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Directory · Missouri · Credit

Who writes credit in Missouri

From the Missouri company list; alphabetical, since Missouri doesn't publish every company's premium by line.

32 insurers are licensed for credit in Missouri on the regulator's list. American Financial Group wrote the most in 2025 (17.6% of the state's premium).

By Sam Alishahi, independent insurance broker · All lines in Missouri

Top 10 · NAIC table: 28 - Credit

The insurer groups that write the most credit in Missouri

Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

Credit · Missouri

The companies

CompanyNAICHome stateStatus hereLines
Ace American Insurance Company22667PAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +11 more
Allied World Assurance Company (U.S.) Inc.22730NHAdmitted (licensed)Personal auto, Commercial auto, Credit +2 more
Allied World Specialty Insurance Company16624DEAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +4 more
American Bankers Insurance Company of Florida10111FLAdmitted (licensed)Personal auto, Commercial auto, Credit +6 more
American Federated Insurance Company10170MSAdmitted (licensed)Credit
American National Property and Casualty Company28401NEAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more
Arch Indemnity Insurance Company30830MOAdmitted (licensed)Personal auto, Commercial auto, Credit +1 more
Arch Insurance (UK) Limited11150MOAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +10 more
Ascot Insurance Company23752COAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +5 more
Atlantic Specialty Insurance Company27154NYAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +9 more
Atradius Trade Credit Insurance, Inc.25422MDAdmitted (licensed)Credit
Coface North America Insurance Company31887MAAdmitted (licensed)Credit
Cumis Insurance Society Incorporated10847IAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +6 more
Euler Hermes North America Insurance Company20516MDAdmitted (licensed)Credit, Fidelity bonds, Surety bonds
First Colonial Insurance Company29980ILAdmitted (licensed)Credit
Great American Assurance Company26344OHAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +10 more
Great American Insurance Company16691OHAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +12 more
Integon National Insurance Company29742ILAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +4 more
Liberty Mutual Insurance Company23043MAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +10 more
Lyndon Southern Insurance Company10051DEAdmitted (licensed)Personal auto, Commercial package (BOP, CMP), Credit +7 more
National Union Fire Insurance Company of Pittsburgh, Pennsylvania19445PAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +11 more
Ohio Indemnity Company26565OHAdmitted (licensed)Credit, Fidelity bonds, Inland marine +1 more
Old Republic Insurance Company24147PAAdmitted (licensed)Personal auto, Commercial auto, Credit +7 more
Old United Casualty Company37060KSAdmitted (licensed)Credit, Fidelity bonds, Surety bonds
Securian Casualty Company10054MNAdmitted (licensed)Credit, Inland marine, General liability
StarStone National Insurance Company25496DEAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +6 more
State National Insurance Company, Inc.12831TXAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more
Triton Insurance Company41211TXAdmitted (licensed)Credit, Commercial property (fire and allied lines)
U.S. Specialty Insurance Company29599TXAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more
United Guaranty Residential Insurance Company of North Carolina16667NCAdmitted (licensed)Credit
Virginia Surety Company, Inc.40827ILAdmitted (licensed)Credit, General liability
Wesco Insurance Company25011DEAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +6 more
Turned down?

Last resort for credit in Missouri

Last resortLinesWhereHow to get in
Surplus lines and Lloyd's open marketallall states, under each state's diligent-search rulesThrough surplus lines wholesalers; commercial property and liability have no guaranteed plan, so this is their last stepSource

Method and source

Source: the Missouri insurance regulator company list, read 2026-10-18 and the surplus lines list. Admitted = every ACTIVE Missouri licensee (P&C, life, health, HMO, TPA, warranty, prepaid dental, etc.); filter on type. 'type' is the license Description from each company's detail page (e.g. 'Property and Casualty (Ch 379, RSMo)'); where a detail page was not read, type comes from Missouri market-share membership and is suffixed '(market share)'. 'lines' = lines of business with non-zero direct written premium in the 2025 Missouri market share report (licensed companies only). 'domicile' is only known for companies in the market share report. 'since' = Date Admitted from the detail page. Surplus lines list carries no NAIC code; naic filled by exact normalized-name match (naic_source says where), alien = domicile not a US state code. Detail-page crawl in progress; this file will be rewritten when it finishes. "Premium" is direct premium written in the state for the year shown; "share" is that company's part of the state total for the line. A company can be licensed for a line and write none of it, and a surplus lines insurer can write a line without a state license for it.

Open to use. Cite "Alishahi Insurance insurance company directory" and link here. CSV · JSON.

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