensed)$188,8280.01%
273SFM Mutual Insurance Company11347MNAdmitted (licensed)$185,2260.01%
274Trans Pacific Insurance Company41238NYAdmitted (licensed)$177,0990.01%
275Chiron Insurance Company16356IAAdmitted (licensed)$176,5320.01%
276North Pointe Insurance Company27740PAAdmitted (licensed)$173,0130.01%
277MAG Mutual Insurance Company42617GAAdmitted (licensed)$170,6830.01%
278Continental Western Insurance Company10804IAAdmitted (licensed)$168,5220.01%
279MidSouth Insurance Company12839TNAdmitted (licensed)$140,9400.01%
280Rockwood Casualty Insurance Company35505PAAdmitted (licensed)$134,2530.01%
281Republic Indemnity Company of America22179CAAdmitted (licensed)$132,2230.01%
282Depositors Insurance Company42587IAAdmitted (licensed)$131,3690.01%
283Bearing Midwest Casualty Company14402KSAdmitted (licensed)$123,1000.00%
284Stonington Insurance Company10340PAAdmitted (licensed)$122,9210.00%
285Endurance Assurance Corporation11551DEAdmitted (licensed)$122,3480.00%
286AmFed Advantage Insurance Company16459MSAdmitted (licensed)$110,5950.00%
287Eastern Alliance Insurance Company10724PAAdmitted (licensed)$107,6320.00%
288National Surety Corporation21881ILAdmitted (licensed)$105,0080.00%
289GuideOne Specialty Insurance Company14559IAAdmitted (licensed)$101,6660.00%
290American Automobile Insurance Company21849MOAdmitted (licensed)$97,0310.00%
291National Trust Insurance Company20141INAdmitted (licensed)$86,6320.00%
292Horizon Midwest Casualty Company14401KSAdmitted (licensed)$85,8080.00%
293Allied Property and Casualty Insurance Company42579IAAdmitted (licensed)$84,4350.00%
294Bloomington Compensation Insurance Company12311MNAdmitted (licensed)$80,2880.00%
295Westfield Insurance Company24112OHAdmitted (licensed)$75,0730.00%
296Fireman's Fund Insurance Company21873ILAdmitted (licensed)$65,8670.00%
297Crestbrook Insurance Company18961OHAdmitted (licensed)$62,6060.00%
298Riverport Insurance Company36684IAAdmitted (licensed)$62,5290.00%
299Lion Insurance Company11075FLAdmitted (licensed)$60,7550.00%
300Preferred Employers Insurance Company10900CAAdmitted (licensed)$55,1930.00%
301Triangle Insurance Company, Inc.28535OKAdmitted (licensed)$48,7010.00%
302Next Insurance US Company16285DEAdmitted (licensed)$46,4950.00%
303Ameritrust Insurance Corporation10665MIAdmitted (licensed)$41,2850.00%
304Republic Indemnity Company of California43753CAAdmitted (licensed)$34,7560.00%
305Argonaut-Midwest Insurance Company19828NEAdmitted (licensed)$34,4370.00%
306Selective Insurance Company of America12572NJAdmitted (licensed)$33,0730.00%
307OBI America Insurance Company15645PAAdmitted (licensed)$32,5600.00%
308Scottsdale Indemnity Company15580OHAdmitted (licensed)$31,4420.00%
309TNUS Insurance Company DBA: 257000032301NYAdmitted (licensed)$30,3060.00%
310St. Paul Fire and Marine Insurance Company24767CTAdmitted (licensed)$25,0580.00%
311American Compensation Insurance Company45934MNAdmitted (licensed)$22,9200.00%
312Ohio Farmers Insurance Company24104OHAdmitted (licensed)$21,4940.00%
313All America Insurance Company20222OHAdmitted (licensed)$16,5570.00%
314MEMIC Casualty Company14164NHAdmitted (licensed)$16,2350.00%
315T.H.E. Insurance Company12866DEAdmitted (licensed)$15,8440.00%
316Old Republic General Insurance Corporation24139ILAdmitted (licensed)$14,6770.00%
317Federated Rural Electric Insurance Exchange11118KSAdmitted (licensed)$11,2400.00%
318Employers Insurance Company of Nevada, a Mutual Company10640NVAdmitted (licensed)$10,5520.00%
319Eastern Advantage Assurance Company13019PAAdmitted (licensed)$9,3440.00%
320Universal Underwriters Insurance Company41181ILAdmitted (licensed)$3,0550.00%
321AIG Assurance Company40258ILAdmitted (licensed)$2,8470.00%
322Old Guard Insurance Company17558OHAdmitted (licensed)$1,3690.00%
323Universal Underwriters of Texas Insurance Company40843ILAdmitted (licensed)$1,1820.00%
324American Select Insurance Company19992OHAdmitted (licensed)$9190.00%
325Williamsburg National Insurance Company25780MIAdmitted (licensed)$8260.00%
326Falls Lake National Insurance Company31925OHAdmitted (licensed)$1050.00%
327Wausau Underwriters Insurance Company26042WIAdmitted (licensed)$870.00%
Turned down?

Last resort for workers' compensation in Texas

Last resortLinesWhereHow to get in
Surplus lines and Lloyd's open marketallall states, under each state's diligent-search rulesThrough surplus lines wholesalers; commercial property and liability have no guaranteed plan, so this is their last stepSource
Texas Mutual Insurance Company (insurer of last resort)workers' compTXTexas has no assigned-risk pool; by statute Texas Mutual must offer workers' compensation to Texas employers who can't get it elsewhere. Apply through an agent or directly with Texas Mutual.Source

Method and source

Source: the Texas Department of Insurance company list, read 2026-10-17. "Premium" is direct premium written in the state for the year shown; "share" is that company's part of the state total for the line. A company can be licensed for a line and write none of it, and a surplus lines insurer can write a line without a state license for it.

Open to use. Cite "Alishahi Insurance insurance company directory" and link here. CSV · JSON.

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