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Directory · Company · Updated 2026-10-18

Response Indemnity Company of California · NAIC 10970

Where Response Indemnity Company of California is admitted, where it's eligible for surplus lines, the lines it's licensed for and how much of each it writes, from state regulators' public lists and market share reports.

Response Indemnity Company of California (NAIC 10970) is a property and casualty insurer domiciled in California, part of Tiptree Financial Group. State regulators list it as licensed (admitted) in California. It ranked #4 of 25 in California warranty in 2025 (10.2% share). It ranked #19 of 31 in California credit in 2025 (0.9% share). It ranked #27 of 128 in California earthquake in 2025 (0.1% share).

By Sam Alishahi, independent insurance broker · All companies

By state

Where it's licensed

States whose regulator lists are loaded: Alaska, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, West Virginia, Wyoming. Not on the lists we have for Alaska, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, West Virginia, Wyoming, which doesn't by itself mean it isn't licensed there.

StateStatusLines licensedSinceSource
CaliforniaAdmitted (licensed)Personal auto, Credit, Earthquake, Homeowners, Inland marine, General liability, Warranty—California Department of Insurance, 2026-10-17
What it writes

Premium and rank by line

From the regulators that publish every company's direct premium by line.

Line and stateRankPremium writtenShareYear
Warranty in California#4 of 25$21.0M10.21%2025
Credit in California#19 of 31$1.7M0.89%2025
Earthquake in California#27 of 128$2.4M0.11%2025
Homeowners in California#55 of 98$20.2M0.12%2025
Personal auto in California#70 of 118$24.0M0.05%2025
Inland marine in California#87 of 248$4.2M0.14%2025
General liability in California#121 of 353$14.1M0.16%2025
Standing

Where it's a top-10 writer

Tiptree Financial Group (NAIC group 04718), the group Response Indemnity Company of California belongs to, ranks in the top 10 for these lines and states. Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

Line and stateRankPremium writtenShareYear
Credit in Alabama
Credit
#1$19.6M29.35%2025
Warranty in Delaware
Warranty
#1$13.6M45.21%2025
Credit in Kentucky
Credit
#1$22.4M48.10%2025
Warranty in Alaska
Warranty
#2$802,00020.92%2025
Warranty in Connecticut
Warranty
#2$1.4M6.93%2025
Warranty in Montana
Warranty
#2$151,0003.45%2025
Warranty in Nevada
Warranty
#2$860,00018.98%2025
Warranty in New Jersey
Warranty
#2$13.8M33.57%2025
Warranty in New York
Warranty
#2$11.9M14.74%2025
Inland marine in South Carolina
Inland Marine
#2$43.4M7.17%2025
Warranty in Alabama
Warranty
#3$3.0M12.98%2025
Credit in California
Credit
#3$24.0M8.80%2025
Warranty in Georgia
Warranty
#3$4.3M14.16%2025
Warranty in Kansas
Warranty
#3$1.3M0.49%2025
Inland marine in Mississippi
Inland Marine
#3$22.2M7.36%2025
Credit in Missouri
Credit
#3$7.7M12.49%2025
Warranty in Nebraska
Warranty
#3$183,0004.52%2025
Warranty in New Mexico
Warranty
#3$601,00013.08%2025
Credit in Oklahoma
Credit
#3$5.6M16.40%2025
Warranty in Oregon
Warranty
#3$1.4M16.22%2025
Warranty in Rhode Island
Warranty
#3$196,0004.60%2025
Warranty in South Dakota
Warranty
#3$110,0003.37%2025
Warranty in Vermont
Warranty
#3$144,0005.15%2025
Warranty in Wyoming
Warranty
#3$114,00011.68%2025
Warranty in Arkansas
Warranty
#4$443,0003.18%2025
Warranty in Colorado
Warranty
#4$2.9M6.61%2025
Credit in Delaware
Credit
#4$2.5M5.10%2025
Warranty in Idaho
Warranty
#4$647,0008.13%2025
Warranty in Iowa
Warranty
#4$315,0006.54%2025
Credit in Nevada
Credit
#4$1.3M9.91%2025
Earthquake in North Dakota
Earthquake
#4$133,00010.03%2025
Warranty in North Dakota
Warranty
#4$48,0007.80%2025
Warranty in Wisconsin
Warranty
#4$1.5M3.09%2025
Credit in Georgia
Credit
#5$8.1M8.07%2025
Credit in Kansas
Credit
#5$3.9M10.11%2025
Warranty in Kentucky
Warranty
#5$657,0006.56%2025
Warranty in Louisiana
Warranty
#5$603,0008.45%2025
Warranty in Maine
Warranty
#5$662,0008.41%2025
Credit in Michigan
Credit
#5$7.1M7.92%2025
Earthquake in Minnesota
Earthquake
#5$539,0007.46%2025
Warranty in Minnesota
Warranty
#5$1.3M5.82%2025
Warranty in Missouri
Warranty
#5$3.0M8.56%2025
Warranty in Oklahoma
Warranty
#5$1.6M9.85%2025
Warranty in Pennsylvania
Warranty
#5$2.9M3.36%2025
Warranty in South Carolina
Warranty
#5$1.1M6.78%2025
Warranty in Arizona
Warranty
#6$1.9M5.07%2025
Credit in Arkansas
Credit
#6$1.9M6.14%2025
Warranty in California
Warranty
#6$21.0M10.21%2025
Credit in Colorado
Credit
#6$2.9M5.32%2025
Earthquake in Connecticut
Earthquake
#6$516,0003.88%2025
Warranty in Hawaii
Warranty
#6$36,0003.13%2025
Warranty in Indiana
Warranty
#6$1.6M2.31%2025
Inland marine in Louisiana
Inland Marine
#6$30.7M4.58%2025
Credit in Maryland
Credit
#6$2.0M6.37%2025
Credit in Massachusetts
Credit
#6$2.6M3.30%2025
Credit in Mississippi
Credit
#6$1.7M4.35%2025
Credit in New Jersey
Credit
#6$5.9M4.64%2025
Warranty in North Carolina
Warranty
#6$1.8M3.06%2025
Warranty in Ohio
Warranty
#6$1.1M0.76%2025
Credit in Tennessee
Credit
#6$4.9M6.71%2025

Showing the best 60 of 98 top-10 placements.

Method and source

Each row comes from the named regulator's public company list on the date shown, joined by NAIC number. "Admitted" means licensed by the state and backed by its guaranty fund; "surplus lines" means eligible to take risks the admitted market declines, without rate or form approval or guaranty fund protection. Premium and rank come from state market share reports that list every company. This is a public-records directory, not a rating or recommendation; for the company's own filings use the NAIC's Consumer Information Source.

Open to use. Cite "Alishahi Insurance insurance company directory" and link here. CSV · JSON.

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