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Directory · New York · Warranty

Who writes warranty in New York

Top insurer groups from the NAIC market share report; the state's list carries no lines of authority.

Zurich Insurance Group wrote the most warranty in New York in 2025, $48.0M and 59.7% of the state's premium; the top five groups hold 94%. New York's company list doesn't say which lines each company is licensed for, so the ranking below is the NAIC's top 10 groups; every licensed company is on the New York page.

By Sam Alishahi, independent insurance broker · All lines in New York

Top 10 · NAIC table: 30 - Warranty

The insurer groups that write the most warranty in New York

Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

#Insurer groupPremium writtenShareLoss ratioMember companies here
1Zurich Insurance Group$48.0M59.66%60%Zurich American Insurance Company, Rural Community Insurance Company, American Zurich Insurance Company, American Guarantee and Liability Insurance Company
2Tiptree Financial Group$11.9M14.74%77%Lyndon Southern Insurance Company, Response Indemnity Company of California, Fortegra Specialty Insurance Company, Insurance Company of the South
3Old Republic Group$6.5M8.04%70%Old Republic Insurance Company, Great West Casualty Company, BITCO General Insurance Corporation, Pennsylvania Manufacturers' Association Insurance Company
4Industrial Alliance Group$6.0M7.42%120%Dealers Assurance Company
5Amtrust Financial Serv Group$3.0M3.74%173%Wesco Insurance Company, Technology Insurance Company, Inc., Security National Insurance Company, AmTrust Insurance Company
6Chubb Ltd Group$2.5M3.06%13%Federal Insurance Company, Ace American Insurance Company, Ace Property and Casualty Insurance Company, Chubb Lloyd's Insurance Company of Texas
7Allstate Insurance Group$785,0000.97%246%Allstate Vehicle and Property Insurance Company, Allstate Fire and Casualty Insurance Company, Allstate Northbrook Indemnity Company, Allstate North American Insurance Company
8Starr Group$424,0000.53%86%STARR INDEMNITY \u0026 LIABILITY COMPANY, Starr Surplus Lines Insurance Company, Starr Specialty Insurance Company
9Courtesy Insurance Company$419,0000.52%268%—
10American International Group$409,0000.51%—National Union Fire Insurance Company of Pittsburgh, Pennsylvania, AIG Property Casualty Company, Lexington Insurance Company, AIU Insurance Company
Turned down?

Last resort for warranty in New York

Last resortLinesWhereHow to get in
Surplus lines and Lloyd's open marketallall states, under each state's diligent-search rulesThrough surplus lines wholesalers; commercial property and liability have no guaranteed plan, so this is their last stepSource

Method and source

Source: the Excess Line Association of New York (DFS-licensed and eligible excess line insurers) company list, read 2026-10-17 and the surplus lines list. "Premium" is direct premium written in the state for the year shown; "share" is that company's part of the state total for the line. A company can be licensed for a line and write none of it, and a surplus lines insurer can write a line without a state license for it.

Open to use. Cite "Alishahi Insurance insurance company directory" and link here. CSV · JSON.

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