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Directory · California · General liability

Who writes general liability in California

Ranked by direct premium written in 2025 from the California Department of Insurance market share report (every company, not a top-N list).

353 companies wrote general liability in California in 2025, $8.79B in direct premium. Federal Insurance Company led with 5.8%; the top five hold 21%.

By Sam Alishahi, independent insurance broker · All lines in California

Top 10 · NAIC table: 17.1, 17.2 - Other Liability

The insurer groups that write the most general liability in California

Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

#Insurer groupPremium writtenShareLoss ratioMember companies here
1Chubb Ltd Group$1.15B6.62%87%Federal Insurance Company, Ace American Insurance Company, Ace Property and Casualty Insurance Company, Chubb Lloyd's Insurance Company of Texas
2Berkshire Hathaway Group$785.6M4.52%69%GEICO General Insurance Company, GEICO Texas County Mutual Insurance Company, GEICO County Mutual Insurance Company, Government Employees Insurance Company
3Fairfax Financial Group$755.9M4.34%60%United States Fire Insurance Company, Zenith Insurance Company, Hudson Insurance Company, North River Insurance Company (The)
4Wr Berkley Corporation Group$753.2M4.33%69%Berkley Assurance Company, Berkley National Insurance Company, Carolina Casualty Insurance Company, StarNet Insurance Company
5Travelers Group$745.5M4.29%87%Travelers Property Casualty Company of America, Standard Fire Insurance Company (The), Travelers Personal Insurance Company, Travelers Casualty and Surety Company of America
6Markel Group$695.8M4.00%89%State National Insurance Company, Inc., Markel Insurance Company, Markel American Insurance Company, Essentia Insurance Company
7Axa Insurance Group$565.4M3.25%87%XL Specialty Insurance Company, XL Insurance America, Inc., Greenwich Insurance Company, |Indian Harbor Insurance Company
8Nationwide Corporation Group$563.5M3.24%71%Nationwide Mutual Insurance Company, Nationwide Insurance Company of America, National Casualty Company, Nationwide General Insurance Company
9Cna Insurance Group$533.1M3.06%35%Continental Casualty Company, Continental Insurance Company, (The), American Casualty Company of Reading, Pennsylvania, National Fire Insurance Company of Hartford
10Hartford Fire & Casualty Group$517.1M2.97%89%Hartford Fire Insurance Company, Hartford Underwriters Insurance Company, Hartford Casualty Insurance Company, Twin City Fire Insurance Company (The)
General liability · California

The companies

#CompanyNAICHome stateStatus herePremiumShare
1Federal Insurance Company20281INAdmitted (licensed)$512.3M5.83%
2State Farm General Insurance Company25151ILAdmitted (licensed)$427.7M4.87%
3Travelers Property Casualty Company of America25674CTAdmitted (licensed)$382.4M4.35%
4Ace American Insurance Company22667PAAdmitted (licensed)$262.0M2.98%
5Travelers Casualty and Surety Company of America31194CTAdmitted (licensed)$229.8M2.62%
6Continental Casualty Company20443ILAdmitted (licensed)$225.6M2.57%
7National Union Fire Insurance Company of Pittsburgh, Pennsylvania19445PAAdmitted (licensed)$203.7M2.32%
8Arch Insurance (UK) Limited11150MOAdmitted (licensed)$199.8M2.27%
9Zurich American Insurance Company16535NYAdmitted (licensed)$195.5M2.23%
10XL Specialty Insurance Company37885DEAdmitted (licensed)$180.8M2.06%
11Truck Insurance Exchange21709CAAdmitted (licensed)$175.5M2.00%
12STARR INDEMNITY \u0026 LIABILITY COMPANY38318TXAdmitted (licensed)$158.5M1.80%
13Continental Insurance Company, (The)35289PAAdmitted (licensed)$139.8M1.59%
14Philadelphia Indemnity Insurance Company18058PAAdmitted (licensed)$131.9M1.50%
15Markel Insurance Company38970ILAdmitted (licensed)$129.5M1.47%
16RLI Insurance Company13056ILAdmitted (licensed)$116.9M1.33%
17Hartford Fire Insurance Company19682CTAdmitted (licensed)$109.9M1.25%
18Old Republic Insurance Company24147PAAdmitted (licensed)$105.5M1.20%
19State National Insurance Company, Inc.12831TXAdmitted (licensed)$103.3M1.18%
20Mitsui Sumitomo Insurance Company of America20362NYAdmitted (licensed)$103.1M1.17%
21Foremost Insurance Company Grand Rapids, Michigan11185MIAdmitted (licensed)$103.0M1.17%
22American Guarantee and Liability Insurance Company26247NYAdmitted (licensed)$101.7M1.16%
23Endurance Risk Solutions Assurance Company43630DEAdmitted (licensed)$98.0M1.12%
24Ace Property and Casualty Insurance Company20699PAAdmitted (licensed)$97.2M1.11%
25Hiscox Insurance Company (Bermuda), Ltd.10200ILAdmitted (licensed)$93.9M1.07%
26Federated Mutual Insurance Company13935MNAdmitted (licensed)$93.3M1.06%
27Great American Insurance Company16691OHAdmitted (licensed)$87.2M0.99%
28XL Insurance America, Inc.24554DEAdmitted (licensed)$84.8M0.97%
29AXIS Insurance Company37273ILAdmitted (licensed)$84.4M0.96%
30Safeco Insurance Company of America24740NHAdmitted (licensed)$83.3M0.95%
31Greenwich Insurance Company22322DEAdmitted (licensed)$80.8M0.92%
32Everest National Insurance Company10120DEAdmitted (licensed)$79.9M0.91%
33Berkshire Hathaway Specialty Insurance Company22276NEAdmitted (licensed)$79.5M0.90%
34Hudson Insurance Company25054DEAdmitted (licensed)$71.5M0.81%
35Allianz Global Risks US Insurance Company35300ILAdmitted (licensed)$70.3M0.80%
36Twin City Fire Insurance Company (The)29459INAdmitted (licensed)$66.3M0.75%
37Liberty Mutual Fire Insurance Company23035WIAdmitted (licensed)$66.0M0.75%
38Berkley Assurance Company32603DEAdmitted (licensed)$63.9M0.73%
39Fireman's Fund Insurance Company21873ILAdmitted (licensed)$61.5M0.70%
40Safety National Casualty Corporation15105MOAdmitted (licensed)$60.6M0.69%
41Markel American Insurance Company28932VAAdmitted (licensed)$60.2M0.69%
42QBE Insurance (Europe) Limited39217PAAdmitted (licensed)$59.9M0.68%
43RSUI Indemnity Company22314NHAdmitted (licensed)$59.0M0.67%
44Hartford Casualty Insurance Company29424INAdmitted (licensed)$54.7M0.62%
45Berkshire Hathaway Direct Insurance Company10391NEAdmitted (licensed)$53.6M0.61%
46Liberty Mutual Insurance Company42404ILAdmitted (licensed)$51.7M0.59%
47Cumis Insurance Society Incorporated10847IAAdmitted (licensed)$50.8M0.58%
48Middlesex Insurance Company23434WIAdmitted (licensed)$48.0M0.55%
49American Fire and Casualty Company24066NHAdmitted (licensed)$47.7M0.54%
50Travelers Indemnity Company of Connecticut (The)25682CTAdmitted (licensed)$47.3M0.54%
51United States Liability Insurance Company25895NEAdmitted (licensed)$46.0M0.52%
52Allstate Insurance Company19232ILAdmitted (licensed)$45.8M0.52%
53Aspen American Insurance Company43460TXAdmitted (licensed)$44.9M0.51%
54Allied World Specialty Insurance Company16624DEAdmitted (licensed)$44.6M0.51%
55Great American Assurance Company26344OHAdmitted (licensed)$44.5M0.51%
56Hanover Insurance Company (The)22292NHAdmitted (licensed)$43.1M0.49%
57Harco National Insurance Company26433ILAdmitted (licensed)$40.5M0.46%
58Swiss Re Corporate Solutions America Insurance Corporation29874MOAdmitted (licensed)$40.3M0.46%
59Hartford Underwriters Insurance Company30104CTAdmitted (licensed)$39.6M0.45%
60Navigators Insurance Company42307NYAdmitted (licensed)$39.4M0.45%
61Mercury Casualty Company11908CAAdmitted (licensed)$39.1M0.44%
62Virginia Surety Company, Inc.40827ILAdmitted (licensed)$37.9M0.43%
63CSAA Insurance Exchange15539CAAdmitted (licensed)$35.9M0.41%
64American Bankers Insurance Company of Florida10111FLAdmitted (licensed)$35.4M0.40%
65Executive Risk Indemnity, Inc.35181DEAdmitted (licensed)$35.2M0.40%
66U.S. Specialty Insurance Company29599TXAdmitted (licensed)$34.8M0.40%
67USAA Casualty Insurance Company25968TXAdmitted (licensed)$34.7M0.39%
68Wesco Insurance Company25011DEAdmitted (licensed)$33.7M0.38%
69Ironshore Indemnity, Inc.23647ILAdmitted (licensed)$33.6M0.38%
70Freedom Specialty Insurance Company22209OHAdmitted (licensed)$31.3M0.36%
71Allied World Assurance Company (U.S.) Inc.22730NHAdmitted (licensed)$31.3M0.36%
72Nationwide Agribusiness Insurance Company28223IAAdmitted (licensed)$30.8M0.35%
73Lawyers' Mutual Insurance Company36706CAAdmitted (licensed)$30.6M0.35%
74Zenith Insurance Company13269CAAdmitted (licensed)$30.5M0.35%
75Westfield National Insurance Company24120OHAdmitted (licensed)$30.4M0.35%
76Government Employees Insurance Company22063NEAdmitted (licensed)$29.7M0.34%
77Allied World Assurance Company (U.S.), Inc.19489DEAdmitted (licensed)$29.6M0.34%
78National Casualty Company11991OHAdmitted (licensed)$29.2M0.33%
79United Services Automobile Association, USAA Reciprocal, Attorney-in-fact25941TXAdmitted (licensed)$28.8M0.33%
80Beazley Insurance Company, Inc.37540CTAdmitted (licensed)$27.5M0.31%
81Westchester Fire Insurance Company10030PAAdmitted (licensed)$26.8M0.31%
82Great American Security Insurance Company31135OHAdmitted (licensed)$26.0M0.30%
83HDI Global Insurance Company41343ILAdmitted (licensed)$25.8M0.29%
84Atlantic Specialty Insurance Company27154NYAdmitted (licensed)$25.6M0.29%
85National Fire Insurance Company of Hartford20478ILAdmitted (licensed)$25.6M0.29%
86New York Marine and General Insurance Company16608NYAdmitted (licensed)$25.3M0.29%
87Palomar Specialty Insurance Company20338ORAdmitted (licensed)$25.1M0.29%
88CSAA FIRE \u0026 CASUALTY INSURANCE COMPANY10921INAdmitted (licensed)$25.0M0.28%
89Nationwide Mutual Insurance Company23787OHAdmitted (licensed)$24.3M0.28%
90Accredited Surety and Casualty Company, Inc.26379FLAdmitted (licensed)$23.8M0.27%
91Endurance Assurance Corporation11551DEAdmitted (licensed)$23.5M0.27%
92Golden Bear Insurance Company39861CAAdmitted (licensed)$23.5M0.27%
93Scottsdale Indemnity Company15580OHAdmitted (licensed)$22.8M0.26%
94Standard Fire Insurance Company (The)19070CTAdmitted (licensed)$22.5M0.26%
95Ascot Insurance Company23752COAdmitted (licensed)$22.5M0.26%
96Great American Spirit Insurance Company33723OHAdmitted (licensed)$22.5M0.26%
97Toyota Motor Insurance Company37621AZAdmitted (licensed)$21.8M0.25%
98StarStone National Insurance Company25496DEAdmitted (licensed)$20.7M0.24%
99Indemnity Insurance Company of North America43575PAAdmitted (licensed)$19.4M0.22%
100Sompo America Insurance Company11126NYAdmitted (licensed)$19.0M0.22%
101Financial Pacific Insurance Company31453CAAdmitted (licensed)$18.8M0.21%
102Caterpillar Insurance Company11255MOAdmitted (licensed)$18.5M0.21%
103CAMICO Mutual Insurance Company36340CAAdmitted (licensed)$18.3M0.21%
104Privilege Underwriters Reciprocal Exchange, PURE Risk Mgt, Atty-in-Fact12873FLAdmitted (licensed)$18.1M0.21%
105California Capital Insurance Company13544CAAdmitted (licensed)$18.1M0.21%
106Midvale Indemnity Company27138WIAdmitted (licensed)$18.0M0.20%
107California Automobile Insurance Company38342CAAdmitted (licensed)$17.6M0.20%
108Vantage Risk Assurance Company32077DEAdmitted (licensed)$17.2M0.20%
109NATIONAL LIABILITY \u0026 FIRE INSURANCE COMPANY20052CTAdmitted (licensed)$16.1M0.18%
110Great Divide Insurance Company25224NDAdmitted (licensed)$16.1M0.18%
111SAMSUNG FIRE \u0026 MARINE INSURANCE CO., LTD. (U.S. BRANCH)38300NYAdmitted (licensed)$15.7M0.18%
112Pacific Employers Insurance Company22748PAAdmitted (licensed)$15.5M0.18%
113Everest Premier Insurance Company16045DEAdmitted (licensed)$15.3M0.17%
114Next Insurance US Company16285DEAdmitted (licensed)$15.3M0.17%
115Accelerant National Insurance Company10220ARAdmitted (licensed)$15.3M0.17%
116Great American Alliance Insurance Company26832OHAdmitted (licensed)$15.3M0.17%
117Cincinnati Insurance Company (The)10677OHAdmitted (licensed)$15.1M0.17%
118Federated Service Insurance Company28304MNAdmitted (licensed)$14.8M0.17%
119Everest Reinsurance (Bermuda) Limited -26921DEAdmitted (licensed)$14.7M0.17%
120Sentruity Casualty Company12870TXAdmitted (licensed)$14.5M0.17%
121Response Indemnity Company of California10970CAAdmitted (licensed)$14.1M0.16%
122National Interstate Insurance Company32620OHAdmitted (licensed)$14.1M0.16%
123General Star National Insurance Company11967DEAdmitted (licensed)$13.2M0.15%
124Interinsurance Exchange of the Automobile Club15598CAAdmitted (licensed)$13.1M0.15%
125Valley Forge Insurance Company20508PAAdmitted (licensed)$13.0M0.15%
126Tokio Marine America Insurance Company10945NYAdmitted (licensed)$13.0M0.15%
127Berkley National Insurance Company38911IAAdmitted (licensed)$13.0M0.15%
128Bankers Standard Insurance Company18279PAAdmitted (licensed)$13.0M0.15%
129National Specialty Insurance Company22608TXAdmitted (licensed)$12.6M0.14%
130Garrison Property and Casualty Insurance Company21253TXAdmitted (licensed)$12.1M0.14%
131Ohio Security Insurance Company24082NHAdmitted (licensed)$11.8M0.13%
132PartnerRe America Insurance Company11835DEAdmitted (licensed)$11.5M0.13%
133Pennsylvania Manufacturers' Association Insurance Company12262PAAdmitted (licensed)$11.3M0.13%
134Contractors Bonding and Insurance Company37206ILAdmitted (licensed)$11.0M0.12%
135American Family Connect Property and Casualty Insurance Company29068WIAdmitted (licensed)$10.0M0.11%
136Sentry Insurance Company24988WIAdmitted (licensed)$9.9M0.11%
137Spinnaker Insurance Company24376ILAdmitted (licensed)$9.8M0.11%
138Transportation Insurance Company20494ILAdmitted (licensed)$9.1M0.10%
139Fire Insurance Exchange Fire Underwriters Association21660CAAdmitted (licensed)$9.1M0.10%
140Concert Insurance Company10891ILAdmitted (licensed)$9.1M0.10%
141Pennsylvania Lumbermen's Mutual Insurance Company14974PAAdmitted (licensed)$8.9M0.10%
142Beazley America Insurance Company, Inc.16510CTAdmitted (licensed)$8.8M0.10%
143Farmers Insurance Exchange21652CAAdmitted (licensed)$8.3M0.09%
144American Modern Property and Casualty Insurance Company42722OHAdmitted (licensed)$8.3M0.09%
145General Security National Insurance Company39322NYAdmitted (licensed)$8.1M0.09%
146North River Insurance Company (The)21105NJAdmitted (licensed)$7.9M0.09%
147Securian Casualty Company10054MNAdmitted (licensed)$7.8M0.09%
148United States Fire Insurance Company21113DEAdmitted (licensed)$7.8M0.09%
149Crestbrook Insurance Company18961OHAdmitted (licensed)$7.5M0.09%
150Clear Blue Insurance Company28860TXAdmitted (licensed)$7.3M0.08%
151USAA General Indemnity Company18600TXAdmitted (licensed)$7.3M0.08%
152TDC Specialty Insurance Company34487DCAdmitted (licensed)$7.2M0.08%
153State Farm Fire and Casualty Company25143ILAdmitted (licensed)$6.9M0.08%
154EMPLOYERS MUTUAL CASUALTY COMPANY Employers Mutual Casualty Company)21415IAAdmitted (licensed)$6.9M0.08%
155AmGUARD Insurance Company42390NEAdmitted (licensed)$6.7M0.08%
156UNITED FIRE \u0026 CASUALTY COMPANY13021IAAdmitted (licensed)$6.6M0.07%
157Benchmark Insurance Company41394KSAdmitted (licensed)$6.6M0.07%
158Fair American Insurance and Reinsurance Company35157NYAdmitted (licensed)$6.4M0.07%
159Universal Underwriters Insurance Company41181ILAdmitted (licensed)$6.2M0.07%
160West American Insurance Company44393INAdmitted (licensed)$5.9M0.07%
161Amica Mutual Insurance Company, The19976RIAdmitted (licensed)$5.8M0.07%
162Ohio Casualty Insurance Company (The)24074NHAdmitted (licensed)$5.7M0.06%
163Oregon Mutual Insurance Company14907ORAdmitted (licensed)$5.6M0.06%
164Progressive Direct Insurance Company16322OHAdmitted (licensed)$5.6M0.06%
165Coalition Insurance Company29530NYAdmitted (licensed)$5.2M0.06%
166Stillwater Insurance Company25180CAAdmitted (licensed)$5.1M0.06%
167Security National Insurance Company19879DEAdmitted (licensed)$5.0M0.06%
168American Zurich Insurance Company40142ILAdmitted (licensed)$4.9M0.06%
169BITCO General Insurance Corporation20095IAAdmitted (licensed)$4.8M0.05%
170L M Insurance Corporation33600ILAdmitted (licensed)$4.7M0.05%
171Sentry Select Insurance Company21180WIAdmitted (licensed)$4.6M0.05%
172Mid-Century Insurance Company21687CAAdmitted (licensed)$4.6M0.05%
173Pacific Specialty Insurance Company37850CAAdmitted (licensed)$4.6M0.05%
174General Insurance Company of America24732NHAdmitted (licensed)$4.6M0.05%
175Brotherhood Mutual Insurance Company13528INAdmitted (licensed)$4.5M0.05%
176Manufacturers Alliance Insurance Company36897PAAdmitted (licensed)$4.4M0.05%
177Lio Insurance Company40550AZAdmitted (licensed)$4.3M0.05%
178Star Insurance Company18023MIAdmitted (licensed)$3.9M0.04%
179PROTECTIVE PROPERTY \u0026 CASUALTY INSURANCE COMPANY35769MOAdmitted (licensed)$3.9M0.04%
180Nationwide General Insurance Company23760OHAdmitted (licensed)$3.8M0.04%
181Technology Insurance Company, Inc.42376DEAdmitted (licensed)$3.8M0.04%
182American National Property and Casualty Company28401NEAdmitted (licensed)$3.8M0.04%
183Progressive Casualty Insurance Company24260OHAdmitted (licensed)$3.8M0.04%
184American Casualty Company of Reading, Pennsylvania20427PAAdmitted (licensed)$3.7M0.04%
185Preferred Professional Insurance Company36234NEAdmitted (licensed)$3.7M0.04%
186American Alternative Insurance Corporation19720DEAdmitted (licensed)$3.6M0.04%
187StarNet Insurance Company40045IAAdmitted (licensed)$3.5M0.04%
188Encompass Insurance Company10358ILAdmitted (licensed)$3.4M0.04%
189Pennsylvania Manufacturers Indemnity Company41424PAAdmitted (licensed)$3.4M0.04%
190SiriusPoint America Insurance Company38776NYAdmitted (licensed)$3.4M0.04%
191Argonaut Insurance Company19801NEAdmitted (licensed)$3.2M0.04%
192Capitol Indemnity Corporation10472WIAdmitted (licensed)$3.2M0.04%
193Vanliner Insurance Company21172OHAdmitted (licensed)$3.1M0.04%
194Nova Casualty Company42552NYAdmitted (licensed)$3.1M0.04%
195Hartford Accident and Indemnity Company22357CTAdmitted (licensed)$3.1M0.04%
196Mitsui Sumitomo Insurance USA Inc.22551NYAdmitted (licensed)$3.1M0.04%
197Ace Fire Underwriters Insurance Company20702PAAdmitted (licensed)$3.1M0.03%
198North Pointe Insurance Company27740PAAdmitted (licensed)$3.0M0.03%
199MIC Property and Casualty Insurance Corporation38601MIAdmitted (licensed)$3.0M0.03%
200Professional Solutions Insurance Company11127IAAdmitted (licensed)$3.0M0.03%
201Allmerica Financial Benefit Insurance Company41840MIAdmitted (licensed)$2.9M0.03%
202Chubb Indemnity Insurance Company12777NYAdmitted (licensed)$2.9M0.03%
203CorePointe Insurance Company10499DEAdmitted (licensed)$2.9M0.03%
204Incline Casualty Company11090TXAdmitted (licensed)$2.8M0.03%
205TransGuard Insurance Company of America, Inc.28886ILAdmitted (licensed)$2.7M0.03%
206United Financial Casualty Company11770OHAdmitted (licensed)$2.7M0.03%
207GuideOne Insurance Company15032IAAdmitted (licensed)$2.6M0.03%
208Berkley Regional Insurance Company29580IAAdmitted (licensed)$2.6M0.03%
209Insurance Company of the State of Pennsylvania (The)19429ILAdmitted (licensed)$2.5M0.03%
210Medmarc Casualty Insurance Company22241VTAdmitted (licensed)$2.4M0.03%
211Liberty Mutual Insurance Company23043MAAdmitted (licensed)$2.3M0.03%
212Protective Insurance Company12416INAdmitted (licensed)$2.2M0.03%
213Doctors' Company (The), An Interinsurance Exchange, The Doctor's Management34495CAAdmitted (licensed)$2.2M0.03%
214First Liberty Insurance Corporation (The)33588ILAdmitted (licensed)$2.2M0.02%
215American Southern Home Insurance Company41998FLAdmitted (licensed)$2.2M0.02%
216Integon National Insurance Company29742ILAdmitted (licensed)$2.1M0.02%
217Merchants Bonding Company (Mutual)14494IAAdmitted (licensed)$2.1M0.02%
218Imperium Insurance Company35408TXAdmitted (licensed)$2.1M0.02%
219Carolina Casualty Insurance Company10510IAAdmitted (licensed)$2.1M0.02%
220Great West Casualty Company11371NEAdmitted (licensed)$2.0M0.02%
221Church Mutual Insurance Company, S. I.18767WIAdmitted (licensed)$2.0M0.02%
222American Commerce Insurance Company19941OHAdmitted (licensed)$2.0M0.02%
223ASI Select Insurance Corp.14042DEAdmitted (licensed)$2.0M0.02%
224Monterey Insurance Company23540CAAdmitted (licensed)$1.9M0.02%
225Stratford Insurance Company40436NHAdmitted (licensed)$1.8M0.02%
226BCS Insurance Company38245OHAdmitted (licensed)$1.7M0.02%
227Trumbull Insurance Company27120CTAdmitted (licensed)$1.7M0.02%
228American Automobile Insurance Company21849MOAdmitted (licensed)$1.6M0.02%
229Falls Lake Fire and Casualty Company15884CAAdmitted (licensed)$1.6M0.02%
230Dealers Assurance Company16705OHAdmitted (licensed)$1.5M0.02%
231Old Republic General Insurance Corporation24139ILAdmitted (licensed)$1.5M0.02%
232Pharmacists Mutual Insurance Company13714IAAdmitted (licensed)$1.5M0.02%
233Plateau Casualty Insurance Company10817TNAdmitted (licensed)$1.4M0.02%
234ISMIE Mutual Insurance Company32921ILAdmitted (licensed)$1.4M0.02%
235Great Northern Insurance Company20303INAdmitted (licensed)$1.4M0.02%
236Liberty Insurance Underwriters, Inc.19917ILAdmitted (licensed)$1.4M0.02%
237Zurich American Insurance Company of Illinois27855ILAdmitted (licensed)$1.4M0.02%
238Zale Indemnity Company30325TXAdmitted (licensed)$1.2M0.01%
239Everest Denali Insurance Company16044DEAdmitted (licensed)$1.1M0.01%
240Pennsylvania Insurance Company21962NMAdmitted (licensed)$1.1M0.01%
241Trans Pacific Insurance Company41238NYAdmitted (licensed)$1.1M0.01%
242Grange Insurance Association22101WAAdmitted (licensed)$1.0M0.01%
243Diamond State Insurance Company42048INAdmitted (licensed)$1.0M0.01%
244Lancer Insurance Company26077ILAdmitted (licensed)$989,7490.01%
245Massachusetts Bay Insurance Company22306NHAdmitted (licensed)$986,4940.01%
246Northland Insurance Company24015CTAdmitted (licensed)$946,9950.01%
247Great American Insurance Company of New York22136NYAdmitted (licensed)$913,2100.01%
248TNUS Insurance Company DBA: 257000032301NYAdmitted (licensed)$890,5670.01%
249Employers Insurance Company of Wausau21458WIAdmitted (licensed)$884,8480.01%
250Medical Protective Company (The)11843INAdmitted (licensed)$858,6460.01%
251Dentists Insurance Company (The)40975CAAdmitted (licensed)$858,6430.01%
252Chubb National Insurance Company10052INAdmitted (licensed)$852,2730.01%
253Motors Insurance Corporation22012MIAdmitted (licensed)$751,0130.01%
254Granite State Insurance Company23809ILAdmitted (licensed)$750,7710.01%
255California General Underwriters Insurance Company, Inc.31046CAAdmitted (licensed)$739,3330.01%
256Citizens Insurance Company of America31534MIAdmitted (licensed)$717,4220.01%
257Horace Mann Insurance Company22578ILAdmitted (licensed)$708,4410.01%
258Housing Enterprise Insurance Company, Inc.11206VTAdmitted (licensed)$676,8580.01%
259St. Paul Fire and Marine Insurance Company24767CTAdmitted (licensed)$658,6160.01%
260Amerisure Mutual Insurance Company23396MIAdmitted (licensed)$657,3490.01%
261American Security Insurance Company42978DEAdmitted (licensed)$656,3930.01%
262Fidelity and Deposit Company of Maryland (The)39306ILAdmitted (licensed)$639,5310.01%
263Fidelity and Guaranty Insurance Company35386IAAdmitted (licensed)$613,5140.01%
264American Family Home Insurance Company23450FLAdmitted (licensed)$570,5510.01%
265Western Surety Company13188SDAdmitted (licensed)$520,7080.01%
266Hanover American Insurance Company (The)36064NHAdmitted (licensed)$513,8920.01%
267ALPS PROPERTY \u0026 CASUALTY INSURANCE COMPANY32450MTAdmitted (licensed)$508,2430.01%
268Federated Rural Electric Insurance Exchange11118KSAdmitted (licensed)$506,5340.01%
269Obsidian Pacific Insurance Company26395DEAdmitted (licensed)$493,6620.01%
270Colonial Surety Company10758PAAdmitted (licensed)$471,7210.01%
271Infinity Select Insurance Company20260INAdmitted (licensed)$452,7690.01%
272Hartford Steam Boiler Inspection and Insurance Company (The)11452CTAdmitted (licensed)$411,3920.00%
273American Home Assurance Company19380NYAdmitted (licensed)$408,9070.00%
274GuideOne Specialty Insurance Company14559IAAdmitted (licensed)$379,1810.00%
275AXIS Reinsurance Company20370NYAdmitted (licensed)$313,8380.00%
276DB Insurance Company, Ltd. (US Branch)12502HIAdmitted (licensed)$311,4620.00%
277Commerce and Industry Insurance Company19410NYAdmitted (licensed)$300,9920.00%
278Regent Insurance Company24449WIAdmitted (licensed)$296,7890.00%
279Chicago Insurance Company22810ILAdmitted (licensed)$276,4670.00%
280Nationwide Insurance Company of America25453OHAdmitted (licensed)$273,4360.00%
281Medical Insurance Exchange Of California32433CAAdmitted (licensed)$263,5770.00%
282Intrepid Insurance Company10749IAAdmitted (licensed)$250,2020.00%
283Seneca Insurance Company Incorporated10936NYAdmitted (licensed)$243,7990.00%
284American Modern Home Insurance Company23469OHAdmitted (licensed)$234,4830.00%
285Williamsburg National Insurance Company25780MIAdmitted (licensed)$227,3540.00%
286Stonington Insurance Company10340PAAdmitted (licensed)$220,6500.00%
287Hartford Insurance Company of the Midwest37478INAdmitted (licensed)$219,8660.00%
288Eagle West Insurance Company12890CAAdmitted (licensed)$215,1220.00%
289Canal Insurance Company10464SCAdmitted (licensed)$209,2480.00%
290Pacific Indemnity Company20346DEAdmitted (licensed)$183,2920.00%
291Vigilant Insurance Company20397NYAdmitted (licensed)$177,0450.00%
292Allied Insurance Company of America10127OHAdmitted (licensed)$168,6600.00%
293Wilshire Insurance Company13234NCAdmitted (licensed)$162,8650.00%
294American Summit Insurance Company19623TXAdmitted (licensed)$150,6740.00%
295Armed Forces Insurance Exchange41459KSAdmitted (licensed)$141,7330.00%
296MAPFRE Insurance Company23876NJAdmitted (licensed)$140,3570.00%
297AMCO Insurance Company19100IAAdmitted (licensed)$132,6560.00%
298State Farm Mutual Automobile Insurance Company25178ILAdmitted (licensed)$129,4080.00%
299Empire Fire and Marine Insurance Company21326ILAdmitted (licensed)$122,3810.00%
300Admiral Indemnity Company44318DEAdmitted (licensed)$117,0090.00%
301Stillwater Property and Casualty Insurance Company16578NYAdmitted (licensed)$115,5470.00%
302Sentinel Insurance Company, Limited11000CTAdmitted (licensed)$115,1910.00%
303Century-National Insurance Company26905ILAdmitted (licensed)$108,5970.00%
304OCCIDENTAL FIRE \u0026 CASUALTY COMPANY OF NORTH CAROLINA23248NCAdmitted (licensed)$103,8350.00%
305Trisura Insurance Company22225OKAdmitted (licensed)$101,6560.00%
306Knightbrook Insurance Company13722DEAdmitted (licensed)$98,6640.00%
307Alaska National Insurance Company38733AKAdmitted (licensed)$96,3250.00%
308Glencar Insurance Company12254WIAdmitted (licensed)$84,3370.00%
309Developers Surety and Indemnity Company12718CAAdmitted (licensed)$83,7420.00%
310Cincinnati Indemnity Company (The)23280OHAdmitted (licensed)$79,6970.00%
311Praetorian Insurance Company37257PAAdmitted (licensed)$78,2840.00%
312Progressive Express Insurance Company10193OHAdmitted (licensed)$69,6480.00%
313National American Insurance Company23663OKAdmitted (licensed)$68,0130.00%
314General Casualty Company of Wisconsin24414WIAdmitted (licensed)$65,5170.00%
315Great Midwest Insurance Company18694TXAdmitted (licensed)$65,0280.00%
316Qualitas Insurance Company14133CAAdmitted (licensed)$62,1690.00%
317MS Transverse Insurance Company21075TXAdmitted (licensed)$57,0040.00%
318Aegis Security Insurance Company33898CAAdmitted (licensed)$55,3280.00%
319American Reliable Insurance Company19615AZAdmitted (licensed)$50,9700.00%
320Colony Specialty Insurance Company36927NEAdmitted (licensed)$49,8000.00%
321HYUNDAI MARINE \u0026 FIRE INSURANCE CO., LTD. (U.S. BRANCH)10048CAAdmitted (licensed)$45,6460.00%
322Drive Insurance Company27804OHAdmitted (licensed)$43,4180.00%
323Utica Mutual Insurance Company25976NYAdmitted (licensed)$42,9060.00%
324U.S. Underwriters Insurance Company35416NDAdmitted (licensed)$42,0960.00%
325Jefferson Insurance Company11630NYAdmitted (licensed)$41,5600.00%
326Surety Bonding Company of America24047SDAdmitted (licensed)$41,1700.00%
327Nationwide Property and Casualty Insurance Company37877OHAdmitted (licensed)$39,9600.00%
328BITCO National Insurance Company20109IAAdmitted (licensed)$25,4670.00%
329Jewelers Mutual Insurance Company, SI14354WIAdmitted (licensed)$22,2270.00%
330California Mutual Insurance Company27480CAAdmitted (licensed)$21,9800.00%
331Providence Washington Insurance Company24295RIAdmitted (licensed)$19,0310.00%
332Penn-America Insurance Company32859PAAdmitted (licensed)$17,9180.00%
333National Indemnity Company20087NEAdmitted (licensed)$16,4160.00%
334Cherokee Insurance Company10642MIAdmitted (licensed)$15,0000.00%
335Cincinnati Casualty Company (The)28665OHAdmitted (licensed)$12,7430.00%
336Florists' Mutual Insurance Company13978ILAdmitted (licensed)$9,6290.00%
337Landcar Casualty Company37109UTAdmitted (licensed)$8,1130.00%
338Vantapro Specialty Insurance Company44768ARAdmitted (licensed)$6,1650.00%
339Mount Vernon Specialty Insurance Company14420NEAdmitted (licensed)$6,0510.00%
340First Colonial Insurance Company29980ILAdmitted (licensed)$4,9330.00%
341National Surety Corporation21881ILAdmitted (licensed)$3,1410.00%
342Riverport Insurance Company36684IAAdmitted (licensed)$2,0710.00%
343New Hampshire Insurance Company23841ILAdmitted (licensed)$1,4670.00%
344Old Republic Surety Company40444WIAdmitted (licensed)$1,3920.00%
345Westport Insurance Corporation39845MOAdmitted (licensed)$1,1990.00%
346First Financial Insurance Company11177ILAdmitted (licensed)$1,1780.00%
347Nationwide Mutual Insurance Company10723OHAdmitted (licensed)$6420.00%
348CAMPMED CASUALTY \u0026 INDEMNITY COMPANY, INC.12260NHAdmitted (licensed)$3740.00%
349Allstate Indemnity Company19240ILAdmitted (licensed)$3280.00%
350Neighborhood Spirit Property and Casualty Company10317CAAdmitted (licensed)$1920.00%
351Property and Casualty Insurance Company of Hartford34690INAdmitted (licensed)$1870.00%
352Merchants National Bonding, Inc.11595IAAdmitted (licensed)$920.00%
353Civic Property and Casualty Company10315CAAdmitted (licensed)$660.00%
Turned down?

Last resort for general liability in California

Last resortLinesWhereHow to get in
Surplus lines and Lloyd's open marketallall states, under each state's diligent-search rulesThrough surplus lines wholesalers; commercial property and liability have no guaranteed plan, so this is their last stepSource

Method and source

Source: the California Department of Insurance company list, read 2026-10-17 and the surplus lines list. California's company search lists every company on file (all lines, including some no longer active); P&C status comes from the merge. "Premium" is direct premium written in the state for the year shown; "share" is that company's part of the state total for the line. A company can be licensed for a line and write none of it, and a surplus lines insurer can write a line without a state license for it.

Open to use. Cite "Alishahi Insurance insurance company directory" and link here. CSV · JSON.

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