Modern two-story house with a pool
Directory · Wisconsin · Credit

Who writes credit in Wisconsin

Ranked by direct premium written in 2024 from the Wisconsin market share report (every company, not a top-N list).

30 companies wrote credit in Wisconsin in 2024, $30.5M in direct premium. Ohio Indemnity Company led with 30.8%; the top five hold 69%. 40 companies are licensed for the line.

By Sam Alishahi, independent insurance broker · All lines in Wisconsin

Top 10 · NAIC table: 28 - Credit

The insurer groups that write the most credit in Wisconsin

Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

#Insurer groupPremium writtenShareLoss ratioMember companies here
1Ohio Indemnity Company$8.6M23.06%63%—
2Amtrust Financial Serv Group$4.2M11.12%49%Wesco Insurance Company, Technology Insurance Company, Inc., Security National Insurance Company, AmTrust Insurance Company
3Allianz Insurance Group$4.1M11.05%6%Allianz Global Risks US Insurance Company, Jefferson Insurance Company, Fireman's Fund Insurance Company, AGCS Marine Insurance Company
4American Financial Group$4.0M10.69%32%Great American Insurance Company, Great American Assurance Company, National Interstate Insurance Company, Great American Alliance Insurance Company
5Arch Insurance Group$2.7M7.32%38%Arch Insurance (UK) Limited, Arch Mortgage Insurance Company, Arch Indemnity Insurance Company, Arch Specialty Insurance Company
6Brookfield Wealth Solutions Group$2.6M6.94%58%American National Property and Casualty Company, American National Lloyds Insurance Company, Argonaut Insurance Company, Colony Insurance Company
7Tiptree Financial Group$1.4M3.67%5%Lyndon Southern Insurance Company, Response Indemnity Company of California, Fortegra Specialty Insurance Company, Insurance Company of the South
8James River Group$1.3M3.56%28%Falls Lake National Insurance Company, James River Insurance Company, Stonewood Insurance Company, Falls Lake Fire and Casualty Company
9Atradius Trade Credit Insurance, Inc.$1.2M3.32%0%—
10Core Specialty Insurance Holdings Group$1.2M3.30%33%StarStone National Insurance Company, StarStone Specialty Insurance Company, Lancer Insurance Company, American Surety Company
Credit · Wisconsin

The companies

#CompanyNAICHome stateStatus herePremiumShare
1Ohio Indemnity Company26565OHAdmitted (licensed)$9.4M30.75%
2Euler Hermes North America Insurance Company20516MDAdmitted (licensed)$3.9M12.64%
3Great American Assurance Company26344OHAdmitted (licensed)$2.9M9.58%
4American National Property and Casualty Company28401NEAdmitted (licensed)$2.9M9.45%
5Coface North America Insurance Company31887MAAdmitted (licensed)$1.9M6.27%
6Falls Lake National Insurance Company31925OHAdmitted (licensed)$1.2M4.04%
7Atradius Trade Credit Insurance, Inc.25422MDAdmitted (licensed)$1.2M3.80%
8Arch Insurance (UK) Limited11150MOAdmitted (licensed)$1.0M3.41%
9Great American Insurance Company16691OHAdmitted (licensed)$901,9602.96%
10Wesco Insurance Company25011DEAdmitted (licensed)$663,4232.17%
11Liberty Mutual Insurance Company23043MAAdmitted (licensed)$610,8192.00%
12Triton Insurance Company41211TXAdmitted (licensed)$566,6221.86%
13Blue Ridge Indemnity Company40754DEAdmitted (licensed)$514,2461.69%
14U.S. Specialty Insurance Company29599TXAdmitted (licensed)$476,4591.56%
15Old Republic Insurance Company24147PAAdmitted (licensed)$431,1261.41%
16Securian Casualty Company10054MNAdmitted (licensed)$319,2141.05%
17Ace American Insurance Company22667PAAdmitted (licensed)$245,6050.81%
18Cumis Insurance Society Incorporated10847IAAdmitted (licensed)$244,7480.80%
19Integon National Insurance Company29742ILAdmitted (licensed)$238,5900.78%
20First Colonial Insurance Company29980ILAdmitted (licensed)$202,3140.66%
21National Union Fire Insurance Company of Pittsburgh, Pennsylvania19445PAAdmitted (licensed)$177,0230.58%
22General Security National Insurance Company39322NYAdmitted (licensed)$144,2890.47%
23United States Fire Insurance Company21113DEAdmitted (licensed)$100,6000.33%
24Atlantic Specialty Insurance Company27154NYAdmitted (licensed)$94,6770.31%
25American Bankers Insurance Company of Florida10111FLAdmitted (licensed)$66,9560.22%
26Technology Insurance Company, Inc.42376DEAdmitted (licensed)$38,1560.13%
27STARR INDEMNITY \u0026 LIABILITY COMPANY38318TXAdmitted (licensed)$31,5000.10%
28Insurance Company of the State of Pennsylvania (The)19429ILAdmitted (licensed)$25,8000.08%
29National Specialty Insurance Company22608TXAdmitted (licensed)$20,0760.07%
30Allied World Specialty Insurance Company16624DEAdmitted (licensed)$10,0000.03%
Turned down?

Last resort for credit in Wisconsin

Last resortLinesWhereHow to get in
Surplus lines and Lloyd's open marketallall states, under each state's diligent-search rulesThrough surplus lines wholesalers; commercial property and liability have no guaranteed plan, so this is their last stepSource

Method and source

Source: the Wisconsin insurance regulator company list, read 2026-10-18. Admitted = union of two OCI 2025 Wisconsin Insurance Report documents joined by normalized name: Table E market share (every insurer with 2025 WI premium, all 48 lines incl. life/annuity/A&H; gives NAIC code + lines) and the Directory of Licensed Insurers as of 12/31/2025 (gives domicile, company type, year commenced in WI; no NAIC; https://oci.wi.gov/Documents/AboutOCI/2025_WIR_Directory.pdf). Join stats: {'exact': 1249, 'fuzzy': 3, 'unmatched_xlsx': 2, 'directory_rows': 2281, 'table_e_naic': 1254, 'directory_unmatched': 1029}. Rows with naic '' are directory-only (licensed but no 2025 WI premium or name not matched); rows with type '' are Table E only (name not matched to the directory). Type codes: AR=Accredited Reinsurer; CR=Certified Reinsurer; RJR=Reciprocal Jurisdiction Reinsurer; DSL=Domestic Surplus Line; FR=Fraternal Benefit Society; CC=Continuing Care Organization; CMO=Care Management Organization; HMO=Health Maintenance Organization; IRO=Independent Review Organization; LAH=Life and Accident and Health Company; LSP=Life Settlement Provider; RRG=Risk Retention Group; LSHO=Limited Service Health Organization; MC=Motor Club Plan; SCP=Service Contract Provider; PC=Property and Casualty Company; TI=Title Company; TM=Town Mutual of Wisconsin; VPP=Vehicle Protection Plan; WP=Warranty Plan. Filter P&C with type in {PC, RRG, DSL, TM, TI} or lines among the P&C lines (Table E sheets 34-48: FIRE, FARMOWNERS MULTIPLE PERIL, HOMEOWNERS MULTIPLE PERIL, COMMERCIAL MULTIPLE PERIL, MEDICAL MALPRACTICE, WORKERS COMPENSATION, EXCESS WORKERS COMPENSATION, OTHER LIABILITY, PRIVATE PASSENGER AUTO, COMMERCIAL AUTO, FIDELITY, SURETY, CREDIT, MORTGAGE GUARANTY, TITLE; sheet 33 STOP LOSS/EXCESS LOSS; line strings are the sheet titles, which differ slightly from the TOC). Directory also lists non-insurers (SCP, WP, VPP, MC, LSP, IRO, CC, CMO) and reinsurers (AR, CR, RJR); foreign domiciles are blanked. 'since' = year commenced business in WI. Wisconsin publishes no eligible surplus lines list (NRRA home-state rule; NAIC IID list for aliens), so surplus_lines is empty. "Premium" is direct premium written in the state for the year shown; "share" is that company's part of the state total for the line. A company can be licensed for a line and write none of it, and a surplus lines insurer can write a line without a state license for it.

Open to use. Cite "Alishahi Insurance insurance company directory" and link here. CSV · JSON.

Need credit in Wisconsin?

Someone will insure it. I find who.

Send what you need covered and what happened before. I match it to the companies that take it, down to the last-resort plan if it comes to that. I'm licensed in 48 states and Washington, DC and your request stays with my agency, not passed to another agent. In Florida and Washington, where my licenses are still being issued, a partner agency in your state helps in the meantime.

Not shopping yet?

Get a reminder before your renewal.

Tell me when your policy renews and I’ll email you about six weeks before, when it’s worth comparing. One email, no calls.