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Directory · Company · Updated 2026-10-18

American National Property and Casualty Company · NAIC 28401

Where American National Property and Casualty Company is admitted, where it's eligible for surplus lines, the lines it's licensed for and how much of each it writes, from state regulators' public lists and market share reports.

American National Property and Casualty Company (NAIC 28401) is a property and casualty insurer domiciled in Nebraska, part of Brookfield Wealth Solutions Group. State regulators list it as licensed (admitted) in Alaska, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Mississippi, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, Wyoming. It ranked #4 of 30 in Wisconsin credit in 2024 (9.4% share). It ranked #5 of 43 in Texas credit in 2025 (6.8% share). It ranked #5 of 157 in South Dakota commercial property (fire and allied lines) in 2025 (5.1% share).

By Sam Alishahi, independent insurance broker · All companies

By state

Where it's licensed

States whose regulator lists are loaded: Alaska, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, West Virginia, Wyoming. Not on the lists we have for Montana, New York, West Virginia, which doesn't by itself mean it isn't licensed there.

StateStatusLines licensedSinceSource
AlaskaAdmitted (licensed)——Alaska, 2026-10-18
CaliforniaAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP), Credit, Earthquake, Flood, Homeowners, Inland marine, General liability, Commercial property (fire and allied lines), Workers' compensation—California Department of Insurance, 2026-10-17
ColoradoAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto, Commercial package (BOP, CMP), Credit, Earthquake, Flood, Homeowners, Inland marine, General liability, Commercial property (fire and allied lines), Workers' compensation—Colorado, 2026-10-18
ConnecticutAdmitted (licensed)——Connecticut, 2026-10-18
DelawareAdmitted (licensed)——Delaware, 2026-10-18
FloridaAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto, Commercial package (BOP, CMP), Homeowners, Inland marine, General liability, Commercial property (fire and allied lines)—Florida Office of Insurance Regulation, 2026-10-18
GeorgiaAdmitted (licensed)General liability, Ocean marine, Commercial property (fire and allied lines), Workers' compensation—Georgia, 2026-10-18
HawaiiAdmitted (licensed)——Hawaii, 2026-10-18
IdahoAdmitted (licensed)General liability, Ocean marine, Commercial property (fire and allied lines), Workers' compensation—Idaho, 2026-10-18
IllinoisAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto, Commercial package (BOP, CMP), Credit, Earthquake, Flood, Homeowners, Inland marine, General liability, Commercial property (fire and allied lines), Workers' compensation—Illinois, 2026-10-18
IowaAdmitted (licensed)——Iowa, 2026-10-18
KentuckyAdmitted (licensed)——Kentucky Department of Insurance, 2026-10-17
MarylandAdmitted (licensed)——Maryland Insurance Administration, 2026-10-17
MassachusettsAdmitted (licensed)Personal auto, Fidelity bonds, General liability, Surety bonds, Workers' compensation—Massachusetts, 2026-10-18
MinnesotaAdmitted (licensed)——Minnesota, 2026-10-18
MississippiAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown, Credit, Farm and crop, Fidelity bonds, Glass, Homeowners, Inland marine, General liability, Commercial property (fire and allied lines), Surety bonds, Workers' compensation01-01-1976Mississippi Insurance Department, 2026-10-17
MissouriAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP), Credit, Earthquake, Homeowners, Inland marine, General liability, Commercial property (fire and allied lines), Workers' compensation—Missouri, 2026-10-18
NebraskaAdmitted (licensed)——Nebraska, 2026-10-18
NevadaAdmitted (licensed)General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Workers' compensation—Nevada Division of Insurance, 2026-10-17
New JerseyAdmitted (licensed)——New Jersey, 2026-10-18
North CarolinaAdmitted (licensed)Commercial package (BOP, CMP), Credit, Earthquake, Inland marine, General liability—North Carolina, 2026-10-18
North DakotaAdmitted (licensed)——North Dakota, 2026-10-18
OhioAdmitted (licensed)——Ohio Department of Insurance, 2026-10-17
OklahomaAdmitted (licensed)Aircraft and aviation, Personal auto, Credit, Earthquake, Flood, Homeowners, Inland marine, General liability, Commercial property (fire and allied lines), Workers' compensation—Oklahoma, 2026-10-18
OregonAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP), Credit, Earthquake, Flood, Homeowners, Inland marine, General liability, Commercial property (fire and allied lines)—Oregon, 2026-10-18
Rhode IslandAdmitted (licensed)——Rhode Island, 2026-10-18
South CarolinaAdmitted (licensed)——South Carolina, 2026-10-18
South DakotaAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP), Credit, Flood, Inland marine, General liability, Commercial property (fire and allied lines), Workers' compensation—South Dakota, 2026-10-18
TennesseeAdmitted (licensed)——Tennessee, 2026-10-18
TexasAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown, Commercial auto, Commercial package (BOP, CMP), Credit, Crime (burglary and theft), Farm and crop, Fidelity bonds, Flood, Glass, Homeowners, Inland marine, General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds1975/08/11Texas Department of Insurance, 2026-10-17
UtahAdmitted (licensed)——Utah, 2026-10-18
WashingtonAdmitted (licensed)Credit, Flood—Washington Office of the Insurance Commissioner and the Surplus Line Association of Washington, 2026-10-17
WisconsinAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP), Credit, Homeowners, General liability, Commercial property (fire and allied lines)—Wisconsin, 2026-10-18
WyomingAdmitted (licensed)——Wyoming, 2026-10-18
What it writes

Premium and rank by line

From the regulators that publish every company's direct premium by line.

Line and stateRankPremium writtenShareYear
Credit in California#15 of 31$2.4M1.27%2025
Flood in California#32 of 73$246,6400.13%2025
Personal auto in California#45 of 118$70.1M0.14%2025
Earthquake in California#56 of 128$294,6840.01%2025
Commercial property (fire and allied lines) in California#57 of 210$9.3M0.23%2025
Homeowners in California#58 of 98$15.4M0.09%2025
Commercial package (BOP, CMP) in California#104 of 207$5.6M0.09%2025
Commercial auto in California#140 of 232$3.2M0.05%2025
Inland marine in California#160 of 248$657,7660.02%2025
General liability in California#182 of 353$3.8M0.04%2025
Workers' compensation in California#242 of 245$2,5730.00%2025
Credit in Illinois#30 of 48$460,4230.43%2025
Flood in Illinois#73 of 128$17,3160.03%2025
Commercial package (BOP, CMP) in Illinois#129 of 400$3.4M0.12%2025
Personal auto in Illinois#140 of 194$1.6M0.01%2025
Commercial property (fire and allied lines) in Illinois#217 of 387$301,3240.02%2025
Inland marine in Illinois#307 of 452$93,0420.01%2025
Workers' compensation in Illinois#331 of 375$125,6660.01%2025
Commercial auto in Illinois#334 of 448$281,5190.01%2025
General liability in Illinois#411 of 695$736,0950.01%2025
Credit in North Carolina#22 of 45$455,2840.53%2025
Inland marine in North Carolina#23 of 420$10.5M0.98%2025
Earthquake in North Carolina#67 of 180$29,7200.14%2025
Commercial package (BOP, CMP) in North Carolina#131 of 361$1.9M0.11%2025
General liability in North Carolina#484 of 621$115,5740.00%2025
Commercial property (fire and allied lines) in South Dakota#5 of 157$7.8M5.10%2025
Credit in South Dakota#12 of 21$92,2200.60%2025
Inland marine in South Dakota#21 of 248$1.6M1.39%2025
Commercial auto in South Dakota#22 of 237$2.5M1.02%2025
Flood in South Dakota#23 of 60$13,3030.40%2025
Personal auto in South Dakota#44 of 98$2.5M0.28%2025
Commercial package (BOP, CMP) in South Dakota#45 of 217$1.3M0.47%2025
General liability in South Dakota#56 of 356$938,9610.43%2025
Workers' compensation in South Dakota#112 of 284$288,5670.15%2025
Credit in Texas#5 of 43$30.1M6.76%2025
Flood in Texas#22 of 91$2.5M0.50%2025
Ocean marine in Texas#56 of 81$249,9710.06%2025
Commercial package (BOP, CMP) in Texas#112 of 260$7.5M0.17%2025
Homeowners in Texas#115 of 148$4.5M0.02%2025
Commercial property (fire and allied lines) in Texas#154 of 260$800,3860.02%2025
General liability in Texas#156 of 463$6.1M0.09%2025
Inland marine in Texas#157 of 356$964,2290.03%2025
Commercial auto in Texas#260 of 329$628,7960.01%2025
Credit in Washington#14 of 29$351,0000.74%2025
Flood in Washington#34 of 52$41,0000.13%2025
Credit in Wisconsin#4 of 30$2.9M9.45%2024
Homeowners in Wisconsin#93 of 161$1.9M0.08%2024
Personal auto in Wisconsin#93 of 155$2.3M0.05%2024
Commercial property (fire and allied lines) in Wisconsin#95 of 210$224,5240.07%2024
Commercial package (BOP, CMP) in Wisconsin#107 of 276$1.3M0.12%2024
General liability in Wisconsin#203 of 429$436,9790.03%2024
Commercial auto in Wisconsin#205 of 312$199,1220.02%2024
Standing

Where it's a top-10 writer

Brookfield Wealth Solutions Group (NAIC group 00408), the group American National Property and Casualty Company belongs to, ranks in the top 10 for these lines and states. Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

Line and stateRankPremium writtenShareYear
Credit in Minnesota
Credit
#2$3.5M10.69%2025
Commercial property (fire and allied lines) in Vermont
Fire
#2$3.0M6.59%2025
Commercial property (fire and allied lines) in Vermont
Allied Lines
#2$3.2M9.30%2025
Commercial property (fire and allied lines) in West Virginia
Allied Lines
#2$4.5M7.51%2025
Workers' compensation in Wyoming
Workers Compensation
#2$2.1M0.99%2025
Credit in Idaho
Credit
#3$1.6M9.31%2025
Commercial property (fire and allied lines) in South Dakota
Allied Lines
#4$6.6M7.34%2025
Credit in Texas
Credit
#4$57.7M9.37%2025
Commercial property (fire and allied lines) in West Virginia
Fire
#4$4.7M5.14%2025
Workers' compensation in West Virginia
Workers Compensation
#4$12.5M5.32%2025
Credit in Iowa
Credit
#5$1.1M5.54%2025
Credit in New Jersey
Credit
#5$6.3M4.97%2025
Commercial auto in New York
Commercial Auto Physical Damage
#5$24.2M4.16%2025
Credit in California
Credit
#6$18.2M6.67%2025
Commercial property (fire and allied lines) in Maine
Allied Lines
#6$3.3M4.46%2025
Commercial property (fire and allied lines) in New Hampshire
Allied Lines
#6$3.2M4.97%2025
Commercial auto in New Jersey
Commercial Auto Physical Damage
#6$12.1M3.27%2025
Inland marine in Vermont
Inland Marine
#6$3.0M4.59%2025
Credit in Wisconsin
Credit
#6$2.6M6.94%2025
Commercial property (fire and allied lines) in Delaware
Allied Lines
#8$2.2M3.54%2025
General liability in Hawaii
Products Liability
#8$457,0003.04%2025
Credit in Kansas
Credit
#8$2.1M5.54%2025
Commercial property (fire and allied lines) in New Hampshire
Fire
#8$2.8M3.59%2025
General liability in New York
Products Liability
#8$21.5M6.07%2025
Credit in Washington
Credit
#8$1.6M2.71%2025
Credit in Alaska
Credit
#9$205,0006.01%2025
Credit in Maine
Credit
#9$274,0002.34%2025
Farm and crop in Massachusetts
Farmowners Multiple Peril
#9$31,0000.50%2025
Credit in New Hampshire
Credit
#9$533,0004.50%2025
Farm and crop in New Jersey
Farmowners Multiple Peril
#9$7,0000.16%2025
Credit in North Dakota
Credit
#9$58,0002.08%2025
Credit in Rhode Island
Credit
#9$48,0000.65%2025
Credit in South Carolina
Credit
#9$1.5M4.76%2025
Credit in Tennessee
Credit
#9$2.9M3.96%2025
Commercial auto in Vermont
Commercial Auto Physical Damage
#9$1.6M3.71%2025
Credit in Virginia
Credit
#9$2.4M3.82%2025
Flood in Wyoming
Federal Flood
#9$17,0001.42%2025
Commercial property (fire and allied lines) in Maine
Fire
#10$3.3M3.59%2025
Credit in Michigan
Credit
#10$3.3M3.66%2025
Credit in Mississippi
Credit
#10$1.1M2.87%2025
Ocean marine in New Mexico
Ocean Marine
#10$78,0002.65%2025
Workers' compensation in Ohio
Workers Compensation
#10$506,0000.04%2025
Credit in Oklahoma
Credit
#10$1.0M2.94%2025
Credit in Utah
Credit
#10$1.4M4.62%2025

Method and source

Each row comes from the named regulator's public company list on the date shown, joined by NAIC number. "Admitted" means licensed by the state and backed by its guaranty fund; "surplus lines" means eligible to take risks the admitted market declines, without rate or form approval or guaranty fund protection. Premium and rank come from state market share reports that list every company. This is a public-records directory, not a rating or recommendation; for the company's own filings use the NAIC's Consumer Information Source.

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