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Directory · Company · Updated 2026-10-18

Southern Insurance Company · NAIC 19216

Where Southern Insurance Company is admitted, where it's eligible for surplus lines, the lines it's licensed for and how much of each it writes, from state regulators' public lists and market share reports.

Southern Insurance Company (NAIC 19216) is a property and casualty insurer domiciled in Texas, part of Amtrust Financial Serv Group. State regulators list it as licensed (admitted) in California, Colorado, Connecticut, Delaware, Florida, Georgia, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Mississippi, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, Wyoming. It ranked #78 of 245 in California workers' compensation in 2025 (0.3% share). It ranked #144 of 232 in California commercial auto in 2025 (0.1% share). It ranked #168 of 347 in North Carolina workers' compensation in 2025 (0.1% share).

By Sam Alishahi, independent insurance broker · All companies

By state

Where it's licensed

States whose regulator lists are loaded: Alaska, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, West Virginia, Wyoming. Not on the lists we have for Alaska, Hawaii, Montana, West Virginia, which doesn't by itself mean it isn't licensed there.

StateStatusLines licensedSinceSource
CaliforniaAdmitted (licensed)Commercial auto, Workers' compensation—California Department of Insurance, 2026-10-17
ColoradoAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP), General liability, Workers' compensation—Colorado, 2026-10-18
ConnecticutAdmitted (licensed)——Connecticut, 2026-10-18
DelawareAdmitted (licensed)——Delaware, 2026-10-18
FloridaAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP), Fidelity bonds, Inland marine, General liability, Commercial property (fire and allied lines), Workers' compensation—Florida Office of Insurance Regulation, 2026-10-18
GeorgiaAdmitted (licensed)General liability, Commercial property (fire and allied lines), Surety bonds, Workers' compensation—Georgia, 2026-10-18
IdahoAdmitted (licensed)General liability, Ocean marine, Workers' compensation—Idaho, 2026-10-18
IllinoisAdmitted (licensed)Personal auto, Commercial auto, General liability, Workers' compensation—Illinois, 2026-10-18
IowaAdmitted (licensed)——Iowa, 2026-10-18
KentuckyAdmitted (licensed)——Kentucky Department of Insurance, 2026-10-17
MarylandAdmitted (licensed)——Maryland Insurance Administration, 2026-10-17
MassachusettsAdmitted (licensed)Personal auto, Fidelity bonds, General liability, Surety bonds, Workers' compensation—Massachusetts, 2026-10-18
MinnesotaAdmitted (licensed)——Minnesota, 2026-10-18
MississippiAdmitted (licensed)Personal auto, Equipment breakdown, Farm and crop, Fidelity bonds, Glass, Homeowners, Inland marine, General liability, Commercial property (fire and allied lines), Surety bonds, Workers' compensation07-01-1955Mississippi Insurance Department, 2026-10-17
MissouriAdmitted (licensed)Personal auto, Commercial auto, General liability, Workers' compensation—Missouri, 2026-10-18
NebraskaAdmitted (licensed)——Nebraska, 2026-10-18
NevadaAdmitted (licensed)General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Workers' compensation—Nevada Division of Insurance, 2026-10-17
New JerseyAdmitted (licensed)——New Jersey, 2026-10-18
New YorkAdmitted (licensed)——Excess Line Association of New York (DFS-licensed and eligible excess line insurers), 2026-10-17
North CarolinaAdmitted (licensed)Personal auto, Commercial auto, General liability, Workers' compensation—North Carolina, 2026-10-18
North DakotaAdmitted (licensed)——North Dakota, 2026-10-18
OhioAdmitted (licensed)——Ohio Department of Insurance, 2026-10-17
OklahomaAdmitted (licensed)Workers' compensation—Oklahoma, 2026-10-18
OregonAdmitted (licensed)Personal auto, Commercial auto, General liability, Workers' compensation—Oregon, 2026-10-18
Rhode IslandAdmitted (licensed)——Rhode Island, 2026-10-18
South CarolinaAdmitted (licensed)——South Carolina, 2026-10-18
South DakotaAdmitted (licensed)Personal auto, Commercial auto, General liability, Workers' compensation—South Dakota, 2026-10-18
TennesseeAdmitted (licensed)——Tennessee, 2026-10-18
TexasAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown, Commercial auto, Credit, Crime (burglary and theft), Farm and crop, Fidelity bonds, Glass, Inland marine, General liability, Commercial property (fire and allied lines), Surety bonds, Workers' compensation1947/12/08Texas Department of Insurance, 2026-10-17
UtahAdmitted (licensed)——Utah, 2026-10-18
WashingtonAdmitted (licensed)——Washington Office of the Insurance Commissioner and the Surplus Line Association of Washington, 2026-10-17
WisconsinAdmitted (licensed)Workers' compensation—Wisconsin, 2026-10-18
WyomingAdmitted (licensed)——Wyoming, 2026-10-18
What it writes

Premium and rank by line

From the regulators that publish every company's direct premium by line.

Line and stateRankPremium writtenShareYear
Workers' compensation in California#78 of 245$32.8M0.27%2025
Commercial auto in California#144 of 232$3.1M0.05%2025
Workers' compensation in Illinois#217 of 375$1.6M0.07%2025
Commercial auto in Illinois#352 of 448$200,4980.01%2025
General liability in Illinois#578 of 695$51,4250.00%2025
Workers' compensation in North Carolina#168 of 347$1.9M0.12%2025
Commercial auto in North Carolina#302 of 408$162,7090.01%2025
General liability in North Carolina#504 of 621$85,1340.00%2025
Workers' compensation in South Dakota#169 of 284$108,6640.06%2025
Commercial auto in South Dakota#188 of 237$25,7880.01%2025
Workers' compensation in Texas#172 of 327$1.3M0.05%2025
Commercial auto in Texas#222 of 329$1.8M0.02%2025
General liability in Texas#387 of 463$176,6980.00%2025
Workers' compensation in Wisconsin#181 of 312$511,9970.03%2024
Standing

Where it's a top-10 writer

Amtrust Financial Serv Group (NAIC group 02538), the group Southern Insurance Company belongs to, ranks in the top 10 for these lines and states. Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

Line and stateRankPremium writtenShareYear
Credit in Alaska
Credit
#1$1.2M34.97%2025
Workers' compensation in California
Workers Compensation
#1$1.03B8.74%2025
Workers' compensation in Florida
Workers Compensation
#1$394.7M12.39%2025
Workers' compensation in Georgia
Workers Compensation
#1$159.1M8.63%2025
Warranty in Hawaii
Warranty
#1$706,00061.19%2025
Credit in Idaho
Credit
#1$7.5M42.31%2025
Credit in Maine
Credit
#1$3.9M33.57%2025
Credit in New Hampshire
Credit
#1$2.6M21.74%2025
Warranty in North Carolina
Warranty
#1$18.4M31.62%2025
Credit in Ohio
Credit
#1$29.0M25.36%2025
Warranty in Ohio
Warranty
#1$85.6M59.23%2025
Warranty in Texas
Warranty
#1$67.7M30.93%2025
Warranty in Utah
Warranty
#1$20.5M65.35%2025
Workers' compensation in Vermont
Workers Compensation
#1$22.0M11.72%2025
Warranty in Washington
Warranty
#1$59.2M34.96%2025
Warranty in Alabama
Warranty
#2$3.6M15.50%2025
Credit in Colorado
Credit
#2$7.8M14.18%2025
Workers' compensation in Delaware
Workers Compensation
#2$16.5M9.57%2025
Warranty in Florida
Warranty
#2$79.6M8.21%2025
Warranty in Georgia
Warranty
#2$4.5M14.92%2025
Warranty in Illinois
Warranty
#2$68.5M26.11%2025
Credit in Iowa
Credit
#2$3.0M15.05%2025
Credit in Kansas
Credit
#2$5.4M14.03%2025
Warranty in Minnesota
Warranty
#2$2.0M9.03%2025
Workers' compensation in Montana
Workers Compensation
#2$15.6M5.23%2025
Credit in Nebraska
Credit
#2$1.6M14.99%2025
Workers' compensation in New Hampshire
Workers Compensation
#2$21.4M9.58%2025
Credit in New Mexico
Credit
#2$2.9M12.75%2025
Workers' compensation in New York
Workers Compensation
#2$501.3M10.34%2025
Workers' compensation in Pennsylvania
Workers Compensation
#2$164.6M6.47%2025
Credit in Texas
Credit
#2$88.0M14.30%2025
Warranty in Vermont
Warranty
#2$665,00023.83%2025
Warranty in Virginia
Warranty
#2$8.3M25.37%2025
Credit in West Virginia
Credit
#2$1.5M18.77%2025
Credit in Wisconsin
Credit
#2$4.2M11.12%2025
Warranty in Wisconsin
Warranty
#2$12.3M25.08%2025
Credit in Wyoming
Credit
#2$971,00016.07%2025
Credit in Arizona
Credit
#3$3.2M9.97%2025
Warranty in California
Warranty
#3$27.2M13.24%2025
Warranty in Colorado
Warranty
#3$4.4M10.09%2025
Warranty in Delaware
Warranty
#3$3.2M10.73%2025
Warranty in Indiana
Warranty
#3$6.0M8.96%2025
Warranty in Kentucky
Warranty
#3$2.2M22.39%2025
Credit in Mississippi
Credit
#3$4.1M10.42%2025
Credit in Nevada
Credit
#3$1.4M10.55%2025
Workers' compensation in New Jersey
Workers Compensation
#3$295.1M11.38%2025
Fidelity bonds in North Dakota
Fidelity
#3$465,00012.72%2025
Workers' compensation in Oklahoma
Workers Compensation
#3$45.2M7.43%2025
Warranty in Pennsylvania
Warranty
#3$5.6M6.56%2025
Credit in Rhode Island
Credit
#3$1.0M14.01%2025
Credit in Tennessee
Credit
#3$7.3M10.05%2025
Credit in Utah
Credit
#3$3.0M9.94%2025
Credit in Virginia
Credit
#3$5.8M9.05%2025
Credit in Alabama
Credit
#4$5.9M8.81%2025
Warranty in Arizona
Warranty
#4$3.2M8.44%2025
Workers' compensation in Connecticut
Workers Compensation
#4$46.5M6.35%2025
Workers' compensation in District of Columbia
Workers Compensation
#4$10.3M6.92%2025
Warranty in Michigan
Warranty
#4$14.4M2.04%2025
Credit in Minnesota
Credit
#4$3.0M9.20%2025
Workers' compensation in Nevada
Workers Compensation
#4$33.2M6.57%2025

Showing the best 60 of 135 top-10 placements.

Method and source

Each row comes from the named regulator's public company list on the date shown, joined by NAIC number. "Admitted" means licensed by the state and backed by its guaranty fund; "surplus lines" means eligible to take risks the admitted market declines, without rate or form approval or guaranty fund protection. Premium and rank come from state market share reports that list every company. This is a public-records directory, not a rating or recommendation; for the company's own filings use the NAIC's Consumer Information Source.

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