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Directory · Texas · Farm and crop

Who writes farm and crop in Texas

Ranked by direct premium written in 2025 from the Texas Department of Insurance market share report (every company, not a top-N list).

41 companies wrote farm and crop in Texas in 2025, $2.66B in direct premium. American Agri-Business Insurance Company led with 21.5%; the top five hold 74%. 508 companies are licensed for the line.

By Sam Alishahi, independent insurance broker · All lines in Texas

Top 10 · NAIC table: 02.2 - Multiple Peril Crop

The insurer groups that write the most farm and crop in Texas

Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

#Insurer groupPremium writtenShareLoss ratioMember companies here
1Sompo Group$564.1M28.39%113%American Agri-Business Insurance Company, Endurance Assurance Corporation, Endurance American Insurance Company, Sompo America Insurance Company
2Qbe Insurance Group$496.0M24.96%99%NAU Country Insurance Company, QBE Insurance (Europe) Limited, Praetorian Insurance Company, QBE Specialty Insurance Company
3Chubb Ltd Group$328.5M16.53%118%Federal Insurance Company, Ace American Insurance Company, Ace Property and Casualty Insurance Company, Chubb Lloyd's Insurance Company of Texas
4American Financial Group$198.2M9.97%109%Great American Insurance Company, Great American Assurance Company, National Interstate Insurance Company, Great American Alliance Insurance Company
5Zurich Insurance Group$157.1M7.90%144%Zurich American Insurance Company, Rural Community Insurance Company, American Zurich Insurance Company, American Guarantee and Liability Insurance Company
6Farmers Mutual Hail Insurance Group$135.4M6.82%119%Farmers Mutual Hail Insurance Company of Iowa, FMH Ag Risk Insurance Company
7Tokio Marine Holdings Inc Group$69.1M3.48%84%Philadelphia Indemnity Insurance Company, Privilege Underwriters Reciprocal Exchange, PURE Risk Mgt, Atty-in-Fact, Safety National Casualty Corporation, Producers Agriculture Insurance Company
8Palomar Holdings Group$24.8M1.25%80%Palomar Specialty Insurance Company, Palomar Excess and Surplus Insurance Company, First Indemnity of America Insurance Company, Laulima Exchange
9Clear Blue Financial Group$13.7M0.69%75%Clear Blue Insurance Company, Rock Ridge Insurance Company, Highlander Specialty Insurance Company, Clear Blue Specialty Insurance Company
10Iowa Farm Bureau Group$221,0000.01%108%Farm Bureau Property & Casualty Insurance Company, Western Agricultural Insurance Company
Farm and crop · Texas

The companies

#CompanyNAICHome stateStatus herePremiumShare
1American Agri-Business Insurance Company12548TXAdmitted (licensed)$572.3M21.48%
2NAU Country Insurance Company25240MNAdmitted (licensed)$500.8M18.80%
3Texas Farm Bureau Underwriters25399TXAdmitted (licensed)$372.5M13.98%
4Ace Property and Casualty Insurance Company20699PAAdmitted (licensed)$318.9M11.97%
5Great American Insurance Company16691OHAdmitted (licensed)$204.4M7.67%
6Rural Community Insurance Company39039MNAdmitted (licensed)$159.5M5.99%
7Farmers Mutual Hail Insurance Company of Iowa13897IAAdmitted (licensed)$137.2M5.15%
8Producers Agriculture Insurance Company34312TXAdmitted (licensed)$69.1M2.59%
9State Farm Lloyds43419TXAdmitted (licensed)$59.5M2.23%
10Nationwide Agribusiness Insurance Company28223IAAdmitted (licensed)$32.8M1.23%
11State Automobile Mutual Insurance Company25135OHAdmitted (licensed)$30.4M1.14%
12Indemnity Insurance Company of North America43575PAAdmitted (licensed)$26.4M0.99%
13Palomar Specialty Insurance Company20338ORAdmitted (licensed)$24.8M0.93%
14Ohio Security Insurance Company24082NHAdmitted (licensed)$20.4M0.77%
15Midvale Indemnity Company27138WIAdmitted (licensed)$16.2M0.61%
16Agri General Insurance Company42757IAAdmitted (licensed)$14.3M0.54%
17Clear Blue Insurance Company28860TXAdmitted (licensed)$13.7M0.51%
18Charter Oak Fire Insurance Company, (The)25615CTAdmitted (licensed)$12.4M0.46%
19Travelers Property Casualty Company of America25674CTAdmitted (licensed)$12.0M0.45%
20Travelers Indemnity Company of Connecticut (The)25682CTAdmitted (licensed)$12.0M0.45%
21STATE AUTO PROPERTY \u0026 CASUALTY INSURANCE COMPANY25127IAAdmitted (licensed)$10.9M0.41%
22West American Insurance Company44393INAdmitted (licensed)$10.0M0.37%
23Travelers Indemnity Company (The)25658CTAdmitted (licensed)$9.4M0.35%
24Phoenix Insurance Company, (The)25623CTAdmitted (licensed)$7.3M0.27%
25American Fire and Casualty Company24066NHAdmitted (licensed)$5.6M0.21%
26Markel Insurance Company38970ILAdmitted (licensed)$2.8M0.11%
27Ohio Casualty Insurance Company (The)24074NHAdmitted (licensed)$2.1M0.08%
28Travelers Indemnity Company of America (The)25666CTAdmitted (licensed)$1.8M0.07%
29Hudson Insurance Company25054DEAdmitted (licensed)$1.2M0.05%
30Acadia Insurance Company31325IAAdmitted (licensed)$1.1M0.04%
31Producers Lloyds Insurance Company33170TXAdmitted (licensed)$897,8830.03%
32Great American Assurance Company26344OHAdmitted (licensed)$564,1370.02%
33Philadelphia Indemnity Insurance Company18058PAAdmitted (licensed)$239,2020.01%
34Western Agricultural Insurance Company27871IAAdmitted (licensed)$220,8140.01%
35Firemen's Insurance Company of Washington, D. C.21784IAAdmitted (licensed)$183,8640.01%
36American Agricultural Insurance Company DBA: AmericanAg10103INAdmitted (licensed)$113,3990.00%
37Argonaut Insurance Company19801NEAdmitted (licensed)$98,4500.00%
38Union Insurance Company25844IAAdmitted (licensed)$36,7690.00%
39Union Standard Lloyds43435TXAdmitted (licensed)$8,4950.00%
40StarNet Insurance Company40045IAAdmitted (licensed)$5,5370.00%
41State Farm Fire and Casualty Company25143ILAdmitted (licensed)$4,2130.00%
Turned down?

Last resort for farm and crop in Texas

Last resortLinesWhereHow to get in
Surplus lines and Lloyd's open marketallall states, under each state's diligent-search rulesThrough surplus lines wholesalers; commercial property and liability have no guaranteed plan, so this is their last stepSource

Method and source

Source: the Texas Department of Insurance company list, read 2026-10-17. "Premium" is direct premium written in the state for the year shown; "share" is that company's part of the state total for the line. A company can be licensed for a line and write none of it, and a surplus lines insurer can write a line without a state license for it.

Open to use. Cite "Alishahi Insurance insurance company directory" and link here. CSV · JSON.

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