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Directory · Company · Updated 2026-10-18

Clear Blue Insurance Company · NAIC 28860

Where Clear Blue Insurance Company is admitted, where it's eligible for surplus lines, the lines it's licensed for and how much of each it writes, from state regulators' public lists and market share reports.

Clear Blue Insurance Company (NAIC 28860) is a property and casualty insurer domiciled in Texas, part of Clear Blue Financial Group. State regulators list it as licensed (admitted) in Alaska, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Mississippi, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, Wyoming. It ranked #11 of 329 in Texas commercial auto in 2025 (1.8% share). It ranked #12 of 47 in South Dakota farm and crop in 2025 (1.8% share). It ranked #17 of 41 in Texas farm and crop in 2025 (0.5% share).

By Sam Alishahi, independent insurance broker · All companies

By state

Where it's licensed

States whose regulator lists are loaded: Alaska, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, West Virginia, Wyoming. Not on the lists we have for Montana, West Virginia, which doesn't by itself mean it isn't licensed there.

StateStatusLines licensedSinceSource
AlaskaAdmitted (licensed)——Alaska, 2026-10-18
CaliforniaAdmitted (licensed)Commercial auto, Farm and crop, Inland marine, General liability—California Department of Insurance, 2026-10-17
ColoradoAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto, Farm and crop, Homeowners, Inland marine, General liability, Commercial property (fire and allied lines)—Colorado, 2026-10-18
ConnecticutAdmitted (licensed)——Connecticut, 2026-10-18
DelawareAdmitted (licensed)——Delaware, 2026-10-18
FloridaAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP), Earthquake, Fidelity bonds, Homeowners, Inland marine, General liability, Commercial property (fire and allied lines), Surety bonds, Workers' compensation—Florida Office of Insurance Regulation, 2026-10-18
GeorgiaAdmitted (licensed)General liability, Commercial property (fire and allied lines), Surety bonds, Workers' compensation—Georgia, 2026-10-18
HawaiiAdmitted (licensed)——Hawaii, 2026-10-18
IdahoAdmitted (licensed)Fidelity bonds, General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Workers' compensation—Idaho, 2026-10-18
IllinoisAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto, Crime (burglary and theft), Farm and crop, Homeowners, Inland marine, General liability, Commercial property (fire and allied lines)—Illinois, 2026-10-18
IowaAdmitted (licensed)——Iowa, 2026-10-18
KentuckyAdmitted (licensed)——Kentucky Department of Insurance, 2026-10-17
MarylandAdmitted (licensed)——Maryland Insurance Administration, 2026-10-17
MassachusettsAdmitted (licensed)Personal auto, Fidelity bonds, General liability, Surety bonds, Workers' compensation—Massachusetts, 2026-10-18
MinnesotaAdmitted (licensed)——Minnesota, 2026-10-18
MississippiAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown, Farm and crop, Fidelity bonds, Glass, Homeowners, Inland marine, General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Workers' compensation06-01-2001Mississippi Insurance Department, 2026-10-17
MissouriAdmitted (licensed)Personal auto, Commercial auto, Homeowners, Inland marine, General liability, Commercial property (fire and allied lines)—Missouri, 2026-10-18
NebraskaAdmitted (licensed)——Nebraska, 2026-10-18
NevadaAdmitted (licensed)General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds—Nevada Division of Insurance, 2026-10-17
New JerseyAdmitted (licensed)——New Jersey, 2026-10-18
New YorkAdmitted (licensed)——Excess Line Association of New York (DFS-licensed and eligible excess line insurers), 2026-10-17
North CarolinaAdmitted (licensed)Personal auto, Commercial auto, Inland marine, General liability, Commercial property (fire and allied lines)—North Carolina, 2026-10-18
North DakotaAdmitted (licensed)——North Dakota, 2026-10-18
OhioAdmitted (licensed)——Ohio Department of Insurance, 2026-10-17
OklahomaAdmitted (licensed)Personal auto, Inland marine, General liability, Commercial property (fire and allied lines)—Oklahoma, 2026-10-18
OregonAdmitted (licensed)Personal auto, Commercial auto, Farm and crop, General liability, Commercial property (fire and allied lines)—Oregon, 2026-10-18
Rhode IslandAdmitted (licensed)——Rhode Island, 2026-10-18
South CarolinaAdmitted (licensed)——South Carolina, 2026-10-18
South DakotaAdmitted (licensed)Personal auto, Commercial auto, Farm and crop, General liability—South Dakota, 2026-10-18
TennesseeAdmitted (licensed)——Tennessee, 2026-10-18
TexasAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown, Commercial auto, Credit, Crime (burglary and theft), Farm and crop, Fidelity bonds, Glass, Inland marine, General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Workers' compensation2001/10/12Texas Department of Insurance, 2026-10-17
UtahAdmitted (licensed)——Utah, 2026-10-18
WashingtonAdmitted (licensed)——Washington Office of the Insurance Commissioner and the Surplus Line Association of Washington, 2026-10-17
WisconsinAdmitted (licensed)Personal auto, Commercial auto, General liability, Commercial property (fire and allied lines)—Wisconsin, 2026-10-18
WyomingAdmitted (licensed)——Wyoming, 2026-10-18
What it writes

Premium and rank by line

From the regulators that publish every company's direct premium by line.

Line and stateRankPremium writtenShareYear
Farm and crop in California#20 of 45$3.7M0.32%2025
Commercial auto in California#106 of 232$10.0M0.15%2025
Inland marine in California#124 of 248$1.7M0.06%2025
General liability in California#150 of 353$7.3M0.08%2025
Farm and crop in Illinois#31 of 57$770,5980.05%2025
Inland marine in Illinois#242 of 452$252,1480.02%2025
General liability in Illinois#342 of 695$1.3M0.02%2025
Commercial auto in Illinois#384 of 448$96,4630.00%2025
General liability in North Carolina#146 of 621$5.8M0.20%2025
Commercial auto in North Carolina#206 of 408$680,2850.03%2025
Inland marine in North Carolina#279 of 420$52,8500.00%2025
Farm and crop in South Dakota#12 of 47$26.2M1.78%2025
General liability in South Dakota#136 of 356$211,9150.10%2025
Commercial auto in South Dakota#172 of 237$49,0260.02%2025
Commercial auto in Texas#11 of 329$143.5M1.82%2025
Farm and crop in Texas#17 of 41$13.7M0.51%2025
General liability in Texas#65 of 463$27.6M0.41%2025
Inland marine in Texas#102 of 356$3.5M0.11%2025
Commercial property (fire and allied lines) in Wisconsin#108 of 210$136,8130.04%2024
Commercial auto in Wisconsin#228 of 312$130,9240.01%2024
General liability in Wisconsin#273 of 429$162,7760.01%2024
Standing

Where it's a top-10 writer

Clear Blue Financial Group (NAIC group 04850), the group Clear Blue Insurance Company belongs to, ranks in the top 10 for these lines and states. Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

Line and stateRankPremium writtenShareYear
Farm and crop in Utah
Multiple Peril Crop
#5$2.1M3.93%2025
Farm and crop in Nevada
Multiple Peril Crop
#6$3.7M3.15%2025
Farm and crop in Montana
Multiple Peril Crop
#7$1.3M0.38%2025
Farm and crop in Oregon
Multiple Peril Crop
#7$1.7M0.99%2025
Commercial auto in Texas
Commercial Auto Liability
#7$222.3M3.04%2025
Farm and crop in Wyoming
Multiple Peril Crop
#7$3.4M4.67%2025
Farm and crop in Arizona
Multiple Peril Crop
#8$2.0M1.21%2025
Farm and crop in California
Multiple Peril Crop
#8$3.7M0.42%2025
Farm and crop in South Dakota
Multiple Peril Crop
#8$25.2M2.15%2025
Farm and crop in South Dakota
Private Crop
#8$1.0M1.42%2025
Commercial auto in Florida
Commercial Auto Liability
#9$168.3M2.62%2025
Farm and crop in Idaho
Multiple Peril Crop
#9$2.9M1.45%2025
Farm and crop in New Mexico
Multiple Peril Crop
#9$5.7M4.57%2025
Farm and crop in Texas
Multiple Peril Crop
#9$13.7M0.69%2025
Commercial auto in Texas
Total Commercial Auto
#9$247.2M2.79%2025
Commercial auto in Wisconsin
Commercial Auto Physical Damage
#9$15.0M3.37%2025
Farm and crop in Colorado
Multiple Peril Crop
#10$3.4M1.07%2025
Commercial auto in Florida
Total Commercial Auto
#10$184.6M2.55%2025
Farm and crop in Illinois
Multiple Peril Crop
#10$613,0000.06%2025
Farm and crop in Kansas
Multiple Peril Crop
#10$7.9M0.66%2025
Commercial auto in Kentucky
Commercial Auto Physical Damage
#10$6.2M2.81%2025
Farm and crop in Missouri
Multiple Peril Crop
#10$593,0000.11%2025
Farm and crop in North Dakota
Multiple Peril Crop
#10$5.4M0.40%2025
Farm and crop in Oklahoma
Multiple Peril Crop
#10$1.6M0.45%2025

Method and source

Each row comes from the named regulator's public company list on the date shown, joined by NAIC number. "Admitted" means licensed by the state and backed by its guaranty fund; "surplus lines" means eligible to take risks the admitted market declines, without rate or form approval or guaranty fund protection. Premium and rank come from state market share reports that list every company. This is a public-records directory, not a rating or recommendation; for the company's own filings use the NAIC's Consumer Information Source.

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